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TNConnect Credit Union Rates & Review October 2026

TNConnect Credit Union's top rates as of October 10, 2026 are 3.75% APY on its Dipper/Stars CD - 12 month, 0.20% APY on savings, 1.00% APY on money market accounts, 3.00% APY on checking, rv, boat and powersport loans from 5.25% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other TNConnect Credit Union CD rates include Tailored CD - 12 month at 3.75%, Tailored CD - 3 month at 3.75%, and Tailored CD - 6 month at 3.75%. MonitorBankRates evaluates the financial stability of TNConnect Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.63%. Rates last updated and verified on 10/10/2026.

TNConnect Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TNConnect Credit Union? Share your experience about TNConnect Credit Union by leaving a review below, or read customer reviews before you decide to use TNConnect Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.63%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
TNConnect Credit Union
TNConnect Credit Union
6211 Middlebrook Pike
Knoxville, TN 37909
https://www.tnconnectcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

TNConnect Credit Union CD Rates

Product Rate APY Term View More
Dipper/Stars Certificate - 12 month 3.687% 3.75% 12 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 22, 2026: 3.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 12 month 3.687% 3.75% 12 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 22, 2026: 3.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 3 month 3.687% 3.75% 3 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 22, 2026: 3.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 6 month 3.687% 3.75% 6 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 22, 2026: 3.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 9 month 3.687% 3.75% 9 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 22, 2026: 3.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 18 month 2.96% 3.00% 18 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 24 month 2.96% 3.00% 24 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 30 month 2.96% 3.00% 30 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 36 month 2.96% 3.00% 36 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Tailored Certificate - 48 month 2.96% 3.00% 48 month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union Savings Rates

Product Rate APY View More
Education IRA Savings 0.20% 0.20%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Roth IRA Savings 0.20% 0.20%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union Money Market Rates

Product Rate APY View More
Platinum Plus Money Market 1.00% 1.00%
Min Balance $100,000
Details Balance: $100,000+; Tiered dividend rates based on balance
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Platinum Plus Money Market 0.75% 0.75%
Min Balance $50,000
Details Balance: $50,000 - $99,999; Tiered dividend rates based on balance
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 27, 2026: 0.75% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Platinum Plus Money Market 0.50% 0.50%
Min Balance $25,000
Details Balance: $25,000 - $49,999; Tiered dividend rates based on balance
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Platinum Plus Money Market 0.25% 0.25%
Min Balance $2,500
Details Balance: $2,500 - $24,999; Tiered dividend rates based on balance
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Platinum Plus Money Market 0.01% 0.01%
Min Balance $0
Details Balance: $0 - $2,499; Tiered dividend rates based on balance
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Sep 27, 2026: 0.01% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union Checking Rates

Product Rate APY View More
High Yield Checking 2.96% 3.00%
Min Balance $0
Details Balance: $0 - $10,000; Qualifications Required: At least $500 in direct deposits; 10 or more debit card purchases each month; enrolled in e-statements; Earns rewards. To qualify, you must receive at least $500 in direct deposits, make 10 or more debit card purchases each month, and be enrolled in e-statements. If any of these qualifications are not met, the account will earn the standard share dividend rate.
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 27, 2026: 3.00% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
High Yield Checking 0.10% 0.10%
Min Balance $10,001
Details Balance: $10,001+; Qualifications Required: At least $500 in direct deposits; 10 or more debit card purchases each month; enrolled in e-statements; Earns rewards. To qualify, you must receive at least $500 in direct deposits, make 10 or more debit card purchases each month, and be enrolled in e-statements. If any of these qualifications are not met, the account will earn the standard share dividend rate.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 7.00% 15 Years
Details 5 year draw period
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 14, 2026: 6.75% APRSep 18, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20267.00%▲ from 6.75%
  • Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 5.25%
Details Rates as low as 5.25% APR*
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Auto/Motorcycle Loan - - 5.25% Up to 60 months
Details Term: Up to 60 months - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Auto/Motorcycle Loan - - 5.25% Up to 72 months
Details Term: Up to 72 months - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Auto/Motorcycle Loan - - 5.25% Up to 84 months
Details Term: Up to 84 months minimum loan amount of $25,000 - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Used Auto/Motorcycle Loan - - 6.25% Up to 60 months
Details Term: Up to 60 months - model years 6 to 10 maximum; ***
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 10, 2026: 6.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Used Auto/Motorcycle Loan - - 6.25% Up to 72 months
Details Term: Up to 72 months - model years 6 to 10 maximum; ***
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 10, 2026: 6.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Used Auto/Motorcycle Loan - - 6.25% Up to 84 months
Details Term: Up to 84 months minimum loan amount of $25,000 model years 6 to 10 maximum; ***
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 10, 2026: 6.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New/Used Boat / Personal Watercraft / RV Loan - 5.25% Up to 60 months
Details Term: Up to 60 months - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Boat / Personal Watercraft / RV Loan - 5.25% Up to 72 months
Details Term: Up to 72 months - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Boat / Personal Watercraft / RV Loan - 5.25% Up to 84 months
Details Term: Up to 84 months minimum loan amount of $25,000 - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Boat / Personal Watercraft / RV Loan - 7.25% Up to 120 months
Details Term: Up to 120 months minimum loan amount of $25,000 - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 10, 2026: 7.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Boat / Personal Watercraft / RV Loan - 8.25% Up to 180 months
Details Term: Up to 180 months minimum loan amount of $50,000 - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 10, 2026: 8.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union Credit Card Rates

