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Chicago Patrolmens Federal Credit Union Rates & Review April 2026

Chicago Patrolmens Federal Credit Union's Jumbo 6-Month CD rates are at 4.08%. MonitorBankRates evaluates the financial stability of Chicago Patrolmens Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.79%. Rates were last updated on 04/11/2026.

Chicago Patrolmens Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chicago Patrolmens Federal Credit Union? Share your experience about Chicago Patrolmens Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Chicago Patrolmens Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.79%
Excellent Lower than avg
Chicago Patrolmens Federal Credit Union
Corporate Office
1407 W Washington Blvd
Chicago, IL 60607 1820
https://www.cpdfcu.com
Member NCUA

Chicago Patrolmens Federal Credit Union CD Rates

Product Rate APY Term View More
Jumbo 6-Month Share Certificate - 4.08% 6
Min Deposit $100,000
Details This Share Certificate is available for a minimum of $100,000 deposit. Traditional Share Certificate terms apply, including an early termination penalty. Rate offerings not valid with other promotional offers (Birthday Month, High-Caliber Program, etc).
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%

Chicago Patrolmens Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
5-Year Adjustable-Rate Mortgage - - 4.99% 5
Details for purchase transaction
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
30-Year Fixed Mortgage - - 5.50% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Chicago Patrolmens Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chicago Patrolmens Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chicago Patrolmens Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Chicago Patrolmens Federal Credit Union
Address 1407 W Washington Blvd, Chicago, IL 60607 1820
Phone 312-726-8814
Fax 312-226-6821
President Harry Mays
CEO Scott Arney
Full-Time Employees 71
Part-Time Employees 5
Branch Locations 8
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.79%
Return on Assets (ROA)
0.4366%
Return on Equity (ROE)
4.8957%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
590,609,637
Total Amount of Shares and Deposits
540,032,397
Total Shares and Deposits < 1 Year
502,514,459
Total Shares and Deposits 1 3 Years
37,517,941
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
50,146,712
Total Uninsured Shares and Deposits > $250K (F+J)
50,146,712
Total Insured Shares and Deposits > $250K (item 17 less item K)
489,885,685
Total Interest Expense (Sum of items 6 8)
12,503,569
Share Certificates
3,356
Number of Accounts for Share Drafts
13,664
IRA KEOGH Accounts
1,170
Number of Accounts for Regular Shares
47,904
Money Market Shares
881
Net Income (unless the amount is already included in Undivided Earnings)
2,578,642
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,961,742
Total Liabilities
543,187,912
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Chicago Patrolmens Federal Credit Union

Is Chicago Patrolmens Federal Credit Union a safe place to deposit money?

Yes, Chicago Patrolmens Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7936847975168%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Chicago Patrolmens Federal Credit Union operate?

Chicago Patrolmens Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Chicago Patrolmens Federal Credit Union?

Yes, to access services at Chicago Patrolmens Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Chicago Patrolmens Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chicago Patrolmens Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Chicago Patrolmens Federal Credit Union offer online and mobile banking?

Most modern institutions like Chicago Patrolmens Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cpdfcu.com.