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 Roanoke Valley Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Roanoke Valley Community Federal Credit Union's savings rates are at 0.20%. Roanoke Valley Community Federal Credit Union's money market rates are at 0.50%. Roanoke Valley Community Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Roanoke Valley Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.52%. Rates were last updated on 04/11/2026. Roanoke Valley Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Roanoke Valley Community Federal Credit Union? Share your experience about Roanoke Valley Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Roanoke Valley Community Federal Credit Union. Roanoke Valley Community Federal Credit Union
Main Office 723 5th St NE
https://www.rvccu.org Roanoke, VA 24016 2123 
Roanoke Valley Community Federal Credit Union Savings Rates
Roanoke Valley Community Federal Credit Union Money Market Rates
Roanoke Valley Community Federal Credit Union Home Equity & HELOC
Roanoke Valley Community Federal Credit Union Auto Loan Rates
Roanoke Valley Community Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Roanoke Valley Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Roanoke Valley Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Roanoke Valley Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Roanoke Valley Community Federal Credit Union
Website
https://www.rvccu.org
Address
723 5th St NE,
Roanoke, VA 24016 2123
Phone
540-982-3931
Fax
540-982-3937
President
Dorothy Dixon
CEO
Pam Duke
Full-Time Employees
23
Part-Time Employees
2
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.52%
Return on Assets (ROA)
1.1743%
Return on Equity (ROE)
7.3206%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
101,949,839
Total Amount of Shares and Deposits
85,146,650
Total Shares and Deposits < 1 Year
84,893,852
Total Shares and Deposits 1 3 Years
179,546
Total Shares and Deposits > 3 Years
73,252
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,004,844
Total Uninsured Shares and Deposits > $250K (F+J)
3,004,844
Total Insured Shares and Deposits > $250K (item 17 less item K)
82,141,806
Total Interest Expense (Sum of items 6 8)
437,267
Share Certificates
46
Number of Accounts for Share Drafts
5,751
IRA KEOGH Accounts
139
Number of Accounts for Regular Shares
11,524
Money Market Shares
183
Net Income (unless the amount is already included in Undivided Earnings)
1,197,211
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,808,616
Total Liabilities
85,608,004
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Roanoke Valley Community Federal Credit UnionIs Roanoke Valley Community Federal Credit Union a safe place to deposit money?Yes, Roanoke Valley Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5231045144461%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Roanoke Valley Community Federal Credit Union operate?Roanoke Valley Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Roanoke Valley Community Federal Credit Union?Yes, to access services at Roanoke Valley Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Roanoke Valley Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Roanoke Valley Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Roanoke Valley Community Federal Credit Union offer online and mobile banking?Most modern institutions like Roanoke Valley Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rvccu.org. Current Roanoke Valley Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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