Stafford Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 1.51%, 6-month CD rates at 0.05% and 3-month CD rates at 1.61%. Current savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.77%. Credit Card rates are at 8.75%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates. Stafford Savings Bank's 12-Month CD rates are at 3.57%, 60-Month CD rates are at 2.54%, 48-Month CD rates are at 2.54%, 36-Month CD rates are at 2.54%, 24-Month CD rates are at 2.53%. Stafford Savings Bank's savings rates are at 0.11%. Stafford Savings Bank's money market rates are at 0.12%.
To see how these rates compare to Stafford Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Stafford Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Stafford Savings Bank CD rates. You can also compare Stafford Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. Stafford Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Stafford Savings Bank? Share your experience about Stafford Savings Bank by leaving a review below, or read customer reviews before you decide to use Stafford Savings Bank. Stafford Savings Bank Texas Ratio Stafford Savings Bank's Texas Ratio is at 0.14%, which is considered excellent. The Texas Ratio for Stafford Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Stafford Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Stafford Savings Bank CD Rates and Interest Rates
Stafford Savings Bank
12-Month CD
3.57%
$500
Stafford Savings Bank
60-Month CD
2.54%
$500
Stafford Savings Bank
48-Month CD
2.54%
$500
Stafford Savings Bank
36-Month CD
2.54%
$500
Stafford Savings Bank
24-Month CD
2.53%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Stafford Savings Bank Rates with Other Competitive Bank and Credit Union Rates
VisionBank Saint Louis Park, MN
12-Month CD
4.35%
$1,000
Mutual Security Credit Union
Progressive Savings
4.25%
$0
SaviBank
6-Month CD
4.25%
$500
Avenir Financial Federal Credit Union
12-Month CD
4.15%
$1,000
Security Bank Tulsa, OK
48-Month CD
4.06%
$2,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Stafford Savings Bank InformationStafford Savings Bank
2 Furnace AveStafford Springs, CT 06076 Capitol Established Date: 07/16/1872 FDIC Certificate #: 18227 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.staffordsavingsbank.com
Is Stafford Savings Bank FDIC Insured? Yes
What is Stafford Savings Bank's Cert number? 18227
What is the maximum amount for insured deposits? $250,000 per holder, per account
Stafford Savings Bank FinancialsTotal Assets:
$414,773,000
Total Deposits:
$184,803,000
Equity Capital:
$190,154,000
Domestic Deposits:
$184,803,000
Net Income:
$13,910,000
Return on Assets:
1.9112%
Quarterly Return on Assets:
13.7400%
Pretax Return on Assets:
18.5764%
Pretax Quarterly Return on Assets:
18.5800%
Return on Equity:
4.5500%
Quarterly Return on Equity:
30.3300%
Common Equity Tier 1 Capital Ratio:
32.6801%
Tier 1 Risk-Based Capital Ratio:
32.6801%
Leverage Tier 1 (Core Capital) Ratio:
42.7948%
Total Risk-Based Capital Ratio (YTD):
32.9241%
Total Interest Income (YTD):
3.0505%
Headquarters:
Stafford Springs
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Capitol
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe direction of mortgage rates continues to baffle experts as rates hit new lows for 2014. Average mortgage rates made new lows this week on the heels of lower U.S. bond yields. Investors were spooked this past week by the fall in equity markets, sending investors to the safety of U.S. bonds which in turn, sent yields lower. Bond yields move in inverse to bond prices, so when prices move higher, yields move lower.
 Ally Bank has lowered their CD Rates, bowing to pressure from the American Bankers Association and the FDIC. Ally was offering some of the best CD rates around recently. Their 12 month certificate of deposit had a yield of 2.80 percent until today, the bank lowered it to an annual percentage yield of 2.48 percent. The new rate and yield is still one of the highest CD rates around with the national average this week for a 12 month CD is 1.39 percent.
Mortgage rates are lower today and look to be headed even lower in the coming week thanks to a weak jobs report released this past Friday. Fixed conforming mortgage rates and fixed jumbo mortgage rates today are all lower. Only 88,000 private payroll jobs were created last month while the government payroll shrank once again in June losing 4,000 jobs. Economists were expecting a net gain of 100,000 jobs in June.
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