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Farm Bureau Bank FSB Rates & Review April 2026

Farm Bureau Bank FSB's 12 FB-Org Certificate of Deposit rates are at 3.35%, FB-Org Certificate of Deposit [CD] 1 year rates are at 3.35%, 6-Months 6-Month Certificate of Deposit [CD] Jumbo CD rates are at 3.30%, 6-Months 6-Month Certificate of Deposit [CD] rates are at 3.20%, 1 year Certificate of Deposit [CD] Jumbo CD rates are at 3.20%. Farm Bureau Bank FSB's money market rates are at 0.01%. Farm Bureau Bank FSB's Personal Loan Rates are at 5.10%. MonitorBankRates evaluates the financial stability of Farm Bureau Bank FSB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.42%. Rates were last updated on 04/16/2026.

Farm Bureau Bank FSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farm Bureau Bank FSB? Share your experience about Farm Bureau Bank FSB by leaving a review below, or read customer reviews before you decide to use Farm Bureau Bank FSB.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.42%
Excellent Lower than avg
Farm Bureau Bank FSB
10345 Professional Cir
Reno, NV 89521
https://www.farmbureau.bank
Member FDIC

Farm Bureau Bank FSB CD Rates

Product Rate APY Term View More
12 FB-Org Certificate of Deposit - 3.35% 12
Min Deposit $1,000
Details Automatically renewed at the current rate (same term)
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Certificate of Deposit [CD] 1 year 3.30% 3.35%
Min Deposit $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
6 month Certificate of Deposit [CD] Jumbo CD 3.25% 3.30% 6 months
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
6 month Certificate of Deposit [CD] 3.15% 3.20% 6 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
1 year Certificate of Deposit [CD] Jumbo CD 3.15% 3.20% 1 year
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
CDARS 6 month 3.10% 3.15% 6 months
Min Deposit $250,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
1 year Certificate of Deposit [CD] 3.05% 3.10% 1 year
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
2 years Certificate of Deposit [CD] Jumbo CD 3.05% 3.10% 2 years
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
CDARS 1 year 3.00% 3.05% 1 year
Min Deposit $250,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
2 years Certificate of Deposit [CD] 2.96% 3.00% 2 years
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
1 year CD with Step-Up Option Jumbo CD 2.91% 2.95% 1 year
Min Deposit $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
CDARS 2 years 2.91% 2.95% 2 years
Min Deposit $250,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
CDARS 3 years 2.91% 2.95% 3 years
Min Deposit $250,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
1 year CD with Step-Up Option 2.81% 2.85% 1 year
Min Deposit $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
2 years CD with Step-Up Option Jumbo CD 2.81% 2.85% 2 years
Min Deposit $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
2 years CD with Step-Up Option 2.71% 2.75% 2 years
Min Deposit $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
3 month Certificate of Deposit [CD] Jumbo CD 0.85% 0.85% 3 months
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
3 month Certificate of Deposit [CD] 0.75% 0.75% 3 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%

