Wayne Bank and Trust Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.05%, 6-month CD rates at 3.07% and 3-month CD rates at 2.75%. Current savings rates are at 0.01% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 9.90%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates. Wayne Bank and Trust Co.'s 12-Month CD rates are at 3.33%, 36-Month CD rates are at 3.28%, 24-Month CD rates are at 3.28%, 18-Month CD rates are at 3.28%, 48-Month CD rates are at 3.23%. Wayne Bank and Trust Co.'s savings rates are at 0.07%. Wayne Bank and Trust Co.'s money market rates are at 1.02%.
To see how these rates compare to Wayne Bank and Trust Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wayne Bank and Trust Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wayne Bank and Trust Co. CD rates. You can also compare Wayne Bank and Trust Co. savings rates, MMA rates and mortgage rates using our other rate lists. Wayne Bank and Trust Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wayne Bank and Trust Co.? Share your experience about Wayne Bank and Trust Co. by leaving a review below, or read customer reviews before you decide to use Wayne Bank and Trust Co.. Wayne Bank and Trust Co. Texas Ratio Wayne Bank and Trust Co.'s Texas Ratio is at 5.29%, which is considered excellent. The Texas Ratio for Wayne Bank and Trust Co. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Wayne Bank and Trust Co. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Wayne Bank and Trust Co. CD Rates and Interest Rates
Wayne Bank and Trust Co.
12-Month CD
3.33%
$1,000
Wayne Bank and Trust Co.
36-Month CD
3.28%
$1,000
Wayne Bank and Trust Co.
24-Month CD
3.28%
$1,000
Wayne Bank and Trust Co.
18-Month CD
3.28%
$1,000
Wayne Bank and Trust Co.
48-Month CD
3.23%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Wayne Bank and Trust Co. Rates with Other Competitive Bank and Credit Union Rates
FNB of Kansas
Eagle Premier Checking
4.00%
$100
The Citizens Bank of Georgia
12-Month CD
4.00%
$500
Bank5 Connect
12-Month CD
3.95%
$500
American Eagle Bank
36-Month CD
3.75%
$5,000
Dearborn Federal Savings Bank
24-Month CD
3.65%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Wayne Bank and Trust Co. InformationWayne Bank and Trust Co.
145 W Main StCambridge City, IN 47327 Wayne Established Date: 01/01/1882 FDIC Certificate #: 1849 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: WAYTRU BCORP How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.waynebankonline.com
Is Wayne Bank and Trust Co. FDIC Insured? Yes
What is Wayne Bank and Trust Co.'s Cert number? 1849
What is the maximum amount for insured deposits? $250,000 per holder, per account
Wayne Bank and Trust Co. FinancialsTotal Assets:
$220,825,000
Total Deposits:
$199,416,000
Equity Capital:
$16,489,000
Domestic Deposits:
$199,416,000
Net Income:
$211,000
Return on Assets:
0.8697%
Quarterly Return on Assets:
0.3800%
Pretax Return on Assets:
0.3843%
Pretax Quarterly Return on Assets:
0.3800%
Return on Equity:
12.3300%
Quarterly Return on Equity:
5.1000%
Common Equity Tier 1 Capital Ratio:
13.5416%
Tier 1 Risk-Based Capital Ratio:
13.5416%
Leverage Tier 1 (Core Capital) Ratio:
10.3330%
Total Risk-Based Capital Ratio (YTD):
14.6846%
Total Interest Income (YTD):
4.6283%
Headquarters:
Cambridge City
FDIC Field Office:
Indianapolis
Regulator:
FED
County:
Wayne
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAs we near the first federal funds rate increase in nearly a decade, we find 7 banks in our database offering variable deposit rates at or above 1.10% APY. We may see more banks increase their rate to 1.10 percent or above if the Fed increases the fed funds rate.  In this week's Certificate of Deposit Rate Report, 3 month CD rates jumped higher, the average 3 month CD rate is now 0.645 percent, up from the prior week's average CD rate of 0.499 percent.
ING Direct is offering $25 for opening an Orange Savings Account. You can open the special promo account online here ING Orange Savings Account. There is no minimum balance requirements for opening the account. The savings account currently has an annual percentage yield of 3.00%. Be sure to use reference code D286W when you open the account.
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