What are the current interest rates at Bank of Clovis?

Current rates for Bank of Clovis include: 12-Month CD: 3.25%, 24-Month CD: 3.35%, 36-Month CD: 3.56%, 48-Month CD: 3.61%, 60-Month CD: 3.66%, Savings: 1.61%, MMA: 1.87%

MonitorBankRates

☰

Home›
Banks›
Bank of Clovis

iAdvertiser Disclosure

Bank of Clovis Rates & Review November 2026

Q: What is the highest CD rate at Bank of Clovis?

The highest Bank of Clovis CD rate is its 5-year IRA CD at 3.76% APY, verified by MonitorBankRates as of November 7, 2026.

Q: What CD terms does Bank of Clovis offer?

Bank of Clovis CD rates are 3.25% APY for a 12 month CD, 3.35% APY for a 2 year CD, 3.56% APY for a 3 year CD, 3.61% APY for a 4 year CD and 3.66% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of Clovis for its full lineup.

Q: What is the highest savings rate at Bank of Clovis?

The highest Bank of Clovis savings rate is its Savings at 1.61% APY, verified by MonitorBankRates as of November 7, 2026.

Q: How many branches does Bank of Clovis operate?

Bank of Clovis currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Clovis does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 7, 2026

Bank of Clovis's 60-Month 5 Year CD Ladder - 5 Year Ladder rates are at 3.66%, 5-year CD rates are at 3.66%, 48-Month 5 Year CD Ladder - 4 Year Ladder rates are at 3.61%, 3-year CD rates are at 3.56%, 36-Month 5 Year CD Ladder - 3 Year Ladder rates are at 3.56%. Bank of Clovis's savings rates are at 1.61%. Bank of Clovis's money market rates are at 1.87%. Bank of Clovis's checking rates are as high as 0.51%. Bank of Clovis's top CD rate of 3.66% APY on a 5 year CD is 25% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Bank of Clovis with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.80%. Rates last updated and verified on 11/07/2026.

Bank of Clovis money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Clovis? Share your experience about Bank of Clovis by leaving a review below, or read customer reviews before you decide to use Bank of Clovis.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.80%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

The Bank of Clovis

300 N Main St
Clovis, NM 88101

https://www.bankofclovis.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Bank of Clovis CD Rates

