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WeStreet Federal Credit Union Rates & Review April 2026

WeStreet Federal Credit Union's 6-month Jumbo CD rates are at 3.85%, 6-month Jumbo IRA CD rates are at 3.85%, 12-month Jumbo CD rates are at 3.75%, 12-month Jumbo IRA CD rates are at 3.75%, 6-month CD rates are at 3.65%. WeStreet Federal Credit Union's savings rates are at 0.05%. WeStreet Federal Credit Union's money market rates are at 0.50%. WeStreet Federal Credit Union's Personal Loan Rates are at 5.54%. MonitorBankRates evaluates the financial stability of WeStreet Federal Credit Union with a 4.4 Star Rating, an B Overall Health Grade, and a Texas Ratio of 22.03%. Rates were last updated on 04/18/2026.

WeStreet Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WeStreet Federal Credit Union? Share your experience about WeStreet Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WeStreet Federal Credit Union.

Overall Health & Safety Grade ?
B
Solid Health Score: 83/100
MonitorBankRates Rating ?
4.4
Excellent Out of 5.0 Stars
Texas Ratio ?
22.03%
Good Higher than avg
WeStreet Federal Credit Union
Main Office
9323 E 21st St
Tulsa, OK 74129 1400
https://www.westreet.org
Member NCUA

WeStreet Federal Credit Union CD Rates

Product Rate APY Term View More
6-month Jumbo Certificate 3.80% 3.85% 6-month
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
6-month Jumbo IRA Certificate 3.80% 3.85% 6
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
12-month Jumbo Certificate 3.70% 3.75% 12-month
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
12-month Jumbo IRA Certificate 3.70% 3.75% 12
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
6-month Certificate 3.60% 3.65% 6-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
6-month IRA Certificate 3.60% 3.65% 6
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
60-month Jumbo Certificate 3.55% 3.60% 60-month
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
60-month Jumbo IRA Certificate 3.55% 3.60% 60
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
12-month Certificate 3.46% 3.50% 12-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
12-month IRA Certificate 3.46% 3.50% 12
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
48-month Jumbo Boost Certificate 3.46% 3.50% 48
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
48-month Jumbo Certificate 3.46% 3.50% 48-month
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
48-month Jumbo IRA Certificate 3.46% 3.50% 48
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
24-month Jumbo Boost Certificate 3.36% 3.40% 24
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
24-month Jumbo Certificate 3.36% 3.40% 24-month
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
24-month Jumbo IRA Certificate 3.36% 3.40% 24
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
36-month Jumbo Certificate 3.31% 3.35% 36-month
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
36-month Jumbo IRA Certificate 3.31% 3.35% 36
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
36-month Certificate 3.26% 3.30% 36-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
36-month IRA Certificate 3.26% 3.30% 36
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
60-month Certificate 3.26% 3.30% 60-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
60-month IRA Certificate 3.26% 3.30% 60
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
18-month Jumbo Certificate 3.16% 3.20% 18-month
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
48-month Boost Certificate 3.16% 3.20% 48
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
48-month Certificate 3.16% 3.20% 48-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
48-month IRA Certificate 3.16% 3.20% 48
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
18-month Certificate 3.11% 3.15% 18-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
24-month Boost Certificate 3.07% 3.10% 24
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
24-month Certificate 3.07% 3.10% 24-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
3-month Jumbo Certificate 2.92% 2.95% 3-month
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
3-month Jumbo IRA Certificate 2.92% 2.95% 3
Min Deposit $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
3-month Certificate 2.87% 2.90% 3-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
3-month IRA Certificate 2.87% 2.90% 3
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%

WeStreet Federal Credit Union Savings Rates

Product Rate APY View More
Business (Primary) Savings 0.20% 0.20%
Min Deposit $5
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Business (Primary) Savings 0.15% 0.15%
Min Deposit $5
Min Balance $50
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Primary Savings - 0.05%
Min Deposit $5
Min Balance $50
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Secondary Savings 0.05% 0.05%
Min Deposit $1
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%

WeStreet Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 4.17% 4.25%
Min Deposit $2,500
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Business Money Market 3.69% 3.75%
Min Deposit $2,500
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Business Money Market 3.45% 3.50%
Min Deposit $2,500
Min Balance $30,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Business Money Market 2.96% 3.00%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Money Market 1.59% 1.60%
Min Deposit $2,500
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Money Market 1.09% 1.10%
Min Deposit $2,500
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Money Market 0.80% 0.80%
Min Deposit $2,500
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Money Market 0.60% 0.60%
Min Deposit $2,500
Min Balance $20,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Money Market 0.50% 0.50%
Min Deposit $2,500
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%

WeStreet Federal Credit Union Checking Rates

Product Rate APY View More
Business Advantage Checking 0.15% 0.15%
Min Deposit $100
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Interest Rewards Checking 0.15% 0.15%
Min Deposit $25
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Interest Rewards Checking 0.10% 0.10%
Min Deposit $25
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Interest Rewards Checking 0.05% 0.05%
Min Deposit $25
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Teen Checking 0.05% 0.05%
Min Deposit $25
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%

WeStreet Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 7.00% - 7.25% 5 year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Home Equity Loan 7.50% - 7.64% 10 year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Home Equity Loan 7.88% - 7.97% 15 year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%

WeStreet Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 5.54% - 5.54% 36 months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Auto Loan 5.59% - 5.59% 72 months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%
Auto Loan 5.84% - 5.84% 84 months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 22.03%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for WeStreet Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WeStreet Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WeStreet Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WeStreet Federal Credit Union
Address 9323 E 21st St, Tulsa, OK 74129 1400
Phone 918-610-0200
Fax 918-610-0224
President Patrick Ohlson
CEO Gregory Gallant
Full-Time Employees 234
Part-Time Employees 0
Branch Locations 14
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B (83/100)
Texas Ratio
22.03%
Return on Assets (ROA)
0.1440%
Return on Equity (ROE)
1.4879%
Non-Performing Loans Ratio (NPL)
2.75%
Total Assets
967,745,094
Total Amount of Shares and Deposits
858,344,950
Total Shares and Deposits < 1 Year
773,696,482
Total Shares and Deposits 1 3 Years
74,674,010
Total Shares and Deposits > 3 Years
9,974,459
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
63,879,024
Total Uninsured Shares and Deposits > $250K (F+J)
63,879,264
Total Insured Shares and Deposits > $250K (item 17 less item K)
794,465,686
Total Interest Expense (Sum of items 6 8)
14,609,084
Share Certificates
5,579
Number of Accounts for Share Drafts
36,121
IRA KEOGH Accounts
2,069
Number of Accounts for Regular Shares
64,637
All other shares
877
Non Member Deposits
136
Money Market Shares
2,520
Net Income (unless the amount is already included in Undivided Earnings)
1,393,449
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
43,987,980
Total Liabilities
904,162,635
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About WeStreet Federal Credit Union

Is WeStreet Federal Credit Union a safe place to deposit money?

Yes, WeStreet Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 22.02509156491%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does WeStreet Federal Credit Union operate?

WeStreet Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WeStreet Federal Credit Union?

Yes, to access services at WeStreet Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WeStreet Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WeStreet Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does WeStreet Federal Credit Union offer online and mobile banking?

Most modern institutions like WeStreet Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westreet.org.

Current WeStreet Federal Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.15%
  • 24-Month CD3.10%
  • 60-Month CD3.30%
  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.