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WeStreet Federal Credit Union

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WeStreet Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at WeStreet Federal Credit Union?

Current rates for WeStreet Federal Credit Union include: 12-Month CD: 3.50%, 18-Month CD: 3.40%, 24-Month CD: 3.35%, 60-Month CD: 3.30%, Savings: 0.20%, MMA: 4.00%

Q: What CD terms does WeStreet Federal Credit Union offer?

WeStreet Federal Credit Union CD rates are 3.65% APY for a 6 month CD, 3.50% APY for a 12 month CD, 3.40% APY for an 18 month CD, 3.35% APY for a 2 year CD and 3.30% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with WeStreet Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

WeStreet Federal Credit Union's 6-month CD rates are at 3.65%, 12-month CD rates are at 3.50%, 18-month CD rates are at 3.40%, 24-month Boost CD rates are at 3.35%, 24-month CD rates are at 3.35%. WeStreet Federal Credit Union's savings rates are at 0.20%. WeStreet Federal Credit Union's money market rates are at 4.00%. WeStreet Federal Credit Union's checking rates are as high as 0.15%. WeStreet Federal Credit Union's Personal Loan Rates are as low as 9.25%. WeStreet Federal Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has a B health rating. MonitorBankRates evaluates the financial stability of WeStreet Federal Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.19%. Rates last updated and verified on 10/29/2026.

WeStreet Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WeStreet Federal Credit Union? Share your experience about WeStreet Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WeStreet Federal Credit Union.

Overall Health & Safety Grade

Solid Health Score: 86/100

MonitorBankRates Rating

4.6

Excellent Out of 5.0 Stars

Texas Ratio

20.19%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

WeStreet Federal Credit Union
Main Office

9323 E 21st St
Tulsa, OK 74129-1400

https://www.westreet.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

WeStreet Federal Credit Union CD Rates

Product	Rate	APY	Term
6-month Jumbo Certificate	3.796%	3.85%	6-month
Min Deposit $100,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
6-month Jumbo IRA Certificate	3.796%	3.85%	6-month
Min Deposit $100,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
12-month Jumbo Certificate	3.698%	3.75%	12-month
Min Deposit $100,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
12-month Jumbo IRA Certificate	3.698%	3.75%	12-month
Min Deposit $100,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
24-month Jumbo Boost Certificate	3.601%	3.65%	24-month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40% Oct 5, 20263.65%▲ from 3.40% Sep 14, 20263.40%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
24-month Jumbo Certificate	3.601%	3.65%	24-month
Min Deposit $100,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40% Oct 5, 20263.65%▲ from 3.40% Sep 14, 20263.40%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
24-month Jumbo IRA Certificate	3.601%	3.65%	24-month
Min Deposit $100,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40% Oct 5, 20263.65%▲ from 3.40% Sep 14, 20263.40%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
6-month Certificate	3.601%	3.65%	6-month
Min Deposit $1,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
6-month IRA Certificate	3.601%	3.65%	6-month
Min Deposit $1,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
60-month Jumbo Certificate	3.552%	3.60%	60-month
Min Deposit $100,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
60-month Jumbo IRA Certificate	3.552%	3.60%	60-month
Min Deposit $100,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
12-month Certificate	3.455%	3.50%	12-month
Min Deposit $1,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
12-month IRA Certificate	3.455%	3.50%	12-month
Min Deposit $1,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
48-month Jumbo Boost Certificate	3.455%	3.50%	48-month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
48-month Jumbo Certificate	3.455%	3.50%	48-month
Min Deposit $100,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
48-month Jumbo IRA Certificate	3.455%	3.50%	48-month
Min Deposit $100,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
18-month Jumbo Certificate	3.406%	3.45%	18-month
Min Deposit $100,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.45% ▲ 0.25 pts · high 3.45% / low 3.20% Oct 5, 20263.45%▲ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
18-month Certificate	3.357%	3.40%	18-month
Min Deposit $1,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.15% → 3.40% ▲ 0.25 pts · high 3.40% / low 3.15% Oct 5, 20263.40%▲ from 3.15% Sep 14, 20263.15%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
24-month Boost Certificate	3.309%	3.35%	24-month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.10% → 3.35% ▲ 0.25 pts · high 3.35% / low 3.10% Oct 5, 20263.35%▲ from 3.10% Sep 14, 20263.10%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
24-month Certificate	3.309%	3.35%	24-month
Min Deposit $1,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.10% → 3.35% ▲ 0.25 pts · high 3.35% / low 3.10% Oct 5, 20263.35%▲ from 3.10% Sep 14, 20263.10%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
36-month Jumbo Certificate	3.309%	3.35%	36-month
Min Deposit $100,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.35% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
36-month Jumbo IRA Certificate	3.309%	3.35%	36-month
Min Deposit $100,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.35% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
36-month Certificate	3.26%	3.30%	36-month
Min Deposit $1,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
36-month IRA Certificate	3.26%	3.30%	36-month
Min Deposit $1,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
60-month Certificate	3.26%	3.30%	60-month
Min Deposit $1,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
60-month IRA Certificate	3.26%	3.30%	60-month
Min Deposit $1,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
48-month Boost Certificate	3.162%	3.20%	48-month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
48-month Certificate	3.162%	3.20%	48-month
Min Deposit $1,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
48-month IRA Certificate	3.162%	3.20%	48-month
Min Deposit $1,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
3-month Jumbo Certificate	2.918%	2.95%	3-month
Min Deposit $100,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.95% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
3-month Jumbo IRA Certificate	2.918%	2.95%	3-month
Min Deposit $100,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.95% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
3-month Certificate	2.867%	2.90%	3-month
Min Deposit $1,000 Details APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.90% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
3-month IRA Certificate	2.867%	2.90%	3-month
Min Deposit $1,000 Details IRA Certificates; APY based on quarterly compounding Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.90% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Savings Rates

