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First Bank Ketchikan, AK

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First Bank Ketchikan, AK Rates & Review November 2026

Q: What are the current interest rates at First Bank Ketchikan, AK?

Current rates for First Bank Ketchikan, AK include: 24-Month CD: 2.05%, 36-Month CD: 2.10%, 48-Month CD: 2.15%, 60-Month CD: 2.00%, Savings: 0.35%, MMA: 0.20%

Q: What CD terms does First Bank Ketchikan, AK offer?

First Bank Ketchikan, AK CD rates are 2.15% APY for a 23 month CD, 2.05% APY for a 2 year CD, 2.25% APY for a 35 month CD, 2.10% APY for a 3 year CD, 2.25% APY for a 47 month CD, 2.15% APY for a 4 year CD, 2.25% APY for a 59 month CD and 2.25% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with First Bank Ketchikan, AK for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 7, 2026

First Bank Ketchikan, AK's 24 - 35-Months 24 - 35-Month Fixed Rate Time Deposits rates are at 2.25%, 36 - 47-Months 36 - 47-Month Fixed Rate Time Deposits rates are at 2.25%, 48 - 59-Months 48 - 59-Month Fixed Rate Time Deposits rates are at 2.25%, 60-Month Fixed Rate Time Deposits rates are at 2.25%, 12 - 23-Months 12 - 23-Month Fixed Rate Time Deposits rates are at 2.15%. First Bank Ketchikan, AK's savings rates are at 0.35%. First Bank Ketchikan, AK's money market rates are at 0.20%. First Bank Ketchikan, AK's checking rates are as high as 0.15%. First Bank Ketchikan, AK's Conventional 20 Year Fixed rates are at 6.875%, Conventional 30 Year Fixed rates are at 7.125%, Conventional 15 Year Fixed rates are at 6.75%. First Bank Ketchikan, AK's Personal Loan Rates are as low as 7.58%. First Bank Ketchikan, AK's savings rates are 54% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of First Bank Ketchikan, AK with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates last updated and verified on 11/07/2026.

First Bank Ketchikan, AK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Ketchikan, AK? Share your experience about First Bank Ketchikan, AK by leaving a review below, or read customer reviews before you decide to use First Bank Ketchikan, AK.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.10%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

First Bank

331 Dock St
Ketchikan, AK 99901

https://www.firstbankak.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

First Bank Ketchikan, AK CD Rates

Product	Rate	APY	Term	Min. Deposit
90 days Variable Rate Time Deposits - Prime Saver	3.50%	3.56%	90 days	$20,000
Min Deposit $20,000 Details Balance: Any Amount; Variable rate set 3.50% below the Wall Street Journal Prime Rate; rate changes when Prime Rate changes; Prime Savers also available as a Prime Saver IRA Variable Time Deposit Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 - 35-month Fixed Rate Time Deposits	2.23%	2.25%	24 - 35 Months	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 - 47-month Fixed Rate Time Deposits	2.23%	2.25%	36 - 47 Months	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 - 59-month Fixed Rate Time Deposits	2.23%	2.25%	48 - 59 Months	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60-month Fixed Rate Time Deposits	2.23%	2.25%	60 Months	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Oct 8, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 - 47-month Fixed Rate Time Deposits	2.18%	2.20%	36 - 47 Months	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 - 23-month Fixed Rate Time Deposits	2.13%	2.15%	12 - 23 Months	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 - 35-month Fixed Rate Time Deposits	2.13%	2.15%	24 - 35 Months	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 - 47-month Fixed Rate Time Deposits	2.13%	2.15%	36 - 47 Months	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 - 23-month Fixed Rate Time Deposits	2.08%	2.10%	12 - 23 Months	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 - 35-month Fixed Rate Time Deposits	2.08%	2.10%	24 - 35 Months	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 - 59-month Fixed Rate Time Deposits	2.08%	2.10%	48 - 59 Months	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60-month Fixed Rate Time Deposits	2.08%	2.10%	60 Months	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Oct 8, 2026 · 2.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 - 23-month Fixed Rate Time Deposits	2.03%	2.05%	12 - 23 Months	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
180 - 364 Days Fixed Rate Time Deposits	1.98%	2.00%	180 - 364 Days	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 - 59-month Fixed Rate Time Deposits	1.98%	2.00%	48 - 59 Months	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60-month Fixed Rate Time Deposits	1.98%	2.00%	60 Months	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Oct 8, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
180 - 364 Days Fixed Rate Time Deposits	1.93%	1.95%	180 - 364 Days	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 1.95% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
180 - 364 Days Fixed Rate Time Deposits	1.88%	1.90%	180 - 364 Days	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 1.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
90 - 179 Days Fixed Rate Time Deposits	0.85%	0.85%	90 - 179 Days	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 - 89 Days Fixed Rate Time Deposits	0.80%	0.80%	30 - 89 Days	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
90 - 179 Days Fixed Rate Time Deposits	0.80%	0.80%	90 - 179 Days	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
7 - 29 Days Fixed Rate Time Deposits	0.75%	0.75%	7 - 29 Days	$500
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 - 89 Days Fixed Rate Time Deposits	0.75%	0.75%	30 - 89 Days	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
90 - 179 Days Fixed Rate Time Deposits	0.75%	0.75%	90 - 179 Days	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
7 - 29 Days Fixed Rate Time Deposits	0.70%	0.70%	7 - 29 Days	$500
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 - 89 Days Fixed Rate Time Deposits	0.70%	0.70%	30 - 89 Days	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99; IRA Time Deposit available Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
7 - 29 Days Fixed Rate Time Deposits	0.65%	0.65%	7 - 29 Days	$500
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99 Last Updated 11/07/2026 Rate History No change since Nov 7, 2026 · 0.65% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Savings Rates