Product	Rate	APY	Term	Min. Deposit
5-year IRA	3.70%	3.76%	5 years	$100
Min Deposit $100 Min Balance $100 Details Other Fee(s) / Penalties: 6 months interest on amount withdrawn; Fee(s) if Below Minimum Balance: Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.66% → 3.76% ▲ 0.10 pts · high 3.76% / low 3.66% Oct 23, 20263.76%▲ from 3.66% Sep 30, 20263.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
3-year IRA	3.60%	3.66%	3 years	$100
Min Deposit $100 Min Balance $100 Details Other Fee(s) / Penalties: 3 months interest on amount withdrawn; Fee(s) if Below Minimum Balance: Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.56% → 3.66% ▲ 0.10 pts · high 3.66% / low 3.56% Oct 23, 20263.66%▲ from 3.56% Sep 30, 20263.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
60-month 5-Year CD Ladder - 5-Year Ladder	3.60%	3.66%	60 months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Initial Rate 3.60%, Initial APY 3.66%; Renewal: 60 months from initial maturity at 0.25% above regularly offered 60 month rate; Early withdrawal: 6 months interest penalty on balance withdrawn; Minimum to open and minimum to obtain stated APY $5,000.00 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.56% → 3.66% ▲ 0.10 pts · high 3.66% / low 3.56% Oct 23, 20263.66%▲ from 3.56% Sep 30, 20263.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
5-year CD	3.60%	3.66%	5 years	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Early withdrawal penalty: 6 months interest on amount withdrawn; Fee(s) if below minimum balance: -; Rates current as of 10/22/2026 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.56% → 3.66% ▲ 0.10 pts · high 3.66% / low 3.56% Oct 23, 20263.66%▲ from 3.56% Sep 30, 20263.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
48-month 5-Year CD Ladder - 4-Year Ladder	3.55%	3.61%	48 months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Initial Rate 3.55%, Initial APY 3.61%; Renewal: 60 months from initial maturity at 0.25% above regularly offered 60 month rate; Early withdrawal: 6 months interest penalty on balance withdrawn; Minimum to open and minimum to obtain stated APY $5,000.00 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.51% → 3.61% ▲ 0.10 pts · high 3.61% / low 3.51% Oct 23, 20263.61%▲ from 3.51% Sep 30, 20263.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
2-year IRA	3.50%	3.56%	2 years	$100
Min Deposit $100 Min Balance $100 Details Other Fee(s) / Penalties: 3 months interest on amount withdrawn; Fee(s) if Below Minimum Balance: Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.35% → 3.56% ▲ 0.21 pts · high 3.56% / low 3.35% Oct 23, 20263.56%▲ from 3.35% Sep 30, 20263.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
3-year CD	3.50%	3.56%	3 years	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Early withdrawal penalty: 3 months interest on amount withdrawn; Fee(s) if below minimum balance: -; Rates current as of 10/22/2026 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.45% → 3.56% ▲ 0.11 pts · high 3.56% / low 3.45% Oct 23, 20263.56%▲ from 3.45% Sep 30, 20263.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
36-month 5-Year CD Ladder - 3-Year Ladder	3.50%	3.56%	36 months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Initial Rate 3.50%, Initial APY 3.56%; Renewal: 60 months from initial maturity at 0.25% above regularly offered 60 month rate; Early withdrawal: 6 months interest penalty on balance withdrawn; Minimum to open and minimum to obtain stated APY $5,000.00 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.45% → 3.56% ▲ 0.11 pts · high 3.56% / low 3.45% Oct 23, 20263.56%▲ from 3.45% Sep 30, 20263.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
1-year IRA	3.30%	3.35%	1 year	$100
Min Deposit $100 Min Balance $100 Details Other Fee(s) / Penalties: 3 months interest on amount withdrawn; Fee(s) if Below Minimum Balance: Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25% Oct 23, 20263.35%▲ from 3.25% Sep 30, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
2-year CD	3.30%	3.35%	2 years	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Early withdrawal penalty: 3 months interest on amount withdrawn; Fee(s) if below minimum balance: -; Rates current as of 10/22/2026 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25% Oct 23, 20263.35%▲ from 3.25% Sep 30, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
24-month 5-Year CD Ladder - 2-Year Ladder	3.30%	3.35%	24 months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Initial Rate 3.30%, Initial APY 3.35%; Renewal: 60 months from initial maturity at 0.25% above regularly offered 60 month rate; Early withdrawal: 6 months interest penalty on balance withdrawn; Minimum to open and minimum to obtain stated APY $5,000.00 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25% Oct 23, 20263.35%▲ from 3.25% Sep 30, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
1-year CD	3.20%	3.25%	1 year	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Early withdrawal penalty: 3 months interest on amount withdrawn; Fee(s) if below minimum balance: -; Rates current as of 10/22/2026 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.14% → 3.25% ▲ 0.11 pts · high 3.25% / low 3.14% Oct 23, 20263.25%▲ from 3.14% Sep 30, 20263.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
12-month 5-Year CD Ladder - 1-Year Ladder	3.20%	3.25%	12 months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Initial Rate 3.20%, Initial APY 3.25%; Renewal: 60 months from initial maturity at 0.25% above regularly offered 60 month rate; Early withdrawal: 6 months interest penalty on balance withdrawn; Minimum to open and minimum to obtain stated APY $5,000.00 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.14% → 3.25% ▲ 0.11 pts · high 3.25% / low 3.14% Oct 23, 20263.25%▲ from 3.14% Sep 30, 20263.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
6-month IRA	3.20%	3.25%	6 months	$100
Min Deposit $100 Min Balance $100 Details Other Fee(s) / Penalties: 1 month interest on amount withdrawn; Fee(s) if Below Minimum Balance: Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.14% → 3.25% ▲ 0.11 pts · high 3.25% / low 3.14% Oct 23, 20263.25%▲ from 3.14% Sep 30, 20263.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%
6-month CD	3.10%	3.14%	6 months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Early withdrawal penalty: 1 month interest on amount withdrawn; Fee(s) if below minimum balance: -; Rates current as of 10/22/2026 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 3.04% → 3.14% ▲ 0.10 pts · high 3.14% / low 3.04% Oct 23, 20263.14%▲ from 3.04% Sep 30, 20263.04%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Bank of Clovis Savings Rates

