What are the current interest rates at Quorum Federal Credit Union?

Current rates for Quorum Federal Credit Union include: 12-Month CD: 4.50%, 18-Month CD: 4.00%, 24-Month CD: 4.00%, 60-Month CD: 4.15%, Savings: 4.00%

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Quorum Federal Credit Union

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Quorum Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join Quorum Federal Credit Union?

Yes, to access services at Quorum Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quorum Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Quorum Federal Credit Union's top rates as of October 9, 2026 are 4.50% APY on its 12-Month CD, 4.00% APY on savings, 4.00% APY on checking, and credit cards from 11.40% APR, according to rates verified by MonitorBankRates. Other Quorum Federal Credit Union CD rates include 12-Month Term/IRA Term at 4.50%, Single - 12 MONTH TERM ACCOUNT at 4.50%, and 6 MONTH TERM ACCOUNT at 4.40%. MonitorBankRates evaluates the financial stability of Quorum Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.76%. Rates last updated and verified on 10/09/2026.

Quorum Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quorum Federal Credit Union? Share your experience about Quorum Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Quorum Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.76%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Quorum Federal Credit Union
Quorum FCU

2500 Westchester Ave
Purchase, NY 10577-2587

https://quorumfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Quorum Federal Credit Union CD Rates

Product	Rate	APY	Term
12-Month Certificate	4.41%	4.50%	12-Month
Min Deposit $100 Min Balance $100 Details Minimum balance to open and earn APY (4.41% dividend rate): $100 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.35% → 4.50% ▲ 0.15 pts · high 4.50% / low 4.35% Oct 5, 20264.50%▲ from 4.35% Sep 14, 20264.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
12-Month Term/IRA Term	4.41%	4.50%	12 months
Min Balance $100 Details Term: 12 MONTH TERM ACCOUNT Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Single - 12 MONTH TERM ACCOUNT	-	4.50%	12 MONTH
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 4.35% → 4.50% ▲ 0.15 pts · high 4.50% / low 4.35% Oct 5, 20264.50%▲ from 4.35% Sep 18, 20264.35%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
6 MONTH TERM ACCOUNT	4.31%	4.40%	6 Month
Min Balance $100 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30% Oct 9, 20264.40%▲ from 4.30% Sep 14, 20264.30%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
6-Month Certificate	4.31%	4.40%	6-Month
Min Deposit $100 Min Balance $100 Details Minimum balance to open and earn APY (4.31% dividend rate): $100 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30% Oct 5, 20264.40%▲ from 4.30% Sep 14, 20264.30%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
48-Month Certificate	4.07%	4.15%	48-Month
Min Deposit $100 Min Balance $100 Details Minimum balance to open and earn APY (4.07% dividend rate): $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
48-Month Term/IRA Term	4.07%	4.15%	48 months
Min Balance $100 Details Term: 48 MONTH TERM ACCOUNT Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 4.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
60-Month Term/IRA Term	4.07%	4.15%	60 Month
Min Balance $100 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Single - 48 MONTH TERM ACCOUNT	-	4.15%	48 MONTH
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Single - 60 MONTH TERM ACCOUNT	-	4.15%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
18-Month Term/IRA Term	3.93%	4.00%	18 Month
Min Balance $100 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 2.75% → 4.00% ▲ 1.25 pts · high 4.00% / low 2.75% Oct 5, 20264.00%▲ from 2.75% Sep 18, 20262.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
24-Month Term/IRA Term	3.93%	4.00%	24 months
Min Balance $100 Details Single - 24 MONTH TERM ACCOUNT Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
36-Month Term/IRA Term	3.93%	4.00%	36 months
Min Balance $100 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Single - 18 MONTH TERM ACCOUNT	-	4.00%	18 MONTH
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Single - 24 MONTH TERM ACCOUNT	-	4.00%	24 MONTH
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Single - 36 MONTH TERM ACCOUNT	-	4.00%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
3 MONTH TERM ACCOUNT	-	1.75%	3 MONTH
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
3-Month Term/IRA Term	1.74%	1.75%	3 Month
Min Balance $100 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%