Farm Bureau Bank FSB Money Market Rates

Product Rate APY View More
Business Money Market 2.47% 2.50%
Min Balance $1,000,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Money Market Account [MMA] 2.47% 2.50%
Min Balance $1,000,000
Details No Minimum Initial Deposit
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 2.47% 2.50%
Min Deposit $25,000
Min Balance $1,000,000
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Business Money Market 1.98% 2.00%
Min Balance $500,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 1.73% 1.75%
Min Deposit $25,000
Min Balance $500,000
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Business Money Market 1.49% 1.50%
Min Balance $250,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Money Market Account [MMA] 1.49% 1.50%
Min Balance $500,000
Details No Minimum Initial Deposit
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Business Money Market 1.24% 1.25%
Min Balance $100,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 1.24% 1.25%
Min Deposit $25,000
Min Balance $250,000
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Money Market Account [MMA] 1.04% 1.05%
Min Balance $100,000
Details No Minimum Initial Deposit
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 1.04% 1.05%
Min Deposit $25,000
Min Balance $100,000
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Business Money Market 1.00% 1.00%
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Business Money Market 0.50% 0.50%
Min Balance $10,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Business Money Market 0.25% 0.25%
Min Balance $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 0.25% 0.25%
Min Deposit $25,000
Min Balance $50,000
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 0.20% 0.20%
Min Deposit $25,000
Min Balance $25,000
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Money Market Account [MMA] 0.18% 0.18%
Min Balance $50,000
Details No Minimum Initial Deposit
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 0.15% 0.15%
Min Deposit $25,000
Min Balance $10,000
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Money Market Account [MMA] 0.14% 0.14%
Min Balance $25,000
Details No Minimum Initial Deposit
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Performance Money Market 0.11% 0.11%
Min Deposit $100
Min Balance $50,000
Details $100 Minimum Initial Deposit ($250 for IRA); MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Money Market Account [MMA] 0.10% 0.10%
Min Balance $10,000
Details No Minimum Initial Deposit
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 0.10% 0.10%
Min Deposit $25,000
Min Balance $2,500
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Money Market Account [MMA] 0.08% 0.08%
Min Balance $2,500
Details No Minimum Initial Deposit
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Performance Money Market 0.08% 0.08%
Min Deposit $100
Min Balance $25,000
Details $100 Minimum Initial Deposit ($250 for IRA); MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Business Money Market 0.05% 0.05%
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Money Market Account [MMA] 0.05% 0.05%
Details No Minimum Initial Deposit
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
HSA Money Market 0.05% 0.05%
Min Deposit $100
Min Balance $10,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Performance Money Market 0.05% 0.05%
Min Deposit $100
Min Balance $25,000
Details $100 Minimum Initial Deposit ($250 for IRA); MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Plus Money Market 0.05% 0.05%
Min Deposit $25,000
Details $25,000 Minimum Initial Deposit; MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
HSA Money Market 0.03% 0.03%
Min Deposit $100
Min Balance $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Performance Money Market 0.03% 0.03%
Min Deposit $100
Min Balance $2,500
Details $100 Minimum Initial Deposit ($250 for IRA); MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
HSA Money Market 0.01% 0.01%
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Performance Money Market 0.01% 0.01%
Min Deposit $100
Details $100 Minimum Initial Deposit ($250 for IRA); MMA Rates and APYs valid for IRAs
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%

Farm Bureau Bank FSB Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.10%
Details As Low As
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%

Farm Bureau Bank FSB Credit Card Rates

Product Rate APR View More
Premier Business Visa - 0.00%
Details Intro rate expires: 3 months; Regular APR: 10.74%
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
Corporate Visa® Card - 12.45%
Details As Low As; Regular APR: Varies with the market based on Prime Rate.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
FB-Org Corporate Visa - 12.45%
Details Regular APR: 12.45%
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farm Bureau Bank FSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farm Bureau Bank FSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farm Bureau Bank FSB's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farm Bureau Bank FSB
Bank Holding Company FB BCORP
Address 10345 Professional Cir, Reno, NV 89521  ·  Washoe
FDIC Certificate # 35157
Established 07/12/1999
FDIC Insurance Date 07/12/1999
Domestic Offices 2
Total Branches 2
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.42%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5481%
Return on Equity (ROE) 6.3800%
Non-Performing Loans (NPL) 0.21%
Total Assets $1,091,808,000
Total Deposits $939,369,000
Equity Capital $103,468,000
Net Income $1,255,000
Headquarters Reno
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Farm Bureau Bank FSB yet. Feel free to create one below.
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Frequently Asked Questions About Farm Bureau Bank FSB

Is Farm Bureau Bank FSB a safe place to deposit money?

Yes, Farm Bureau Bank FSB is considered a safe financial institution. With a Texas Ratio of 2.4170794407173%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Farm Bureau Bank FSB operate?

Farm Bureau Bank FSB currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farm Bureau Bank FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farm Bureau Bank FSB provides members with tools to manage their accounts and build a solid financial history.

Does Farm Bureau Bank FSB offer online and mobile banking?

Most modern institutions like Farm Bureau Bank FSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmbureau.bank.

Current Farm Bureau Bank FSB Rates

  • 12-Month CD2.85%
  • 24-Month CD2.75%
  • 36-Month CD2.95%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.