Better Banks CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.50%, 6-month CD rates at 0.55% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 1.03%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 10.15%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. Better Banks's 8-Month CD rates are at 4.03%, 3-Month CD rates are at 2.02%. Better Banks's savings rates are at 0.10%. Better Banks's 15-Year Fixed rates are at 6.88%, 30-Year Fixed rates are at 6.88%.

Better Banks

To see how these rates compare to Better Banks CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Better Banks, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Better Banks CD rates. You can also compare Better Banks savings rates, MMA rates and mortgage rates using our other rate lists.

Better Banks money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Better Banks? Share your experience about Better Banks by leaving a review below, or read customer reviews before you decide to use Better Banks.

Better Banks Texas Ratio

Better Banks's Texas Ratio is at 21.58%, which is considered excellent. The Texas Ratio for Better Banks is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Better Banks is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
N/A
30-Year Fixed
7.02%
Credit Card
N/A
Personal Loan
N/A
Better Banks
10225 N Knoxville Ave
Peoria, IL 61615
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Better Banks CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Better Banks
Better Banks
8-Month CD
4.03%
$1,000
Better Banks
Better Banks
Checking Account $10k or Less
3.00%
$0
Better Banks
Better Banks
3-Month CD
2.02%
$1,000
Better Banks
Better Banks
Better Savings
0.10%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Better Banks Mortgage Rates

Lender
Product
Rate
APR
Points
Better Banks
Better Banks
30-Year Fixed
6.875%
7.017%
0.000
Better Banks
Better Banks
15-Year Fixed
6.875%
7.105%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Better Banks Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Atkins Savings B&T
Atkins Savings B&T
IRA Variable Rate
5.12%
$1,000
Bask Bank
Bask Bank
Savings Account
5.10%
$0
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
5.09%
$500
CIBM Bank
CIBM Bank
7-9-Month CD special
5.00%
$25,000
Paper City Savings PCSA
Paper City Savings PCSA
9-Month CD
5.00%
$1,000
Ameriprise Financial
Ameriprise Financial
12-Month CD
4.60%
$0
The Corner Stone Bank
The Corner Stone Bank
24-Month CD
4.35%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
3-Month CD
4.32%
$10,000
Morgan Stanley E-Trade
Morgan Stanley E-Trade
Premium Savings
4.25%
$500,000
Wintrust Bank
Wintrust Bank
23-Month CD
4.25%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
18-Month CD
4.15%
$1,000
Cornerstone State Bank
Cornerstone State Bank
18-Month CD (Jumbo)
4.04%
$200,000
First Southwest Bank
First Southwest Bank
12-Month CD
4.00%
$1,000
Security Service Federal Credit Union
Security Service Federal Credit Union
60-Month CD
3.90%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
13-Month CD (special)
3.80%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
6-Month CD certificate
3.75%
$500
Second Federal S&L
Second Federal S&L
36-Month CD
3.75%
$500
Fayetteville Bank
Fayetteville Bank
12-Month CD
3.55%
$1,000
Kearney Trust Company
Kearney Trust Company
48-Month CD
3.30%
$100
Adrian Bank
Adrian Bank
24-Month CD
3.02%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
30-Month CD
2.90%
$500
First National Bank of Bastrop
First National Bank of Bastrop
24-Month CD
2.78%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
24-Month CD
2.55%
$1,000
State Bank & Trust Company
State Bank & Trust Company
48-Month CD
2.52%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
Lake City Federal Bank
Lake City Federal Bank
18-Month CD
2.12%
$1,000
Washita State Bank
Washita State Bank
48-Month CD
2.12%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
12-Month CD
2.01%
$1,000
Collins State Bank
Collins State Bank
Money Market
2.00%
$100,000
Leader Bank
Leader Bank
36-Month CD
2.00%
$1,000
Arcola First Bank
Arcola First Bank
24-Month CD
1.96%
$2,500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
60-Month CD
1.76%
$1,000
Northside Community Bank
Northside Community Bank
Statement Savings
1.00%
$200
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Money Market
0.85%
$250,000
Katahdin Trust Company
Katahdin Trust Company
30-Month CD
0.85%
$500
1st Colonial Community Bank
1st Colonial Community Bank
Statement Personal Savings
0.65%
$0
MutualOne Bank
MutualOne Bank
48-Month CD
0.55%
$500
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
Savings
0.25%
$0
Peoples Bank Taylorsville, KY
36-Month CD
0.25%
$500
Wells Fargo
Wells Fargo
Platinum Savings
0.25%
$0
Peoples Bank Taylorsville, KY
18-Month CD
0.15%
$500
Community Bank of Raymore
Community Bank of Raymore
48-Month CD
0.10%
$500
Ulster Savings Bank
Ulster Savings Bank
Smart Savings
0.10%
$250
Bank of Herrin
Bank of Herrin
Statement Savings
0.10%
$50
Badger Bank
Badger Bank
Holiday Club Savings
0.05%
$5
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Interest Checking
0.05%
$250
Lusitania Savings Bank
Lusitania Savings Bank
12-Month CD
0.05%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Membership Savings
0.05%
$100
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
48-Month CD
0.01%
$500
North Easton SB
North Easton SB
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Better Banks Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Better Banks Information