Quorum Federal Credit Union Savings Rates

Product	Rate	APY
HighMarq Savings	3.93%	4.00%
Min Balance $10,000 Details Balance: $10,000.00 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
HighMarq Savings	-	3.75%
Details Premium Liquid Savings with 3.75% APY Last Updated 10/09/2026 Rate History 1 change since Oct 5, 2026 · 3.93% → 3.75% ▼ 0.18 pts · high 3.93% / low 3.75% Oct 9, 20263.75%▼ from 3.93% Oct 5, 20263.93%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
HIGHQ SAVINGS ACCOUNT	-	3.50%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 17, 2026 · 3.45% → 3.50% ▲ 0.05 pts · high 3.50% / low 3.45% Oct 9, 20263.50%▲ from 3.45% Sep 17, 20263.45%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
HIGHQ SAVINGS ACCOUNT	-	3.45%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 3.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
IRA Savings	1.69%	1.70%
Min Balance $250,000 Details Balance: $250,000.00 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Tier 5 - IRA Savings	-	1.70%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.69% → 1.70% ▲ 0.01 pts · high 1.70% / low 1.69% Oct 5, 20261.70%▲ from 1.69% Sep 14, 20261.69%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Tier 5 - IRA Savings	-	1.69%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.69% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
IRA Savings	1.19%	1.20%
Min Balance $25,000 Details Balance: $25,000.00 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Tier 4 - IRA Savings	-	1.20%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.19% → 1.20% ▲ 0.01 pts · high 1.20% / low 1.19% Oct 5, 20261.20%▲ from 1.19% Sep 14, 20261.19%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Tier 4 - IRA Savings	-	1.19%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.19% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
IRA Savings	0.70%	0.70%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Tier 3 - IRA Savings	-	0.70%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
IRA Savings	0.45%	0.45%
Min Balance $0 Details Balance: $0.00 - $2,499.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
IRA Savings	0.45%	0.45%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Tier 1 - IRA Savings	-	0.45%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Tier 2 - IRA Savings	-	0.45%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
HighMarq Savings	-	0.01%
Min Balance $0 Details Balance: $0.00 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%

Quorum Federal Credit Union Checking Rates

Product	Rate	APY
QBoost Checking	3.93%	4.00%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.00 - $5,000.00 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
QBoost Checking	3.93%	4.00%
Min Balance $5,000 Details Qualifications Required: Monthly direct deposits totaling at least $500; At least 10 debit card purchases each month; Balances up to $5,000 earn 4.00% APY (3.93% rate). Balances above $5,000 earn 0.50% APY (0.49% rate). If you do not meet the requirements to earn the rate, your balances will earn 0.01% APY (0.01% rate). Dividends are paid on all funds on deposit and are posted monthly. This is a variable rate account. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
QBOOST CHECKING	-	3.93%
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Tier 1 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.01% → 3.93% ▲ 3.92 pts · high 3.93% / low 0.01% Sep 18, 20263.93%▲ from 0.01% Sep 14, 20260.01%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
QFlex Checking	1.24%	1.25%
Min Balance $10,000 Details Balance: $10,000.00 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
QFLEX CHECKING	-	1.24%
Details Tier 2 Last Updated 10/09/2026 Rate History 3 changes since Sep 14, 2026 · 1.25% → 1.24% ▼ 0.01 pts · high 1.25% / low 1.24% Oct 5, 20261.24%▼ from 1.25% Sep 18, 20261.25%▲ from 1.24% Sep 17, 20261.24%▼ from 1.25% Sep 14, 20261.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
QBoost Checking	0.50%	0.50%
Min Balance $5,000 Details Balance: $5,000.01 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
QFlex Checking	0.01%	0.01%
Min Balance $0 Details Balance: $0.00 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%

Quorum Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Second Lien HELOC	-	-	6.88%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.62% → 6.88% ▲ 0.26 pts · high 6.88% / low 6.62% Sep 17, 20266.88%▲ from 6.62% Sep 14, 20266.62%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Bridge Loan HELOC (1st lien)	9.13%	-	9.13%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.87% → 9.13% ▲ 0.26 pts · high 9.13% / low 8.87% Sep 17, 20269.13%▲ from 8.87% Sep 14, 20268.87%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Home Equity Bridge Loan HELOC (1st lien)	9.13%	-	9.13%
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.13% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Home Equity Second Lien Investment HELOC	10.13%	-	10.13%
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.13% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Second Lien Investment HELOC	10.13%	-	10.13%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 9.88% → 10.13% ▲ 0.25 pts · high 10.13% / low 9.88% Sep 17, 202610.13%▲ from 9.88% Sep 14, 20269.88%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%

