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Weld Community Credit Union Rates & Review November 2026

Weld Community Credit Union's Regular and IRA CDs of Deposit - 60 Month Term rates are at 4.00%, Youth CDs of Deposit - 60 Month Term rates are at 4.00%, Regular and IRA CDs of Deposit - 48 Month Term rates are at 3.25%, Youth CDs of Deposit - 48 Month Term rates are at 3.25%, Regular and IRA CDs of Deposit - 36 Month Term rates are at 2.50%. Weld Community Credit Union's checking rates are as high as 0.30%. Weld Community Credit Union's Personal Loan Rates are as low as 9.99%. Weld Community Credit Union's Credit Card Rates are at 11.99%. Weld Community Credit Union's CD rates are 26% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Weld Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.70%. Rates last updated and verified on 10/29/2026.

Weld Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Weld Community Credit Union? Share your experience about Weld Community Credit Union by leaving a review below, or read customer reviews before you decide to use Weld Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.70%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Weld Community Credit Union
Weld Community Credit Union
2555 47th Ave
Greeley, CO 80634-3722
https://www.weldccu.com
Member NCUA
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Weld Community Credit Union CD Rates

Product Rate APY Term View More
Regular and IRA Certificates of Deposit - 60 Month Term 3.92% 4.00% 60 Month
Min Deposit $500
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Youth Certificates of Deposit - 60 Month Term 3.92% 4.00% 60 Month
Min Deposit $100
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Regular and IRA Certificates of Deposit - 48 Month Term 3.20% 3.25% 48 Month
Min Deposit $500
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Youth Certificates of Deposit - 48 Month Term 3.20% 3.25% 48 Month
Min Deposit $100
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 8 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Regular and IRA Certificates of Deposit - 36 Month Term 2.47% 2.50% 36 Month
Min Deposit $500
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Youth Certificates of Deposit - 36 Month Term 2.47% 2.50% 36 Month
Min Deposit $100
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 8 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Regular and IRA Certificates of Deposit - 24 Month Term 1.74% 1.75% 24 Month
Min Deposit $500
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 9 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Youth Certificates of Deposit - 24 Month Term 1.74% 1.75% 24 Month
Min Deposit $100
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 8 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Regular and IRA Certificates of Deposit - 12 Month Term 1.00% 1.00% 12 Month
Min Deposit $500
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 9 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Youth Certificates of Deposit - 12 Month Term 1.00% 1.00% 12 Month
Min Deposit $100
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Regular and IRA Certificates of Deposit - 6 Month Term 0.25% 0.25% 6 Month
Min Deposit $500
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Youth Certificates of Deposit - 6 Month Term 0.25% 0.25% 6 Month
Min Deposit $100
Details Maximum total CD Deposit: $500,000 per person
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Weld Community Credit Union Savings Rates

Product Rate APY View More
Holiday and Vacation Club 0.25% 0.25%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
IRA Shares 0.25% 0.25%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Regular Shares 0.25% 0.25%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Second Shares 0.25% 0.25%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Weld Community Credit Union Checking Rates

