What are the best CD rates in Delaware?

Here are recent top rates found for this area: Priority Plus Federal Credit Union : 4.32% APY (48 mo Certificate) American Spirit Federal Credit Union : 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)) Capital One Bank : 3.90% APY (12 Months CD) Comenity Bank : 3.85% APY (1-Year CD) Cross River Bank : 3.75% APY (3 Month Certificate of Deposit - Branch) Sun East Federal Credit Union : 3.70% APY (12 Month Youth Certificate) Franklin Mint Federal Credit Union : 3.70% APY (12 MONTH Certificate) Cecil County School Employees Federal Credit Union : 3.55% APY (3-Month Certificate Special) HSBC Trust Company (Delaware) : 3.55% APY (New Money CDs 6 Month) First Shore Federal S&L : 3.50% APY (36 Months Regular IRA)

A CD ladder involves opening multiple CDs with staggered maturity dates — for example, 3-month, 6-month, 1-year, and 2-year CDs. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

MonitorBankRates

☰

iAdvertiser Disclosure

Delaware CD Rates Today - Compare Best APYs for May 2026

Q: Can I withdraw my money early from a CD?

You can, but most institutions charge an early withdrawal penalty — often a number of months of interest (e.g., 3 or 6 months). Specifics vary by institution.

Q: What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs typically require a higher minimum deposit (often $100,000 or more) and may offer slightly higher APYs than standard CDs available in Delaware.

Q: Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the entire term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start lower.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | CD Rates Last Updated and Verified: May 10, 2026

Current Delaware CD rates include Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE 19804A+5.0 ★Texas Ratio: 2.58%Real return: +1.52%APY minus CPI (February 2026) offering 48 mo Certificate at 4.32% APY, American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union1110 Elkton Rd, Newark, DE 19711A5.0 ★Texas Ratio: 6.43%Real return: +1.21%APY minus CPI (February 2026) offering SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month) at 4.01% APY, Capital One BankCapital One Bank502 E Market St, Greenwood, DE 19950A5.0 ★Texas Ratio: 10.41%Real return: +1.10%APY minus CPI (February 2026) offering 12 Months CD at 3.90% APY, Comenity BankComenity Bank1 Righter Pkwy, Wilmington, DE 19803B4.4 ★Texas Ratio: 21.76%Real return: +1.05%APY minus CPI (February 2026) offering 1-Year CD at 3.85% APY, and Cross River BankCross River Bank1000 N West St, Wilmington, DE 19801F1.0 ★Texas Ratio: 85.67%Real return: +0.95%APY minus CPI (February 2026) offering 3 Month Certificate of Deposit - Branch at 3.75% APY. CD rates as of May 10, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare CD rates across all terms in Delaware side-by-side. Delaware CD rates currently reach as high as 4.32% APY from Priority Plus Federal Credit Union at 6 LYNAM ST, WILMINGTON, DE 19804. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 10, 2026

Compare Best CD Rates in Delaware

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

3 Month Certificate of Deposit - Branch

$500

3.75%

View

▼

Rate3.68%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

Cecil County School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.43%

401 S New St, Dover, DE 19904 6715

3-Month Certificate Special

$500

3.55%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

New Money Minimum

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

3 Month Regular / IRA Certificate

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

3 MONTH Certificate

3.50%

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Wilmington Savings Fund Society (WSFS)

Institution Rating:

A+5.0 ★Texas Ratio: 3.24%

7 Commerce St, Harrington, DE 19952

3-Month CD

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

3 Month Share Certificate

$500

2.68%

View

▼

Rate2.65%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

3 Month Share/IRA Certificate

$500

2.68%

View

▼

Rate2.65%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

3 Months Regular CD

$500

2.00%

View

▼

Rate1.99%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

3 Months Regular IRA

$250

2.00%

View

▼

Rate1.99%

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

3 Month

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

3 Month

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 3-Month

0.70%

View

▼

Rate0.70%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

3 Month Share Certificate

0.20%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

3 month Standard Fixed Rate Relationship

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Early withdrawal penalties may apply

