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iAdvertiser Disclosure
Advertiser Disclosure
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 Mid Kansas Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Mid Kansas Credit Union's 1 Year Add-On CD rates are at 3.75%, 1 Year Add-On CDs rates are at 3.75%, 5 Year Senior -No Penalty CDs rates are at 2.25%, 5 Year Senior No Penalty CD rates are at 2.25%, Regular 5 Year CD rates are at 1.75%. Mid Kansas Credit Union's savings rates are at 2.00%. Mid Kansas Credit Union's money market rates are at 0.30%. MonitorBankRates evaluates the financial stability of Mid Kansas Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.41%. Rates were last updated on 03/28/2026. Mid Kansas Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mid Kansas Credit Union? Share your experience about Mid Kansas Credit Union by leaving a review below, or read customer reviews before you decide to use Mid Kansas Credit Union. 
Mid Kansas Credit Union CD Rates
Mid Kansas Credit Union Savings Rates
Mid Kansas Credit Union Money Market Rates
Mid Kansas Credit Union Checking Rates
Mid Kansas Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mid Kansas Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mid Kansas Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mid Kansas Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mid Kansas Credit Union
Website
https://www.mkcu.com/
Address
PO Box 608,
Moundridge, KS 67107
Phone
620-345-2980
Fax
620-345-2996
President
Kelly Stucky
CEO
Stacey Corwin
Full-Time Employees
18
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.41%
Return on Assets (ROA)
0.7226%
Return on Equity (ROE)
8.0762%
Non-Performing Loans Ratio (NPL)
1.77%
Total Assets
82,161,199
Total Amount of Shares and Deposits
75,359,087
Total Shares and Deposits < 1 Year
73,990,602
Total Shares and Deposits 1 3 Years
731,507
Total Shares and Deposits > 3 Years
636,978
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,454,741
Total Uninsured Shares and Deposits > $250K (F+J)
5,454,741
Total Insured Shares and Deposits > $250K (item 17 less item K)
69,904,346
Total Interest Expense (Sum of items 6 8)
871,092
Share Certificates
500
Number of Accounts for Share Drafts
2,656
IRA KEOGH Accounts
130
Number of Accounts for Regular Shares
5,656
Money Market Shares
169
Net Income (unless the amount is already included in Undivided Earnings)
438,659
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,921,892
Total Liabilities
75,749,967
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mid Kansas Credit UnionIs Mid Kansas Credit Union a safe place to deposit money?Yes, Mid Kansas Credit Union is considered a safe financial institution. With a Texas Ratio of 14.413437034883%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mid Kansas Credit Union operate?Mid Kansas Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mid Kansas Credit Union?Yes, to access services at Mid Kansas Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mid Kansas Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mid Kansas Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mid Kansas Credit Union offer online and mobile banking?Most modern institutions like Mid Kansas Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mkcu.com/. Current Mid Kansas Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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