Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Farm Bureau Bank FSB Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: September 19, 2026
Farm Bureau Bank FSB's 1 Year FB-Org Certificate of Deposit [CD] rates are at 4.15%, 12m FB-Org Certificate of Deposit rates are at 4.15%, 1 Year Jumbo CD rates are at 4.10%, 1 Year Certificate of Deposit [CD] rates are at 4.00%, 2 years 2 Year Jumbo CD rates are at 3.95%. Farm Bureau Bank FSB's money market rates are at 0.01%. Farm Bureau Bank FSB's Auto Loan Rates are as low as 4.99%. Farm Bureau Bank FSB's Credit Card Rates are at 10.74%. MonitorBankRates evaluates the financial stability of Farm Bureau Bank FSB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.46%. Rates last updated and verified on 09/19/2026.
Farm Bureau Bank FSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farm Bureau Bank FSB? Share your experience about Farm Bureau Bank FSB by leaving a review below, or read customer reviews before you decide to use Farm Bureau Bank FSB.
Farm Bureau Bank FSB has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Farm Bureau Bank FSB has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.46%
ExcellentLower than avg
Farm Bureau Bank FSB Texas Ratio
Farm Bureau Bank FSB's Texas Ratio is 5.46%, which is considered excellent and is lower than the national average of 5.85%.
Farm Bureau Bank FSB has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.42% to 5.46% over 12 quarters, worseningFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has weakened since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
DetailsOver double our standard rate for Farm Bureau affiliated organizations. Automatically renewed at the current rate (same term). Only withdrawals of interest credited are allowed prior to maturity; additional deposits are not allowed until the maturity date.
DetailsBalance: Less than $2,500; E-Option required
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Plus Money Market
0.05%
0.05%
Min Balance$0
DetailsBalance: Less than $2,500
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Performance Money Market
0.01%
0.01%
Min Deposit$100
Min Balance$0
DetailsBalance: Less than $2,500
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Farm Bureau Bank FSB Checking Rates
Product
Rate
APY
View More
Performance Checking
0.05%
0.05%
Min Deposit$100
Min Balance$0
DetailsBalance: Less than $2,500; E-Option
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Performance Checking
0.05%
0.05%
Min Deposit$100
Min Balance$2,500
DetailsBalance: $2,500 - $9,999
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Performance Checking
0.05%
0.05%
Min Deposit$100
Min Balance$10,000
DetailsBalance: $10,000 and up
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Farm Bureau Bank FSB Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Automobiles & Light-Duty Trucks - 36 months
-
-
4.99%
36 months
DetailsModel Year: New - 2025; Minimum to Finance: $5,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 60 months
-
-
4.99%
60 months
DetailsModel Year: New - 2025; Minimum to Finance: $10,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 75 months
-
-
5.09%
75 months
DetailsModel Year: New - 2025; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 36 months
-
-
5.29%
36 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $5,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 60 months
-
-
5.39%
60 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $10,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 84 months
-
-
5.39%
84 months
DetailsModel Year: New - 2025; Minimum to Finance: $20,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 36 months
-
-
5.49%
36 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $5,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 60 months
-
-
5.59%
60 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $10,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 75 months
-
-
5.59%
75 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 75 months
-
-
5.89%
75 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 84 months
-
-
5.99%
84 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $20,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Automobiles & Light-Duty Trucks - 84 months
-
-
6.29%
84 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $20,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 36 months Loan
-
-
7.09%
36 months
DetailsModel Year: New - 2025; Minimum to Finance: $5,000; Add 2.00% to applicable rate for balances under $10K
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 36 months Loan
-
-
7.39%
36 months
DetailsModel Year: 2024 - 2021
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 60 months Loan
-
-
7.39%
60 months
DetailsModel Year: New - 2025; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 75 months Loan
-
-
7.39%
75 months
DetailsModel Year: New - 2025; Minimum to Finance: $20,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 60 months Loan
-
-
7.69%
60 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 75 months Loan
-
-
7.69%
75 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $20,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 60 months Loan
-
-
8.29%
60 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 36 months Loan
-
-
8.39%
36 months
DetailsModel Year: 2020 - 2016
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 75 months Loan
-
-
8.39%
75 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $20,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 84 months Loan
-
-
8.39%
84 months
