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Wahoo State Bank Rates & Review March 2026

Wahoo State Bank's Certificates of Deposit 8-Month rates are at 3.85%, 8-Month (special) Certificates of Deposit rates are at 3.75%, Certificates of Deposit 8-Month (special) rates are at 3.75%, 10-Month Certificates of Deposit rates are at 3.56%, 12-Month Certificates of Deposit rates are at 3.04%. Wahoo State Bank's savings rates are at 0.05%. Wahoo State Bank's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Wahoo State Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/22/2026.

Wahoo State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wahoo State Bank? Share your experience about Wahoo State Bank by leaving a review below, or read customer reviews before you decide to use Wahoo State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Wahoo State Bank
164 E 5th St
Wahoo, NE 68066
https://www.wahoostatebank.com
Member FDIC

Wahoo State Bank CD Rates

Product Rate APY Term View More
Certificates of Deposit 8 Month 3.74% 3.85% 8
Details (special)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
8 Month (special) Certificates of Deposit 3.69% 3.75% 8
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 8 Month (special) 3.69% 3.75% 8 Month (special)
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 Month Certificates of Deposit 3.50% 3.56% 10
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificates of Deposit 3.00% 3.04% 12
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Building Block CD - for children, birth to 18th birthday 3.00% 3.04%
Min Balance $10,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificates of Deposit 2.30% 2.32% 60
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificates of Deposit 2.23% 2.25% 36
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 36 Month 2.23% 2.25% 36 Month
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificates of Deposit 2.10% 2.12% 48
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Building Block CD - for children, birth to 18th birthday 2.00% 2.02%
Min Balance $1,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 36 Month 2.00% 2.02% 36
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificates of Deposit 1.98% 2.00% 24
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month Certificates of Deposit 1.98% 2.00% 30
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificates of Deposit 1.98% 2.00% 6
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 24 Month 1.98% 2.00% 24 Month
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 30 Month 1.98% 2.00% 30 Month
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 6 Month 1.98% 2.00% 6 Month
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 30 Month 1.80% 1.81% 30
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Building Block CD - for children, birth to 18th birthday 1.75% 1.76%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 24 Month 1.75% 1.76% 24
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificates of Deposit 1.60% 1.61% 18
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 6 Month 1.40% 1.41% 6
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month Certificates of Deposit 1.00% 1.00% 3
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 3 Month 1.00% 1.00% 3 Month
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 3 Month 0.50% 0.50% 3
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 Month Certificates of Deposit 0.05% 0.05% 1
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Wahoo State Bank Savings Rates

Product Rate APY View More
IRA Passbook Savings Account 1.80% 1.81%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Regular Savings Account 0.30% 0.30%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Penny Paw-tners Savings 0.30% 0.30%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Go Club Account 0.10% 0.10%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.10% 0.10%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Go Club Account 0.05% 0.05%
Min Balance $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.05% 0.05%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Wahoo State Bank Money Market Rates

Product Rate APY View More
Business Money Market Account 1.25% 1.26%
Min Balance $250,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.25% 1.26%
Min Balance $250,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market Account 1.15% 1.16%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.15% 1.16%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market Account 1.10% 1.11%
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.10% 1.11%
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market Account 1.00% 1.00%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.00% 1.00%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Wahoo State Bank Checking Rates

Product Rate APY View More
Business NOW Checking Account 0.10% 0.10%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business SuperNow Checking Account 0.10% 0.10%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
NOW Checking Account 0.10% 0.10%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
SuperNow Checking Account 0.10% 0.10%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business NOW Checking Account 0.05% 0.05%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business SuperNow Checking Account 0.05% 0.05%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
NOW Checking Account 0.05% 0.05%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Senior Checking 0.05% 0.05%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
SuperNow Checking Account 0.05% 0.05%
Min Balance $0
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Wahoo State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Wahoo State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wahoo State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Wahoo State Bank
Bank Holding Company HOHL FINANCIAL INC
Address 164 E 5th St, Wahoo, NE 68066  ·  Saunders
FDIC Certificate # 1163
Established 01/02/1932
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4346%
Return on Equity (ROE) 7.6300%
Non-Performing Loans (NPL) 0.00%
Total Assets $113,865,000
Total Deposits $87,770,000
Equity Capital $9,173,000
Net Income $821,000
Headquarters Wahoo
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Wahoo State Bank

Is Wahoo State Bank a safe place to deposit money?

Yes, Wahoo State Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Wahoo State Bank operate?

Wahoo State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Wahoo State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wahoo State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Wahoo State Bank offer online and mobile banking?

Most modern institutions like Wahoo State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wahoostatebank.com.

Current Wahoo State Bank Rates

  • 12-Month CD3.04%
  • 18-Month CD1.61%
  • 24-Month CD1.76%
  • 36-Month CD2.02%
  • 48-Month CD2.12%
  • 60-Month CD2.32%
  • Savings0.05%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.