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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 The Wright Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
The Wright Credit Union's savings rates are at 0.20%. The Wright Credit Union's Personal Loan Rates are at 10.90%. MonitorBankRates evaluates the financial stability of The Wright Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.60%. Rates were last updated on 04/08/2026. The Wright Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Wright Credit Union? Share your experience about The Wright Credit Union by leaving a review below, or read customer reviews before you decide to use The Wright Credit Union. The Wright Credit Union
The Wright Credit Union 286 N Broad St
https://thewrightcu.org Toccoa, GA 30577 
The Wright Credit Union Savings Rates
The Wright Credit Union Mortgage Rates
The Wright Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for The Wright Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The Wright Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Wright Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
The Wright Credit Union
Website
https://thewrightcu.org
Address
286 N Broad St,
Toccoa, GA 30577
Phone
706-886-2908
Fax
706-886-0154
President
Mark Richardson
CEO
Alaina LaCount
Full-Time Employees
6
Part-Time Employees
3
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.60%
Return on Assets (ROA)
0.5188%
Return on Equity (ROE)
3.0506%
Non-Performing Loans Ratio (NPL)
1.23%
Total Assets
16,407,357
Total Amount of Shares and Deposits
13,653,908
Total Shares and Deposits < 1 Year
13,234,383
Total Shares and Deposits 1 3 Years
319,435
Total Shares and Deposits > 3 Years
100,090
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
329,976
Total Uninsured Shares and Deposits > $250K (F+J)
329,976
Total Insured Shares and Deposits > $250K (item 17 less item K)
13,323,932
Total Interest Expense (Sum of items 6 8)
90,752
Share Certificates
123
Number of Accounts for Share Drafts
769
IRA KEOGH Accounts
83
Number of Accounts for Regular Shares
2,020
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,290,536
Total Liabilities
13,682,885
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About The Wright Credit UnionIs The Wright Credit Union a safe place to deposit money?Yes, The Wright Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5972867672566%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does The Wright Credit Union operate?The Wright Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join The Wright Credit Union?Yes, to access services at The Wright Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, The Wright Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The Wright Credit Union provides members with tools to manage their accounts and build a solid financial history. Does The Wright Credit Union offer online and mobile banking?Most modern institutions like The Wright Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://thewrightcu.org. Current The Wright Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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