Better Banks
10225 N Knoxville Ave
Peoria, IL 61615
Peoria
Established Date: 01/01/1898
FDIC Certificate #: 1808
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BACKLUND INVESTMENT CO
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Better Banks FDIC Insured? Yes
What is Better Banks's Cert number? 1808
What is the maximum amount for insured deposits? $250,000 per holder, per account

Better Banks Financials

Total Assets:
$441,653,000
Total Deposits:
$417,191,000
Equity Capital:
$22,696,000
Domestic Deposits:
$417,191,000
Net Income:
$874,000
Return on Assets:
0.8998%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
0.8326%
Pretax Quarterly Return on Assets:
0.8300%
Return on Equity:
15.2600%
Quarterly Return on Equity:
15.6400%
Common Equity Tier 1 Capital Ratio:
12.2548%
Tier 1 Risk-Based Capital Ratio:
12.2548%
Leverage Tier 1 (Core Capital) Ratio:
7.9469%
Total Risk-Based Capital Ratio (YTD):
13.4700%
Total Interest Income (YTD):
3.2905%
 
 
Headquarters:
Peoria
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
Peoria
# of Offices:
10
Metropolitan Statistical Area (MSA):
Peoria, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Twelve month CD rates are currently averaging 0.969 percent this week. The national average for 12 month CD interest rates has been under 1.00 percent for the past month. Of course you can find bank CD rates and credit union CD rates well above the national averages. Using our CD rate tables we ran a search for 12 month CD rates in Wilmington, Delaware.
California First National Bank Money Market Account rates are now at 0.75 percent with a yield of 0.75 percent. View current Money Market Account rates at California First National Bank below.

We have a new best 1 year CD rate in our database. Colorado Federal Savings Bank recently increased their 1 year rate and now has the highest 1 year CD rate at 1.34 percent with a yield of 1.35 percent. Connexus Credit Union had the top 1 year rate at 1.32 percent with a yield of 1.33 percent. You can view a complete list of 1 year CD rates in our database below.

Current 1 Year CD Rates

  • Colorado Rate FSB Rate 1.34% Yield 1.35%
  • Connexus Credit Union Rate 1.32% Yield 1.33%
  • Live Oak Bank Rate 1.29% Yield 1.30%
  • AloStar Bank of Commerce Rate 1.25% Yield 1.26%
  • California First National Bank Rate 1.25% Yield 1.26%
  • My e-BAnC by BAC Florida Bank Rate 1.25% Yield 1.26%
  • Synchrony Bank Rate 1.24% Yield 1.25%
  • Bank Direct Rate 1.24% Yield 1.25%
  • Sallie Mae Rate 1.24% Yield 1.25%
  • iGObanking.com Rate 1.24% Yield 1.25%
  • CIT Bank Rate 1.22% Yield 1.23%
  • First Internet Bank of Indiana Rate 1.20% Yield 1.21%

Bank or Credit Union Offers and Deals

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