West Plains B&T Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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West Plains B&T Co.Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.40% and 3-month CD rates at 4.00%. Current savings rates are at 0.15% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 12.24%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to West Plains B&T Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from West Plains B&T Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with West Plains B&T Co. CD rates. You can also compare West Plains B&T Co. savings rates, MMA rates and mortgage rates using our other rate lists.

West Plains B&T Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Plains B&T Co.? Share your experience about West Plains B&T Co. by leaving a review below, or read customer reviews before you decide to use West Plains B&T Co..

West Plains B&T Co. Texas Ratio

West Plains B&T Co.'s Texas Ratio is at 8.54%, which is considered excellent. The Texas Ratio for West Plains B&T Co. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, West Plains B&T Co. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
West Plains B&T Co.
11 Court Sq
West Plains, MO 65775
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare West Plains B&T Co. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Table Rock Community Bank
Table Rock Community Bank
6-Month CD
4.57%
$1,000
EvaBank
EvaBank
6-Month CD
4.04%
$1,000
Community Bank Zanesville, OH
Community Bank Zanesville, OH
12-Month CD
4.00%
$5,000
Academy Bank
Academy Bank
Premier Money Market
4.00%
$10,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
36-Month CD
3.90%
$1,000
Kish Bank
Kish Bank
12-Month CD
3.90%
$2,000
Linkbank
Linkbank
25-Month CD
3.75%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
3.73%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
Cornerstone State Bank
Cornerstone State Bank
12-Month CD (Jumbo)
3.53%
$200,000
Marion County State Bank
Marion County State Bank
24-Month CD
3.35%
$1,000
Marion County State Bank
Marion County State Bank
48-Month CD
3.25%
$1,000
AVB Bank
AVB Bank
60-Month CD
3.12%
$1,000
Avidia Bank
Avidia Bank
48-Month CD
3.05%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
48-Month CD
3.03%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
30-Month CD (relationship)
3.00%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
60-Month CD
3.00%
$500
National Bank of Blacksburg
National Bank of Blacksburg
36-Month CD
2.84%
$500
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.78%
$1,000
WVS West View SB
WVS West View SB
24-Month CD
2.75%
$500
The Bank of Landisburg
The Bank of Landisburg
48-Month CD
2.62%
$1,000
West Shore Bank
West Shore Bank
48-Month CD
2.52%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Prestige Money Market
2.50%
$4
Warren-Boynton State Bank
Warren-Boynton State Bank
48-Month CD
2.26%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
48-Month CD
2.20%
$1,000
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
36-Month CD
1.30%
$500
Horicon Bank
Horicon Bank
Money Market
1.06%
$5,000
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Pioneer Peak Money Market
0.90%
$1,000
FCNB of St. Paris
Money Market
0.80%
$2,500
Bank of the Valley
Bank of the Valley
Savings
0.65%
$0
Kitsap Bank
Kitsap Bank
Money Market Plus
0.65%
$100,000
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Money Market
0.60%
$2,500
Capital Bank TX
Capital Bank TX
24-Month CD
0.55%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
3-Month CD
0.50%
$1,000
The Huntington National Bank
The Huntington National Bank
48-Month CD
0.50%
$1,000
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
6-Month CD
0.50%
$250
Community National Bank (VT)
Community National Bank (VT)
12-Month CD
0.49%
$2,500
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Money Market
0.45%
$100
First State Bank New London, WI
First State Bank New London, WI
3-Month CD
0.40%
$5,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
La Salle State Bank
La Salle State Bank
Statement Savings
0.15%
$10
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Savings
0.15%
$0
Southwest National Bank
Southwest National Bank
Money Market
0.15%
$2,500
Superior Savings Bank
Superior Savings Bank
12-Month CD
0.10%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
Money Market
0.10%
$1,000
BankChampaign
BankChampaign
NOW Checking
0.05%
$300
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have West Plains B&T Co. rate data right now, check back for updates, we are adding rates all the time.

West Plains B&T Co. Information

West Plains B&T Co.
11 Court Sq
West Plains, MO 65775
Howell
Established Date: 04/13/1883
FDIC Certificate #: 15489
Date of FDIC Deposit Insurance: 05/01/1937
Bank Holding Company: WEST PLAINS BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is West Plains B&T Co. FDIC Insured? Yes
What is West Plains B&T Co.'s Cert number? 15489
What is the maximum amount for insured deposits? $250,000 per holder, per account

West Plains B&T Co. Financials

Total Assets:
$663,726,000
Total Deposits:
$606,971,000
Equity Capital:
$34,938,000
Domestic Deposits:
$606,971,000
Net Income:
$1,654,000
Return on Assets:
1.0099%
Quarterly Return on Assets:
1.0100%
Pretax Return on Assets:
1.0149%
Pretax Quarterly Return on Assets:
1.0100%
Return on Equity:
20.2100%
Quarterly Return on Equity:
18.8500%
Common Equity Tier 1 Capital Ratio:
10.8765%
Tier 1 Risk-Based Capital Ratio:
10.8765%
Leverage Tier 1 (Core Capital) Ratio:
8.2036%
Total Risk-Based Capital Ratio (YTD):
11.7925%
Total Interest Income (YTD):
5.0065%
 
 
Headquarters:
West Plains
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Howell
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates remain steady as another budget and debt ceiling crisis was averted in Congress. Near the eleventh hour, cooler (or increasingly desperate) heads prevailed on preventing the United States from defaulting for the first time in history. Economists believe the alternative would have been financial disaster and sharply higher mortgage rates.
top-12-month-cd-rates-highest-200-apyThe national average 12 month CD rate is averaging only .99 percent this morning. On our CD rate table, Broadway National Bank tops our list of 12 month CD rates. The bank is currently offering a CD rate of 1.98 percent and an APY of 2.00 percent. That CD rate and CD yield is one of the highest around if not the highest.

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