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First Bank Ketchikan, AK Rates and Review February 2026

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First Bank Ketchikan, AK's savings rates are at 0.07%. First Bank Ketchikan, AK's money market rates are at 0.15%. First Bank Ketchikan, AK's Alaska Housing 15 Year Fixed Rate Veterans Mortgage Program rates are at 5.00%, 30-Year Fixed Mortgage rates are at 5.38%. You can compare First Bank Ketchikan, AK rates to other rates in our database, including 12-month CD rates currently at 1.00%, 6-month CD rates at 0.10% and 3-month CD rates at 1.76%. Savings rates are at 0.26% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.85%. All these rates, and more, can be found in our database of rates which you can compare to First Bank Ketchikan, AK rates.

First Bank Ketchikan, AK

Rate Updates and Availability

First Bank Ketchikan, AK money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Ketchikan, AK? Share your experience about First Bank Ketchikan, AK by leaving a review below, or read customer reviews before you decide to use First Bank Ketchikan, AK.

First Bank Ketchikan, AK Texas Ratio

First Bank Ketchikan, AK's Texas Ratio is at 2.83%, which is considered excellent. The Texas Ratio for First Bank Ketchikan, AK is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

First Bank Ketchikan, AK has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, First Bank Ketchikan, AK is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.07%
MMA
0.15%
30-Year Fixed
5.47%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

First Bank Ketchikan, AK
331 Dock St
Ketchikan, AK 99901
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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First Bank Ketchikan, AK Savings Rates

Product Rate APY View More
Peak Savings 0.35% 0.35%
Min Deposit$500,000
DetailsBalance: $500,000 and over | Location: Ketchikan, AK
Last Updated 02/14/2026
Peak Savings 0.30% 0.30%
Min Deposit$100,000
DetailsBalance: $100,000 - $499,999.99 | Location: Ketchikan, AK
Last Updated 02/14/2026
Peak Savings 0.25% 0.25%
Min Deposit$50,000
DetailsBalance: $50,000 - $99,999.99 | Location: Ketchikan, AK
Last Updated 02/14/2026
First Premium Savings 0.20% 0.20%
Min Deposit$100,000
DetailsBalance: $100,000 and over
Last Updated 02/14/2026
Peak Savings 0.20% 0.20%
Min Deposit$15,000
DetailsBalance: $15,000 - $49,999.99 | Location: Ketchikan, AK
Last Updated 02/14/2026
First Premium Savings 0.15% 0.15%
Min Deposit$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated 02/14/2026
Peak Savings 0.15% 0.15%
Min Deposit$0
DetailsBalance: $0 - $14,999.99 | Location: Ketchikan, AK
Last Updated 02/14/2026
First Premium Savings 0.12% 0.12%
Min Deposit$25,000
DetailsBalance: $25,000 - $49,999.99
Last Updated 02/14/2026
First Premium Savings 0.10% 0.10%
Min Deposit$0
DetailsBalance: $0 - $24,999.99
Last Updated 02/14/2026
Government Savings 0.07% 0.07%
DetailsBalance: $0 - $14,999.99
Last Updated 02/14/2026

First Bank Ketchikan, AK Money Market Rates

Product Rate APY View More
Money Market 0.20% 0.20%
Min Deposit$25,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated 02/14/2026
Money Market 0.15% 0.15%
DetailsBalance: $0 - $24,999.99
Last Updated 02/14/2026

First Bank Ketchikan, AK Checking Rates

Product Rate APY View More
Business Interest Checking 0.15% 0.15%
Min Deposit$500,000
Min Balance$500,000
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Small Business Interest Checking 0.15% 0.15%
Min Deposit$500,000
DetailsBalance: $500,000 and over
Last Updated 02/14/2026
Business Interest Checking 0.12% 0.12%
Min Deposit$100,000
Min Balance$100,000
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Income Checking 0.12% 0.12%
Min Balance$100,000
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Small Business Interest Checking 0.12% 0.12%
Min Deposit$100,000
DetailsBalance: $100,000 - $499,999.99
Last Updated 02/14/2026
Business Interest Checking 0.10% 0.10%
Min Deposit$50,000
Min Balance$50,000
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Income Checking 0.10% 0.10%
Min Balance$50,000
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Small Business Interest Checking 0.10% 0.10%
Min Deposit$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated 02/14/2026
Business Interest Checking 0.05% 0.05%
Min Balance$0
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Income Checking 0.05% 0.05%
Min Balance$0
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Small Business Interest Checking 0.05% 0.05%
DetailsBalance: $0 - $14,999.99
Last Updated 02/14/2026

First Bank Ketchikan, AK Mortgage Rates

Product Rate Points APR Term View More
Alaska Housing 15 Year Fixed Rate Veterans Mortgage Program 5.00% - 5.15% 15 Year
No additional details.
Last Updated 02/14/2026
Alaska Housing 30 Year Fixed Rate Veterans Mortgage Program 5.38% - 5.47% 30 Year
No additional details.
Last Updated 02/14/2026

First Bank Ketchikan, AK Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 5.57%
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Used Auto Loan - - 6.10%
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026

First Bank Ketchikan, AK Personal Loan Rates

Product Rate Points APR Term View More
Personal Real Estate Loan Improved Real Estate Loan - - 7.36%
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Personal Real Estate Loan Equity Plus Loan - - 7.88%
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Personal Real Estate Loan Land Loan - - 7.95%
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Personal Real Estate Loan Equity Plus Lot Loan - - 8.23%
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026
Personal Real Estate Loan Construction Loan - - 10.72% 12 Months
DetailsFirst Bank Ketchikan, AK
Last Updated 02/14/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Bank Ketchikan, AK is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Bank Ketchikan, AK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Bank Ketchikan, AK's official website for the most current offers and terms.

Bank Profile & Overview

First Bank Ketchikan, AK
331 Dock St
Ketchikan, AK 99901
Ketchikan Gateway
Established Date: 09/15/1924
FDIC Certificate #: 14885
Date of FDIC Deposit Insurance: 11/23/1934
Bank Holding Company: FIRST BCORP INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is First Bank Ketchikan, AK FDIC Insured? Yes
What is First Bank Ketchikan, AK 's Cert number? 14885
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$802,014,000
Total Deposits:
$753,927,000
Equity Capital:
$46,020,000
Net Income:
$1,376,000
Return on Assets (ROA):
1.0237%
Return on Equity (ROE):
23.1100%
Headquarters:
Ketchikan
Regulator:
FDIC
# of Offices:
9
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Total Reviews
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Frequently Asked Questions About First Bank Ketchikan, AK

How do I open an account at First Bank Ketchikan, AK?

You can typically open an account at First Bank Ketchikan, AK by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, First Bank Ketchikan, AK provides a range of mortgage and home equity products.

Is First Bank Ketchikan, AK a safe place to deposit money?

Yes, First Bank Ketchikan, AK is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does First Bank Ketchikan, AK offer online and mobile banking?

Most modern institutions like First Bank Ketchikan, AK provide digital access including online balance checks and transfers.

Current First Bank Ketchikan, AK Rates

ProductAPY
Savings0.07%
MMA0.15%
30-Year Fixed5.47%

Rates subject to change.