|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Mid Cities Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare Mid Cities Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.50%, 6-month share certificate rates at 0.75% and 3-month share certificate rates at 0.30%. Savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.22%. All these rates can be compared to Mid Cities Credit Union rates. MonitorBankRates evaluates the financial stability of Mid Cities Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.02%. Rates were last updated on 03/29/2026. Mid Cities Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mid Cities Credit Union? Share your experience about Mid Cities Credit Union by leaving a review below, or read customer reviews before you decide to use Mid Cities Credit Union. 
Current Rate AvailabilityWe do not have Mid Cities Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mid Cities Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mid Cities Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mid Cities Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mid Cities Credit Union
Website
https://www.midcitiesfcu.org
Address
325 S Santa Fe Ave,
Compton, CA 90221
Phone
310-638-5147
Fax
310-638-8650
President
Floyd Knox
CEO
Conrad Tan
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.02%
Return on Assets (ROA)
-0.4682%
Return on Equity (ROE)
-6.0701%
Non-Performing Loans Ratio (NPL)
2.98%
Total Assets
15,807,569
Total Amount of Shares and Deposits
14,526,081
Total Shares and Deposits < 1 Year
14,399,679
Total Shares and Deposits 1 3 Years
126,402
Total Interest Expense (Sum of items 6 8)
10,271
Share Certificates
76
Number of Accounts for Share Drafts
870
IRA KEOGH Accounts
11
Number of Accounts for Regular Shares
3,867
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
796,441
Total Liabilities
14,616,019
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mid Cities Credit UnionIs Mid Cities Credit Union a safe place to deposit money?Yes, Mid Cities Credit Union is considered a safe financial institution. With a Texas Ratio of 12.022648120777%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mid Cities Credit Union operate?Mid Cities Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mid Cities Credit Union?Yes, to access services at Mid Cities Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mid Cities Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mid Cities Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mid Cities Credit Union offer online and mobile banking?Most modern institutions like Mid Cities Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.midcitiesfcu.org. Compare to Other Credit Unions
Pine Federal Credit Union
Great Lakes Federal Credit Union
GREATER NEW ORLEANS
Pacific Horizon Credit Union
Financial Builders Federal Credit Union
Northern New Mexico School Employees Federal Credit Union
Elko Federal Credit Union
Tri State Area Federal Credit Union
ALDERSON FCI
MC Federal Credit Union
Jovia Federal Credit Union
Family Trust Federal Credit Union
HealthPlus Federal Credit Union
Advantage Federal Credit Union FCU
Financial Plus Credit Union Flint, MI
Saint Norberts Credit Union
Sunkist Employees Federal Credit Union
Torrance Community Federal Credit Union
Greater Springfield Credit Union
Solon Chagrin Falls Federal Credit Union
SUNY Fredonia Federal Credit Union
|
