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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 County Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
County Credit Union's 15 Month CD Special rates are at 4.29%, 12 Month CD of Deposit rates are at 3.56%, 48 Month CD of Deposit rates are at 3.30%, 60 Month CD of Deposit rates are at 3.30%, 24 Month CD of Deposit rates are at 3.25%. County Credit Union's savings rates are at 0.20%. County Credit Union's Auto Loan Rates are as low as 4.99%. County Credit Union's Credit Card Rates are at 8.59%. MonitorBankRates evaluates the financial stability of County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.18%. Rates last updated and verified on 09/22/2026. County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at County Credit Union? Share your experience about County Credit Union by leaving a review below, or read customer reviews before you decide to use County Credit Union. County Credit Union
Main office 130 S BEMISTON AVE STE 100
https://www.countycu.org SAINT LOUIS, MO 63105-1913 
County Credit Union CD Rates
County Credit Union Savings Rates
County Credit Union Checking Rates
County Credit Union Auto Loan Rates
County Credit Union RV, Boat and Powersport Loan Rates
County Credit Union Credit Card Rates
County Credit Union Other Rates
Financial Health HistoryCounty Credit Union’s Texas Ratio stayed near 2.32% in Q2 2023 to 2.18% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with County Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
County Credit Union
Website
https://www.countycu.org
Address
130 S BEMISTON AVE STE 100,
SAINT LOUIS, MO 63105-1913
Phone
314-725-1113
Fax
President
Phillip McRath
CEO
David Bueneman
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
1
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.18%
Return on Assets (ROA)
-0.0817%
Return on Equity (ROE)
-0.7121%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
26,225,279
Total Amount of Shares and Deposits
22,936,511
Total Shares and Deposits < 1 Year
22,501,024
Total Shares and Deposits 1 3 Years
419,520
Total Shares and Deposits > 3 Years
15,967
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,209,467
Total Uninsured Shares and Deposits > $250K (F+J)
1,209,467
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,727,044
Total Interest Expense (Sum of items 6 8)
30,384
Share Certificates
45
Number of Accounts for Share Drafts
1,144
IRA KEOGH Accounts
32
Number of Accounts for Regular Shares
2,263
All other shares
5
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,231,995
Total Liabilities
23,217,799
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for County Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for County Credit Union
Frequently Asked Questions About County Credit UnionHow many branches does County Credit Union operate?County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join County Credit Union?Yes, to access services at County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, County Credit Union provides members with tools to manage their accounts and build a solid financial history. Does County Credit Union offer online and mobile banking?Most modern institutions like County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.countycu.org. Current County Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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