Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Wahoo State Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 12, 2026
Wahoo State Bank's top rates as of October 12, 2026 are 4.00% APY on its 15-Month CD (special), 1.81% APY on savings, 1.26% APY on money market accounts, and 0.10% APY on checking, according to rates verified by MonitorBankRates. Other Wahoo State Bank CD rates include 8-Month CD (special) at 3.85%, 12-Month CD at 3.04%, and 60-Month CD at 2.32%. MonitorBankRates evaluates the financial stability of Wahoo State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/12/2026.
Wahoo State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wahoo State Bank? Share your experience about Wahoo State Bank by leaving a review below, or read customer reviews before you decide to use Wahoo State Bank.
Wahoo State Bank has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Wahoo State Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.00%
PerfectLower than avg
Wahoo State Bank Texas Ratio
Wahoo State Bank's Texas Ratio is 0.00%, which is considered perfect and is lower than the national average of 5.85%.
A 0.00% ratio is the best possible score. Wahoo State Bank currently has zero non-performing assets or foreclosed properties on its books.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.00% to 0.00% over 12 quarters, very strongFull history
Star Rating 3.6 to 5.0, Health Grade B to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Wahoo State Bank CD Rates
Product
Rate
APY
Term
View More
15 Month CD (special)
3.93%
4.00%
15 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
8 Month CD (special)
3.80%
3.85%
8 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 3.85% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
12 Month CD
3.00%
3.04%
12 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 3.04% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
60 Month CD
2.30%
2.32%
60 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 2.32% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
36 Month CD
2.23%
2.25%
36 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 2.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
48 Month CD
2.10%
2.12%
48 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 2.12% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
24 Month CD
1.98%
2.00%
24 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
30 Month CD
1.98%
2.00%
30 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
6 Month CD
1.98%
2.00%
6 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
18 Month CD
1.60%
1.61%
18 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 1.61% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
3 Month CD
1.00%
1.00%
3 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1 Month CD
0.05%
0.05%
1 Month
No additional details.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wahoo State Bank Savings Rates
Product
Rate
APY
View More
IRA Passbook Savings Account
1.80%
1.81%
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.81% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Penny Paw-tners Savings
0.30%
0.30%
DetailsAverage Daily Balance: n/a
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 0.30% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Regular Savings Account
0.30%
0.30%
Details1 2
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account
0.10%
0.10%
Min Balance$100,000
DetailsBalance: $100,000.00 and above
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account
0.05%
0.05%
Min Balance$0
DetailsBalance: $0.00-$4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000.00-$9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000.00-$49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Health Savings Account
0.05%
0.05%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wahoo State Bank Business Savings Rates
Product
Rate
APY
View More
Business Regular Savings Account
0.30%
0.30%
DetailsAverage Daily Balance: n/a
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wahoo State Bank Money Market Rates
Product
Rate
APY
View More
Money Market Account
1.25%
1.26%
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Account
1.15%
1.16%
Min Balance$100,000
DetailsBalance: $100,000.00-$249,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Account
1.10%
1.11%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Account
1.00%
1.00%
Min Balance$0
DetailsBalance: $0.00-$4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Account
1.00%
1.00%
Min Balance$5,000
DetailsBalance: $5,000.00-$9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Account
1.00%
1.00%
Min Balance$10,000
DetailsBalance: $10,000.00-$49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wahoo State Bank Business Money Market Rates
Product
Rate
APY
View More
Business Money Market Account
1.25%
1.26%
Min Balance$250,000
DetailsBalance: $250,000.00 and over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Account
1.15%
1.16%
Min Balance$100,000
DetailsBalance: $100,000.00-$249,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.16% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Account
1.10%
1.11%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Account
1.00%
1.00%
Min Balance$0
DetailsBalance: $0.00-$4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Account
1.00%
1.00%
Min Balance$5,000
DetailsBalance: $5,000.00-$9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Account
1.00%
1.00%
