The Bank Oberlin, KS CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Bank Oberlin, KSToday's 12-month CD rates can be found at 0.90%, 6-month CD rates at 3.73% and 3-month CD rates at 2.50%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 5.99%. Credit Card rates are at 11.75%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The Bank Oberlin, KS CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank Oberlin, KS, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank Oberlin, KS CD rates. You can also compare The Bank Oberlin, KS savings rates, MMA rates and mortgage rates using our other rate lists.

The Bank Oberlin, KS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank Oberlin, KS? Share your experience about The Bank Oberlin, KS by leaving a review below, or read customer reviews before you decide to use The Bank Oberlin, KS.

The Bank Oberlin, KS Texas Ratio

The Bank Oberlin, KS's Texas Ratio is at 8.04%, which is considered excellent. The Texas Ratio for The Bank Oberlin, KS is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Bank Oberlin, KS is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Bank Oberlin, KS
205 S Penn Ave
Oberlin, KS 67749
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare The Bank Oberlin, KS Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.35%
$500
First Bank Hampton
First Bank Hampton
6-Month CD
4.30%
$1,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
24-Month CD
4.06%
$2,000
Twin River Bank
Twin River Bank
6-Month CD
4.06%
$500
iGOBanking
iGOBanking
12-Month CD
4.00%
$1,000
Pacific Crest SB
Pacific Crest SB
12-Month CD
4.00%
$2,000
Pathfinder Bank
Pathfinder Bank
Kasasa Checking
4.00%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
24-Month CD
3.82%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
12-Month CD
3.79%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
48-Month CD
3.60%
$1,000
Charter Bank TX
Charter Bank TX
12-Month CD
3.50%
$1,000
Meridian Bank
Meridian Bank
30-Month CD
3.30%
$500
AVB Bank
AVB Bank
36-Month CD
3.12%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
18-Month CD
3.02%
$500
Abound Federal Credit Union
Abound Federal Credit Union
12-Month CD
3.00%
$500
First National Bank of Hutchinson
First National Bank of Hutchinson
36-Month CD
2.77%
$5,000
TD Bank
TD Bank
36-Month CD
2.75%
$250
First State Bank of Campbell Hill
First State Bank of Campbell Hill
36-Month CD
2.73%
$500
Security Bank Minnesota
Security Bank Minnesota
18-Month CD
2.30%
$1,000
Huntington FSB
Huntington FSB
60-Month CD
2.02%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
2.00%
$1,000
Regions Bank
Regions Bank
Premium Money Market
2.00%
$10,000
TruBank
TruBank
36-Month CD
1.60%
$500
JTNB
JTNB
12-Month CD
1.50%
$1,000
Wolf River Community Bank
Wolf River Community Bank
48-Month CD
1.50%
$1,000
State Bank of Graymont
State Bank of Graymont
48-Month CD
1.41%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
12-Month CD
1.00%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
1.00%
$1,000
Adirondack Trust Company
Adirondack Trust Company
High Peaks Money Market
1.00%
$200,000
FNB of Brownstown
18-Month CD
0.95%
$1,000
F&M Union Bank
Statement Savings
0.75%
$0
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
36-Month CD
0.60%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
36-Month CD
0.60%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Super NOW Checking
0.55%
$2,500
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
18-Month CD
0.35%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
60-Month CD
0.30%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
12-Month CD
0.30%
$1,000
Bank 21
Bank 21
Statement Savings
0.25%
$25
Stoughton Co-operative Bank
Stoughton Co-operative Bank
12-Month CD
0.25%
$500
FirstOak Bank
FirstOak Bank
Personal Savings
0.25%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Kasasa Savings
0.20%
$25
Clay County Savings Bank
Clay County Savings Bank
Statement Savings
0.15%
$0
PNB Community Bank
PNB Community Bank
12-Month CD
0.10%
$1,000
Bellevue State Bank
Bellevue State Bank
NOW Checking
0.05%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
Plus Money Market
0.03%
$2,500
Cleveland State Bank
Cleveland State Bank
Checking
0.01%
$1,000
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
60-Month CD
0.01%
$500
Regions Bank
Regions Bank
48-Month CD
0.01%
$500
Bank of New Hampshire
Bank of New Hampshire
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 12, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The Bank Oberlin, KS rate data right now, check back for updates, we are adding rates all the time.

The Bank Oberlin, KS Information

The Bank Oberlin, KS
205 S Penn Ave
Oberlin, KS 67749
Decatur
Established Date: 11/21/1985
FDIC Certificate #: 26522
Date of FDIC Deposit Insurance: 11/21/1985
Bank Holding Company: DECATUR INVESTMENT INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is The Bank Oberlin, KS FDIC Insured? Yes
What is The Bank Oberlin, KS's Cert number? 26522
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Bank Oberlin, KS Financials

Total Assets:
$461,992,000
Total Deposits:
$407,825,000
Equity Capital:
$52,629,000
Domestic Deposits:
$407,825,000
Net Income:
$2,566,000
Return on Assets:
2.1950%
Quarterly Return on Assets:
2.2000%
Pretax Return on Assets:
2.2095%
Pretax Quarterly Return on Assets:
2.2100%
Return on Equity:
20.7000%
Quarterly Return on Equity:
19.3800%
Common Equity Tier 1 Capital Ratio:
20.2616%
Tier 1 Risk-Based Capital Ratio:
20.2616%
Leverage Tier 1 (Core Capital) Ratio:
11.3441%
Total Risk-Based Capital Ratio (YTD):
21.5217%
Total Interest Income (YTD):
4.9469%
 
 
Headquarters:
Oberlin
FDIC Field Office:
Hays
Regulator:
FDIC
County:
Decatur
# of Offices:
13
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates dropped again this past week. Rates for 15-year mortgages are now under 4.50 percent and 30-year mortgage rates stayed under 5 percent. Freddie Mac's survey this week showed rates for 30-year fixed rate mortgages fell 0.6 percent to 4.82 percent from 4.88 percent. Mortgage rates for 15-year fixed rate mortgages also fell from 4.54 percent to 4.48 percent. Five-year Treasury-indexed hybrid adjustable-rate mortgages (ARMs) averaged 4.88 percent this week, down from last week when it averaged 4.93 percent. For one-year Treasury-indexed ARMs average rate went up this past week to 4.91 percent from last week's average of 4.83 percent.
Ascencia Bank, an Internet bank based in Louisville, KY, is advertising certificates of deposit that range in terms of 6 months to 60 months. The minimum opening account balance on all certificate of deposit accounts is $500. The bank is also offering a 6 month promotional CD rate that currently has a CD rate of 1.11 percent and annual percentage yield (APY) of 1.11 percent.
JP Morgan Chase Bank is offering a 1-year adjustable-rate mortgage with an annual percentage yield of 4.427 percent. The mortgage quotes we received from Chase was for refinancing a loan of $400,000 on single family home in Florida. A primary residence with an estimated home value of $600,000. The credit history selected for this quote was "very good".

Bank or Credit Union Offers and Deals

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