DetailsModel Year: New - 2025; Minimum to Finance: $35,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 84 months Loan
-
-
8.69%
84 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $35,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Equipment, Medium & Heavy-Duty Trucks - 84 months Loan
-
-
9.39%
84 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $35,000; Extended terms must meet credit & collateral qualifications.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Farm Bureau Bank FSB RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Boats, Motors, and Boat trailers Loan
-
6.39%
240 months
DetailsLoan Range: $150,000 and over; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Boats, Motors, and Boat trailers Loan
-
6.59%
240 months
DetailsLoan Range: $100,000 - 149,999; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Boats, Motors, and Boat trailers Loan
-
6.89%
180 months
DetailsLoan Range: $50,000 - 99,999; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Boats, Motors, and Boat trailers Loan
-
7.39%
180 months
DetailsLoan Range: $25,000 - 49,999; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Boats, Motors, and Boat trailers Loan
-
7.49%
144 months
DetailsLoan Range: $10,000 - 24,999; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
7.89%
60 months
DetailsModel Year New - 2025; Minimum to Finance: $10,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
7.99%
36 months
DetailsModel Year New - 2025; Minimum to Finance: $5,000; Add 2.00% to applicable rate if less than $10K
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
7.99%
72 months
DetailsModel Year New - 2025; Extended terms must meet credit & collateral qualifications.; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
8.19%
60 months
DetailsModel Year 2024 - 2021; Minimum to Finance: $10,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
8.29%
36 months
DetailsModel Year 2024 - 2021
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
8.29%
72 months
DetailsModel Year 2024 - 2021; Extended terms must meet credit & collateral qualifications.; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Recreational Vehicles [RVs] Loan
-
8.29%
180 months
DetailsLoan Range: $150,000 - 250,000; Maximum Term (New - 2025): 180 months; Maximum Term (2024 - 2016): 144 months; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
8.49%
60 months
DetailsModel Year 2020 - 2016; Minimum to Finance: $10,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Recreational Vehicles [RVs] Loan
-
8.49%
180 months
DetailsLoan Range: $100,000 - 149,999; Maximum Term (New - 2025): 180 months; Maximum Term (2024 - 2016): 144 months; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
8.59%
36 months
DetailsModel Year 2020 - 2016
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Motorcycles Loan
-
8.59%
72 months
DetailsModel Year 2020 - 2016; Extended terms must meet credit & collateral qualifications.; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Recreational Vehicles [RVs] Loan
-
8.99%
180 months
DetailsLoan Range: $50,000 - 99,999; Maximum Term (New - 2025): 180 months; Maximum Term (2024 - 2016): 144 months; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Recreational Vehicles [RVs] Loan
-
9.29%
144 months
DetailsLoan Range: $15,000 - 24,999; Maximum Term (New - 2025): 144 months; Maximum Term (2024 - 2016): 72 months; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Recreational Vehicles [RVs] Loan
-
9.39%
144 months
DetailsLoan Range: $25,000 - 49,999; Maximum Term (New - 2025): 144 months; Maximum Term (2024 - 2016): 72 months; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Powersports - 36 months Loan
-
9.69%
36 months
DetailsModel Year: New - 2025; Minimum to Finance: $5,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Powersports - 60 months Loan
-
9.69%
60 months
DetailsModel Year: New - 2025; Minimum to Finance: $7,500
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Powersports - 72 months Loan
-
9.69%
72 months
DetailsModel Year: New - 2025; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Powersports - 36 months Loan
-
9.99%
36 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $5,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Powersports - 60 months Loan
-
9.99%
60 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $7,500
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Powersports - 72 months Loan
-
9.99%
72 months
DetailsModel Year: 2024 - 2021; Minimum to Finance: $15,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Powersports - 36 months Loan
-
10.39%
36 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $5,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Powersports - 60 months Loan
-
10.39%
60 months
DetailsModel Year: 2020 - 2016; Minimum to Finance: $7,500
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Boats, Motors, and Boat trailers Loan
-
10.69%
72 months
DetailsLoan Range: $5,000 - 9,999; Add 2.00% to applicable rate; quoted with 20% down payment
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Recreational Vehicles [RVs] Loan
-
12.29%
72 months
DetailsLoan Range: $7,500 - 14,999; Maximum Term (New - 2025): 72 months; Maximum Term (2024 - 2016): 60 months; quoted with 20% down payment; Minimum to Finance: < $10K: Add 2.00% to applicable rate
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Farm Bureau Bank FSB Credit Card Rates
Product
Rate
APR
View More
Premier Business Visa
-
10.74%
DetailsIntro rate expires: Three (3) Months; Regular APR: 10.74%
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Corporate Visa Card
