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FedEx Employees Credit Association Federal Credit Union Rates & Review April 2026

FedEx Employees Credit Association Federal Credit Union's 6 month CD rates are at 4.00%, 6 month CD & up rates are at 4.00%, 24 month CD rates are at 3.50%, 24 month CD & up rates are at 3.50%, 36 month CD rates are at 3.25%. FedEx Employees Credit Association Federal Credit Union's savings rates are at 0.01%. FedEx Employees Credit Association Federal Credit Union's money market rates are at 1.45%. MonitorBankRates evaluates the financial stability of FedEx Employees Credit Association Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.11%. Rates were last updated on 04/05/2026.

FedEx Employees Credit Association Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FedEx Employees Credit Association Federal Credit Union? Share your experience about FedEx Employees Credit Association Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FedEx Employees Credit Association Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.11%
Excellent Lower than avg
FedEx Employees Credit Association Federal Credit Union
Nonconnah
2731 S Nonconnah Blvd
Memphis, TN 38132 2110
https://fecca.com
Member NCUA

FedEx Employees Credit Association Federal Credit Union CD Rates

Product Rate APY Term View More
6 month Share Certificate - 4.00% 6 months
Details Under $50,000; Dividends Paid at Maturity
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
6 month Share Certificate & up - 4.00% 6 months
Min Balance $50,000
Details $50,000; Dividends Paid Monthly
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
24 month Share Certificate - 3.50% 24 months
Details Under $50,000; Dividends Paid at Maturity
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
24 month Share Certificate & up - 3.50% 24 months
Min Balance $50,000
Details $50,000; Dividends Paid Monthly
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
36 month Share Certificate - 3.25% 36 months
Details Under $50,000; Dividends Paid at Maturity
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
36 month Share Certificate & up - 3.25% 36 months
Min Balance $50,000
Details $50,000; Dividends Paid Monthly
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
48 month Share Certificate - 3.00% 48 months
Details Under $50,000; Dividends Paid at Maturity
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
48 month Share Certificate & up - 3.00% 48 months
Min Balance $50,000
Details $50,000; Dividends Paid Monthly
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
60 month Share Certificate - 2.75% 60 months
Details Under $50,000; Dividends Paid at Maturity
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
60 month Share Certificate & up - 2.75% 60 months
Min Balance $50,000
Details $50,000; Dividends Paid Monthly
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

FedEx Employees Credit Association Federal Credit Union Savings Rates

Product Rate APY View More
Share Savings Account - 0.05%
Min Balance $3,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Share Savings Account - 0.03%
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Share Savings Account - 0.01%
Min Balance $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

FedEx Employees Credit Association Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.75%
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Money Market - 1.60%
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Money Market - 1.55%
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Money Market - 1.50%
Min Balance $10,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%
Money Market - 1.45%
Min Balance $5,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

FedEx Employees Credit Association Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 7.00%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.11%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for FedEx Employees Credit Association Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FedEx Employees Credit Association Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FedEx Employees Credit Association Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FedEx Employees Credit Association Federal Credit Union
Address 2731 S Nonconnah Blvd, Memphis, TN 38132 2110
Phone 901-344-2500
Fax 901-332-1022
President Lea Caraway
CEO Tara Burton
Full-Time Employees 118
Part-Time Employees 2
Branch Locations 10
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.11%
Return on Assets (ROA)
0.3919%
Return on Equity (ROE)
2.7308%
Non-Performing Loans Ratio (NPL)
1.84%
Total Assets
625,113,709
Total Amount of Shares and Deposits
524,823,411
Total Shares and Deposits < 1 Year
519,570,867
Total Shares and Deposits 1 3 Years
4,888,953
Total Shares and Deposits > 3 Years
363,591
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,108,862
Total Uninsured Shares and Deposits > $250K (F+J)
33,108,862
Total Insured Shares and Deposits > $250K (item 17 less item K)
491,714,549
Total Interest Expense (Sum of items 6 8)
3,619,416
Share Certificates
2,193
Number of Accounts for Share Drafts
34,709
IRA KEOGH Accounts
1,013
Number of Accounts for Regular Shares
119,030
All other shares
1,207
Money Market Shares
2,473
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
54,774,004
Total Liabilities
535,957,089
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About FedEx Employees Credit Association Federal Credit Union

Is FedEx Employees Credit Association Federal Credit Union a safe place to deposit money?

Yes, FedEx Employees Credit Association Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.1100618562181%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does FedEx Employees Credit Association Federal Credit Union operate?

FedEx Employees Credit Association Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FedEx Employees Credit Association Federal Credit Union?

Yes, to access services at FedEx Employees Credit Association Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FedEx Employees Credit Association Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FedEx Employees Credit Association Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does FedEx Employees Credit Association Federal Credit Union offer online and mobile banking?

Most modern institutions like FedEx Employees Credit Association Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fecca.com.

Current FedEx Employees Credit Association Federal Credit Union Rates

  • 24-Month CD3.50%
  • 60-Month CD2.75%
  • Savings0.01%
  • MMA1.45%
Retrieved from our database of financial products. Rates subject to change.