|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Federal S&L Bath Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
First Federal S&L Bath's 1 Year Certificate of Deposit rates are at 3.05%, 2 Year Certificate of Deposit rates are at 2.53%, 6-Month Compounded Certificate of Deposit rates are at 2.53%, 90 Day Certificate of Deposit rates are at 2.02%, 4 1/2 Year Certificate of Deposit rates are at 0.70%. First Federal S&L Bath's savings rates are at 0.05%. First Federal S&L Bath's money market rates are at 0.07%. MonitorBankRates evaluates the financial stability of First Federal S&L Bath with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.84%. Rates were last updated on 04/17/2026. First Federal S&L Bath money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal S&L Bath? Share your experience about First Federal S&L Bath by leaving a review below, or read customer reviews before you decide to use First Federal S&L Bath. 
First Federal S&L Bath CD Rates
First Federal S&L Bath Savings Rates
First Federal S&L Bath Money Market Rates
First Federal S&L Bath Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Federal S&L Bath is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Federal S&L Bath rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Federal S&L Bath's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
First Federal S&L Bath
FDIC Certificate #
29636
Address
125 Front St,
Bath, ME 04530 · Sagadahoc
Website
https://www.firstfederalbath.com
Established
01/01/1935
FDIC Insurance Date
08/09/1989
Domestic Offices
5
Total Branches
5
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
5.84%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.4359%
Return on Equity (ROE)
3.2200%
Non-Performing Loans (NPL)
0.79%
Total Assets
$185,987,000
Total Deposits
$139,735,000
Equity Capital
$28,099,000
Net Income
$667,000
Headquarters
Bath
Total Offices
5
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About First Federal S&L BathIs First Federal S&L Bath a safe place to deposit money?Yes, First Federal S&L Bath is considered a safe financial institution. With a Texas Ratio of 5.8416356579842%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does First Federal S&L Bath operate?First Federal S&L Bath currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First Federal S&L Bath does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Federal S&L Bath provides members with tools to manage their accounts and build a solid financial history. Does First Federal S&L Bath offer online and mobile banking?Most modern institutions like First Federal S&L Bath provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfederalbath.com. Current First Federal S&L Bath Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Southside Bank
Sunstate Bank
FirstBank (TN)
One Florida Bank
Central Federal SLA
Security Bank Midwest
Amerant Bank
United Bank & Trust Co.
HarborOne Bank
Woodforest National Bank
TD Bank
UCB of Southern Kentucky
Bank of Southern California
Napoleon State Bank
Quaint Oak Bank
CUSB Bank
Eastbank, National Association
Missouri Bank
First Sound Bank
AloStar Bank of Commerce
Chesterfield State Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