Product	Rate	APY
Peak Savings	0.35%	0.35%
Min Balance $500,000 Details Balance: $500,000 and over Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.35% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Peak Savings	0.30%	0.30%
Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Peak Savings	0.25%	0.25%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Premium Savings	0.20%	0.20%
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Peak Savings	0.20%	0.20%
Min Balance $15,000 Details Balance: $15,000 - $49,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Premium Savings	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Peak Savings	0.15%	0.15%
Min Balance $0 Details Balance: $0 - $14,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Premium Savings	0.12%	0.12%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.12% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Premium Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Government Savings	0.07%	0.07%
Min Deposit $500 Min Balance $500 Details Balance: $0 - $14,999.99 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.07% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Money Market Rates

Product	Rate	APY
Money Market	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Money Market	0.15%	0.15%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Checking Rates

Product	Rate	APY
Income Checking	0.12%	0.12%
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.12% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Income Checking	0.10%	0.10%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Income Checking	0.05%	0.05%
Min Balance $200 Details Balance: $0 - $24,999.99 Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Business Checking Rates

Product	Rate	APY
Business Interest Checking	0.15%	0.15%
Min Deposit $200 Min Balance $500,000 Details Balance: $500,000 and over Last Updated 11/07/2026 Rate History No change since Sep 28, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.15%	0.15%
Min Deposit $200 Min Balance $500,000 Details Balance: $500,000 and over; Minimum balance to open the account is $200. Rates subject to change. Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Business Interest Checking	0.12%	0.12%
Min Deposit $200 Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 11/07/2026 Rate History No change since Sep 28, 2026 · 0.12% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.12%	0.12%
Min Deposit $200 Min Balance $100,000 Details Balance: $100,000 - $499,999.99; Minimum balance to open the account is $200. Rates subject to change. Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.12% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Business Interest Checking	0.10%	0.10%
Min Deposit $200 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/07/2026 Rate History No change since Sep 28, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.10%	0.10%
Min Deposit $200 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum balance to open the account is $200. Rates subject to change. Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Business Interest Checking	0.05%	0.05%
Min Deposit $200 Min Balance $0 Details Balance: $0 - $14,999.99 Last Updated 11/07/2026 Rate History No change since Sep 28, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Business Interest Checking	0.05%	0.05%
Min Deposit $200 Min Balance $15,000 Details Balance: $15,000 - $49,999.99 Last Updated 11/07/2026 Rate History No change since Sep 28, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Small Business Interest Checking	0.05%	0.05%
Min Deposit $200 Min Balance $0 Details Balance: $0 - $14,999.99; Minimum balance to open the account is $200. Rates subject to change. Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Mortgage Rates

