Heritage Bank of St Tammany CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.12%, 6-month CD rates at 4.07% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 16.74%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. Heritage Bank of St Tammany's 12-Month CD rates are at 4.34%, 18-Month CD rates are at 3.82%, 24-Month CD (Bump Option) rates are at 3.56%, 60-Month CD rates are at 3.30%, 36-Month CD rates are at 3.30%. Heritage Bank of St Tammany's savings rates are at 0.10%.

Heritage Bank of St Tammany

To see how these rates compare to Heritage Bank of St Tammany CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Heritage Bank of St Tammany, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Heritage Bank of St Tammany CD rates. You can also compare Heritage Bank of St Tammany savings rates, MMA rates and mortgage rates using our other rate lists.

Heritage Bank of St Tammany money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heritage Bank of St Tammany? Share your experience about Heritage Bank of St Tammany by leaving a review below, or read customer reviews before you decide to use Heritage Bank of St Tammany.

Heritage Bank of St Tammany Texas Ratio

Heritage Bank of St Tammany's Texas Ratio is at 4.03%, which is considered excellent. The Texas Ratio for Heritage Bank of St Tammany is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Heritage Bank of St Tammany is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.34%
18-Month CD
3.82%
24-Month CD
3.56%
36-Month CD
3.30%
48-Month CD
0.80%
60-Month CD
3.30%
Savings
0.10%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Heritage Bank of St Tammany
205 N Columbia St
Covington, LA 70433
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Heritage Bank of St Tammany CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Heritage Bank of St Tammany
Heritage Bank of St Tammany
12-Month CD
4.34%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
3.82%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
24-Month CD (Bump Option)
3.56%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
3.30%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
36-Month CD
3.30%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Prime Bonus Interest Checking
2.50%
$0
Heritage Bank of St Tammany
Heritage Bank of St Tammany
48-Month CD (Bump)
0.80%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Statement Savings
0.10%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Heritage Bank of St Tammany Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
Fox Valley Savings Bank
Fox Valley Savings Bank
Kasasa Checking
5.00%
$50
The Stock Exchange Bank
The Stock Exchange Bank
6-Month CD
4.55%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
12-Month CD
4.55%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
12-Month CD
4.30%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
6-Month CD
3.94%
$1,000
Vermont State Bank
Vermont State Bank
6-Month CD
3.82%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
48-Month CD
3.80%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
36-Month CD
3.80%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
84-Month CD
3.80%
$100
Twin River Bank
Twin River Bank
24-Month CD
3.75%
$500
Vermont State Bank
Vermont State Bank
18-Month CD
3.56%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
60-Month CD
3.51%
$500
Saco & Biddeford Savings
Saco & Biddeford Savings
24-Month
3.51%
$500
Bankwell Bank
Bankwell Bank
Smart Savings
3.50%
$100
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
48-Month CD
3.50%
$500
Kennett Trust Bank
Kennett Trust Bank
36-Month CD
3.04%
$500
FSB of Burnet
FSB of Burnet
24-Month CD (Jumbo)
3.03%
$95,000
Citizens State Bank Moundridge, KS
48-Month CD
2.65%
$1,000
International Bank of Chicago
International Bank of Chicago
Money Market
2.60%
$2,500
Main Bank
Main Bank
36-Month CD
2.50%
$1,000
TSB Bank
TSB Bank
36-Month CD
2.50%
$500
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
60-Month CD
2.05%
$500
State Bank & Trust Company
State Bank & Trust Company
24-Month CD
2.02%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
18-Month CD
1.91%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
24-Month CD
1.66%
$500
FCNB Bank
FCNB Bank
24-Month CD
1.50%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
60-Month CD
1.35%
$500
Five Star Credit Union
Five Star Credit Union
Premier Growth Money Market
1.31%
$2,000
Midland Federal S&L
Midland Federal S&L
60-Month CD
1.26%
$1,000
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
Hamler State Bank
Hamler State Bank
36-Month CD
0.60%
$500
MutualOne Bank
MutualOne Bank
36-Month CD
0.55%
$500
Bath State Bank
Bath State Bank
60-Month CD
0.50%
$500
Sullivan Bank
Sullivan Bank
18-Month CD
0.50%
$1,000
Partners Bank of New England
48-Month CD
0.40%
$500
Savings Bank of Danbury
Savings Bank of Danbury
18-Month CD
0.40%
$500
Norway Savings Bank
Norway Savings Bank
24-Month CD
0.40%
$500
Peoples Bank Taylorsville, KY
60-Month CD
0.35%
$500
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
18-Month CD
0.25%
$2,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
48-Month CD
0.10%
$500
Greene County Commercial Bank
Greene County Commercial Bank
Statement Savings
0.10%
$0
National Bank of Coxsackie
National Bank of Coxsackie
6-Month CD
0.10%
$500
Champlain National Bank
Champlain National Bank
Checking
0.05%
$0
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Savings
0.05%
$25
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Southern Advantage Checking
0.05%
$50
PriorityOne Bank
PriorityOne Bank
Money Market
0.05%
$50,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 14, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.250%
5.353%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.500%
5.573%
0.000
5.375%
5.575%
2.000
5.375%
5.602%
0.750
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Heritage Bank of St Tammany Information

Heritage Bank of St Tammany
205 N Columbia St
Covington, LA 70433
St. Tammany
Established Date: 01/01/1924
FDIC Certificate #: 29577
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: HERITAGE NOLA BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Heritage Bank of St Tammany FDIC Insured? Yes
What is Heritage Bank of St Tammany's Cert number? 29577
What is the maximum amount for insured deposits? $250,000 per holder, per account

Heritage Bank of St Tammany Financials

Total Assets:
$171,040,000
Total Deposits:
$137,034,000
Equity Capital:
$19,856,000
Domestic Deposits:
$137,034,000
Net Income:
$-65,000
Return on Assets:
0.1723%
Quarterly Return on Assets:
-0.1500%
Pretax Return on Assets:
-0.1784%
Pretax Quarterly Return on Assets:
-0.1800%
Return on Equity:
1.5700%
Quarterly Return on Equity:
-1.3000%
Leverage Tier 1 (Core Capital) Ratio:
11.7671%
Total Interest Income (YTD):
4.8693%
 
 
Headquarters:
Covington
FDIC Field Office:
Baton Rouge
Regulator:
OCC
County:
St. Tammany
# of Offices:
4
Metropolitan Statistical Area (MSA):
New Orleans-Metairie, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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