UCB Milford, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 2.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 1.06%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 19.49%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates. UCB Milford, IA's 36-Month CD rates are at 2.52%, 24-Month CD rates are at 2.47%, 18-Month CD rates are at 2.42%, 12-Month CD rates are at 2.02%, 6-Month CD rates are at 1.76%. UCB Milford, IA's savings rates are at 0.35%. UCB Milford, IA's money market rates are at 0.05%.

UCB Milford, IA

To see how these rates compare to UCB Milford, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from UCB Milford, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with UCB Milford, IA CD rates. You can also compare UCB Milford, IA savings rates, MMA rates and mortgage rates using our other rate lists.

UCB Milford, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UCB Milford, IA? Share your experience about UCB Milford, IA by leaving a review below, or read customer reviews before you decide to use UCB Milford, IA.

UCB Milford, IA Texas Ratio

UCB Milford, IA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for UCB Milford, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, UCB Milford, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.02%
18-Month CD
2.42%
24-Month CD
2.47%
36-Month CD
2.52%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.35%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
UCB Milford, IA
1000 Okoboji Ave
Milford, IA 51351
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

UCB Milford, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
UCB Milford, IA
UCB Milford, IA
36-Month CD
2.52%
$1,000
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
UCB Milford, IA
UCB Milford, IA
18-Month CD
2.42%
$1,000
UCB Milford, IA
UCB Milford, IA
12-Month CD
2.02%
$1,000
UCB Milford, IA
UCB Milford, IA
6-Month CD
1.76%
$1,000
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
UCB Milford, IA
UCB Milford, IA
First Choice Money Market
0.05%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare UCB Milford, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lake Shore Savings Bank
Lake Shore Savings Bank
Savings
4.40%
$0
First FSB of Mascoutah
First FSB of Mascoutah
60-Month CD
4.32%
$1,000
Five Star Credit Union
Five Star Credit Union
36-Month CD
4.20%
$500
First National Bank of Ava
First National Bank of Ava
18-Month CD
3.80%
$500
Centinel Bank of Taos
Centinel Bank of Taos
18-Month CD IRA
3.60%
$1,000
Kennett Trust Bank
Kennett Trust Bank
24-Month CD
3.56%
$500
Cornerstone State Bank
Cornerstone State Bank
18-Month CD (Jumbo)
3.53%
$200,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.18%
$1,000
Putnam County State Bank
Putnam County State Bank
12-Month CD
3.04%
$500
Headwaters State Bank
Headwaters State Bank
60-Month CD
3.02%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
48-Month CD
3.00%
$0
Primebank
Primebank
60-Month CD (Step Up)
3.00%
$1,000
1st United Credit Union
1st United Credit Union
48-Month CD (bump)
2.75%
$250
The Bank of Elk River
The Bank of Elk River
48-Month CD
2.73%
$200
United Republic Bank
United Republic Bank
60-Month CD
2.25%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
48-Month CD
2.24%
$2,500
First Exchange Bank
First Exchange Bank
36-Month CD
2.22%
$500
River Falls State Bank
River Falls State Bank
12-Month CD
2.02%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
60-Month CD
2.00%
$500
Alliance Bank IN
Alliance Bank IN
48-Month CD
1.85%
$1,000
State Central Bank
State Central Bank
12-Month CD
1.76%
$10,000
Northfield Savings Bank
Northfield Savings Bank
24-Month CD
1.60%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Savings
1.56%
$0
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
12-Month CD
1.55%
$500
BankPurley
BankPurley
Savings
1.50%
$100
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
FNB in Taylorville
FNB in Taylorville
60-Month CD
1.11%
$1,000
Napoleon State Bank
Napoleon State Bank
Money Market
1.01%
$250,000
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
3-Month CD
0.80%
$1,000
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Money Market
0.75%
$50,000
Middlesex Federal Savings
Middlesex Federal Savings
48-Month CD
0.70%
$500
Halstead Bank
Halstead Bank
Money Market
0.50%
$1,000
Riverside Savings Bank
Riverside Savings Bank
24-Month CD
0.45%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
Savings
0.45%
$25,000
Sugar River Bank
Sugar River Bank
36-Month CD
0.45%
$500
FinWise Bank
FinWise Bank
Consumer Statement Savings
0.30%
$0
MVSB
36-Month CD
0.30%
$500
Crest Savings Bank
Crest Savings Bank
Money Market
0.25%
$1,000
Coffee County Bank
Coffee County Bank
Regular Savings
0.25%
$100
Equitable S&L Co.
Equitable S&L Co.
36-Month CD
0.25%
$500
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Money Market
0.15%
$2,500
Penn Community Bank
Penn Community Bank
Common Cents Savings
0.15%
$0
Wintrust Bank
Wintrust Bank
Statement Savings
0.15%
$0
WaFd Bank
WaFd Bank
6-Month CD
0.15%
$1,000
FNB of River Falls
FNB of River Falls
Regular Savings
0.05%
$200
National Bank of Blacksburg
National Bank of Blacksburg
Statement Savings
0.03%
$1
Kitsap Bank
Kitsap Bank
Legends Checking
0.02%
$100
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Relationship Checking
0.01%
$50
Home Loan SB
Home Loan SB
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

UCB Milford, IA Information

UCB Milford, IA
1000 Okoboji Ave
Milford, IA 51351
Dickinson
Established Date: 06/10/1931
FDIC Certificate #: 13656
Date of FDIC Deposit Insurance: 11/01/1934
Bank Holding Company: MILFORD BCORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is UCB Milford, IA FDIC Insured? Yes
What is UCB Milford, IA's Cert number? 13656
What is the maximum amount for insured deposits? $250,000 per holder, per account

UCB Milford, IA Financials

Total Assets:
$271,228,000
Total Deposits:
$224,803,000
Equity Capital:
$21,859,000
Domestic Deposits:
$224,803,000
Net Income:
$326,000
Return on Assets:
0.3863%
Quarterly Return on Assets:
0.4800%
Pretax Return on Assets:
0.5081%
Pretax Quarterly Return on Assets:
0.5100%
Return on Equity:
5.0800%
Quarterly Return on Equity:
6.0000%
Common Equity Tier 1 Capital Ratio:
10.3134%
Tier 1 Risk-Based Capital Ratio:
10.3134%
Leverage Tier 1 (Core Capital) Ratio:
8.0137%
Total Risk-Based Capital Ratio (YTD):
11.4767%
Total Interest Income (YTD):
4.0838%
 
 
Headquarters:
Milford
FDIC Field Office:
Sioux City
Regulator:
FDIC
County:
Dickinson
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

TotalDirectBank Money Market Account RatesTotalDirectBank money market account rates are currently some of the best money market rates available on the rate list. Current money market account rates from TotalDirectBank are at 2.03 percent with an APY of 2.05 percent. The minimum opening account balance is only $5,000 and the maximum amount you can deposit is $500,000. This high yield money market account rate from TotalDirectBank is more than 8x the FDIC national average rate. To get the best deal on a money market account compare rates online with TotalDirectBank money market account rates.
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UCB Milford, IA Reviews

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