Wayne Bank and Trust Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 0.10% and 3-month CD rates at 0.55%. Current savings rates are at 1.00% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 15.20%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Wayne Bank and Trust Co.'s 60-Month CD rates are at 3.79%, 48-Month CD rates are at 3.48%, 36-Month CD rates are at 2.97%, 24-Month CD rates are at 2.56%, 18-Month CD rates are at 2.16%. Wayne Bank and Trust Co.'s savings rates are at 0.07%. Wayne Bank and Trust Co.'s money market rates are at 3.41%.

Wayne Bank and Trust Co.

To see how these rates compare to Wayne Bank and Trust Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wayne Bank and Trust Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wayne Bank and Trust Co. CD rates. You can also compare Wayne Bank and Trust Co. savings rates, MMA rates and mortgage rates using our other rate lists.

Wayne Bank and Trust Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wayne Bank and Trust Co.? Share your experience about Wayne Bank and Trust Co. by leaving a review below, or read customer reviews before you decide to use Wayne Bank and Trust Co..

Wayne Bank and Trust Co. Texas Ratio

Wayne Bank and Trust Co.'s Texas Ratio is at 9.44%, which is considered excellent. The Texas Ratio for Wayne Bank and Trust Co. is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Wayne Bank and Trust Co. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.01%
18-Month CD
2.16%
24-Month CD
2.56%
36-Month CD
2.97%
48-Month CD
3.48%
60-Month CD
3.79%
Savings
0.07%
MMA
3.41%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wayne Bank and Trust Co.
145 W Main St
Cambridge City, IN 47327
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Wayne Bank and Trust Co. CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.79%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
48-Month CD
3.48%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
Silver Eagle Money Market
3.41%
$1,000,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
36-Month CD
2.97%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
24-Month CD
2.56%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
18-Month CD
2.16%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
12-Month CD
2.01%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
6-Month CD
1.51%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
Regular Savings
0.07%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Wayne Bank and Trust Co. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
Student Checking <-$500
7.00%
$0
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
18-Month CD Variable Rate
5.13%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
7-Month CD special
5.00%
$5,000
Luana Savings Bank
Luana Savings Bank
12-Month CD
4.91%
$2,000
First United Bank Park River, ND
First United Bank Park River, ND
13-Month CD special
4.76%
$500
Meadows Bank
Meadows Bank
12-Month CD Special
4.75%
$1,000
WCF Financial Bank
WCF Financial Bank
15-Month CD special
4.61%
$1,000
Citizens Independent Bank
Citizens Independent Bank
15-Month CD
4.40%
$10,000
Thayer County Bank
Thayer County Bank
12-Month CD
4.36%
$25,000
American State Bank of Grygla
American State Bank of Grygla
18-Month CD
4.32%
$500
ESB Bank
ESB Bank
36-Month CD
4.10%
$10,000
Bank 21
Bank 21
12-Month CD
4.00%
$500
Homeland Community Bank
Homeland Community Bank
18-Month CD special
4.00%
$500
Security Service Federal Credit Union
Security Service Federal Credit Union
60-Month CD certificate
3.90%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
6-Month CD
3.82%
$500
Gainey Business Bank
Gainey Business Bank
36-Month CD
3.66%
$5,000
Osgood Bank OB
Osgood Bank OB
Elevate Money Market
3.56%
$2,000,000
Integrity Bank & Trust
Integrity Bank & Trust
24-Month CD
3.55%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
12-Month CD share certificate
3.40%
$500
Putnam County State Bank
Putnam County State Bank
12-Month CD
3.30%
$500
Pennsville National Bank
Pennsville National Bank
24-Month CD
3.04%
$500
Sloan State Bank
Sloan State Bank
60-Month CD
3.03%
$5,000
Academy Bank
Academy Bank
36-Month CD
3.03%
$500
First FarmBank
First FarmBank
9-Month CD
3.00%
$1,000
Ixonia Bank
Ixonia Bank
60-Month CD
3.00%
$1,000
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
Bank of Wolcott
Bank of Wolcott
48-Month CD
2.75%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
48-Month CD certificate
2.65%
$1,000
Warren-Boynton State Bank
Warren-Boynton State Bank
24-Month CD
2.31%
$1,000
Bradford National Bank
Bradford National Bank
60-Month CD
2.26%
$1,000
First County Bank
First County Bank
High Yield Checking
2.22%
$1
Castroville State Bank
Castroville State Bank
36-Month CD
2.12%
$1,000
Salem Co-operative Bank
Salem Co-operative Bank
12-Month CD
2.02%
$500
West Union Bank
West Union Bank
24-Month CD
2.00%
$500
State Bank of Graymont
State Bank of Graymont
60-Month CD
1.86%
$1,000
Movement Bank
Movement Bank
60-Month CD
1.80%
$500
Colorado Federal Savings Bank
Colorado Federal Savings Bank
1-Month CD
1.00%
$5,000
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
36-Month CD
0.55%
$500
First Federal S&L Bath
First Federal S&L Bath
48-Month CD
0.50%
$2,500
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
Money Market
0.33%
$1,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
12-Month CD
0.30%
$1,000
First National Bank in Marlow
First National Bank in Marlow
Regular Savings
0.30%
$100
Heritage Bank Minnesota
Heritage Bank Minnesota
12-Month CD
0.25%
$250
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
Eastern Bank
Eastern Bank
36-Month CD Business Select
0.20%
$500
Oostburg State Bank
Oostburg State Bank
Savings Account
0.15%
$0
Grand Rapids SB
Grand Rapids SB
Interest Checking
0.03%
$500
Bank of Magnolia
Bank of Magnolia
Money Market Deposit Account
0.02%
$2,500
Central Federal SLA
Central Federal SLA
Passbook Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Wayne Bank and Trust Co. Information

Wayne Bank and Trust Co.
145 W Main St
Cambridge City, IN 47327
Wayne
Established Date: 01/01/1882
FDIC Certificate #: 1849
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: WAYTRU BCORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Wayne Bank and Trust Co. FDIC Insured? Yes
What is Wayne Bank and Trust Co.'s Cert number? 1849
What is the maximum amount for insured deposits? $250,000 per holder, per account

Wayne Bank and Trust Co. Financials

Total Assets:
$215,827,000
Total Deposits:
$196,750,000
Equity Capital:
$16,028,000
Domestic Deposits:
$196,750,000
Net Income:
$725,000
Return on Assets:
1.0857%
Quarterly Return on Assets:
1.3500%
Pretax Return on Assets:
1.3453%
Pretax Quarterly Return on Assets:
1.3500%
Return on Equity:
13.5400%
Quarterly Return on Equity:
18.4500%
Common Equity Tier 1 Capital Ratio:
13.0021%
Tier 1 Risk-Based Capital Ratio:
13.0021%
Leverage Tier 1 (Core Capital) Ratio:
9.9395%
Total Risk-Based Capital Ratio (YTD):
14.2526%
Total Interest Income (YTD):
4.0637%
 
 
Headquarters:
Cambridge City
FDIC Field Office:
Indianapolis
Regulator:
FED
County:
Wayne
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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