Product Rate APR View More
VISA Secured - 9.90%
Details Intro/promo APR: 2.99%; No fee. Balance transfer rate of 2.99% for 12 billing cycles from date of transfer. Fixed rate APR. Regular APR: 9.9%**
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.90% APR
9.40%9.90%10.40%Oct 10, 2026: 9.90% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
VISA Premium Rewards - 10.75%
Details Earns Rewards. Balance transfer rate of 2.99% for 12 billing cycles from date of transfer. Your APR will vary with the market based on the Prime Rate.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 6 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
VISA Platinum - 10.90%
Details Intro/promo APR: 2.99%; Introductory rate of 2.99% for 12 billing cycles from card open date. Balance transfer rate of 2.99% for 12 billing cycles from date of transfer. Fixed rate APR. Regular APR: 10.9%**
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 10.90% APR · checked 5 times
10.40%10.90%11.40%Sep 18, 2026: 10.90% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union Personal Loan Rates

Product APR Term View More
New/Used Boat / Personal Watercraft / RV Loan 5.25% Up to 60 months
Details Term: Up to 60 months - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Boat / Personal Watercraft / RV Loan 5.25% Up to 72 months
Details Term: Up to 72 months - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Boat / Personal Watercraft / RV Loan 5.25% Up to 84 months
Details Term: Up to 84 months minimum loan amount of $25,000 - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 10, 2026: 5.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Boat / Personal Watercraft / RV Loan 7.25% Up to 120 months
Details Term: Up to 120 months minimum loan amount of $25,000 - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 10, 2026: 7.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
New/Used Boat / Personal Watercraft / RV Loan 8.25% Up to 180 months
Details Term: Up to 180 months minimum loan amount of $50,000 - model years 5 and newer; As Low As; **
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 10, 2026: 8.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Personal Loan 12.90% Up to 48 months
Details As Low As; **
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.90% APR · checked 6 times
12.40%12.90%13.40%Sep 14, 2026: 12.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

TNConnect Credit Union Other Rates

Product Rate Points APY/APR Term View More
Equity Loan - - 7.00% 10 Years
Details 80% LTV (Loan to Value)
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 14, 2026: 6.75% APRSep 18, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20267.00%▲ from 6.75%
  • Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Equity Loan - - 7.50% 15 Years
Details 80% LTV (Loan to Value)
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25%
6.75%7.38%8.00%Sep 14, 2026: 7.25% APRSep 18, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20267.50%▲ from 7.25%
  • Sep 14, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Equity Loan - - 9.00% 10 Years
Details 90% LTV (Loan to Value)
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 8.75% → 9.00% ▲ 0.25 pts · high 9.00% / low 8.75%
8.25%8.88%9.50%Sep 14, 2026: 8.75% APRSep 18, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20269.00%▲ from 8.75%
  • Sep 14, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Equity Loan - - 9.50% 15 Years
Details 90% LTV (Loan to Value)
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 9.25% → 9.50% ▲ 0.25 pts · high 9.50% / low 9.25%
8.75%9.38%10.00%Sep 14, 2026: 9.25% APRSep 18, 2026: 9.50% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20269.50%▲ from 9.25%
  • Sep 14, 20269.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
Line of Credit - - 12.90%
Details As Low As; **
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.90% APR · checked 6 times
12.40%12.90%13.40%Sep 14, 2026: 12.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%
IRA Accumulation 0.20% - 0.20%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.63%

Financial Health History

TNConnect Credit Union’s Texas Ratio fell from 8.15% in Q3 2023 to 5.63% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 11% 3.0★ 17% 4.0★ 23% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 8.15% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A- Q2 2025 A+ Q3 2025 A Q4 2025 A Q1 2026 5.63% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$91M5.63%5.0A+
March 31, 2026$89M6.53%5.0A
December 31, 2025$86M8.97%5.0A
September 30, 2025$85M5.41%5.0A+
June 30, 2025$83M16.76%4.9A-
March 31, 2025$83M8.76%5.0A
December 31, 2024$80M8.55%5.0A
September 30, 2024$77M11.08%5.0A
June 30, 2024$77M10.22%5.0A
March 31, 2024$76M7.83%5.0A
December 31, 2023$74M6.01%5.0A
September 30, 2023$75M8.15%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TNConnect Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TNConnect Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TNConnect Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TNConnect Credit Union
Address 6211 Middlebrook Pike, Knoxville, TN 37909
Phone 865-688-2424
Fax 865-688-3113
President Timothy Sawyer
CEO Martin Bradley
Full-Time Employees 21
Part-Time Employees 0
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.63%
Return on Assets (ROA)
0.0932%
Return on Equity (ROE)
1.2969%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
90,617,297
Total Amount of Shares and Deposits
84,161,319
Total Shares and Deposits < 1 Year
82,347,053
Total Shares and Deposits 1 3 Years
1,806,111
Total Shares and Deposits > 3 Years
8,155
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,152,553
Total Uninsured Shares and Deposits > $250K (F+J)
4,152,553
Total Insured Shares and Deposits > $250K (item 17 less item K)
80,008,766
Total Interest Expense (Sum of items 6 8)
426,122
Share Certificates
452
Number of Accounts for Share Drafts
3,021
IRA KEOGH Accounts
147
Number of Accounts for Regular Shares
6,069
All other shares
934
Money Market Shares
39
Net Income (unless the amount is already included in Undivided Earnings)
84,413
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,425,753
Total Liabilities
84,108,706
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

TNConnect Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About TNConnect Credit Union

How many branches does TNConnect Credit Union operate?

TNConnect Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TNConnect Credit Union?

Yes, to access services at TNConnect Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TNConnect Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TNConnect Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TNConnect Credit Union offer online and mobile banking?

Most modern institutions like TNConnect Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tnconnectcu.org.

Current TNConnect Credit Union Rates

  • 12-Month CD3.75%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • Savings0.20%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.