Colorado CD Rate Trends
Track current and weekly average certificate of deposit APYs across all products in Colorado, view interactive rate trend charts, and compare CO APYs against the national average.
Current Colorado CD Rate Trends
CD APYs in Colorado fell by -0.041 this week, bringing the current 12-Month CD average APY down to 2.860%. Savers in CO are seeing slightly reduced yields compared to last week, when the average stood at 2.901%.
At 2.860%, Colorado's 12-Month CD APY sits +0.025 above the current national average of 2.835%. This above-average spread may reflect more competitive deposit offerings from local banks and credit unions in CO.
The 6-Month CD APY in Colorado currently averages 2.282%, compared to 2.328% last week. Savers weighing a shorter term should note that 6-Month CDs typically offer lower APYs than 12-Month CDs but provide more flexibility to access funds sooner.
The Colorado certificate of deposit rate averages displayed on this page are calculated from 696 verified CD rate quotes collected across 55 banks and credit unions actively operating in Colorado. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated certificate of deposit rate database spanning community banks, regional lenders, national institutions, and credit unions across Colorado. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in CO.
Data reflects average APYs offered by licensed institutions operating in CO. Last Updated: April 26, 2026
Colorado CD Rate Trends
Weekly average APYs across all CD terms. Hover over the chart to see exact APYs for each week.
Colorado CD rate averages compiled from 696 current CD rates across 55 banks and credit unions operating in CO — updated daily.
As of Apr 26, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Colorado financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical CO cd rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/certificate-of-deposit-cd-rates/colorado/trends. For custom data pulls, contact us here.