Product	Rate	APY	View More
Savings	1.60%	1.61%
Min Deposit $100 Min Balance $100 Details Minimum daily balance must be maintained to obtain APY; variable rate account; rates and APY current as of 10/22/2026 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 1.51% → 1.61% ▲ 0.10 pts · high 1.61% / low 1.51% Oct 15, 20261.61%▲ from 1.51% Sep 30, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Bank of Clovis Money Market Rates

Product	Rate	APY	View More
Money Market	1.85%	1.87%
Min Deposit $100 Min Balance $2,500 Details Minimum daily balance must be maintained to obtain APY; variable rate account; rates and APY current as of 10/22/2026 Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 1.76% → 1.87% ▲ 0.11 pts · high 1.87% / low 1.76% Oct 15, 20261.87%▲ from 1.76% Sep 30, 20261.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Bank of Clovis Checking Rates

Product	Rate	APY	View More
Interest Checking	0.50%	0.51%
Min Deposit $100 Min Balance $1,000 Details Minimum daily balance must be maintained to obtain the disclosed APY; variable rate account, rates and APY may change at any time after opening; fee if below minimum balance $15.00 per statement; other fees $0.25 per check over 50 per statement Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 0.50% → 0.51% ▲ 0.01 pts · high 0.51% / low 0.50% Oct 15, 20260.51%▲ from 0.50% Sep 30, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Bank of Clovis Business Checking Rates

Product	Rate	APY	View More
Commercial Interest Checking	0.50%	0.51%
Min Deposit $100 Min Balance $5,000 Details Variable rate account; rate and APY may change at any time after the account has been opened; minimum daily balance must be maintained to obtain the disclosed APY; Fee if below minimum balance: $100.00 per statement; Other fees: $0.25 per check over 150 per statement Last Updated 11/07/2026 Rate History 1 change since Sep 30, 2026 · 0.50% → 0.51% ▲ 0.01 pts · high 0.51% / low 0.50% Oct 15, 20260.51%▲ from 0.50% Sep 30, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.80%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Bank of Clovis’s Texas Ratio rose from 0.00% in Q3 2023 to 0.80% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$438M	0.80%	5.0	A+
March 31, 2026	$466M	0.46%	5.0	A+
December 31, 2025	$455M	0.62%	5.0	A+
September 30, 2025	$423M	0.48%	5.0	A+
June 30, 2025	$399M	1.90%	5.0	A+
March 31, 2025	$386M	2.56%	5.0	A+
December 31, 2024	$390M	1.19%	5.0	A+
September 30, 2024	$374M	0.74%	5.0	A+
June 30, 2024	$334M	0.00%	5.0	A+
March 31, 2024	$322M	0.00%	5.0	A+
December 31, 2023	$306M	0.00%	5.0	A+
September 30, 2023	$316M	0.00%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Clovis is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Clovis rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Clovis's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Bank of Clovis

Website https://www.bankofclovis.com

Address 300 N Main St, Clovis, NM 88101 · Curry

Bank Holding Company CLOVIS BANCSHARES INC

FDIC Certificate # 57022

Regulator FDIC

Established October 16, 2000

FDIC Insurance Date October 16, 2000

Domestic Offices 7

Total Branches 7

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.80%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.2678%

Return on Equity (ROE)

13.0300%

Non-Performing Loans Ratio (NPL)

0.12%

Total Assets

$438,449,000

Total Deposits

$367,285,000

Equity Capital

$44,218,000

Net Income

$2,873,000

Headquarters

Clovis

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Bank of Clovis earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/the-bank-of-clovis-rates-review-57022">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Bank of Clovis yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Bank of Clovis

Frequently Asked Questions About Bank of Clovis

Does Bank of Clovis offer CDs?