Product	Rate	APY
Primary Savings Account	-	0.05%
Min Deposit $5 Min Balance $50 Details Up To 0.05% Annual Percentage Yield featured rate; $50 minimum to earn dividends; daily compounding; see Primary Rates Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Primary Share Savings	0.05%	0.05%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 - $19,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Primary Share Savings	0.05%	0.05%
Min Deposit $5 Min Balance $20,000 Details Balance: $20,000 - $39,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Primary Share Savings	0.05%	0.05%
Min Deposit $5 Min Balance $40,000 Details Balance: $40,000 or more Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Secondary Savings	0.05%	0.05%
Min Deposit $1 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Business Savings Rates

Product	Rate	APY
Business (Primary) Savings	0.20%	0.20%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 - $19,999.99; Minimum to earn dividends: $50.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Business (Primary) Savings	0.20%	0.20%
Min Deposit $5 Min Balance $20,000 Details Balance: $20,000 - $39,999.99; Minimum to earn dividends: $50.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 8 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Business (Primary) Savings	0.20%	0.20%
Min Deposit $5 Min Balance $40,000 Details Balance: $40,000 or more; Minimum to earn dividends: $50.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Business (Primary) Savings	0.15%	0.15%
Min Deposit $5 Min Balance $50 Details Balance: $50.00 - $9,999.99; Minimum to earn dividends: $50.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.09%	1.10%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Minimum to Earn Dividends: $5,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.10% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Money Market	0.795%	0.80%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum to Earn Dividends: $5,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Money Market	0.595%	0.60%
Min Deposit $2,500 Min Balance $20,000 Details Balance: $20,000 - $29,999.99; Minimum to Earn Dividends: $5,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.60% APY · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Money Market	0.595%	0.60%
Min Deposit $2,500 Min Balance $30,000 Details Balance: $30,000 - $49,999.99; Minimum to Earn Dividends: $5,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.60% APY · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Money Market	0.495%	0.50%
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $19,999.99; Minimum to Earn Dividends: $5,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	3.941%	4.00%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000-$499,999.99; Minimum to earn dividends: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Business Money Market	3.941%	4.00%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000+; Minimum to earn dividends: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 9 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Business Money Market	3.698%	3.75%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000-$249,999.99; Minimum to earn dividends: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Business Money Market	3.211%	3.25%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000-$99,999.99; Minimum to earn dividends: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Business Money Market	2.967%	3.00%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000-$49,999.99; Minimum to earn dividends: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Business Money Market	2.477%	2.50%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500-$24,999.99; Minimum to earn dividends: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Checking Rates

