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iAdvertiser Disclosure
Advertiser Disclosure
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 Neighborhood Trust Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Neighborhood Trust Federal Credit Union's Personal Loan Rates are at 18.00%. MonitorBankRates evaluates the financial stability of Neighborhood Trust Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.19%. Rates were last updated on 04/17/2026. Neighborhood Trust Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Neighborhood Trust Federal Credit Union? Share your experience about Neighborhood Trust Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Neighborhood Trust Federal Credit Union. Neighborhood Trust Federal Credit Union
Neighborhood Trust 1112 Saint Nicholas Ave
https://www.neighborhoodtrustfcu.org New York, NY 10032 
Neighborhood Trust Federal Credit Union Auto Loan Rates
Neighborhood Trust Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Neighborhood Trust Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Neighborhood Trust Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Neighborhood Trust Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Neighborhood Trust Federal Credit Union
Address
1112 Saint Nicholas Ave,
New York, NY 10032
Phone
212-740-0900
Fax
212-543-9120
President
Robert Green
CEO
Rafael Monge Portaro
Full-Time Employees
10
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.19%
Return on Assets (ROA)
3.1422%
Return on Equity (ROE)
11.6883%
Non-Performing Loans Ratio (NPL)
4.24%
Total Assets
20,167,624
Total Amount of Shares and Deposits
12,714,444
Total Shares and Deposits < 1 Year
11,946,811
Total Shares and Deposits 1 3 Years
767,633
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
501,996
Total Uninsured Shares and Deposits > $250K (F+J)
501,996
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,212,448
Total Interest Expense (Sum of items 6 8)
52,990
Share Certificates
67
Number of Accounts for Share Drafts
680
Number of Accounts for Regular Shares
3,293
All other shares
143
Non Member Deposits
9
Net Income (unless the amount is already included in Undivided Earnings)
633,698
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,220,884
Total Liabilities
14,746,829
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Neighborhood Trust Federal Credit UnionIs Neighborhood Trust Federal Credit Union a safe place to deposit money?Yes, Neighborhood Trust Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.194585253647%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Neighborhood Trust Federal Credit Union operate?Neighborhood Trust Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Neighborhood Trust Federal Credit Union?Yes, to access services at Neighborhood Trust Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Neighborhood Trust Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Neighborhood Trust Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Neighborhood Trust Federal Credit Union offer online and mobile banking?Most modern institutions like Neighborhood Trust Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.neighborhoodtrustfcu.org. Compare to Other Credit Unions
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