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

3 month Standard Fixed Rate

$2,500

0.05%

View

▼

Rate0.05%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Early withdrawal penalties may apply

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

3 month Standard Fixed Rate CD

$2,500

0.05%

View

▼

Rate0.05%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 90 Day

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Jumbo Certificate of Deposit 90 Day

$95,000

0.05%

View

▼

Rate0.05%

Min Deposit$95,000

Min Balance—

UpdatedMay 5, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

6 Month Certificate

$500

3.70%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

6 Month Regular / IRA Certificate

$500

3.70%

View

▼

Rate3.63%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

6 Month Youth Certificate

$250

3.70%

View

▼

Rate3.63%

Min Deposit$250

Min Balance—

UpdatedMay 6, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

6 MONTH Certificate

3.70%

View

▼

Rate3.63%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

6 Month Certificate of Deposit - Branch

$500

3.65%

View

▼

Rate3.58%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money CDs 6 Month

3.55%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money Certificate of Deposit (CD) 6 months

$1,000

3.55%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Barclays Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.47%

125 S West St, Wilmington, DE 19801

6 Months CD

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Dover Federal Credit Union

Institution Rating:

B4.5 ★Texas Ratio: 21.46%

643 N DuPont Blvd, Milford, DE 19963 1098

6-Month Term-Share Certificate

$500

3.50%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

New Castle County Delaware Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

100 Churchmans Rd, New Castle, DE 19720

IRA Certificates 6 Month Special

3.50%

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

New Castle County Delaware Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

100 Churchmans Rd, New Castle, DE 19720

Regular Certificates 6 Month Special

3.50%

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

HSBC Wealth Center/Telephone Deposit Account APYs: CDs 6 Month

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

These balance requirements and APYs will apply to accounts opened over the telephone or in a Wealth Center.

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

Fixed Rate IRAs 6 Months

3.40%

View

▼

Rate3.35%

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Capital One Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.41%

502 E Market St, Greenwood, DE 19950

6 Months CD

3.20%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 3, 2026

Details

Delaware State Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.11%

700 N Bedford St, Georgetown, DE 19947

IRA Share Certificates Minimum** 6 Months

3.04%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

$500

Delaware State Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.11%

700 N Bedford St, Georgetown, DE 19947

Share Certificates Minimum** 6 Months

3.04%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

$500

Wilmington Savings Fund Society (WSFS)

Institution Rating:

A+5.0 ★Texas Ratio: 3.24%

7 Commerce St, Harrington, DE 19952

6-Month CD

3.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

6 Months Regular IRA

$250

3.00%

View

▼

Rate2.97%

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

6 Months Regular CD

$500

3.00%

View

▼

Rate2.97%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

6 Month Share Certificate

$500

2.94%

View

▼

Rate2.90%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

6 Month Share/IRA Certificate

$500

2.94%

View

▼

Rate2.90%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

New Castle County Delaware Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

100 Churchmans Rd, New Castle, DE 19720

IRA Certificates 6 Month

1.36%

View

▼

Rate1.35%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

6 Month

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

6 Month

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

6 Month Share Certificate

$500

0.90%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

Regular Certificates 6 months

0.85%

View

▼

Rate0.85%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

IRA/ESA 6 months

0.85%

View

▼

Rate0.85%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 6-Month

0.70%

View

▼

Rate0.70%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

6 mo Certificate

$1,000

0.35%

View

▼

Rate0.35%

Min Deposit$1,000

Min Balance—

UpdatedMay 6, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

6 Month Share Certificate

0.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

6 month Standard Fixed Rate Relationship

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Early withdrawal penalties may apply

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

6 month Standard Fixed Rate

$2,500

0.05%

View

▼

Rate0.05%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Early withdrawal penalties may apply

