CD Rates Thornton, Colorado (CO) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Thornton, Colorado CD rates include Academy BankAcademy Bank9901 Grant St, Thornton, CO 80229A+5.0 ★Texas Ratio: 5.58% offering 12-Month Certificate at 3.55% APY, Ent Credit UnionEnt Credit Union13670 Grant St, Thornton, CO 80023A+5.0 ★Texas Ratio: 4.95% offering 12 Month Certificate at 3.50% APY, Bellco Credit UnionBellco Credit Union9710 Washington St, Thornton, CO 80229 2162A+5.0 ★Texas Ratio: 4.87% offering Smart Move 24 Month CD at 3.40% APY, Credit Union Of ColoradoCredit Union Of Colorado3907 E 120th Ave, Thornton, CO 80233A+5.0 ★Texas Ratio: 4.15% offering 6 Month Add-on Certificate at 3.20% APY, and FirstBank (Colorado)FirstBank (Colorado)3990 E 104th Ave, Thornton, CO 80233A+5.0 ★Texas Ratio: 1.68% offering 1 Year Time Deposit Account at 2.15% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Thornton has 16 local institutions in our database, with CD rates as high as 3.55% APY from Academy Bank at 9901 Grant St, Thornton, CO 80229. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Colorado area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
Compare Best CD Rates in Thornton, Colorado & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
3907 E 120th Ave, Thornton, CO 80233
90 Day Add-on Certificate
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Month CD
$5,000
3.50%
▼
Rate3.44%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3 Month Certificates & IRA Certificates
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
3-Month IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
3 month CD's
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
90 Day Certificates of Deposit
$1,000
2.88%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
3 Month Share Certificates
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
3 Month Certificate of Deposit
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
3 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
3 Month Certificate of Deposit
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
3 Month Share Certificates/CD's
$250
2.02%
▼
Rate2.00%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
(youth members only)
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3 Month Certificates of Deposit (CDs)
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
3 Month Certificate
$0
1.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
Jumbo Certificate 3 MONTH
$100,000
0.95%
▼
Rate0.95%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
3 Mo Jumbo Certificates of Deposit
$100,000
0.65%
▼
Rate0.45%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
3 Month CD - Hugo/Limon
$100,000
0.11%
▼
Rate0.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Regular Term Certificates 3 Month Certificate
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
3907 E 120th Ave, Thornton, CO 80233
6 Month Add-on Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD Term
$1,000
4.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
6 Month Certificate of Deposit
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6 Month CD
$5,000
4.00%
▼
Rate3.92%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Share Certificates
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
IRA Savings 6-Month
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
6-Month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 6 Month Term
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6-month CD
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Business Jumbo 6 Month CD
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
6 Month Bonus Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
High Balance Share 6 Month Certificate
$50,000
3.55%
▼
Rate3.49%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Jumbo Certificates ** 6 Month
$10,000
3.50%
▼
Rate3.45%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
$10,000
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
6 month Share Certificates / CDs
$1,000
3.46%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
6 month CD's
$2,500
3.39%
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
6 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
IRA Certificates / CDs 6 month
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
IRA Fixed 6 MONTH IRA
$2,000
3.15%
▼
Rate3.10%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
6-Month Certificate
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
6 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
180 Day Certificates of Deposit
$1,000
2.98%
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
6-Month Certificate
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.73%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
6 Month CD - Hugo/Limon
$100,000
2.52%
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
$1,000 - $24,999
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 6 Month Certificate
$50,000
2.10%
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
6 Month Share Certificates/CD's
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
6 Month Certificates of Deposit (CDs)
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
6 Mo Jumbo Certificates of Deposit
$100,000
0.85%
▼
Rate0.65%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Regular and IRA Certificates of Deposit 6 Month Term
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
12-Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
13670 Grant St, Thornton, CO 80023
12 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
3990 E 104th Ave, Thornton, CO 80233
1 Year Time Deposit Account
$0
2.15%
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
12 Month DREAM Certificate
$100
5.12%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificate of Deposit (CD) 1 year
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
12 Month CD
$5,000
3.90%
▼
Rate3.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12 Month Bonus Certificates
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Share Certificates
$0
3.86%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Jumbo IRA Share Certificates 1 Year
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Business Jumbo 12 Month CD
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 12 Month Term- Jumbo
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
12 Month First Tracks Certificates & IRA Certificates
$250
3.60%
▼
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
12 month Share Certificates / CDs
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
12 Month Term Certificates
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
12-Month Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
12 month CD's
$50,000
3.39%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
IRAs (Roth & Traditional) - Fixed Rate 12 month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