Product	Rate	Points	APR	Term
Conventional 20 Year Fixed	6.875%	-	7.005%	20 years
Details Monthly P&I: $1382.06 (based on $180,000 loan amount); APR assumes 20% down payment, 1% origination fee Last Updated 11/07/2026 Rate History 3 changes since Oct 14, 2026 · 7.51% → 7.01% ▼ 0.50 pts · high 7.51% / low 7.01% Nov 7, 20267.01%▼ from 7.13% Nov 1, 20267.13%▼ from 7.26% Oct 22, 20267.26%▼ from 7.51% Oct 14, 20267.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Conventional 30 Year Fixed	7.125%	-	7.226%	30 years
Details Monthly P&I: $1213.69 (based on $180,000 loan amount); APR assumes 20% down payment, 1% origination fee Last Updated 11/07/2026 Rate History 2 changes since Oct 14, 2026 · 7.60% → 7.23% ▼ 0.38 pts · high 7.60% / low 7.23% Nov 7, 20267.23%▼ from 7.48% Oct 22, 20267.48%▼ from 7.60% Oct 14, 20267.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Conventional 15 Year Fixed	6.75%	-	7.25%	15 years
Details Monthly P&I: $1592.84 (based on $180,000 loan amount); APR assumes 20% down payment, 1% origination fee Last Updated 11/07/2026 Rate History No change since Oct 14, 2026 · 7.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Auto Loan Rates

Product	Rate	Points	APR
New Auto	-	-	6.12%
Details As Low As; Consumer loan rates; APR accurate as of October 1, 2026 Last Updated 11/07/2026 Rate History 1 change since Sep 16, 2026 · 5.57% → 6.12% ▲ 0.55 pts · high 6.12% / low 5.57% Oct 3, 20266.12%▲ from 5.57% Sep 16, 20265.57%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Used Auto	-	-	6.65%
Details As Low As; Consumer loan rates; APR accurate as of October 1, 2026 Last Updated 11/07/2026 Rate History 1 change since Sep 16, 2026 · 6.10% → 6.65% ▲ 0.55 pts · high 6.65% / low 6.10% Oct 3, 20266.65%▲ from 6.10% Sep 16, 20266.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK RV, Boat and Powersport Loan Rates

Product	Rate	APR
New Boats Loan	-	7.31%
Details As Low As; Consumer loan rates; APR accurate as of October 1, 2026 Last Updated 11/07/2026 Rate History 2 changes since Sep 16, 2026 · 6.25% → 7.31% ▲ 1.06 pts · high 7.31% / low 6.25% Oct 3, 20267.31%▲ from 7.01% Sep 24, 20267.01%▲ from 6.25% Sep 16, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Used Boats Loan	-	7.84%
Details As Low As; Consumer loan rates; APR accurate as of October 1, 2026 Last Updated 11/07/2026 Rate History 1 change since Sep 16, 2026 · 7.54% → 7.84% ▲ 0.30 pts · high 7.84% / low 7.54% Oct 3, 20267.84%▲ from 7.54% Sep 16, 20267.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Personal Loan Rates

Product	APR	Term
Personal Real Estate Loan - Improved Real Estate Loan	7.58%
Details As Low As; Personal Real Estate Loan; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 11/07/2026 Rate History No change since Oct 14, 2026 · 7.58% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Personal Real Estate Loan - Equity Plus Loan	8.11%
Details As Low As; Personal Real Estate Loan; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 11/07/2026 Rate History No change since Oct 14, 2026 · 8.11% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Personal Real Estate Loan - Land Loan	8.11%
Details As Low As; Personal Real Estate Loan; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 11/07/2026 Rate History No change since Oct 14, 2026 · 8.11% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Personal Real Estate Loan - Equity Plus Lot Loan	8.55%
Details As Low As; Personal Real Estate Loan; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 11/07/2026 Rate History No change since Oct 14, 2026 · 8.55% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Personal Real Estate Loan - Construction Loan up to 12 months	11.08%	Up to 12 months
Details As Low As; Personal Real Estate Loan; Loan rates and terms are dependent on credit qualifications, terms, amount, and payment method Last Updated 11/07/2026 Rate History No change since Oct 14, 2026 · 11.08% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Unsecured Line of Credit	12.00%
Details As Low As; Consumer loan rates; APR accurate as of October 1, 2026 Last Updated 11/07/2026 Rate History 1 change since Sep 16, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75% Sep 24, 202612.00%▲ from 11.75% Sep 16, 202611.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Unsecured Loan	12.72%
Details As Low As; Consumer loan rates; APR accurate as of October 1, 2026 Last Updated 11/07/2026 Rate History No change since Sep 16, 2026 · 12.72% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