-
12.45%
DetailsEarn 1.00% cash back with each qualifying net dollar spent; $0 annual fee for Farm Bureau entities; Online Banking self-service to add cards, edit limits, and restrict employee spending; Connect transactions to an Expense Management Tool; Rates disclosed as Annual Percentage Rate [APR]. APR will vary with the market based on Prime Rate. Please see Corporate Visa Terms & Conditions for more information. A business checking account is required to receive cash back. Each cardholder using a Farm Bureau Bank Corporate Visa card may earn the standard 1.00% cash back for every qualifying net dollar (purchases less returns) spent. Purchases are rounded to the nearest whole dollar. Cash-back rewards will not be calculated on balance transfers, cash advances, or any other non-qualifying purchases identified by the bank. Rewards earned or granted under the Program will be deposited into the Corporate control account's Farm Bureau Bank Business Checking account within 25 business days after each quarter end. Additional terms and restrictions may apply. See specific rewards program rules for details. Other fees may apply. Please see Corporate Visa Terms & Conditions for more information. Access to corporate cardholder statement information through Statement Look, a stand-alone application used to manage the business control and sub-accounts. Sign up required by cardholder. See https://purchasealerts.visa.com/vca-web for details.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
FB-Org Corporate Visa
-
12.45%
DetailsN/A
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Farm Bureau Member Rewards Mastercard
-
16.49%
DetailsIntro rate expires: Nine (9) Months; Regular APR: 16.49%
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Farm Bureau Bank FSB Other Rates
Product
Rate
Points
APY/APR
Term
View More
Equipment Loans
-
-
7.09%
DetailsAs Low As
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Business Internal Cash Sweep [ICS]
1.24%
-
1.25%
Min Deposit$250,000
Min Balance$250,000
DetailsBalance: $250,000 - $999,999
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Business Internal Cash Sweep [ICS]
2.47%
-
2.50%
Min Deposit$250,000
Min Balance$1,000,000
DetailsBalance: $1,000,000 and up
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.03%
-
0.03%
Min Deposit$100
Min Balance$0
DetailsBalance: Less than $5,000
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.05%
-
0.05%
Min Deposit$100
Min Balance$0
DetailsBalance: Less than $5,000; E-Option
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.05%
-
0.05%
Min Deposit$100
Min Balance$5,000
DetailsBalance: $5,000 - $24,999
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.10%
-
0.10%
Min Deposit$100
Min Balance$5,000
DetailsBalance: $5,000 - $24,999; E-Option
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.07%
-
0.07%
Min Deposit$100
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.12%
-
0.12%
Min Deposit$100
Min Balance$25,000
DetailsBalance: $25,000 - $49,999; E-Option
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.10%
-
0.10%
Min Deposit$100
Min Balance$50,000
DetailsBalance: $50,000 and up
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.15%
-
0.15%
Min Deposit$100
Min Balance$50,000
DetailsBalance: $50,000 and up; E-Option
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Internal Cash Sweep
-
-
2.50%
Min Deposit$250,000
DetailsHigh-yield MMAs with FDIC-insurance coverage up to $100 million. Six (6) withdrawals per month/cycle. Fees may reduce earnings on the account.
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
IOLTA (only available in Nevada)
2.96%
-
3.00%
Min Deposit$100
DetailsOnly available in Nevada
Last Updated09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.46%
Financial Health History
Farm Bureau Bank FSB’s Texas Ratio rose from 2.42% in Q3 2023 to 5.46% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.1B
5.46%
5.0
A+
March 31, 2026
$1.1B
5.12%
5.0
A+
December 31, 2025
$1.1B
5.25%
5.0
A+
September 30, 2025
$1.1B
4.29%
5.0
A+
June 30, 2025
$1.1B
4.52%
5.0
A+
March 31, 2025
$1.1B
3.51%
5.0
A+
December 31, 2024
$1.2B
4.26%
5.0
A+
September 30, 2024
$1.2B
3.90%
5.0
A+
June 30, 2024
$1.2B
3.28%
5.0
A+
March 31, 2024
$1.2B
4.02%
5.0
A+
December 31, 2023
$1.2B
4.15%
5.0
A+
September 30, 2023
$1.2B
2.42%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Farm Bureau Bank FSB is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Farm Bureau Bank FSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Farm Bureau Bank FSB's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameFarm Bureau Bank FSB
Bank Holding CompanyFB BCORP
Address
10345 Professional Cir,
Reno, NV 89521 · Washoe
Farm Bureau Bank FSB earned the Verified Healthy badge
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Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Farm Bureau Bank FSB
How many branches does Farm Bureau Bank FSB operate?
Farm Bureau Bank FSB currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Farm Bureau Bank FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Farm Bureau Bank FSB provides members with tools to manage their accounts and build a solid financial history.
Does Farm Bureau Bank FSB offer online and mobile banking?
Most modern institutions like Farm Bureau Bank FSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmbureau.bank.
Current Farm Bureau Bank FSB Rates
12-Month CD3.65%
18-Month CD3.10%
24-Month CD3.60%
36-Month CD3.00%
48-Month CD3.00%
60-Month CD3.00%
MMA0.01%
Retrieved from our database of financial products. Rates subject to change.