12 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
IRA Fixed 12 MONTH IRA
$2,000
3.25%
▼
Rate3.20%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
12-Month Certificate of Deposit IRA
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
1 Year IRA Certificates
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
12 Month Certificates of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 12 Month
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
12-Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
1 Year CD - Leadville
$100,000
2.83%
▼
Rate2.80%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.52%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
12 Month Term Starter Certificate
$25
2.40%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details
Rate2.23%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Regular Term Certificates 12 Month Certificate
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
1 Year Share Certificates/CD's
$2,500
1.81%
▼
Rate1.80%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
12 Month Certificates of Deposit (CDs)
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Regular and IRA Certificates of Deposit 12 Month Term
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
12 Month CD
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
On Deposits up to $100,000
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
18-Month Certificate
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
9710 Washington St, Thornton, CO 80229 2162
Smart Move 18 Month CD
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18-Month CD Term
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
18 Month CD
$5,000
3.85%
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 month Share Certificates / CDs
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
18 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
18 Month Certificate of Deposit
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
18 MONTH IRA CERT
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
18 month CD's
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
IRA Share Certificates 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$50,000+
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
18 Month Certificate of Deposit
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Jumbo Certificates ** 18 Month
$10,000
3.15%
▼
Rate3.11%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
$10,000
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
18 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Regular Term Certificates 18 Month Certificate
$500
2.05%
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 month Variable IRA
$0
1.97%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
18 Month Share Certificates/CD's
$2,500
1.76%
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
18 Mo IRA Certificates of Deposit
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
18 Month CD
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
On Deposits up to $100,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
9710 Washington St, Thornton, CO 80229 2162
Smart Move 24 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
24-Month Certificate
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
3990 E 104th Ave, Thornton, CO 80233
2 Year Time Deposit Account
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
24-Month CD Term
$1,000
4.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Jumbo & Jumbo IRA Share Certificate 24 Month
$100,000
3.85%
▼
Rate3.78%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
24 Month CD
$5,000
3.80%
▼
Rate3.73%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
24 Month Bonus Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.64%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 24 Month Term- Jumbo
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
2 Year Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
24-Month IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
24 Month Certificate of Deposit
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
24 Month Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
24 MONTH IRA CERT
$1,000
3.26%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
24 month Share Certificates / CDs
$1,000
3.21%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA 24 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
24 month CD's
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
2 Year Certificate of Deposit
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
24 Month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
IRA Certificates / CDs 24 month
$1,000
2.94%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
24-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
24 Month Certificates of Deposit
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2 Year CD - Leadville
$100,000
2.72%
▼
Rate2.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
24 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
High Balance Share 24 Month Certificate
$50,000
2.27%
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 24 Month Certificate
$50,000
2.25%
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
2 Year Share Certificates/CD's
$2,500
1.86%
▼
Rate1.85%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
24 Month Certificates of Deposit (CDs)
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Regular and IRA Certificates of Deposit 24 Month Term
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
24 Month CD
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
On Deposits up to $100,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
9710 Washington St, Thornton, CO 80229 2162
Smart Move 36 Month CD
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
36-Month Certificate
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
13670 Grant St, Thornton, CO 80023
36 Month Flex Certificate
$0
2.83%
▼
Rate2.79%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
36-Month CD Term
$1,000
4.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Jumbo & Jumbo IRA Share Certificate 36 Month
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
36 Month CD
$5,000
3.75%
▼
Rate3.68%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Bonus Certificates
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.64%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 36 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
36 Month Certificates & IRA Certificates
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
3 Year Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
IRA Fixed 36 MONTH IRA
$2,000
3.46%
▼
Rate3.40%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
IRA Certificates 3 Year
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
36-Month IRA Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