Product Rate APY View More
EZ Checking 0.30% 0.30%
Min Balance $10,000
Details Balance: $10,000 and over
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 9 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
EZ Checking 0.15% 0.15%
Min Balance $0
Details Balance: $0 to $9,999.99
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 9 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Weld Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - Fixed Rate - - 5.86%
Details As Low As; Fixed rate 5, 7, 10, 15, 20 or 25 year options; 1st lien position
Last Updated 10/29/2026
Rate History
1 change since Oct 19, 2026 · 6.08% → 5.86% ▼ 0.22 pts · high 6.08% / low 5.86%
5.36%5.97%6.58%Oct 19, 2026: 6.08% APROct 29, 2026: 5.86% APROct 19, 2026Nov 2, 2026
  • Oct 29, 20265.86%▼ from 6.08%
  • Oct 19, 20266.08%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Loan - Fixed Rate 2nd Lien - - 6.36%
Details As Low As; Fixed rate 5, 7, 10, 15, 20 or 25 year options; 2nd lien position
Last Updated 10/29/2026
Rate History
1 change since Oct 26, 2026 · 6.58% → 6.36% ▼ 0.22 pts · high 6.58% / low 6.36%
5.86%6.47%7.08%Oct 26, 2026: 6.58% APROct 29, 2026: 6.36% APROct 26, 2026Nov 2, 2026
  • Oct 29, 20266.36%▼ from 6.58%
  • Oct 26, 20266.58%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Home Equity Line of Credit (HELOC) - - 6.75% 15 year
Details As Low As; Variable rate
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Weld Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - New & Pre-owned Vehicles (Model Years 2023 - 2027) - - 5.49% 1-36 Months
Details As Low As; Model Years 2023 - 2027
Last Updated 10/29/2026
Rate History
1 change since Sep 22, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
4.49%5.24%5.99%Sep 22, 2026: 4.99% APROct 13, 2026: 5.49% APRSep 22, 2026Nov 2, 2026
  • Oct 13, 20265.49%▲ from 4.99%
  • Sep 22, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - New & Pre-owned Vehicles (Model Years 2023 - 2027) - - 5.49% 37-48 Months
Details As Low As; Model Years 2023 - 2027
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Oct 13, 2026: 5.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - New & Pre-owned Vehicles (Model Years 2023 - 2027) - - 5.49% 49-60 Months
Details As Low As; Model Years 2023 - 2027
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Oct 13, 2026: 5.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - New & Pre-owned Vehicles (Model Years 2023 - 2027) - - 5.74% 61-75 Months
Details As Low As; Model Years 2023 - 2027
Last Updated 10/29/2026
Rate History
1 change since Sep 22, 2026 · 5.99% → 5.74% ▼ 0.25 pts · high 5.99% / low 5.74%
5.24%5.87%6.49%Sep 22, 2026: 5.99% APROct 13, 2026: 5.74% APRSep 22, 2026Nov 2, 2026
  • Oct 13, 20265.74%▼ from 5.99%
  • Sep 22, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Auto Loan - New & Pre-owned Vehicles (Model Years 2023 - 2027) - - 5.99% 76-84 Months
Details As Low As; Model Years 2023 - 2027
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Pre-Owned & Classic Vehicles Auto Loan - - 5.99% 1-36 Months
Details As Low As; Model years less than 2023
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 26, 2026: 5.99% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Pre-Owned & Classic Vehicles Auto Loan - - 5.99% 37-48 Months
Details As Low As; Model years less than 2023
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 26, 2026: 5.99% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Pre-Owned & Classic Vehicles Auto Loan - - 5.99% 49-60 Months
Details As Low As; Model years less than 2023
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 26, 2026: 5.99% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Pre-Owned & Classic Vehicles Auto Loan - - 6.24% 61-75 Months
Details As Low As; Model years less than 2023
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.24% APR · checked 2 times
5.74%6.24%6.74%Oct 26, 2026: 6.24% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Pre-Owned & Classic Vehicles Auto Loan - - 6.49% 76-84 Months
Details As Low As; Model years less than 2023
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 26, 2026: 6.49% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Weld Community Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, ATV, Watercraft, Golf Carts & Jet Skies (Model Years 2023-2027) Loan - 6.49% 1-36 Months
Details As Low As; Recreation Loans; Model Years 2023-2027
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Oct 9, 2026: 6.49% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Motorcycle, ATV, Watercraft, Golf Carts & Jet Skies (Model Years 2023-2027) Loan - 6.49% 37-59 Months
Details As Low As; Recreation Loans; Model Years 2023-2027
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Oct 9, 2026: 6.49% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Motorcycle, ATV, Watercraft, Golf Carts & Jet Skies (Model Years 2023-2027) Loan - 6.49% 60-84 Months
Details As Low As; Recreation Loans; Model Years 2023-2027
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Oct 9, 2026: 6.49% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Recreation Loans - Motor Homes, Recreational Vehicles & Trailers - 6.49% up to 84 Months
Details As Low As; Loan amount New and Pre-Owned $25,000 or less; Model Years 2017-2027
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 26, 2026: 6.49% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Recreation Loans - Motor Homes, Recreational Vehicles & Trailers - 6.99% up to 180 Months
Details As Low As; Loan amount $25,001- $100,000; Model Years 2017-2027
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 26, 2026: 6.99% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Weld Community Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 11.99%
Details As Low As; Best APR for well qualified borrowers
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 11.99% APR · checked 5 times
11.49%11.99%12.49%Oct 9, 2026: 11.99% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Weld Community Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.99%
Details As Low As; Best APR for well qualified borrowers
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Oct 9, 2026: 9.99% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Weld Community Credit Union Other Rates

Product Rate Points APY/APR Term View More
Line of Credit - - 13.65%
Details As Low As; Best APR for well qualified borrowers
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 13.65% APR · checked 5 times
13.15%13.65%14.15%Oct 9, 2026: 13.65% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Money Fund Accounts 0.50% - 0.50%
Min Balance $100,000
Details Balance $100,000; Balance: $100,000 and over
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Money Fund Accounts to $49,999 0.30% - 0.30%
Min Balance $0
Details Balance $0; Balance: $0 to $49,999
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Oct 26, 2026: 0.30% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Money Fund Accounts to $99,999 0.40% - 0.40%
Min Balance $50,000
Details Balance $50,000; Balance: $50,000 to $99,999
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 26, 2026: 0.40% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Premier 55 0.15% - 0.15%
Min Balance $0
Details Balance: $0 to $9,999.99
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 9 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%
Premier 55 0.30% - 0.30%
Min Balance $10,000
Details Balance: $10,000 and over
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 9 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.70%

