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WeStreet Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
WeStreet Federal Credit Union's top rates as of October 9, 2026 are 3.85% APY on its 6-month Jumbo CD, 0.20% APY on savings, 4.00% APY on money market accounts, 0.15% APY on checking, and personal loans from 9.25% APR, according to rates verified by MonitorBankRates. Other WeStreet Federal Credit Union CD rates include 6-month Jumbo IRA CD at 3.85%, 12-month Jumbo CD at 3.75%, and 12-month Jumbo IRA CD at 3.75%. MonitorBankRates evaluates the financial stability of WeStreet Federal Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.19%. Rates last updated and verified on 10/09/2026.
WeStreet Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WeStreet Federal Credit Union? Share your experience about WeStreet Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WeStreet Federal Credit Union.
Overall Health & Safety Grade
?
B
Solid HealthScore: 86/100
Overall Health & Safety Grade
WeStreet Federal Credit Union has earned an overall safety grade of B (Solid, Score: 86/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
4.6
ExcellentOut of 5.0 Stars
MonitorBankRates Star Rating
WeStreet Federal Credit Union has earned a Star Rating of 4.6 out of 5 stars (Excellent).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
20.19%
GoodHigher than avg
WeStreet Federal Credit Union Texas Ratio
WeStreet Federal Credit Union's Texas Ratio is 20.19%, which is considered good and is higher than the national average of 6.13%.
While WeStreet Federal Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.62% to 20.19% over 12 quarters, worseningFull history
Star Rating 5.0 to 4.6, Health Grade A+ to B
The Texas Ratio for this credit union has weakened since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
WeStreet Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
6-month Jumbo Certificate
3.796%
3.85%
6-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
6-month Jumbo IRA Certificate
3.796%
3.85%
6-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
12-month Jumbo Certificate
3.698%
3.75%
12-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
12-month Jumbo IRA Certificate
3.698%
3.75%
12-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
24-month Jumbo Boost Certificate
3.601%
3.65%
24-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
Oct 5, 20263.65%▲ from 3.40%
Sep 14, 20263.40%first recorded
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
24-month Jumbo Certificate
3.601%
3.65%
24-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
Oct 5, 20263.65%▲ from 3.40%
Sep 14, 20263.40%first recorded
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
24-month Jumbo IRA Certificate
3.601%
3.65%
24-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
Oct 5, 20263.65%▲ from 3.40%
Sep 14, 20263.40%first recorded
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
6-month Certificate
3.601%
3.65%
6-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
6-month IRA Certificate
3.601%
3.65%
6-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
60-month Jumbo Certificate
3.552%
3.60%
60-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
60-month Jumbo IRA Certificate
3.552%
3.60%
60-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
12-month Certificate
3.455%
3.50%
12-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
12-month IRA Certificate
3.455%
3.50%
12-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
48-month Jumbo Boost Certificate
3.455%
3.50%
48-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
48-month Jumbo Certificate
3.455%
3.50%
48-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
48-month Jumbo IRA Certificate
3.455%
3.50%
48-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
18-month Jumbo Certificate
3.406%
3.45%
18-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.20% → 3.45% ▲ 0.25 pts · high 3.45% / low 3.20%
Oct 5, 20263.45%▲ from 3.20%
Sep 14, 20263.20%first recorded
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
18-month Certificate
3.357%
3.40%
18-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.15% → 3.40% ▲ 0.25 pts · high 3.40% / low 3.15%
Oct 5, 20263.40%▲ from 3.15%
Sep 14, 20263.15%first recorded
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
24-month Boost Certificate
3.309%
3.35%
24-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.10% → 3.35% ▲ 0.25 pts · high 3.35% / low 3.10%
Oct 5, 20263.35%▲ from 3.10%
Sep 14, 20263.10%first recorded
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
24-month Certificate
3.309%
3.35%
24-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.10% → 3.35% ▲ 0.25 pts · high 3.35% / low 3.10%
Oct 5, 20263.35%▲ from 3.10%
Sep 14, 20263.10%first recorded
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
36-month Jumbo Certificate
3.309%
3.35%
36-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
36-month Jumbo IRA Certificate
3.309%
3.35%
36-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
36-month Certificate
3.26%
3.30%
36-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
36-month IRA Certificate
3.26%
3.30%
36-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
60-month Certificate
3.26%
3.30%
60-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
60-month IRA Certificate
3.26%
3.30%
60-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
48-month Boost Certificate
3.162%
3.20%
48-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
48-month Certificate
3.162%
3.20%
48-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
48-month IRA Certificate
3.162%
3.20%
48-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
3-month Jumbo Certificate
2.918%
2.95%
3-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
3-month Jumbo IRA Certificate
2.918%
2.95%
3-month
Min Deposit$100,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
3-month Certificate
2.867%
2.90%
3-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
3-month IRA Certificate
2.867%