36 Month Certificate of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
36 MONTH IRA CERT
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
36 Month Term Certificates
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
36 Month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
36-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
3 Year Certificate of Deposit
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
36 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 36 Month Certificate
$50,000
2.35%
▼
Rate2.33%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
High Balance Share 36 Month Certificate
$50,000
2.27%
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
36 Month Certificates of Deposit
$1,000
2.22%
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
3 Year Share Certificates/CD's
$2,500
2.07%
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Regular and IRA Certificates of Deposit 36 Month Term
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
36 Month Certificates of Deposit (CDs)
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
48-Month Certificate
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
48-Month CD Term
$1,000
4.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Jumbo & Jumbo IRA Share Certificate 48 Month
$100,000
4.05%
▼
Rate3.98%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
48 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 48 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
48 Month Baby-Jumbo Certificates & IRA Certificates
$50,000
3.60%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
IRA Fixed 48 MONTH IRA
$2,000
3.56%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
4 Year Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
48 Month Certificate
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
48-Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA 48 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
48 MONTH IRA CERT
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
48-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
High Balance Share 48 Month Certificate
$50,000
2.53%
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
48 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 48 Month Certificate
$50,000
2.45%
▼
Rate2.42%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
48 Month Certificates of Deposit
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
48 Month Certificates of Deposit (CDs)
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
13670 Grant St, Thornton, CO 80023
60 Month Certificate
$0
3.03%
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
3990 E 104th Ave, Thornton, CO 80233
5 Year Time Deposit Account
$0
1.80%
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
60-Month CD Term
$1,000
4.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Jumbo & Jumbo IRA Share Certificate 60 Month
$100,000
4.10%
▼
Rate4.03%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
Rate3.79%
Min Deposit$250
Min Balance—
UpdatedApr 5, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
60 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
IRA Fixed 60 MONTH IRA
$2,000
3.67%
▼
Rate3.60%
Min Deposit$2,000
Min Balance—
UpdatedApr 5, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
60 Month CD
$5,000
3.60%
▼
Rate3.54%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5 Year Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
60 Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
IRA Certificates 5 Year
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
60 Month Certificate of Deposit
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
60 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
60 MONTH IRA CERT
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Jumbo Certificates ** 60 Month
$10,000
3.15%
▼
Rate3.11%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
$10,000
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
60-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
5 Year Certificate of Deposit
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
High Balance Share 60 Month Certificate
$50,000
2.78%
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Jumbo Term Certificates 60 Month Certificate
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 5, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5 Year Share Certificates/CD's
$2,500
2.52%
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
60 Month Share Certificates
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
60-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 5, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
60 Month Certificates of Deposit
$1,000
2.07%
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
60 Month Certificates of Deposit (CDs)
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Verus Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA certificates of deposit 60 month +
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
< $100,000
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Thornton, CO CD Rate Trends
Compare local Thornton, CO CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — CO Avg
3.019%
▲ 0.405 vs 7 days ago
Colorado 12-month CD rates rose 0.405 points over the past 7 days to 3.019% APY.
6-Month CD — CO Avg
3.489%
▲ 0.471 vs 7 days ago
Colorado 6-month CD rates rose 0.471 points over the past 7 days to 3.489% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Thornton, Colorado
Are CD rates in Thornton, Colorado FDIC insured?
Yes, most established banks in Thornton, Colorado are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Thornton, Colorado?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Thornton, Colorado.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Thornton, Colorado may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Thornton, Colorado?
Here are recent top rates found for this area:
- Academy Bank: 3.55% APY (12-Month Certificate)
- Ent Credit Union: 3.50% APY (12 Month Certificate)
- Bellco Credit Union: 3.40% APY (Smart Move 24 Month CD)
- Credit Union Of Colorado: 3.20% APY (6 Month Add-on Certificate)
- FirstBank (Colorado): 2.15% APY (1 Year Time Deposit Account)
- NuVista Federal Credit Union: 5.12% APY (12 Month DREAM Certificate)
- United Fidelity Bank: 4.20% APY (6-Month CD Term)
- On Tap Credit Union: 4.10% APY (Jumbo & Jumbo IRA Share Certificate 60 Month)
- Clean Energy Federal Credit Union: 4.07% APY (IRA Certificate of Deposit (CD) 1 year)
- The Dolores State Bank: 4.06% APY (6 Month Certificate of Deposit)
Rates reflect recent verified offers available in Thornton, Colorado. Last Updated: April 5, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Thornton, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Thornton, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking