Heritage Bank of St Tammany CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Heritage Bank of St Tammany Deposit Rates
Today's 12-month CD rates can be found at 5.20%, 6-month CD rates at 0.25% and 3-month CD rates at 4.03%. Current savings rates are at 0.05% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 6.44%. Credit Card rates are at 8.50%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Heritage Bank of St Tammany's 12-Month CD rates are at 4.75%, 24-Month CD Bump Option rates are at 2.28%, 60-Month CD rates are at 2.02%, 36-Month CD rates are at 1.77%, 48-Month CD Bump Option rates are at 0.80%. Heritage Bank of St Tammany's savings rates are at 0.20%.

Heritage Bank of St Tammany

To see how these rates compare to Heritage Bank of St Tammany CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Heritage Bank of St Tammany, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Heritage Bank of St Tammany CD rates. You can also compare Heritage Bank of St Tammany savings rates, MMA rates and mortgage rates using our other rate lists.

Heritage Bank of St Tammany money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heritage Bank of St Tammany? Share your experience about Heritage Bank of St Tammany by leaving a review below, or read customer reviews before you decide to use Heritage Bank of St Tammany.

Heritage Bank of St Tammany Texas Ratio

Heritage Bank of St Tammany's Texas Ratio is at 1.20%, which is considered excellent. The Texas Ratio for Heritage Bank of St Tammany is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Heritage Bank of St Tammany is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.75%
18-Month CD
0.65%
24-Month CD
2.28%
36-Month CD
1.77%
48-Month CD
0.80%
60-Month CD
2.02%
Savings
0.20%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Heritage Bank of St Tammany
205 N Columbia St
Covington, LA 70433
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Heritage Bank of St Tammany CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Heritage Bank of St Tammany
Heritage Bank of St Tammany
12-Month CD
4.75%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Prime Bonus Interest Checking
2.50%
$0
Heritage Bank of St Tammany
Heritage Bank of St Tammany
24-Month CD Bump Option
2.28%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
2.02%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
36-Month CD
1.77%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
48-Month CD Bump Option
0.80%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
0.65%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Statement Savings
0.20%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Heritage Bank of St Tammany Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Third Federal Savings and Loan
Third Federal Savings and Loan
6-Month CD Bonus 1 Month
6.00%
$500
America First Federal Credit Union
America First Federal Credit Union
6-Month CD certificate
5.30%
$500
Blupeak Credit Union
Blupeak Credit Union
9-Month CD (Certificate) Promo Special
5.25%
$1,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
3-Month CD
5.12%
$10,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
12-Month CD (Certificate)
5.02%
$25,000
Mound City Bank
Mound City Bank
6-Month CD IntraFi
4.90%
$10,000
Randolph Brooks FCU
Randolph Brooks FCU
12-Month CD (certificate)
4.87%
$1,000
First FSB of Twin Falls
First FSB of Twin Falls
10-Month CD w/o checking
4.80%
$500
Apple Federal Credit Union
Apple Federal Credit Union
12-Month CD certificate
4.70%
$500
Community Bank of Oelwein
Community Bank of Oelwein
8-Month CD special
4.52%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
30-Month CD (Certificate)
4.50%
$200
Abco Federal Credit Union
Abco Federal Credit Union
18-Month CD
4.25%
$1,000
HSBC Bank USA
HSBC Bank USA
24-Month CD Online
4.00%
$1,000
QNB Bank
QNB Bank
12-Month CD
4.00%
$500
Inova Federal Credit Union
Inova Federal Credit Union
Platinum Money Market Savings
4.00%
$100,000
First National Bank of Kentucky
First National Bank of Kentucky
Money Market Premium new money 3-month term
3.82%
$25,000
FNB of Bangor
FNB of Bangor
48-Month CD
3.55%
$1,000
OBC Bank
OBC Bank
18-Month CD
3.04%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
24-Month CD
3.02%
$1,000
First Hawaiian Bank
First Hawaiian Bank
3-Month CD
3.00%
$1,000
State Bank of Chilton
State Bank of Chilton
36-Month CD
3.00%
$1,000
Ascendia Bank
Ascendia Bank
12-Month CD
3.00%
$500
1st Northern California Credit Union
1st Northern California Credit Union
18-Month CD share certificate
2.63%
$1,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
36-Month CD
2.52%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
18-Month CD
2.51%
$500
Bradford National Bank
Bradford National Bank
36-Month CD
2.21%
$1,000
Bank of Vici
Bank of Vici
30-Month CD
2.12%
$1,000
First Bank Elk River
First Bank Elk River
18-Month CD
2.07%
$1
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Savings Account
2.02%
$100
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Money Market Hi-Fi
2.00%
$750,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
48-Month CD
2.00%
$0
New Millennium Bank
New Millennium Bank
Super Savings Account
2.00%
$10,000
Chelsea Savings Bank
Chelsea Savings Bank
12-Month CD
1.86%
$20,000
State Bank of Danvers
State Bank of Danvers
Super Savings
1.76%
$25,000
Carson Bank
Carson Bank
24-Month CD
1.71%
$500
Highland Bank
Highland Bank
12-Month CD
1.50%
$1,000
American Bank
American Bank
24-Month CD
1.50%
$500
First National Bank in Amboy
First National Bank in Amboy
24-Month CD
1.26%
$1,000
Fremont Bank
Fremont Bank
18-Month CD
1.25%
$2,500
Palo Savings Bank
18-Month CD
1.00%
$1,000
Security Bank USA
Security Bank USA
Passbook Savings
0.80%
$100
Investment Savings Bank
Investment Savings Bank
48-Month CD
0.50%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Checking Account
0.36%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
18-Month CD
0.35%
$500
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
Money Market Plus
0.10%
$100
Community Bank Mankato
Community Bank Mankato
Savings Account Prestige
0.05%
$50
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
60-Month CD
0.05%
$500
Millville Savings Bank
Millville Savings Bank
Money Market
0.05%
$2,500
United Bank of Philadelphia
United Bank of Philadelphia
Personal Money Market Checking
0.02%
$1,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Heritage Bank of St Tammany Information

Heritage Bank of St Tammany
205 N Columbia St
Covington, LA 70433
St. Tammany
Established Date: 01/01/1924
FDIC Certificate #: 29577
Date of FDIC Deposit Insurance: 08/03/1935
Bank Holding Company: HERITAGE NOLA BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Heritage Bank of St Tammany FDIC Insured? Yes
What is Heritage Bank of St Tammany's Cert number? 29577
What is the maximum amount for insured deposits? $250,000 per holder, per account

Heritage Bank of St Tammany Financials

Total Assets:
$182,474,000
Total Deposits:
$139,011,000
Equity Capital:
$20,040,000
Domestic Deposits:
$139,011,000
Net Income:
$156,000
Return on Assets:
0.4972%
Quarterly Return on Assets:
0.3400%
Pretax Return on Assets:
0.4242%
Pretax Quarterly Return on Assets:
0.4200%
Return on Equity:
3.9600%
Quarterly Return on Equity:
3.1400%
Leverage Tier 1 (Core Capital) Ratio:
12.4851%
Total Interest Income (YTD):
4.0191%
 
 
Headquarters:
Covington
FDIC Field Office:
Baton Rouge
Regulator:
OCC
County:
St. Tammany
# of Offices:
4
Metropolitan Statistical Area (MSA):
New Orleans-Metairie, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

finding-the-best-auto-loan-ratesFinding the best auto loan rates these days has become a lot easier thanks to websites that allow you to compare auto loan rates.
Boehner's failure to get his own "plan B" passed points to an almost certainly that we are heading over the fiscal cliff. The markets are finally starting to realize this and look to decline again today after Friday's steep decline. Average mortgage refinance rates are higher today but will start to head lower following bond yields lower. Investors will flee equities in the coming days, pile into U.S. Treasuries which will send bond yields and mortgage rates lower.
Mortgage Rates Today January 14, 2020Mortgage rates today on both conforming and jumbo mortgage loans are lower compared to last week's average rates. Mortgage rates tumbled over the summer of 2019, following the sharp decline in U.S. Treasury yields. Since that time, mortgage rates have been range-bound after hitting a low in September 2019. In the fall of 2019, mortgage rates were just above all-time lows hit in 2013. In fact, rates were poised to make new lows but rates slowly crept higher.

Bank or Credit Union Offers and Deals

Mortgage Rates: Current Lender's Mortgage Rates Sunday, October 30
Mortgage Rates Today Decline: 30 Year Jumbo Mortgage Rates Under 4.00%
Third Federal Savings and Loan CD Rates
Today's Mortgage Rates Up from Record Lows Caused Mortgage Loan Demand to Drop
Mortgage Rates Slightly Higher, Still Near 2013 Lows
Latest EverBank CD Rate Changes all Rates Higher
Low Savings Rates Discussed at House Finance Hearing
Mortgage Rates Set to Move Lower on QE3
TAB Bank 4 Year CD Rates now at 1.65%
1 Year CD Rates in Florida - Best APY at 1.15%

Alternative Bank and Credit Union Offers to Explore

Forbright Bank CD Rates: Maximize Your Savings with High Forbright Bank Rates!
10/14/15 - Variable Deposit Rates - Highest Savings Rates at 1.10% APY
Mortgage Rates Higher this Week: Today's Mortgage Rates on 30 Year Loans at 4.23%
Finding a Decent Savings Rate These Days
Capital One Savings Account Bonus: Up to $1,000 with a 3.50% APY
Top CD Rate Alert: Credit Union of Atlanta CD Rates
Mortgage Rates - 30-year Fixed Mortgage Rates at 5.14%
Mortgage Rates and Refinance Rates Higher This Week 3-28: 30 Year Conforming Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.10%
Housing Market Recovery Continues as Mortgage Rates Hit New Lows
Mortgage Refinance Rates: 30 Year Refinance Rates now at 4.88%

Heritage Bank of St Tammany Reviews

There are no reviews for Heritage Bank of St Tammany yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Heritage Bank of St Tammany
Your Name:
Your Rating:

See how Heritage Bank of St Tammany Compares to other banks