2.90%
3-month
Min Deposit$1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Savings Rates
Product
Rate
APY
View More
Primary Savings
-
0.05%
Min Deposit$5
Min Balance$5,000
DetailsDaily Compounding Interest
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 0.05% APY
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Primary Share Savings
0.05%
0.05%
Min Deposit$5
Min Balance$50
DetailsBalance: $50 - $9,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Primary Share Savings
0.05%
0.05%
Min Deposit$5
Min Balance$10,000
DetailsBalance: $10,000 - $19,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Primary Share Savings
0.05%
0.05%
Min Deposit$5
Min Balance$20,000
DetailsBalance: $20,000 - $39,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Primary Share Savings
0.05%
0.05%
Min Deposit$5
Min Balance$40,000
DetailsBalance: $40,000 or more
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Secondary Savings
0.05%
0.05%
Min Deposit$1
DetailsN/A
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Business Savings Rates
Product
Rate
APY
View More
Business (Primary) Savings
0.20%
0.20%
Min Deposit$5
Min Balance$40,000
DetailsBalance: $40,000 or more
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Business (Primary) Savings
0.15%
0.15%
Min Deposit$5
Min Balance$50
DetailsBalance: $50.00 - $9,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
1.09%
1.10%
Min Deposit$2,500
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Money Market
0.795%
0.80%
Min Deposit$2,500
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Money Market
0.595%
0.60%
Min Deposit$2,500
Min Balance$20,000
DetailsBalance: $20,000 - $29,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.60% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Money Market
0.595%
0.60%
Min Deposit$2,500
Min Balance$30,000
DetailsBalance: $30,000 - $49,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.60% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Money Market
0.495%
0.50%
Min Deposit$2,500
Min Balance$5,000
DetailsBalance: $5,000 - $19,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Business Money Market Rates
Product
Rate
APY
View More
Business Money Market
3.941%
4.00%
Min Deposit$2,500
Min Balance$250,000
DetailsBalance: $250,000-$499,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Business Money Market
3.941%
4.00%
Min Deposit$2,500
Min Balance$500,000
DetailsBalance: $500,000+
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Business Money Market
3.698%
3.75%
Min Deposit$2,500
Min Balance$100,000
DetailsBalance: $100,000-$249,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Business Money Market
3.211%
3.25%
Min Deposit$2,500
Min Balance$50,000
DetailsBalance: $50,000-$99,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Business Money Market
2.967%
3.00%
Min Deposit$2,500
Min Balance$25,000
DetailsBalance: $25,000-$49,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Business Money Market
2.477%
2.50%
Min Deposit$2,500
Min Balance$2,500
DetailsBalance: $2,500-$24,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Checking Rates
Product
Rate
APY
View More
Interest Rewards Checking
0.15%
0.15%
Min Deposit$25
Min Balance$50,000
DetailsBalance: $50,000 and up
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Interest Rewards Checking
0.10%
0.10%
Min Deposit$25
Min Balance$10,000
DetailsBalance: $10,000 - $49,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Interest Rewards Checking
0.05%
0.05%
Min Deposit$25
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Teen Checking
0.05%
0.05%
Min Deposit$25
Min Balance$500
DetailsBalance: $500 and up
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Business Checking Rates
Product
Rate
APY
View More
Business Advantage Checking
0.15%
0.15%
Min Deposit$100
Min Balance$5,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan
7.00%
-
7.25%
5 year
DetailsValue: 100%
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 3 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Home Equity Loan
7.50%
-
7.64%
10 year
DetailsValue: 100%
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.64% APR · checked 4 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Home Equity Loan
7.875%
-
7.97%
15 year
DetailsValue: 100%
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.97% APR · checked 4 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan
5.54%
-
5.54%
36 months
DetailsAs Low As; Minimum Loan Amount:
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 5.54% APR · checked 3 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Auto Loan
5.54%
-
5.54%
48 months
DetailsAs Low As; Minimum Loan Amount:
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 5.54% APR · checked 3 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Auto Loan
5.54%
-
5.54%
60 months
DetailsAs Low As; Minimum Loan Amount:
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 5.54% APR · checked 3 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Auto Loan
5.59%
-
5.59%
72 months
DetailsAs Low As; Minimum Loan Amount:
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 5.59% APR · checked 3 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Auto Loan
5.59%
-
5.59%
78 months
DetailsAs Low As; Minimum Loan Amount: $12,000
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 5.59% APR · checked 3 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Auto Loan
5.84%
-
5.84%
84 months
DetailsAs Low As; Minimum Loan Amount: $20,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.84% APR · checked 4 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan
8.25%
-
8.25%
48 months
DetailsAs low as
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 8.25% APR · checked 2 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan
8.75%
-
8.75%
60 months
DetailsAs low as
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 8.75% APR · checked 2 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan
9.25%
-
9.25%
120 months
DetailsAs low as