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

6 month Standard Fixed Rate CD

$2,500

0.05%

View

▼

Rate0.05%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 6 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Stepping Stones Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

603 N Church St, Wilmington, DE 19801

6 Months CD

$125

0.05%

View

▼

Rate0.15%

Min Deposit$125

Min Balance—

UpdatedMay 10, 2026

Details

edU Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.99%

113 W 6th St, Historic New Castle, DE 19720 5070

6 Month Share Certificates

0.01%

View

▼

Rate0.01%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

12 mo Certificate

$1,000

4.06%

View

▼

Rate4.00%

Min Deposit$1,000

Min Balance—

UpdatedMay 6, 2026

Details

Capital One Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.41%

502 E Market St, Greenwood, DE 19950

12 Months CD

3.90%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 3, 2026

Details

Comenity Bank

Institution Rating:

B4.4 ★Texas Ratio: 21.76%

1 Righter Pkwy, Wilmington, DE 19803

1-Year CD

$1,500

3.85%

View

▼

Rate—

Min Deposit$1,500

Min Balance—

UpdatedMay 5, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

12 Month Certificate

$500

3.70%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

12 month Regular / IRA Certificate

$500

3.70%

View

▼

Rate3.63%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

12 Month Youth Certificate

$250

3.70%

View

▼

Rate3.63%

Min Deposit$250

Min Balance—

UpdatedMay 6, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

12 MONTH Certificate

3.70%

View

▼

Rate3.63%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money CDs 12 Month

3.55%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money Certificate of Deposit (CD) 12 months

$1,000

3.55%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

12 Month Certificate of Deposit - Branch

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

HSBC Wealth Center/Telephone Deposit Account APYs: CDs 12 Month

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

These balance requirements and APYs will apply to accounts opened over the telephone or in a Wealth Center.

Delaware State Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.11%

700 N Bedford St, Georgetown, DE 19947

IRA Share Certificates Minimum** 12 Months

3.45%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

$500

Delaware State Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.11%

700 N Bedford St, Georgetown, DE 19947

Share Certificates Minimum** 12 Months

3.45%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

$500

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

12 Months Regular CD

$500

3.25%

View

▼

Rate3.21%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

12 Months Regular IRA

$250

3.25%

View

▼

Rate3.21%

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Barclays Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.47%

125 S West St, Wilmington, DE 19801

12 Months CD

3.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

Fixed Rate IRAs 12 Months

3.15%

View

▼

Rate3.11%

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

IRA/ESA 12 months

3.04%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

Regular Certificates 12 months

3.04%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

12 Month Share Certificate

$500

3.04%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

12 Month Share/IRA Certificate

$500

3.04%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (12-Month)

3.01%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

12 Months

$200

2.00%

View

▼

Rate2.00%

Min Deposit$200

Min Balance—

UpdatedMay 4, 2026

Details

Fsnb

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

36 Jerome Dr, Dover, DE 19901

12 Months Certificate of Deposit (CDs)

$500

2.00%

View

▼

Rate2.00%

Min Deposit$500

Min Balance—

UpdatedMay 5, 2026

Details

Open Account: $500.00

New Castle County Delaware Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

100 Churchmans Rd, New Castle, DE 19720

IRA Certificates 12 Months

1.76%

View

▼

Rate1.75%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

New Castle County Delaware Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

100 Churchmans Rd, New Castle, DE 19720

Regular Certificates 12 Months

1.76%

View

▼

Rate1.75%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

IRA Certificates 1-Year

1.65%

View

▼

Rate1.65%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

Share Certificate (12-Month)

1.65%

View

▼

Rate1.65%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

1 year Standard Fixed Rate Relationship

$2,500

1.51%

View

▼

Rate1.50%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Early withdrawal penalties may apply

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

1 year Standard Fixed Rate

$2,500

1.50%

View

▼

Rate1.49%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Early withdrawal penalties may apply

