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Perryton National Bank Rates & Review April 2026

Perryton National Bank's 90 - 179 Day Certificate of Deposit rates are at 3.80%, 180 - 364 Day Certificate of Deposit rates are at 3.73%, 60 - 89 Day Certificate of Deposit rates are at 3.04%, 32 - 59 Day Certificate of Deposit rates are at 1.00%, 30 Day Certificate of Deposit rates are at 0.75%. Perryton National Bank's savings rates are at 1.01%. Perryton National Bank's money market rates are at 1.51%. MonitorBankRates evaluates the financial stability of Perryton National Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/24/2026.

Perryton National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Perryton National Bank? Share your experience about Perryton National Bank by leaving a review below, or read customer reviews before you decide to use Perryton National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Perryton National Bank
825 S Main St
Perryton, TX 79070
https://www.perrytonbank.com
Member FDIC

Perryton National Bank CD Rates

Product Rate APY Term View More
90 - 179 Day Certificate of Deposit 3.75% 3.80%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
180 - 364 Day Certificate of Deposit 3.70% 3.73%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 - 89 Day Certificate of Deposit 3.00% 3.04%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
32 - 59 Day Certificate of Deposit 1.00% 1.00%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Day Certificate of Deposit 0.75% 0.75%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Perryton National Bank Savings Rates

Product Rate APY View More
Savings 1.50% 1.51%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings 1.25% 1.26%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings 1.00% 1.01%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Perryton National Bank Money Market Rates

Product Rate APY View More
Insured Money Market Account 2.00% 2.02%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Insured Money Market Account 1.75% 1.76%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Insured Money Market Account 1.50% 1.51%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Perryton National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Perryton National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Perryton National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Perryton National Bank
Bank Holding Company PERRYTON BANCSHARES INC
Address 825 S Main St, Perryton, TX 79070  ·  Ochiltree
FDIC Certificate # 3388
Established 01/01/1921
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3911%
Return on Equity (ROE) 12.5400%
Non-Performing Loans (NPL) 0.00%
Total Assets $203,846,000
Total Deposits $173,674,000
Equity Capital $29,364,000
Net Income $3,316,000
Headquarters Perryton
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

TSDd
★★★★★
December 17, 2025
eMiR
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Perryton National Bank

Is Perryton National Bank a safe place to deposit money?

Yes, Perryton National Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Perryton National Bank operate?

Perryton National Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Perryton National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Perryton National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Perryton National Bank offer online and mobile banking?

Most modern institutions like Perryton National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.perrytonbank.com.

Current Perryton National Bank Rates

  • Savings1.01%
  • MMA1.51%
Retrieved from our database of financial products. Rates subject to change.