Quorum Federal Credit Union Credit Card Rates

Product	Rate	APR
RateWise Mastercard	-	11.40%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.40% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
Cash Back World Mastercard	-	12.40%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.40% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
World Mastercard	-	12.40%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.40% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%

Quorum Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
HIGHMARQ BY QUORUM	-	-	3.93%
Details Tier 2 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.93% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
HIGHMARQ BY QUORUM	-	-	0.01%
Details Balance: Tier 1 Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 0.01% → 0.01% ▼ 0.00 pts · high 3.93% / low 0.01% Oct 9, 20260.01%▼ from 3.93% Sep 25, 20263.93%▲ from 0.01% Sep 14, 20260.01%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
HIGHMARQ BY QUORUM	-	-	4.00%
Details Balance: Tier 2 Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 4.00% → 4.00% ▼ 0.00 pts · high 4.00% / low 3.93% Oct 9, 20264.00%▲ from 3.93% Sep 25, 20263.93%▼ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%
QBoost Checking	0.49%	-	0.50%
Min Balance $5,000 Details Qualifications Required: Monthly direct deposits totaling at least $500; At least 10 debit card purchases each month; Balances up to $5,000 earn 4.00% APY (3.93% rate). Balances above $5,000 earn 0.50% APY (0.49% rate). If you do not meet the requirements to earn the rate, your balances will earn 0.01% APY (0.01% rate). Dividends are paid on all funds on deposit and are posted monthly. This is a variable rate account. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.76%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Quorum Federal Credit Union’s Texas Ratio fell from 12.60% in Q3 2023 to 11.76% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.4B	11.76%	5.0	A
March 31, 2026	$1.3B	12.23%	5.0	A
December 31, 2025	$1.3B	12.82%	5.0	A
September 30, 2025	$1.2B	11.63%	5.0	A
June 30, 2025	$1.2B	11.40%	5.0	A
March 31, 2025	$1.2B	10.22%	5.0	A
December 31, 2024	$1.1B	13.03%	5.0	A
September 30, 2024	$1.1B	12.18%	5.0	A
June 30, 2024	$1.1B	11.27%	5.0	A
March 31, 2024	$1.1B	12.62%	5.0	A
December 31, 2023	$1.1B	12.89%	5.0	A
September 30, 2023	$1.1B	12.60%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Quorum Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Quorum Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Quorum Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Quorum Federal Credit Union

Website https://quorumfcu.org

Address 2500 Westchester Ave, Purchase, NY 10577-2587

Phone 914-641-3700

Fax 914-641-3730

President Yogi Nehra

CEO Jeff Pachter

Full-Time Employees 163

Part-Time Employees 3

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.76%

Return on Assets (ROA)

0.8863%

Return on Equity (ROE)

8.9961%

Non-Performing Loans Ratio (NPL)

1.74%

Total Assets

1,366,746,062

Total Amount of Shares and Deposits

1,101,215,643

Total Shares and Deposits < 1 Year

1,033,405,722

Total Shares and Deposits 1 3 Years

43,865,463

Total Shares and Deposits > 3 Years

23,944,457

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

203,470,572

Total Uninsured Shares and Deposits > $250K (F+J)

208,336,355

Total Insured Shares and Deposits > $250K (item 17 less item K)

892,879,288

Total Interest Expense (Sum of items 6 8)

18,468,380

Share Certificates

5,862

Number of Accounts for Share Drafts

13,019

IRA KEOGH Accounts

1,592

Number of Accounts for Regular Shares

84,950

All other shares

262

Non Member Deposits

550

Money Market Shares

3,264

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

84,245,160

Total Liabilities

1,246,255,524

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Quorum Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Quorum Federal Credit Union

How many branches does Quorum Federal Credit Union operate?

Quorum Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Quorum Federal Credit Union?

Yes, to access services at Quorum Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Quorum Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quorum Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Quorum Federal Credit Union offer online and mobile banking?

Most modern institutions like Quorum Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://quorumfcu.org.

Current Quorum Federal Credit Union Rates

12-Month CD4.50%
18-Month CD4.00%
24-Month CD4.00%
60-Month CD4.15%
Savings4.00%

Retrieved from our database of financial products. Rates subject to change.

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Quorum Federal Credit Union Rates & Review October 2026

Brian McKay

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Quorum Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Quorum Federal Credit Union

How many branches does Quorum Federal Credit Union operate?

Is a member application needed to join Quorum Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Quorum Federal Credit Union offer online and mobile banking?

Current Quorum Federal Credit Union Rates

Compare to Other Credit Unions