Perryton National Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Perryton National Bank's 90 - 179 Day Jumbo Certificate of Deposit rates are at 3.96%, 180 - 364 Day Jumbo Certificate of Deposit rates are at 3.84%, 91 Days CD rates are at 3.75%, 182 Days CD rates are at 3.73%, 91 Days CD rates are at 3.65%. Perryton National Bank's savings rates are at 1.01%. Perryton National Bank's money market rates are at 1.51%.
Rate Updates and AvailabilityPerryton National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Perryton National Bank? Share your experience about Perryton National Bank by leaving a review below, or read customer reviews before you decide to use Perryton National Bank. Perryton National Bank Texas RatioPerryton National Bank's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Perryton National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Perryton National Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Perryton National Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Perryton National Bank CD Rates
Perryton National Bank Savings Rates
Perryton National Bank Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Perryton National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Perryton National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Perryton National Bank's official website for the most current offers and terms.
Bank Profile & OverviewPerryton National Bank
825 S Main StPerryton, TX 79070 Ochiltree Established Date: 01/01/1921 FDIC Certificate #: 3388 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: PERRYTON BANCSHARES INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.perrytonbank.com
Is Perryton National Bank FDIC Insured? Yes
What is Perryton National Bank's Cert number? 3388
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$197,646,000
Total Deposits:
$166,364,000
Equity Capital:
$22,584,000
Net Income:
$617,000
Return on Assets (ROA):
1.3911%
Return on Equity (ROE):
12.5400%
Headquarters:
Perryton
Regulator:
OCC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About Perryton National BankHow do I open an account at Perryton National Bank?You can typically open an account at Perryton National Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Perryton National Bank provides a range of mortgage and home equity products. Is Perryton National Bank a safe place to deposit money?Yes, Perryton National Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Perryton National Bank offer online and mobile banking?Most modern institutions like Perryton National Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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