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

100 W 10th St, Wilmington, DE 19801

1 year Standard Fixed Rate CD

$2,500

1.50%

View

▼

Rate1.49%

Min Deposit$2,500

Min Balance—

UpdatedMay 4, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

12 Month IRA Share Certificate

$500

1.25%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

12 Month Share Certificate

$500

1.15%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

12 Month

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

12 Month IRA Certificates

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

12 Month IRA Certificates

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 12-Month

0.70%

View

▼

Rate0.70%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 12-Month Variable Rate

0.70%

View

▼

Rate0.70%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

12 Month Share Certificate

0.30%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

IRA Share Certificate 12 Month

0.30%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

Easy Access Share Certificate (12 Mos)

0.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

1 Year Variable Rate IRA

0.15%

View

▼

Rate0.15%

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Stepping Stones Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

603 N Church St, Wilmington, DE 19801

12 Months CD

$100

0.10%

View

▼

Rate0.10%

Min Deposit$100

Min Balance—

UpdatedMay 10, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 12 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

edU Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.99%

113 W 6th St, Historic New Castle, DE 19720 5070

12 Month Share Certificates

0.05%

View

▼

Rate0.05%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

18 MONTH Certificate

3.70%

View

▼

Rate3.63%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Capital One Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.41%

502 E Market St, Greenwood, DE 19950

18 Months CD

3.60%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 3, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

18 Month Regular / IRA Certificate

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

18 Month Certificate of Deposit - Branch

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

Delaware State Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.11%

700 N Bedford St, Georgetown, DE 19947

IRA Share Certificates Minimum** 18 Months

3.41%

View

▼

Rate3.35%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

$500

Delaware State Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.11%

700 N Bedford St, Georgetown, DE 19947

Share Certificates Minimum** 18 Months

3.41%

View

▼

Rate3.35%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

$500

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

18 Months Regular CD

$500

3.25%

View

▼

Rate3.21%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

18 Months Regular IRA

$250

3.25%

View

▼

Rate3.21%

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

18 mo Certificate

$1,000

3.19%

View

▼

Rate3.15%

Min Deposit$1,000

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

18 Month Share Certificate

$500

3.14%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

18 Month Share/IRA Certificate

$500

3.14%

View

▼

Rate3.10%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

Rising Rate 18 Months CD

$500

3.00%

View

▼

Rate2.97%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

Barclays Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.47%

125 S West St, Wilmington, DE 19801

18 Months CD

3.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

IRA/ESA 18 months

2.99%

View

▼

Rate2.95%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

Regular Certificates 18 months

2.99%

View

▼

Rate2.95%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

Fixed Rate IRAs 18 Months

2.90%

View

▼

Rate2.86%

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Fsnb

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

36 Jerome Dr, Dover, DE 19901

18 Months Certificate of Deposit (CDs)

$500

2.00%

View

▼

Rate2.00%

Min Deposit$500

Min Balance—

UpdatedMay 5, 2026

Details

Open Account: $500.00

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

18 Month IRA Certificates

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

18 Month

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

18 Month IRA Certificates

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 18-Month

0.95%

View

▼

Rate0.95%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Stepping Stones Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

603 N Church St, Wilmington, DE 19801

18 Months CD

$100

0.15%

View

▼

Rate0.15%

Min Deposit$100

Min Balance—

UpdatedMay 10, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 18 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

24 MONTH Certificate

3.60%

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

24 Months Regular CD

$500

3.50%

View

▼

Rate3.46%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

24 Months Regular IRA

$250

3.50%

View

▼

Rate3.46%

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Capital One Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.41%

502 E Market St, Greenwood, DE 19950

24 Months CD

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 3, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

24 Month Certificate of Deposit - Branch

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money CDs 24 Month

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

New Money Certificate of Deposit (CD) 24 months

$1,000

3.50%

View

▼

Rate—

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

24 Month Regular / IRA Certificate

$500

3.40%

View

▼

Rate3.34%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

HSBC Trust Company (Delaware)

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

300 Delaware Ave Ste 1401, Wilmington, DE 19801

HSBC Wealth Center/Telephone Deposit Account APYs: CDs 24 Month

3.40%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

These balance requirements and APYs will apply to accounts opened over the telephone or in a Wealth Center.