Product	Rate	APY
Interest Rewards Checking	0.15%	0.15%
Min Deposit $25 Min Balance $50,000 Details Balance: $50,000 and up; Minimum to Earn Dividends: $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Interest Rewards Checking	0.10%	0.10%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $49,999.99; Minimum to Earn Dividends: $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Interest Rewards Checking	0.05%	0.05%
Min Deposit $25 Min Balance $1,000 Details Balance: $1,000 - $9,999.99; Minimum to Earn Dividends: $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Teen Checking	0.05%	0.05%
Min Deposit $25 Min Balance $500 Details Balance: $500 and up; Minimum to Earn Dividends: $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Advantage Checking	0.15%	0.15%
Min Deposit $100 Min Balance $5,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - 5 Year	7.00%	-	7.25%	5 year
Details Interest Rate as low as 7.00%; APR as low as 7.25%; Value (TLTV): 100%; Example Payment per $1,000: $19.81; Minimum loan amount is $10,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.25% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Home Equity Loan - 10 Year	7.50%	-	7.64%	10 year
Details Interest Rate as low as 7.50%; APR as low as 7.64%; Value (TLTV): 100%; Example Payment per $1,000: $11.87; Minimum loan amount is $10,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.64% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Home Equity Loan - 15 Year	7.875%	-	7.97%	15 year
Details Interest Rate as low as 7.875%; APR as low as 7.97%; Value (TLTV): 100%; Example Payment per $1,000: $9.49; Minimum loan amount is $10,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.97% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - 36 months	5.54%	-	5.54%	36 months
Details As Low As; Rate and term based on creditworthiness, amount financed and age of vehicle; Minimum Loan Amount: listed Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.54% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Auto Loan - 48 months	5.54%	-	5.54%	48 months
Details As Low As; Rate and term based on creditworthiness, amount financed and age of vehicle; Minimum Loan Amount: listed Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.54% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Auto Loan - 60 months	5.54%	-	5.54%	60 months
Details As Low As; Rate and term based on creditworthiness, amount financed and age of vehicle; Minimum Loan Amount: listed Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.54% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Auto Loan - 72 months	5.59%	-	5.59%	72 months
Details As Low As; Rate and term based on creditworthiness, amount financed and age of vehicle; Minimum Loan Amount: listed Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.59% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Auto Loan - 78 months	5.59%	-	5.59%	78 months
Details As Low As; Rate and term based on creditworthiness, amount financed and age of vehicle; Minimum Loan Amount: $12,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.59% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Auto Loan - 84 months	5.84%	-	5.84%	84 months
Details As Low As; Rate and term based on creditworthiness, amount financed and age of vehicle; Minimum Loan Amount: $20,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.84% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan	8.25%	-	8.25%	48 months
Details As Low As; Rate and term based on creditworthiness, amount financed, and collateral. Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 8.25% APR · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan	8.75%	-	8.75%	60 months
Details As Low As; Rate and term based on creditworthiness, amount financed, and collateral. Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 8.75% APR · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan	9.25%	-	9.25%	120 months
Details As Low As; Rate and term based on creditworthiness, amount financed, and collateral. Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 9.25% APR · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan	10.00%	-	10.00%	144 months
Details As Low As; Rate and term based on creditworthiness, amount financed, and collateral. Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 10.00% APR · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Motorcycle, Boat, Off-road and Other Motor Vehicle Loan	10.75%	-	10.75%	180 months
Details As Low As; Rate and term based on creditworthiness, amount financed, and collateral. Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 10.75% APR · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loan	9.25%	18 Month
Details Term: 18 Month - 48 Month Terms; As Low As; No Minimum Loan Amount; No Collateral Needed Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 9.25% APR · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