Yes. Bank of Clovis current CD rates include its 60-Month 5 Year CD Ladder - 5 Year Ladder at 3.66% APY, its 5-year CD at 3.66% APY and its 48-Month 5 Year CD Ladder - 4 Year Ladder at 3.61% APY, verified by MonitorBankRates as of November 7, 2026.

Are CDs from Bank of Clovis FDIC insured?

Yes. Bank of Clovis is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Bank of Clovis?

The highest Bank of Clovis CD rate is its 5-year IRA CD at 3.76% APY, verified by MonitorBankRates as of November 7, 2026.

What CD terms does Bank of Clovis offer?

Bank of Clovis CD rates are 3.25% APY for a 12 month CD, 3.35% APY for a 2 year CD, 3.56% APY for a 3 year CD, 3.61% APY for a 4 year CD and 3.66% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of Clovis for its full lineup.

What is the highest savings rate at Bank of Clovis?

The highest Bank of Clovis savings rate is its Savings at 1.61% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest money market rate at Bank of Clovis?

The highest Bank of Clovis money market rate is its Money Market at 1.87% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest checking rate at Bank of Clovis?

The highest Bank of Clovis checking rate is its Commercial Interest Checking at 0.51% APY, verified by MonitorBankRates as of November 7, 2026.

How many branches does Bank of Clovis operate?

Bank of Clovis currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Clovis does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Clovis provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Clovis offer online and mobile banking?

Most modern institutions like Bank of Clovis provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofclovis.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Bank of Clovis rates compare?

Bank of Clovis's top CD rate of 3.66% APY on a 5 year CD is 25% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. Bank of Clovis's top rates are its 5 years 5-year IRA CD at 3.76% APY, its Savings at 1.61% APY, its Money Market at 1.87% APY and its Commercial Interest Checking at 0.51% APY, verified by MonitorBankRates on November 7, 2026.

Current Bank of Clovis Rates

12-Month CD3.25%
24-Month CD3.35%
36-Month CD3.56%
48-Month CD3.61%
60-Month CD3.66%
Savings1.61%
MMA1.87%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Banks

Plumas Bank Lafayette State Bank Wallkill Valley Federal S&L Stockman Bank of Montana FNB of Russell Springs Texas First Bank Seacoast National Bank Merchants & Farmers B&T Co. FNB of St. Ignace American Heritage National Bank First Century Bank La Salle State Bank Richland County Bank Security State Bank of Oklahoma Central Bank Storm Lake, IA Citizens Trust Bank Cornerstone Bank Fargo, ND Central National Bank (TX) Farmers Savings Bank Colesburg, IA Iowa State Bank Des Moines, IA Fidelity

Bank of Clovis Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Bank of Clovis Texas Ratio

Bank of Clovis Health Trend

Bank of Clovis CD Rates

Bank of Clovis Savings Rates

Bank of Clovis Money Market Rates

Bank of Clovis Checking Rates

Bank of Clovis Business Checking Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Bank of Clovis earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Bank of Clovis

Does Bank of Clovis offer CDs?

Are CDs from Bank of Clovis FDIC insured?

What is the highest CD rate at Bank of Clovis?

What CD terms does Bank of Clovis offer?

What is the highest savings rate at Bank of Clovis?

What is the highest money market rate at Bank of Clovis?

What is the highest checking rate at Bank of Clovis?

How many branches does Bank of Clovis operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Bank of Clovis offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Bank of Clovis rates compare?

Current Bank of Clovis Rates

Compare to Other Banks