Min Balance$10,000
DetailsBalance: $10,000.00-$49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wahoo State Bank Checking Rates
Product
Rate
APY
View More
NOW Checking Account
0.10%
0.10%
Min Balance$100,000
DetailsBalance: $100,000.00 and above
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SuperNow Checking Account
0.10%
0.10%
Min Balance$100,000
DetailsBalance: $100,000.00 and above
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
NOW Checking Account
0.05%
0.05%
Min Balance$0
DetailsBalance: $0.00-$4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
NOW Checking Account
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000.00-$9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
NOW Checking Account
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000.00-$49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
NOW Checking Account
0.05%
0.05%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Senior Checking
0.05%
0.05%
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SuperNow Checking Account
0.05%
0.05%
Min Balance$0
DetailsBalance: $0.00-$4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SuperNow Checking Account
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000.00-$9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SuperNow Checking Account
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000.00-$49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SuperNow Checking Account
0.05%
0.05%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
SuperNow Checking Account
0.05%
0.05%
Min Balance$500
DetailsBalance: $500.00-$4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wahoo State Bank Business Checking Rates
Product
Rate
APY
View More
Business NOW Checking Account
0.10%
0.10%
Min Balance$100,000
DetailsBalance: $100,000.00 and above
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business SuperNow Checking Account
0.10%
0.10%
Min Balance$100,000
DetailsBalance: $100,000.00 and above
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business NOW Checking Account
0.05%
0.05%
Min Balance$0
DetailsBalance: $0.00-$4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business NOW Checking Account
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000.00-$9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business NOW Checking Account
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000.00-$49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business NOW Checking Account
0.05%
0.05%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business SuperNow Checking Account
0.05%
0.05%
Min Balance$0
DetailsBalance: $0.00-$4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business SuperNow Checking Account
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000.00-$9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business SuperNow Checking Account
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000.00-$49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business SuperNow Checking Account
0.05%
0.05%
Min Balance$50,000
DetailsBalance: $50,000.00-$99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Wahoo State Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
Building Block CD
1.75%
-
1.76%
Min Balance$0
DetailsBalance: $0.00-$999.99
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 1.76% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Building Block CD
2.00%
-
2.02%
Min Balance$1,000
DetailsBalance: $1,000.00-$9,999.99
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 2.02% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Building Block CD
3.00%
-
3.04%
Min Balance$10,000
DetailsBalance: $10,000.00 and above
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 3.04% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Financial Health History
Wahoo State Bank’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 3.6 to 5.0 and its Health Grade from B to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$117M
0.00%
5.0
A+
March 31, 2026
$114M
0.00%
5.0
A+
December 31, 2025
$114M
0.00%
5.0
A+
September 30, 2025
$115M
0.00%
5.0
A+
June 30, 2025
$117M
0.00%
5.0
A+
March 31, 2025
$117M
0.01%
5.0
A+
December 31, 2024
$116M
0.01%
5.0
A+
September 30, 2024
$121M
0.01%
4.8
A+
June 30, 2024
$123M
0.01%
4.4
A
March 31, 2024
$122M
0.01%
4.3
A-
December 31, 2023
$121M
0.01%
4.3
A-
September 30, 2023
$127M
0.00%
3.6
B
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Wahoo State Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Wahoo State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wahoo State Bank's official website for the most current offers and terms.
Wahoo State Bank earned the Verified Healthy badge
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Frequently Asked Questions About Wahoo State Bank
How many branches does Wahoo State Bank operate?
Wahoo State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Wahoo State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Wahoo State Bank provides members with tools to manage their accounts and build a solid financial history.
Does Wahoo State Bank offer online and mobile banking?
Most modern institutions like Wahoo State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wahoostatebank.com.
Current Wahoo State Bank Rates
12-Month CD3.04%
18-Month CD1.61%
24-Month CD2.00%
36-Month CD2.25%
48-Month CD2.12%
60-Month CD2.32%
Savings1.81%
MMA1.26%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