WeStreet Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
NuPal Line of Credit	16.75%	-	16.75%
Details As Low As; Pre-Approved Line of Credit Used as Overdraft Protection Or as a Personal Line of Credit; $4,000 Max Loan Amount Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 16.75% APR · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
NuPal Loan	16.75%	-	16.75%
Details Example of Minimum monthly Balance / Minimum; $301-$600 / $40; $601-$1,000 / $50; $1,001-$1,500 / $60; $1,501-$2000 / $70; $2,001-$2,500 / $80; $2,501-$3,000 / $90; $3,001-$3,500 / $105; $3,501-$4,000 / $120; Relationship discounts do not apply Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 16.75% APR · checked 4 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
SecurePal Loan	5.00%	-	5.00%
Details Example of Minimum monthly Balance / Minimum; $301-$600 $40; $601-$1,000 $50; $1,001-$1,500 $60; $1,501-$2000 $70; $2,001-$2,500 $80; $2,501-$3,000 $90; $3,001-$3,500 $105; $3,501-$4,000 $120. Relationship discounts do not apply. Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.00% APR · checked 4 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Unimproved Land Loan - 10 year platted subdivision	8.00%	-	8.50%	10 year
Details As Low As; Value: 90% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.50% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Unimproved Land Loan - 10 year unplatted	8.00%	-	8.50%	10 year
Details As Low As; Value: 80% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.50% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Unimproved Land Loan - 15 year platted subdivision	8.25%	-	8.62%	15 year
Details As Low As; Value: 90% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.62% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Unimproved Land Loan - 15 year unplatted	8.25%	-	8.62%	15 year
Details As Low As; Value: 80% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.62% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Unimproved Land Loan - 5 year platted subdivision	7.75%	-	8.69%	5 year
Details As Low As; Value: 90% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.69% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Unimproved Land Loan - 5 year unplatted	7.75%	-	8.69%	5 year
Details As Low As; Value: 80% Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.69% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
IRA	0.10%	-	0.10%
Min Deposit $0 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 11 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%
Primary Share Savings	0.05%	-	0.05%
Min Deposit $5 Min Balance $50 Details Balance: $50 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.19%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

WeStreet Federal Credit Union’s Texas Ratio rose from 3.62% in Q3 2023 to 20.19% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.6 and its Health Grade from A+ to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$967M	20.19%	4.6	B
March 31, 2026	$968M	9.87%	5.0	A
December 31, 2025	$958M	19.44%	4.6	B
September 30, 2025	$968M	20.17%	4.6	B
June 30, 2025	$953M	24.15%	4.2	B-
March 31, 2025	$962M	21.16%	4.5	B
December 31, 2024	$947M	16.75%	4.9	A-
September 30, 2024	$972M	12.79%	5.0	A
June 30, 2024	$1.0B	6.36%	5.0	A
March 31, 2024	$1.0B	7.75%	5.0	A
December 31, 2023	$989M	7.32%	5.0	A
September 30, 2023	$965M	3.62%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for WeStreet Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather WeStreet Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WeStreet Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WeStreet Federal Credit Union

Website https://www.westreet.org

Address 9323 E 21st St, Tulsa, OK 74129-1400

Phone 918-610-0200

Fax 918-610-0224

President Patrick Ohlson

CEO Gregory Gallant

Full-Time Employees 230

Part-Time Employees 0

Branch Locations 13

ATM Locations 13

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.6 / 5.0 ★

Overall Health & Safety Grade

B (86/100)

Texas Ratio

20.19%

Return on Assets (ROA)

0.0852%

Return on Equity (ROE)

0.8920%

Non-Performing Loans Ratio (NPL)

2.77%

Total Assets

966,834,773

Total Amount of Shares and Deposits

868,410,529

Total Shares and Deposits < 1 Year

821,600,980

Total Shares and Deposits 1 3 Years

37,702,636

Total Shares and Deposits > 3 Years

9,106,911

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

76,351,264

Total Uninsured Shares and Deposits > $250K (F+J)

76,352,894

Total Insured Shares and Deposits > $250K (item 17 less item K)

792,057,635

Total Interest Expense (Sum of items 6 8)

9,071,793

Share Certificates

5,418

Number of Accounts for Share Drafts

32,807

IRA KEOGH Accounts

1,902

Number of Accounts for Regular Shares

65,634

All other shares

873

Non Member Deposits

116

Money Market Shares

2,480

Net Income (unless the amount is already included in Undivided Earnings)

823,931

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

63,283,331

Total Liabilities

902,641,517

Source: NCUA — Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About WeStreet Federal Credit Union

Does WeStreet Federal Credit Union offer CDs?

