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 Unified Bank Martins Ferry, OH Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Unified Bank Martins Ferry, OH's 7-Month CD rates are at 4.01%, 13-Month CD rates are at 3.80%, 3-Month CD rates are at 3.61%. MonitorBankRates evaluates the financial stability of Unified Bank Martins Ferry, OH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.93%. Rates were last updated on 04/17/2026. Unified Bank Martins Ferry, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unified Bank Martins Ferry, OH? Share your experience about Unified Bank Martins Ferry, OH by leaving a review below, or read customer reviews before you decide to use Unified Bank Martins Ferry, OH. 
Unified Bank Martins Ferry, OH CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Unified Bank Martins Ferry, OH is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Unified Bank Martins Ferry, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Unified Bank Martins Ferry, OH's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Unified Bank Martins Ferry, OH
Bank Holding Company
UNITED BCORP INC
Address
201 S 4th St,
Martins Ferry, OH 43935 · Belmont
Website
https://www.unifiedbank.com
FDIC Certificate #
9463
Established
01/01/1902
FDIC Insurance Date
01/01/1934
Domestic Offices
19
Total Branches
19
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
5.93%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.5053%
Return on Equity (ROE)
17.8300%
Non-Performing Loans (NPL)
0.03%
Total Assets
$851,705,000
Total Deposits
$657,198,000
Equity Capital
$73,862,000
Net Income
$11,435,000
Headquarters
Martins Ferry
Total Offices
19
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Unified Bank Martins Ferry, OHIs Unified Bank Martins Ferry, OH a safe place to deposit money?Yes, Unified Bank Martins Ferry, OH is considered a safe financial institution. With a Texas Ratio of 5.9315369677906%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Unified Bank Martins Ferry, OH operate?Unified Bank Martins Ferry, OH currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Unified Bank Martins Ferry, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Unified Bank Martins Ferry, OH provides members with tools to manage their accounts and build a solid financial history. Does Unified Bank Martins Ferry, OH offer online and mobile banking?Most modern institutions like Unified Bank Martins Ferry, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unifiedbank.com. Current Unified Bank Martins Ferry, OH Rates
Retrieved from our database of financial products. Rates subject to change.
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