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County Credit Union Rates & Review March 2026

County Credit Union's 3 month CDs of Deposit rates are at 3.56%, 18 month CDs of Deposit rates are at 3.05%, 48 month CDs of Deposit rates are at 2.99%, 60 month CDs of Deposit rates are at 2.79%. County Credit Union's savings rates are at 0.20%. County Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.78%. Rates were last updated on 03/16/2026.

County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at County Credit Union? Share your experience about County Credit Union by leaving a review below, or read customer reviews before you decide to use County Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.78%
Excellent Lower than avg
County Credit Union
Main office
130 S BEMISTON AVE STE 100
SAINT LOUIS, MO 63105 1913
https://www.countycu.org
Member NCUA

County Credit Union CD Rates

Product Rate APY Term View More
3 month Certificates of Deposit - 3.56% 3 months
Min Deposit $5,000
Details Minimum to open: $5,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
18 month Certificates of Deposit - 3.05% 18 months
Min Deposit $1,000
Details Minimum to open: $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
48 month Certificates of Deposit - 2.99% 48 months
Min Deposit $1,000
Details Minimum to open: $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
60 month Certificates of Deposit - 2.79% 60 months
Min Deposit $1,000
Details Minimum to open: $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

County Credit Union Savings Rates

Product Rate APY View More
High-Yield Savings - 0.20%
Min Balance $15
Details Minimum to open: $15; Qualifying balance up to $30,000.00
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Holiday Club - 0.03%
Min Balance $15
Details Minimum to open: $15
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

County Credit Union Checking Rates

Product Rate APY View More
Checking Plus - 2.02%
Min Balance $250
Details Minimum to open: $250; Qualifying balance up to $1,000.00
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

County Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.99% 66
Details Model Year: 2024-2026 (New or Used)
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 4.99% 78
Details Model Year: 2024-2026 (New or Used)
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 5.40% 42
Details Model Year: 2024-2026 (New or Used)
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 5.95% 52
Details Model Year: 2024-2026 (New or Used)
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 5.99% 78
Details Model Year: 2022-2023
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 6.25% 42
Details Model Year: 2022-2023
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 6.75% 52
Details Model Year: 2022-2023
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 7.25% 52
Details Model Year: 2016-2021
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 7.90% 84
Details Model Year: 2024-2026 (New or Used)
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 8.00% 66
Details Model Year: 2016-2021
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Auto Loan - - 9.25% 84
Details Model Year: 2022-2023
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

County Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 8.59%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

County Credit Union Personal Loan Rates

Product Rate APR View More
Signature (Personal) - 4.99%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with County Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name County Credit Union
Address 130 S BEMISTON AVE STE 100, SAINT LOUIS, MO 63105 1913
Phone 314-725-1113
Fax
President Phillip McRath
CEO David Bueneman
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 1
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.78%
Return on Assets (ROA)
0.4068%
Return on Equity (ROE)
3.3324%
Non-Performing Loans Ratio (NPL)
1.02%
Total Assets
25,506,449
Total Amount of Shares and Deposits
22,098,117
Total Shares and Deposits < 1 Year
21,672,791
Total Shares and Deposits 1 3 Years
422,086
Total Shares and Deposits > 3 Years
3,240
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,063,950
Total Uninsured Shares and Deposits > $250K (F+J)
1,063,950
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,034,167
Total Interest Expense (Sum of items 6 8)
68,983
Share Certificates
30
Number of Accounts for Share Drafts
1,156
IRA KEOGH Accounts
37
Number of Accounts for Regular Shares
2,269
All other shares
9
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,123,612
Total Liabilities
22,453,300
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About County Credit Union

Is County Credit Union a safe place to deposit money?

Yes, County Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7803106531823%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does County Credit Union operate?

County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join County Credit Union?

Yes, to access services at County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, County Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does County Credit Union offer online and mobile banking?

Most modern institutions like County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.countycu.org.

Current County Credit Union Rates

  • 18-Month CD3.05%
  • 60-Month CD2.79%
  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.