The First National Bank of Moody CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The First National Bank of MoodyToday's 12-month CD rates can be found at 2.01%, 6-month CD rates at 2.68% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 5.98%. Credit Card rates are at 9.99%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The First National Bank of Moody CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The First National Bank of Moody, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The First National Bank of Moody CD rates. You can also compare The First National Bank of Moody savings rates, MMA rates and mortgage rates using our other rate lists.

The First National Bank of Moody money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The First National Bank of Moody? Share your experience about The First National Bank of Moody by leaving a review below, or read customer reviews before you decide to use The First National Bank of Moody.

The First National Bank of Moody Texas Ratio

The First National Bank of Moody's Texas Ratio is at 6.44%, which is considered excellent. The Texas Ratio for The First National Bank of Moody is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The First National Bank of Moody is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The First National Bank of Moody
101 7th St
Moody, TX 76557
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare The First National Bank of Moody Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of the Flint Hills
Bank of the Flint Hills
60-Month CD
4.25%
$500
Yakima Federal S&L
Yakima Federal S&L
6-Month CD
4.05%
$500
Bank Five Nine
Bank Five Nine
48-Month CD
4.00%
$1,000
BankNewport
BankNewport
12-Month CD
4.00%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
18-Month CD
3.92%
$1,000
City National B&T Co. of Lawton, OK
18-Month CD
3.75%
$500
Security FSB
Security FSB
SecFed High Yield Money Market
3.56%
$250,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
18-Month CD
3.55%
$100
Bank of Brenham
Bank of Brenham
12-Month CD
3.50%
$1,000
Unison Bank
Unison Bank
12-Month CD
3.50%
$2,500
First National Bank of Bemidji
First National Bank of Bemidji
48-Month CD
3.34%
$1,000
Access Federal Credit Union
Access Federal Credit Union
48-Month CD
3.30%
$1,000
Homewood Federal SB
Homewood Federal SB
24-Month CD
3.00%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
24-Month CD
2.83%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$100
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
48-Month CD
2.75%
$500
TD Bank
TD Bank
36-Month CD
2.75%
$250
Seamens Bank
Seamens Bank
18-Month CD
2.75%
$1,000
Education Credit Union
Education Credit Union
60-Month CD
2.50%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
36-Month CD
2.25%
$500
Bank5 Connect
Bank5 Connect
Connect Checking
2.00%
$100
Alliance Bank IN
Alliance Bank IN
24-Month CD
1.96%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
48-Month CD
1.76%
$1,000
FNB of Hope
48-Month CD
1.51%
$500
Midland Federal S&L
Midland Federal S&L
60-Month CD
1.26%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
30-Month CD
1.00%
$1,000
The MINT National Bank
The MINT National Bank
MonuMINT Savings
1.00%
$0
North Star Bank
North Star Bank
Money Market
0.90%
$1,000
Greenville Federal
Greenville Federal
18-Month CD
0.75%
$500
Clare Bank
Clare Bank
60-Month CD
0.65%
$500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
Money Market
0.60%
$250,000
FNB of Scotia
FNB of Scotia
24-Month CD
0.57%
$500
MutualOne Bank
MutualOne Bank
60-Month CD
0.55%
$500
Homeland Community Bank
Homeland Community Bank
Money Market
0.50%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
48-Month CD
0.50%
$500
Bank of Elgin
Bank of Elgin
Pass Book Savings
0.40%
$0
North Shore Bank
North Shore Bank
60-Month CD
0.35%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
Money Market
0.25%
$2,500
Gorham Savings Bank
Gorham Savings Bank
Champion Money Market
0.25%
$1
WaFd Bank
WaFd Bank
48-Month CD
0.25%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
Statement Savings
0.15%
$0
First National Bank of Michigan
First National Bank of Michigan
First Personal Savings
0.10%
$100
Abington Bank
Abington Bank
Get More Tiered Money Market
0.10%
$0
Academic Employees Credit Union
Academic Employees Credit Union
3-Month CD
0.10%
$1,000
Community Bank Mankato
Community Bank Mankato
Prestige Savings
0.05%
$50
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Ultimate Plus Money Market
0.05%
$10,000
Busey Bank
Busey Bank
6-Month CD
0.05%
$1,000
FNB of Peterstown
FNB of Peterstown
Savings
0.03%
$25
Verus Bank of Commerce
Verus Bank of Commerce
Big Thompson Savings
0.02%
$100
PNC Bank
PNC Bank
Standard Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The First National Bank of Moody rate data right now, check back for updates, we are adding rates all the time.

The First National Bank of Moody Information

The First National Bank of Moody
101 7th St
Moody, TX 76557
Mclennan
Established Date: 01/01/1893
FDIC Certificate #: 3351
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: REYNOLDS TEAGUE THURMAN FINL
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is The First National Bank of Moody FDIC Insured? Yes
What is The First National Bank of Moody's Cert number? 3351
What is the maximum amount for insured deposits? $250,000 per holder, per account

The First National Bank of Moody Financials

Total Assets:
$67,047,000
Total Deposits:
$56,203,000
Equity Capital:
$8,560,000
Domestic Deposits:
$56,203,000
Net Income:
$107,000
Return on Assets:
0.9060%
Quarterly Return on Assets:
0.7000%
Pretax Return on Assets:
0.6956%
Pretax Quarterly Return on Assets:
0.7000%
Return on Equity:
6.4100%
Quarterly Return on Equity:
5.0000%
Leverage Tier 1 (Core Capital) Ratio:
17.4491%
Total Interest Income (YTD):
4.8147%
 
 
Headquarters:
Moody
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Mclennan
# of Offices:
2
Metropolitan Statistical Area (MSA):
Waco, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

best-money-market-account-rates-savings-account-ratesThe average savings account rate and money market account rate is less than .50 percent but you can find rates higher than the national average interest rate.
National CD rates declined again this past week as the FOMC decided to keep the Fed funds rate at zero percent to one quarter percent. The current average 3 month CD interest rate is 0.444 percent. We ran search for the best CD rates in Tallahassee using our CD rate tables. Right now Third Federal is offering the highest CD rate, their current rate is 1.00 percent with an APY of 1.00 percent.
Mortgage rates increased again this week to the highest level this year. We expected mortgage rates to increase because the Federal Reserve increased the fed funds rate by 25 basis points last week. Mortgage rates today on 30 year conforming loans are currently at 4.57 percent.

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