The Citizens Bank of Edmond CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Citizens Bank of EdmondToday's 12-month CD rates can be found at 1.51%, 6-month CD rates at 4.25% and 3-month CD rates at 0.10%. Current savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The Citizens Bank of Edmond CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Citizens Bank of Edmond, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Citizens Bank of Edmond CD rates. You can also compare The Citizens Bank of Edmond savings rates, MMA rates and mortgage rates using our other rate lists.

The Citizens Bank of Edmond money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Citizens Bank of Edmond? Share your experience about The Citizens Bank of Edmond by leaving a review below, or read customer reviews before you decide to use The Citizens Bank of Edmond.

The Citizens Bank of Edmond Texas Ratio

The Citizens Bank of Edmond's Texas Ratio is at 4.53%, which is considered excellent. The Texas Ratio for The Citizens Bank of Edmond is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Citizens Bank of Edmond is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Citizens Bank of Edmond
1 E 1st St
Edmond, OK 73034
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare The Citizens Bank of Edmond Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FSB of Mascoutah
First FSB of Mascoutah
60-Month CD
4.32%
$1,000
Bread Financial
Bread Financial
36-Month CD
4.00%
$1,500
USAlliance Financial
USAlliance Financial
36-Month CD
4.00%
$500
Presence Bank
Presence Bank
18-Month CD
3.95%
$250
Second Federal S&L
Second Federal S&L
60-Month CD
3.95%
$500
Black River Country Bank
Black River Country Bank
12-Month CD
3.75%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
36-Month CD
3.75%
$1,000
CFG Bank
CFG Bank
60-Month CD
3.65%
$500
Academic Federal Credit Union
Academic Federal Credit Union
24-Month CD
3.56%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
30-Month CD
3.55%
$1,000
Phelps County Bank
Phelps County Bank
24-Month CD
3.55%
$1,000
Ameriprise Financial
Ameriprise Financial
12-Month CD
3.45%
$0
Raymond James Bank
Raymond James Bank
3-Month CD
3.30%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
18-Month CD
3.30%
$1,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
36-Month CD
2.85%
$1,000
Range Bank
Range Bank
12-Month CD
2.50%
$1,000
USLA Union S&L
USLA Union S&L
24-Month CD
2.50%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
48-Month CD
2.02%
$500
The Bank of the West
The Bank of the West
36-Month CD
2.02%
$1,000
Bank of Lake Mills
Bank of Lake Mills
36-Month CD
1.60%
$500
5 Star Community Credit Union
5 Star Community Credit Union
6-Month CD
1.50%
$500
Farmers Trust and Savings Bank Spencer, IA
Money Market
1.46%
$250,000
Geddes Federal S&L
Geddes Federal S&L
12-Month CD
1.30%
$500
The Bank of New Glarus
The Bank of New Glarus
24-Month CD
1.20%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
Silver Eagle Money Market
1.02%
$0
Albany B&T Co. N.A.
Albany B&T Co. N.A.
6-Month CD
1.00%
$5,000
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
NOW Checking
1.00%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
Money Market
0.85%
$0
CNB Clinton National Bank
CNB Clinton National Bank
60-Month CD
0.75%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
12-Month CD
0.75%
$500
Unico Bank
Unico Bank
36-Month CD
0.55%
$1,000
Atkins Savings B&T
Atkins Savings B&T
3-Month CD
0.50%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Money Market
0.50%
$1,000
Seamens Bank
Seamens Bank
Money Market
0.50%
$2,500
Bank of Magnolia
Bank of Magnolia
36-Month CD
0.50%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
36-Month CD
0.45%
$1,000
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
First National Bank and Trust AL
First National Bank and Trust AL
36-Month CD
0.35%
$1,000
Unico Bank
Unico Bank
12-Month CD
0.30%
$1,000
Equitable S&L Co.
Equitable S&L Co.
24-Month CD
0.25%
$500
Tompkins Community Bank
Tompkins Community Bank
12-Month CD
0.20%
$1,000
StonehamBank
StonehamBank
Plus One Money market
0.20%
$10
PeoplesBank
PeoplesBank
18-Month CD
0.15%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
Advantage Checking
0.15%
$100
Cleveland State Bank
Cleveland State Bank
Savings
0.10%
$100
Eclipse Bank
Eclipse Bank
Classic Savings
0.10%
$0
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Savings
0.05%
$10
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking
0.05%
$1,500
ACMG Federal Credit Union
ACMG Federal Credit Union
Share Savings
0.05%
$5
Applied Bank
Applied Bank
Money Market
0.02%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The Citizens Bank of Edmond rate data right now, check back for updates, we are adding rates all the time.

The Citizens Bank of Edmond Information

The Citizens Bank of Edmond
1 E 1st St
Edmond, OK 73034
Oklahoma
Established Date: 01/01/1912
FDIC Certificate #: 4084
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CITIZENS BANCSHARES INC ESOP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is The Citizens Bank of Edmond FDIC Insured? Yes
What is The Citizens Bank of Edmond's Cert number? 4084
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Citizens Bank of Edmond Financials

Total Assets:
$377,202,000
Total Deposits:
$339,221,000
Equity Capital:
$29,609,000
Domestic Deposits:
$339,221,000
Net Income:
$591,000
Return on Assets:
0.9112%
Quarterly Return on Assets:
0.6200%
Pretax Return on Assets:
0.6213%
Pretax Quarterly Return on Assets:
0.6200%
Return on Equity:
11.1500%
Quarterly Return on Equity:
7.9600%
Leverage Tier 1 (Core Capital) Ratio:
9.2387%
Total Interest Income (YTD):
5.2150%
 
 
Headquarters:
Edmond
FDIC Field Office:
Oklahoma City
Regulator:
FED
County:
Oklahoma
# of Offices:
2
Metropolitan Statistical Area (MSA):
Oklahoma City, OK
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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