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Questa Credit Union

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Questa Credit Union Rates & Review April 2026

Q: How many branches does Questa Credit Union operate?

Questa Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Questa Credit Union?

Yes, to access services at Questa Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Questa Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Questa Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 5, 2026

You can compare Questa Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 0.00% and 3-month share certificate rates at 2.50%. Savings rates are at 0.50% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to Questa Credit Union rates. MonitorBankRates evaluates the financial stability of Questa Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.39%. Rates were last updated on 04/05/2026.

Questa Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Questa Credit Union? Share your experience about Questa Credit Union by leaving a review below, or read customer reviews before you decide to use Questa Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.39%

Excellent Higher than avg

Questa Credit Union
Questa Credit Union

2433 NM 522
Questa, NM 87556

https://www.questacreditunion.org

Current Rate Availability

We do not have Questa Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Questa Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Questa Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Questa Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Questa Credit Union

Website https://www.questacreditunion.org

Address 2433 NM 522, Questa, NM 87556

Phone 575-586-0423

Fax 575-586-9201

President Malaquias Rael

CEO Katherine Flory

Full-Time Employees 7

Part-Time Employees 2

Branch Locations 3

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.39%

Return on Assets (ROA)

1.6192%

Return on Equity (ROE)

7.6436%

Non-Performing Loans Ratio (NPL)

3.17%

Total Assets

30,427,360

Total Amount of Shares and Deposits

22,050,510

Total Shares and Deposits < 1 Year

21,524,979

Total Shares and Deposits 1 3 Years

525,531

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

736,375

Total Uninsured Shares and Deposits > $250K (F+J)

736,375

Total Insured Shares and Deposits > $250K (item 17 less item K)

21,314,135

Total Interest Expense (Sum of items 6 8)

221,760

Share Certificates

189

Number of Accounts for Share Drafts

1,060

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,265

Non Member Deposits

Net Income (unless the amount is already included in Undivided Earnings)

492,677

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,733,255

Total Liabilities

23,981,737

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Questa Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Questa Credit Union

Is Questa Credit Union a safe place to deposit money?

Yes, Questa Credit Union is considered a safe financial institution. With a Texas Ratio of 8.388902050275%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Questa Credit Union operate?

Questa Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Questa Credit Union?

Yes, to access services at Questa Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Questa Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Questa Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Questa Credit Union offer online and mobile banking?

Most modern institutions like Questa Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.questacreditunion.org.