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

24 MONTH BUMP Certificate

3.35%

View

▼

Rate3.30%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (24-Month)

3.26%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

Rising Rate 24 Months CD

$10,000

3.25%

View

▼

Rate3.21%

Min Deposit$10,000

Min Balance—

UpdatedMay 4, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

24 Month Share Certificate

$500

3.20%

View

▼

Rate3.15%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

24 Month Share/IRA Certificate

$500

3.20%

View

▼

Rate3.15%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Delaware State Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.11%

700 N Bedford St, Georgetown, DE 19947

IRA Share Certificates Minimum** 24 Months

3.15%

View

▼

Rate3.10%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

$500

Delaware State Police Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.11%

700 N Bedford St, Georgetown, DE 19947

Share Certificates Minimum** 24 Months

3.15%

View

▼

Rate3.10%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

$500

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

Regular Certificates 24 months

2.89%

View

▼

Rate2.85%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

IRA/ESA 24 months

2.89%

View

▼

Rate2.85%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

Fixed Rate IRAs 24 Months

2.50%

View

▼

Rate2.47%

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Barclays Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.47%

125 S West St, Wilmington, DE 19801

24 Months CD

2.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

IRA Certificates 2-Year

1.85%

View

▼

Rate1.85%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

Share Certificate (24-Month)

1.85%

View

▼

Rate1.85%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

24 Month IRA Share Certificate

$500

1.76%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

24 Month Share Certificate

$500

1.66%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

New Castle County Delaware Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

100 Churchmans Rd, New Castle, DE 19720

IRA Certificates 24 Months

1.06%

View

▼

Rate1.05%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

24 Month IRA Certificates

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

24 Month

1.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

24 Month

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 24-Month

0.95%

View

▼

Rate0.95%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

24 mo Certificate

$1,000

0.55%

View

▼

Rate0.55%

Min Deposit$1,000

Min Balance—

UpdatedMay 6, 2026

Details

New Castle County Delaware Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

100 Churchmans Rd, New Castle, DE 19720

Regular Certificates 24 Months

0.50%

View

▼

Rate0.50%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

24 Month Share Certificate

0.40%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

IRA Share Certificate 24 Month

0.40%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Stepping Stones Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

603 N Church St, Wilmington, DE 19801

24 Months CD

$100

0.20%

View

▼

Rate0.20%

Min Deposit$100

Min Balance—

UpdatedMay 10, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 24 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (36-Month)

3.51%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

36 Months Regular CD

$500

3.50%

View

▼

Rate3.46%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

36 Months Regular IRA

$250

3.50%

View

▼

Rate3.46%

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Capital One Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.41%

502 E Market St, Greenwood, DE 19950

36 Months CD

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 3, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

36 Month Certificate of Deposit - Branch

$500

3.50%

View

▼

Rate3.44%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

36 Month Regular / IRA Certificate

$500

3.40%

View

▼

Rate3.34%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

36 MONTH Certificate

3.40%

View

▼

Rate3.34%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

36 Month Share Certificate

$500

3.20%

View

▼

Rate3.15%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

36 Month Share/IRA Certificate

$500

3.20%

View

▼

Rate3.15%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Promotional Certificate of Deposit 36-Month Bump Up

3.20%

View

▼

Rate3.15%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

IRA/ESA 36 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

Regular Certificates 36 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Barclays Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.47%

125 S West St, Wilmington, DE 19801

36 Months CD

2.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

IRA Certificates 3-Year

2.05%

View

▼

Rate2.05%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

Share Certificate (36-Month)