Financial Health History

Weld Community Credit Union’s Texas Ratio fell from 3.96% in Q3 2023 to 0.70% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.7% 3.0★ 4% 4.0★ 5.3% 5.0★ Healthy zone – entire history below the 15% limit 3.96% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.70% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$110M0.70%5.0A+
March 31, 2026$111M0.19%5.0A+
December 31, 2025$109M0.65%5.0A+
September 30, 2025$109M0.61%5.0A+
June 30, 2025$113M0.49%5.0A+
March 31, 2025$112M0.67%5.0A+
December 31, 2024$108M0.83%5.0A+
September 30, 2024$105M1.53%5.0A+
June 30, 2024$108M1.95%5.0A+
March 31, 2024$110M1.74%5.0A+
December 31, 2023$108M2.34%5.0A+
September 30, 2023$111M3.96%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Weld Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Weld Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Weld Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Weld Community Credit Union
Address 2555 47th Ave, Greeley, CO 80634-3722
Phone 970-330-9728
Fax 970-330-1668
President William Parrish
CEO David Brown
Full-Time Employees 23
Part-Time Employees 4
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.70%
Return on Assets (ROA)
0.4022%
Return on Equity (ROE)
3.5595%
Non-Performing Loans Ratio (NPL)
0.16%
Total Assets
109,550,107
Total Amount of Shares and Deposits
96,624,573
Total Shares and Deposits < 1 Year
90,244,187
Total Shares and Deposits 1 3 Years
2,213,469
Total Shares and Deposits > 3 Years
4,166,917
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,949,648
Total Uninsured Shares and Deposits > $250K (F+J)
1,949,648
Total Insured Shares and Deposits > $250K (item 17 less item K)
94,674,925
Total Interest Expense (Sum of items 6 8)
208,593
Share Certificates
312
Number of Accounts for Share Drafts
4,318
IRA KEOGH Accounts
101
Number of Accounts for Regular Shares
8,071
Money Market Shares
598
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,330,141
Total Liabilities
97,172,831
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Weld Community Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Weld Community Credit Union

Does Weld Community Credit Union offer CDs?

Yes. Weld Community Credit Union current CD rates include its Regular and IRA CDs of Deposit - 60 Month Term at 4.00% APY, its Youth CDs of Deposit - 60 Month Term at 4.00% APY and its Regular and IRA CDs of Deposit - 48 Month Term at 3.25% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Weld Community Credit Union NCUA insured?

Yes. Weld Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Weld Community Credit Union?

The highest Weld Community Credit Union CD rate is its Regular and IRA CDs of Deposit - 60 Month Term at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Weld Community Credit Union offer?

Weld Community Credit Union CD rates are 1.00% APY for a 12 month CD, 1.75% APY for a 2 year CD, 2.50% APY for a 3 year CD, 3.25% APY for a 4 year CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Weld Community Credit Union for its full lineup.

What is the highest checking rate at Weld Community Credit Union?

The highest Weld Community Credit Union checking rate is its EZ Checking at 0.30% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Weld Community Credit Union?

The lowest Weld Community Credit Union auto loan rate is its Auto Loan - New & Pre-owned Vehicles (Model Years 2023 - 2027) at 5.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Weld Community Credit Union?

The lowest Weld Community Credit Union personal loan rate is its Signature Loan at 9.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Weld Community Credit Union?

The lowest Weld Community Credit Union credit card APR is its Visa Credit Card at 11.99% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Weld Community Credit Union operate?

Weld Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Weld Community Credit Union?

Yes, to access services at Weld Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Weld Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Weld Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Weld Community Credit Union offer online and mobile banking?

Most modern institutions like Weld Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.weldccu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Weld Community Credit Union rates compare?

Weld Community Credit Union's CD rates are 26% lower than the MonitorBankRates national average, and it has an A+ health rating. Weld Community Credit Union's top rates are its Regular and IRA CDs of Deposit - 60 Month Term at 4.00% APY, its EZ Checking at 0.30% APY, its Signature Loan at 9.99% APR and its Visa Credit Card at 11.99% APR, verified by MonitorBankRates on October 29, 2026.

Current Weld Community Credit Union Rates

  • 12-Month CD1.00%
  • 24-Month CD1.75%
  • 60-Month CD4.00%
Retrieved from our database of financial products. Rates subject to change.