First Bank Ketchikan, AK Other Rates

Product	Rate	Points	APY/APR
First Advantage Line of Credit	-	-	8.31%
Details As Low As; Personal Home Equity Line of Credit; variable APR (margin 3.50% over FHLB Des Moines 5 Year Advance Rate); advertised APR includes 1% automatic-payment discount; 5 year draw period then 15 year repayment; annual fee $75; minimum line $5,000, maximum $100,000; APR range 4% to 17% Last Updated 11/07/2026 Rate History 1 change since Oct 22, 2026 · 8.67% → 8.31% ▼ 0.36 pts · high 8.67% / low 8.31% Nov 7, 20268.31%▼ from 8.67% Oct 22, 20268.67%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
First Equity Line of Credit	-	-	7.00%
Details As Low As; Personal Home Equity Line of Credit; variable APR (margin 0.00% over FHLB Des Moines 5 Year Advance Rate) Last Updated 11/07/2026 Rate History No change since Oct 22, 2026 · 7.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
IRA First Premium	0.10%	-	0.10%
Min Deposit $200 Min Balance $0 Details Balance: $0 - $24,999.99; Interest rates may change after the account is opened. Minimum balance to open: IRA First Premium ($200). Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
IRA First Premium	0.12%	-	0.12%
Min Deposit $200 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Interest rates may change after the account is opened. Minimum balance to open: IRA First Premium ($200). Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.12% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
IRA First Premium	0.15%	-	0.15%
Min Deposit $200 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Interest rates may change after the account is opened. Minimum balance to open: IRA First Premium ($200). Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
IRA First Premium	0.20%	-	0.20%
Min Deposit $200 Min Balance $100,000 Details Balance: $100,000 and over; Interest rates may change after the account is opened. Minimum balance to open: IRA First Premium ($200). Last Updated 11/07/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

First Bank Ketchikan, AK’s Texas Ratio fell from 2.24% in Q3 2023 to 0.10% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 1.7 to 5.0 and its Health Grade from D to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$890M	0.10%	5.0	A+
March 31, 2026	$857M	0.00%	5.0	A+
December 31, 2025	$882M	0.15%	5.0	A+
September 30, 2025	$907M	0.06%	5.0	A+
June 30, 2025	$863M	0.00%	5.0	A+
March 31, 2025	$832M	0.00%	4.9	A+
December 31, 2024	$848M	1.26%	4.4	A-
September 30, 2024	$886M	1.23%	4.7	A
June 30, 2024	$822M	4.41%	3.7	B
March 31, 2024	$802M	4.45%	3.7	B
December 31, 2023	$836M	1.46%	3.5	B
September 30, 2023	$832M	2.24%	1.7	D

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Bank Ketchikan, AK is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Bank Ketchikan, AK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Bank Ketchikan, AK's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name First Bank Ketchikan, AK

Website https://www.firstbankak.com

Address 331 Dock St, Ketchikan, AK 99901 · Ketchikan Gateway

Bank Holding Company FIRST BCORP INC

FDIC Certificate # 14885

Regulator FDIC

Established September 15, 1924

FDIC Insurance Date November 23, 1934

Domestic Offices 9

Total Branches 9

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.10%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.2196%

Return on Equity (ROE)

15.0800%

Non-Performing Loans Ratio (NPL)

0.01%

Total Assets

$889,887,000

Total Deposits

$816,225,000

Equity Capital

$71,510,000

Net Income

$5,344,000

Headquarters

Ketchikan

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

First Bank Ketchikan, AK earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About First Bank Ketchikan, AK

Does First Bank Ketchikan, AK offer CDs?

Yes. First Bank Ketchikan, AK current CD rates include its 24 - 35-Months 24 - 35-Month Fixed Rate Time Deposits CD at 2.25% APY, its 36 - 47-Months 36 - 47-Month Fixed Rate Time Deposits CD at 2.25% APY and its 48 - 59-Months 48 - 59-Month Fixed Rate Time Deposits CD at 2.25% APY, verified by MonitorBankRates as of November 7, 2026.

Are CDs from First Bank Ketchikan, AK FDIC insured?

Yes. First Bank Ketchikan, AK is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at First Bank Ketchikan, AK?

The highest First Bank Ketchikan, AK CD rate is its 24 - 35-Months 24 - 35-Month Fixed Rate Time Deposits CD at 2.25% APY, verified by MonitorBankRates as of November 7, 2026.

What CD terms does First Bank Ketchikan, AK offer?

First Bank Ketchikan, AK CD rates are 2.15% APY for a 23 month CD, 2.05% APY for a 2 year CD, 2.25% APY for a 35 month CD, 2.10% APY for a 3 year CD, 2.25% APY for a 47 month CD, 2.15% APY for a 4 year CD, 2.25% APY for a 59 month CD and 2.25% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with First Bank Ketchikan, AK for its full lineup.

What is the highest savings rate at First Bank Ketchikan, AK?

The highest First Bank Ketchikan, AK savings rate is its Peak Savings at 0.35% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest money market rate at First Bank Ketchikan, AK?

