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Mid Cities Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Mid Cities Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Mid Cities Credit Union, and you can see how they compare in the Mid Cities Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Mid Cities Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.59%. Database rates last updated and verified on 08/29/2026.

Mid Cities Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mid Cities Credit Union? Share your experience about Mid Cities Credit Union by leaving a review below, or read customer reviews before you decide to use Mid Cities Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.59%
Excellent Higher than avg
Mid Cities Credit Union
Office
325 S Santa Fe Ave
Compton, CA 90221
https://www.midcitiesfcu.org
Member NCUA

Current Rate Availability

We're not currently displaying rates for Mid Cities Credit Union, but our database is updated constantly — check back soon for the latest offers.

Are you with Mid Cities Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Mid Cities Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mid Cities Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mid Cities Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mid Cities Credit Union
Website https://www.midcitiesfcu.org
Address 325 S Santa Fe Ave, Compton, CA 90221
Phone 310-638-5147
Fax 310-638-8650
President Floyd Knox
CEO Conrad Tan
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.59%
Return on Assets (ROA)
-0.4682%
Return on Equity (ROE)
-6.0701%
Non-Performing Loans Ratio (NPL)
2.98%
Total Assets
15,807,569
Total Amount of Shares and Deposits
14,526,081
Total Shares and Deposits < 1 Year
14,399,679
Total Shares and Deposits 1 3 Years
126,402
Total Interest Expense (Sum of items 6 8)
10,271
Share Certificates
76
Number of Accounts for Share Drafts
870
IRA KEOGH Accounts
11
Number of Accounts for Regular Shares
3,867
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
796,441
Total Liabilities
14,616,019
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Mid Cities Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Mid Cities Credit Union

How many branches does Mid Cities Credit Union operate?

Mid Cities Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mid Cities Credit Union?

Yes, to access services at Mid Cities Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mid Cities Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mid Cities Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mid Cities Credit Union offer online and mobile banking?

Most modern institutions like Mid Cities Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.midcitiesfcu.org.

Compare to Other Credit Unions

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