State Bank of the Lakes CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 3.02% and 3-month CD rates at 0.20%. Current savings rates are at 0.40% and money market rates are at 2.58%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 16.95%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. State Bank of the Lakes's 18-Month CD rates are at 0.50%, 12-Month CD rates are at 0.50%. State Bank of the Lakes's savings rates are at 0.02%. State Bank of the Lakes's money market rates are at 0.50%.

State Bank of the Lakes

To see how these rates compare to State Bank of the Lakes CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of the Lakes, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of the Lakes CD rates. You can also compare State Bank of the Lakes savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of the Lakes money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of the Lakes? Share your experience about State Bank of the Lakes by leaving a review below, or read customer reviews before you decide to use State Bank of the Lakes.

State Bank of the Lakes Texas Ratio

State Bank of the Lakes's Texas Ratio is at 7.15%, which is considered excellent. The Texas Ratio for State Bank of the Lakes is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of the Lakes is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.50%
18-Month CD
0.50%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.02%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank of the Lakes
440 Lake St
Antioch, IL 60002
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

State Bank of the Lakes CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of the Lakes
State Bank of the Lakes
Money Market
0.50%
$50,000
State Bank of the Lakes
State Bank of the Lakes
12-Month CD
0.50%
$1,000
State Bank of the Lakes
State Bank of the Lakes
18-Month CD
0.50%
$1,000
State Bank of the Lakes
State Bank of the Lakes
Savings Account
0.02%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Bank of the Lakes Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Circuit Federal Credit Union
Circuit Federal Credit Union
6-Month CD
4.07%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
18-Month CD
4.06%
$1
TSB Bank
TSB Bank
12-Month CD
4.00%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
12-Month CD
4.00%
$500
LendingClub
LendingClub
6-Month CD
4.00%
$2,500
Coleman County State Bank
Coleman County State Bank
6-Month CD
3.92%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
12-Month CD (CDARS)
3.85%
$250,000
ABCO Federal Credit Union
ABCO Federal Credit Union
48-Month CD
3.82%
$1,000
Bank of Hindman
Bank of Hindman
18-Month CD
3.82%
$1,000
Total Direct Bank
Total Direct Bank
60-Month CD
3.50%
$25,000
Presidential Bank
Presidential Bank
6-Month CD
3.50%
$1,000
Ally Bank
Ally Bank
60-Month CD
3.40%
$0
Farm Bureau Bank FSB
Farm Bureau Bank FSB
48-Month CD
3.40%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
36-Month CD
3.30%
$1,000
First FarmBank
First FarmBank
24-Month CD
3.25%
$1,000
Primebank
Primebank
48-Month CD (Step Up)
3.00%
$1,000
Ambler Savings Bank
Ambler Savings Bank
48-Month CD
3.00%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
3-Month CD
2.75%
$500
Ladysmith Federal S&L
Christmas Club Savings
2.75%
$0
5Star Bank
5Star Bank
24-Month CD
2.75%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
48-Month CD
2.63%
$50
Bristol Morgan Bank
Bristol Morgan Bank
60-Month CD
2.60%
$500
Bank of Hillsboro
Bank of Hillsboro
12-Month CD
2.02%
$1,000
Flanagan State Bank
Flanagan State Bank
60-Month CD
1.77%
$1,000
Petefish, Skiles & Co. Bank
24-Month CD
1.76%
$1,000
FNB of Hope
60-Month CD
1.56%
$500
United Minnesota Bank
United Minnesota Bank
60-Month CD
1.40%
$500
The Blue Grass Valley Bank
The Blue Grass Valley Bank
12-Month CD
1.35%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
Savings
1.00%
$100
PeopleFirst Bank
PeopleFirst Bank
12-Month CD
1.00%
$2,500
Oxford Bank
Oxford Bank
Kasasa Savings
1.00%
$0
FNB of Brownstown
12-Month CD
0.90%
$1,000
Freedom Bank, Inc.
Freedom Bank, Inc.
Freedom Savings
0.75%
$1
BankChampaign
BankChampaign
60-Month CD
0.55%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
3-Month CD
0.40%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Premier Checking
0.36%
$500
Metropolitan Bank
Metropolitan Bank
12-Month CD (Jumbo)
0.35%
$50,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
18-Month CD
0.35%
$1,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
12-Month CD
0.30%
$1,000
Equitable S&L Co.
Equitable S&L Co.
24-Month CD
0.25%
$500
Katahdin Trust Company
Katahdin Trust Company
Christmas Club
0.25%
$1
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
12-Month CD
0.21%
$500
Clare Bank
Clare Bank
18-Month CD
0.20%
$500
Hoyne Savings Bank
Hoyne Savings Bank
Passbook Savings
0.18%
$250
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Money Market
0.12%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
High Interest Checking
0.10%
$1,500
Conneaut Savings Bank
Conneaut Savings Bank
36-Month CD
0.10%
$1,000
National Bank of Malvern
National Bank of Malvern
Savings
0.08%
$25
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Regular Savings
0.03%
$5
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
First Plus Checking
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of the Lakes Information

State Bank of the Lakes
440 Lake St
Antioch, IL 60002
Lake
Established Date: 01/01/1926
FDIC Certificate #: 5744
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: WINTRUST FINANCIAL CORP
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is State Bank of the Lakes FDIC Insured? Yes
What is State Bank of the Lakes's Cert number? 5744
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of the Lakes Financials

Total Assets:
$1,984,766,000
Total Deposits:
$1,656,553,000
Equity Capital:
$231,037,000
Domestic Deposits:
$1,656,553,000
Net Income:
$7,891,000
Return on Assets:
1.6147%
Quarterly Return on Assets:
1.6100%
Pretax Return on Assets:
2.1615%
Pretax Quarterly Return on Assets:
2.1600%
Return on Equity:
14.3500%
Quarterly Return on Equity:
13.5500%
Common Equity Tier 1 Capital Ratio:
10.9854%
Tier 1 Risk-Based Capital Ratio:
10.9854%
Leverage Tier 1 (Core Capital) Ratio:
9.5028%
Total Risk-Based Capital Ratio (YTD):
11.4096%
Total Interest Income (YTD):
5.4390%
 
 
Headquarters:
Antioch
FDIC Field Office:
Chicago
Regulator:
OCC
County:
Lake
# of Offices:
9
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Right now Tennessee Commerce Bank has the highest yield savings account on our list in New York. Tennessee Commerce Bank's savings rate is 1.49% with an APY of 1.50%. You must have a checking account with the bank in order to earn the rate and yield. That rate is almost seven times the national average rate of .022% as reported by MonitorBankRates.com.
30 year conforming mortgage rates are averaging 4.17 percent, down from yesterday’s average 30 year home mortgage rate of 4.22 percent. 30 year mortgage rates in Iowa are higher than the national average 30 year rate. 30 year home mortgage rates in Iowa are averaging 4.18 percent.
Navy Federal Credit Union is advertising the best 12 month CD rate currently available. The current 12 month CD rate is 2.86 percent with an annual percentage yield (APY) of 2.90 percent.  There are monthly requirements that have to be met to qualify for the EasyStart CD rate and CD yield. Navy Federal Credit Union's EasyStart certificate (certificate of deposit) also has a maximum balance of $3,000.

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