Blue Foundry Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Blue Foundry Bank's 12-Month IRA CD rates are at 3.45%, Term CD 60-Month rates are at 3.25%, Terms CD 60-Month rates are at 3.25%, Term CD 48-Month rates are at 3.00%, Terms CD 48-Month rates are at 3.00%. Blue Foundry Bank's savings rates are at 0.05%. Blue Foundry Bank's money market rates are at 0.00%.
Rate Updates and AvailabilityBlue Foundry Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blue Foundry Bank? Share your experience about Blue Foundry Bank by leaving a review below, or read customer reviews before you decide to use Blue Foundry Bank. Blue Foundry Bank Texas RatioBlue Foundry Bank's Texas Ratio is at 2.56%, which is considered excellent. The Texas Ratio for Blue Foundry Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Blue Foundry Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Blue Foundry Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Blue Foundry Bank CD Rates
Blue Foundry Bank Savings Rates
Blue Foundry Bank Money Market Rates
Blue Foundry Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Blue Foundry Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Blue Foundry Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Blue Foundry Bank's official website for the most current offers and terms.
Bank Profile & OverviewBlue Foundry Bank
19 Park AveRutherford, NJ 07070 Bergen Established Date: 04/10/1939 FDIC Certificate #: 30052 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: BLUE FOUNDRY BCORP How Many Domestic U.S. Offices? 21 How Many Branches are There? 21 Website: https://www.bluefoundrybank.com
Is Blue Foundry Bank FDIC Insured? Yes
What is Blue Foundry Bank's Cert number? 30052
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$2,022,886,000
Total Deposits:
$1,351,480,000
Equity Capital:
$273,654,000
Net Income:
$-2,144,000
Return on Assets (ROA):
-0.1309%
Return on Equity (ROE):
-0.9900%
Headquarters:
Rutherford
Regulator:
FDIC
# of Offices:
21
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsRApA
December 17, 2025
dEnw
Kathleen
July 20, 2025
Best bank ever. Amazing branch in Hackensack NJ . Nadia, Anthony and Rafael make me feel like a VIP every time I drop by. Thanking each of you. Kathy F.
Add Your Rating and Review for Blue Foundry Bank
Frequently Asked Questions About Blue Foundry BankHow do I open an account at Blue Foundry Bank?You can typically open an account at Blue Foundry Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Blue Foundry Bank provides a range of mortgage and home equity products. Is Blue Foundry Bank a safe place to deposit money?Yes, Blue Foundry Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Blue Foundry Bank offer online and mobile banking?Most modern institutions like Blue Foundry Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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