2.05%

View

▼

Rate2.05%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

36 Month IRA Share Certificate

$500

2.01%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

Fixed Rate IRAs 36 Months

2.00%

View

▼

Rate1.98%

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

36 Month Share Certificate

$500

1.91%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 36-Month

1.01%

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

3 Year

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

3 Year Certificate

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

3 Year Certificate of Deposit

$250

1.00%

View

▼

Rate—

Min Deposit$250

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

36 mo Certificate

$1,000

0.65%

View

▼

Rate0.65%

Min Deposit$1,000

Min Balance—

UpdatedMay 6, 2026

Details

Stepping Stones Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

603 N Church St, Wilmington, DE 19801

36 Months CD

$100

0.25%

View

▼

Rate0.25%

Min Deposit$100

Min Balance—

UpdatedMay 10, 2026

Details

edU Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.99%

113 W 6th St, Historic New Castle, DE 19720 5070

3 Year Share Certificates

0.10%

View

▼

Rate0.10%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 36 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

48 mo Certificate

$1,000

4.32%

View

▼

Rate4.25%

Min Deposit$1,000

Min Balance—

UpdatedMay 6, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)

4.01%

View

▼

Rate4.00%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Cross River Bank

Institution Rating:

F1.0 ★Texas Ratio: 85.67%

1000 N West St, Wilmington, DE 19801

48 Month Certificate of Deposit - Branch

$500

3.60%

View

▼

Rate3.54%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

Capital One Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.41%

502 E Market St, Greenwood, DE 19950

48 Months CD

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 3, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

48 Month Regular / IRA Certificate

$500

3.40%

View

▼

Rate3.34%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

48 MONTH Certificate

3.40%

View

▼

Rate3.34%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

48 Month Share Certificate

$500

3.30%

View

▼

Rate3.25%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

48 Month Share/IRA Certificate

$500

3.30%

View

▼

Rate3.25%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

IRA/ESA 48 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

Regular Certificates 48 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

48 Months Regular CD

$500

2.75%

View

▼

Rate2.72%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

48 Months Regular IRA

$250

2.75%

View

▼

Rate2.72%

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Barclays Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.47%

125 S West St, Wilmington, DE 19801

48 Months CD

2.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

48 Month IRA Share Certificate

$500

2.27%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

48 Month Share Certificate

$500

2.17%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

IRA Certificates 4-Year

2.15%

View

▼

Rate2.15%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

Share Certificate (48-Month)

2.15%

View

▼

Rate2.15%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

Fixed Rate IRAs 48 Months

2.00%

View

▼

Rate1.98%

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 48-Month

1.01%

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Stepping Stones Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

603 N Church St, Wilmington, DE 19801

48 Months CD

$100

0.30%

View

▼

Rate0.30%

Min Deposit$100

Min Balance—

UpdatedMay 10, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 48 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Capital One Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.41%

502 E Market St, Greenwood, DE 19950

60 Months CD

3.60%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 3, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

60 Month Share Certificate

$500

3.45%

View

▼

Rate3.30%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Eagle One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 13.26%

3301 Philadelphia Pike, Claymont, DE 19703

60 Month Share/IRA Certificate

$500

3.45%

View

▼

Rate3.30%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Sun East Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.14%

Concord Gallery Shopping Center, Wilmington, DE 19803

60 Month Regular / IRA Certificate

$500

3.40%

View

▼

Rate3.34%

Min Deposit$500

Min Balance—

UpdatedMay 6, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

60 MONTH Certificate

3.40%

View

▼

Rate3.34%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

60 Months Regular CD

$500

3.00%

View

▼

Rate2.97%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

60 Months Regular IRA

$250

3.00%

View

▼

Rate2.97%

Min Deposit$250

Min Balance—

UpdatedMay 4, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

IRA/ESA 60 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

300 Foulk Rd, Wilmington, DE 19803

Regular Certificates 60 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

60 Month IRA Share Certificate

$500

2.52%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

Fsnb

Institution Rating:

A5.0 ★Texas Ratio: 12.00%

36 Jerome Dr, Dover, DE 19901

60 Months Certificate of Deposit (CDs)

$500

2.50%

View

▼

Rate2.50%

Min Deposit$500

Min Balance—

UpdatedMay 5, 2026

Details

Open Account: $500.00

First Shore Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 2.67%

35742 Atlantic Avenue, Millville, DE 19967

Rising Rate 60 Months CD

$500

2.50%

View

▼

Rate2.48%

Min Deposit$500

Min Balance—

UpdatedMay 4, 2026

Details

Franklin Mint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.37%

2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457

60 MONTH TAKE CONTROL Certificate

2.50%

View

▼

Rate2.47%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Community Powered Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.20%

4 Quigley Blvd, Historic New Castle, DE 19720 4150

60 Month Share Certificate

$500

2.42%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedMay 7, 2026

Details

American Spirit Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.43%

1110 Elkton Rd, Newark, DE 19711

IRA Certificates 5-Year

2.25%

View

▼

Rate2.25%

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Artisans Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.35%

2961 Centerville Rd, Wilmington, DE 19808

Fixed Rate IRAs 60 Months

2.00%

View

▼

Rate1.98%

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Barclays Bank

Institution Rating:

A5.0 ★Texas Ratio: 8.47%

125 S West St, Wilmington, DE 19801

60 Months CD

2.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Priority Plus Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.58%

6 LYNAM ST, WILMINGTON, DE 19804

60 mo Certificate

$1,000

1.31%

View

▼

Rate1.30%

Min Deposit$1,000

Min Balance—

UpdatedMay 6, 2026

Details

Fulton Bank

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

21035 Dupont Blvd, Georgetown, DE 19947

Certificate of Deposit 60-Month

1.01%

View

▼

Rate1.00%

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

TD Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.30%

2035 Limestone Rd, Wilmington, DE 19808

5 Year

1.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 4, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

5 Year

1.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

TD Bank USA, National Association

Institution Rating:

A+5.0 ★Texas Ratio: 5.09%

2035 Limestone Rd, Wilmington, DE 19808

5 Year Certificate

1.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 5, 2026

Details

Relationship APY

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

60 Month Share Certificate

0.55%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Union Building Trades Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.77%

814 W Basin Rd, New Castle, DE 19720

IRA Share Certificate 60 Month

0.55%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedMay 7, 2026

Details

Stepping Stones Community Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 4.98%

603 N Church St, Wilmington, DE 19801

60 Months CD

$100

0.35%

View

▼

Rate0.35%

Min Deposit$100

Min Balance—

UpdatedMay 10, 2026

Details

edU Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.99%

113 W 6th St, Historic New Castle, DE 19720 5070

5 Year Share Certificates

0.15%

View

▼

Rate0.15%

Min Deposit$0

Min Balance—

UpdatedMay 6, 2026

Details

Applied Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.01%

2200 Concord Pike, Wilmington, DE 19803

Certificate of Deposit 60 Month

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedMay 5, 2026

Details

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Key Takeaways

What to know about CD rates in Delaware at a glance.

APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
Delaware CD rates currently reach as high as 4.32% APY from Priority Plus Federal Credit Union. The rate table above ranks every offer we track for Delaware, sorted by APY.
Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.

Top CD Rates from Delaware Institutions

Highest verified APYs available today — updated May 10, 2026

B Top 5 Bank Rates

Capital One Bank

12 Months CD

A 5.0 ★ TX: 10.41%

Min: $0

3.90%

Comenity Bank

1-Year CD

B 4.4 ★ TX: 21.76%

Min: $1,500

3.85%

Cross River Bank

3 Month Certificate of Deposit - Branch

F 1.0 ★ TX: 85.67%

Min: $500

3.75%

HSBC Trust Company (Delaware)