The highest First Bank Ketchikan, AK money market rate is its Money Market at 0.20% APY, verified by MonitorBankRates as of November 7, 2026.

What is the highest checking rate at First Bank Ketchikan, AK?

The highest First Bank Ketchikan, AK checking rate is its Business Interest Checking at 0.15% APY, verified by MonitorBankRates as of November 7, 2026.

What is the lowest 30 year fixed mortgage rate at First Bank Ketchikan, AK?

The lowest First Bank Ketchikan, AK 30 year fixed mortgage rate is its Conventional 30 Year Fixed at 7.125%, verified by MonitorBankRates as of November 7, 2026. First Bank Ketchikan, AK mortgage rates are 7.125% for a 30 year mortgage, 6.875% for a 20 year mortgage and 6.75% for a 15 year mortgage.

What is the lowest home equity rate at First Bank Ketchikan, AK?

The lowest First Bank Ketchikan, AK home equity rate is its Personal Real Estate Loan - Equity Plus Loan at 8.11% APR, verified by MonitorBankRates as of November 7, 2026.

What is the lowest auto loan rate at First Bank Ketchikan, AK?

The lowest First Bank Ketchikan, AK auto loan rate is its New Auto at 6.12% APR, verified by MonitorBankRates as of November 7, 2026.

What is the lowest personal loan rate at First Bank Ketchikan, AK?

The lowest First Bank Ketchikan, AK personal loan rate is its Personal Real Estate Loan - Improved Real Estate Loan at 7.58% APR, verified by MonitorBankRates as of November 7, 2026.

How many branches does First Bank Ketchikan, AK operate?

First Bank Ketchikan, AK currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Bank Ketchikan, AK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bank Ketchikan, AK provides members with tools to manage their accounts and build a solid financial history.

Does First Bank Ketchikan, AK offer online and mobile banking?

Most modern institutions like First Bank Ketchikan, AK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstbankak.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do First Bank Ketchikan, AK rates compare?

First Bank Ketchikan, AK's savings rates are 54% lower than the MonitorBankRates national average, and it has an A+ health rating. First Bank Ketchikan, AK's top rates are its 24 - 35-Months 24 - 35-Month Fixed Rate Time Deposits CD at 2.25% APY, its Peak Savings at 0.35% APY, its Money Market at 0.20% APY, its Business Interest Checking at 0.15% APY, its Conventional 15 Year Fixed at 6.75% and its Personal Real Estate Loan - Improved Real Estate Loan at 7.58% APR, verified by MonitorBankRates on November 7, 2026.

Current First Bank Ketchikan, AK Rates

24-Month CD2.05%
36-Month CD2.10%
48-Month CD2.15%
60-Month CD2.00%
Savings0.35%
MMA0.20%

Retrieved from our database of financial products. Rates subject to change.

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First Bank Ketchikan, AK Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

First Bank Ketchikan, AK Texas Ratio

First Bank Ketchikan, AK Health Trend

First Bank Ketchikan, AK CD Rates

First Bank Ketchikan, AK Savings Rates

First Bank Ketchikan, AK Money Market Rates

First Bank Ketchikan, AK Checking Rates

First Bank Ketchikan, AK Business Checking Rates

First Bank Ketchikan, AK Mortgage Rates

First Bank Ketchikan, AK Auto Loan Rates

First Bank Ketchikan, AK RV, Boat and Powersport Loan Rates

First Bank Ketchikan, AK Personal Loan Rates

First Bank Ketchikan, AK Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

First Bank Ketchikan, AK earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About First Bank Ketchikan, AK

Does First Bank Ketchikan, AK offer CDs?

Are CDs from First Bank Ketchikan, AK FDIC insured?

What is the highest CD rate at First Bank Ketchikan, AK?

What CD terms does First Bank Ketchikan, AK offer?

What is the highest savings rate at First Bank Ketchikan, AK?

What is the highest money market rate at First Bank Ketchikan, AK?

What is the highest checking rate at First Bank Ketchikan, AK?

What is the lowest 30 year fixed mortgage rate at First Bank Ketchikan, AK?

What is the lowest home equity rate at First Bank Ketchikan, AK?

What is the lowest auto loan rate at First Bank Ketchikan, AK?

What is the lowest personal loan rate at First Bank Ketchikan, AK?

How many branches does First Bank Ketchikan, AK operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does First Bank Ketchikan, AK offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do First Bank Ketchikan, AK rates compare?

Current First Bank Ketchikan, AK Rates

Compare to Other Banks