Yes. WeStreet Federal Credit Union current CD rates include its 6-month CD at 3.65% APY, its 12-month CD at 3.50% APY and its 18-month CD at 3.40% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from WeStreet Federal Credit Union NCUA insured?

Yes. WeStreet Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at WeStreet Federal Credit Union?

The highest WeStreet Federal Credit Union CD rate is its 6-month Jumbo CD at 3.85% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does WeStreet Federal Credit Union offer?

WeStreet Federal Credit Union CD rates are 3.65% APY for a 6 month CD, 3.50% APY for a 12 month CD, 3.40% APY for an 18 month CD, 3.35% APY for a 2 year CD and 3.30% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with WeStreet Federal Credit Union for its full lineup.

What is the highest savings rate at WeStreet Federal Credit Union?

The highest WeStreet Federal Credit Union savings rate is its Business (Primary) Savings at 0.20% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at WeStreet Federal Credit Union?

The highest WeStreet Federal Credit Union money market rate is its Business Money Market at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at WeStreet Federal Credit Union?

The highest WeStreet Federal Credit Union checking rate is its Business Advantage Checking at 0.15% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at WeStreet Federal Credit Union?

The lowest WeStreet Federal Credit Union auto loan rate is its Auto Loan - 36 months at 5.54%, verified by MonitorBankRates as of October 29, 2026. WeStreet Federal Credit Union auto loan rates are 5.54% for a 36 month auto loan, 5.54% for a 48 month auto loan, 5.54% for a 60 month auto loan, 5.59% for a 72 month auto loan, 5.59% for a 78 month auto loan and 5.84% for an 84 month auto loan.

What is the lowest personal loan rate at WeStreet Federal Credit Union?

The lowest WeStreet Federal Credit Union personal loan rate is its Signature Loan at 9.25%, verified by MonitorBankRates as of October 29, 2026.

How many branches does WeStreet Federal Credit Union operate?

WeStreet Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WeStreet Federal Credit Union?

Yes, to access services at WeStreet Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WeStreet Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WeStreet Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does WeStreet Federal Credit Union offer online and mobile banking?

Most modern institutions like WeStreet Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westreet.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do WeStreet Federal Credit Union rates compare?

WeStreet Federal Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has a B health rating. WeStreet Federal Credit Union's top rates are its 6-month Jumbo CD at 3.85% APY, its Business (Primary) Savings at 0.20% APY, its Business Money Market at 4.00% APY, its Business Advantage Checking at 0.15% APY and its Signature Loan at 9.25% APR, verified by MonitorBankRates on October 29, 2026.

Current WeStreet Federal Credit Union Rates

12-Month CD3.50%
18-Month CD3.40%
24-Month CD3.35%
60-Month CD3.30%
Savings0.20%
MMA4.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

WeStreet Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

WeStreet Federal Credit Union Texas Ratio

WeStreet Federal Credit Union Health Trend

WeStreet Federal Credit Union CD Rates

WeStreet Federal Credit Union Savings Rates

WeStreet Federal Credit Union Business Savings Rates

WeStreet Federal Credit Union Money Market Rates

WeStreet Federal Credit Union Business Money Market Rates

WeStreet Federal Credit Union Checking Rates

WeStreet Federal Credit Union Business Checking Rates

WeStreet Federal Credit Union Home Equity & HELOC

WeStreet Federal Credit Union Auto Loan Rates

WeStreet Federal Credit Union Personal Loan Rates

WeStreet Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Customer Reviews

Frequently Asked Questions About WeStreet Federal Credit Union

Does WeStreet Federal Credit Union offer CDs?

Are CDs from WeStreet Federal Credit Union NCUA insured?

What is the highest CD rate at WeStreet Federal Credit Union?

What CD terms does WeStreet Federal Credit Union offer?

What is the highest savings rate at WeStreet Federal Credit Union?

What is the highest money market rate at WeStreet Federal Credit Union?

What is the highest checking rate at WeStreet Federal Credit Union?

What is the lowest auto loan rate at WeStreet Federal Credit Union?

What is the lowest personal loan rate at WeStreet Federal Credit Union?

How many branches does WeStreet Federal Credit Union operate?

Is a member application needed to join WeStreet Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does WeStreet Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do WeStreet Federal Credit Union rates compare?

Current WeStreet Federal Credit Union Rates

Compare to Other Credit Unions