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 9.25% APR · checked 2 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan
10.00%
-
10.00%
144 months
DetailsAs low as
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 10.00% APR · checked 2 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan
10.75%
-
10.75%
180 months
DetailsAs low as
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 10.75% APR · checked 2 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Indirect RV Loan
9.50%
9.50%
48 months
DetailsMinimum Loan Amount: $8,000
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 9.50% APR · checked 5 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Indirect RV Loan
9.50%
9.50%
84 months
DetailsMinimum Loan Amount: $8,000
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 9.50% APR · checked 5 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Indirect RV Loan
9.50%
9.50%
120 months
DetailsMinimum Loan Amount: $10,000
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 9.50% APR · checked 5 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Indirect RV Loan
9.50%
9.50%
144 months
DetailsMinimum Loan Amount: $15,000
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 9.50% APR · checked 5 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Indirect RV Loan
9.50%
9.50%
180 months
DetailsMinimum Loan Amount: $30,000
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 9.50% APR · checked 5 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Signature Loan
9.25%
18 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 9.25% APR · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Signature Loan
9.75%
24 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Signature Loan
10.75%
36 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Signature Loan
11.75%
48 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 11.75% APR · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Signature Loan
16.75%
DetailsExample of Minimum monthly Balance: $0-$300; Example of Minimum Monthly Payment: Lessor of balance or $20
Last Updated10/09/2026
Rate History
No change since Oct 5, 2026 · 16.75% APR · checked 2 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
WeStreet Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
10 year platted subdivision Loan
8.00%
-
8.50%
10 year
DetailsValue: 90%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.50% APR
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
10 year unplatted Loan
8.00%
-
8.50%
10 year
DetailsValue: 80%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.50% APR
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
15 year platted subdivision Loan
8.25%
-
8.62%
15 year
DetailsValue: 90%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.62% APR
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
15 year unplatted Loan
8.25%
-
8.62%
15 year
DetailsValue: 80%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.62% APR
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
5 year platted subdivision Loan
7.75%
-
8.69%
5 year
DetailsValue: 90%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.69% APR
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
5 year unplatted Loan
7.75%
-
8.69%
5 year
DetailsValue: 80%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.69% APR
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
NuPal Line of Credit
16.75%
-
16.75%
Details$4,000 Max Loan Amount
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 16.75% APR · checked 6 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
IRA
0.10%
-
0.10%
Min Deposit$0
DetailsN/A
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
Institution Ratings
4.6
Star Rating
B
Health Grade
◈ Texas Ratio: 20.19%
Financial Health History
WeStreet Federal Credit Union’s Texas Ratio rose from 3.62% in Q3 2023 to 20.19% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.6 and its Health Grade from A+ to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$967M
20.19%
4.6
B
March 31, 2026
$968M
9.87%
5.0
A
December 31, 2025
$958M
19.44%
4.6
B
September 30, 2025
$968M
20.17%
4.6
B
June 30, 2025
$953M
24.15%
4.2
B-
March 31, 2025
$962M
21.16%
4.5
B
December 31, 2024
$947M
16.75%
4.9
A-
September 30, 2024
$972M
12.79%
5.0
A
June 30, 2024
$1.0B
6.36%
5.0
A
March 31, 2024
$1.0B
7.75%
5.0
A
December 31, 2023
$989M
7.32%
5.0
A
September 30, 2023
$965M
3.62%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for WeStreet Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WeStreet Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WeStreet Federal Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
76,351,264
Total Uninsured Shares and Deposits > $250K (F+J)
76,352,894
Total Insured Shares and Deposits > $250K (item 17 less item K)
792,057,635
Total Interest Expense (Sum of items 6 8)
9,071,793
Share Certificates
5,418
Number of Accounts for Share Drafts
32,807
IRA KEOGH Accounts
1,902
Number of Accounts for Regular Shares
65,634
All other shares
873
Non Member Deposits
116
Money Market Shares
2,480
Net Income (unless the amount is already included in Undivided Earnings)
823,931
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
63,283,331
Total Liabilities
902,641,517
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About WeStreet Federal Credit Union
How many branches does WeStreet Federal Credit Union operate?
WeStreet Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join WeStreet Federal Credit Union?
Yes, to access services at WeStreet Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, WeStreet Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, WeStreet Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does WeStreet Federal Credit Union offer online and mobile banking?
Most modern institutions like WeStreet Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westreet.org.
Current WeStreet Federal Credit Union Rates
12-Month CD3.50%
18-Month CD3.40%
24-Month CD3.35%
60-Month CD3.30%
Savings0.20%
MMA4.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