New Money CDs 6 Month

A+ 5.0 ★ TX: 0.00%

Min: $0

3.55%

First Shore Federal S&L

24 Months Regular IRA

A+ 5.0 ★ TX: 2.67%

Min: $250

3.50%

CU Top 5 Credit Union Rates

Priority Plus Federal Credit Union

48 mo Certificate

A+ 5.0 ★ TX: 2.58%

Min: $1,000

4.32%

American Spirit Federal Credit Union

SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)

A 5.0 ★ TX: 6.43%

Min: $0

4.01%

Sun East Federal Credit Union

12 Month Youth Certificate

A 5.0 ★ TX: 9.14%

Min: $250

3.70%

Franklin Mint Federal Credit Union

12 MONTH Certificate

A 5.0 ★ TX: 7.37%

Min: $0

3.70%

Cecil County School Employees Federal Credit Union

3-Month Certificate Special

A+ 5.0 ★ TX: 5.43%

Min: $500

3.55%

Rates verified May 10, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Delaware CD Rate Trends

Compare local Delaware CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware CD Trends →

12-Month CD — DE Avg

1.686%

Unchanged vs 7 days ago

Delaware 12-month CD rates currently average 1.686% APY based on data from institutions in our monitoring network.

6-Month CD — DE Avg

1.721%

Unchanged vs 7 days ago

Delaware 6-month CD rates currently average 1.721% APY based on data from institutions in our monitoring network.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

DE CD Rate Forecast — Next 12 Months

Where are Delaware CD rates headed through May 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

DE 12-Month Avg APY

1.686%

6-Month Forecast

1.686%

Range: 1.49% – 1.84%

12-Month Forecast

1.436%

Range: 1.24% – 1.59%

What Your Savings Earn at DE CD Rates Today

Annual interest earnings at today’s Delaware average APYs. State average used where available; national average as fallback.

CD Term	DE Avg APY	$5,000	$10,000	$25,000	$50,000
3-Month CD	1.369%	$68.43	$136.85	$342.13	$684.25
6-Month CD	1.721%	$86.04	$172.07	$430.18	$860.35
12-Month CD	1.686%	$84.32	$168.64	$421.60	$843.20
18-Month CD	2.280%	$113.98	$227.96	$569.90	$1,139.80
24-Month CD	2.146%	$107.30	$214.60	$536.50	$1,073.00
36-Month CD	1.963%	$98.17	$196.34	$490.85	$981.70
48-Month CD	2.217%	$110.87	$221.73	$554.33	$1,108.65
60-Month CD	1.908%	$95.39	$190.77	$476.93	$953.85
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 10, 2026.

Sample CD Ladder for Delaware Savers

$25,000 split equally across 5 terms using today’s Delaware average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →

Rung	Term	Deposit	DE Avg APY	Annual Earnings
1	3-Month CD	$5,000	1.369%	$68.43
2	6-Month CD	$5,000	1.721%	$86.04
3	12-Month CD	$5,000	1.686%	$84.32
4	24-Month CD	$5,000	2.146%	$107.30
5	36-Month CD	$5,000	1.963%	$98.17
Total ($25,000 invested)		$25,000	1.777% blended	$444.26/yr

Ladder example uses equal $5,000 rungs and Delaware average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

188

CD Rates
Tracked in Delaware

14 Banks 14 Credit Unions

About Our Delaware CD Rate Database

MonitorBankRates tracks 188 CD rates from 14 banks and 14 credit unions with locations in Delaware, plus national online institutions available to Delaware residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Priority Plus Federal Credit Union offers a CD at 4.32% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Delaware.

How to Find the Best CD Rates in Delaware

What to compare when shopping for a CD in Delaware

To find the best APYs in Delaware, start with credit unions and online-only banks — Delaware has 14 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Delaware

You have a planned expense coming up and want your savings to earn while you wait
You expect rates to fall and want to lock in today’s rate
You want FDIC or NCUA protection with a guaranteed fixed return
You prefer banking with an institution that has a local branch in Delaware — 28 institutions here report CD rates

Consider an Alternative If…

You may need funds within 30 days → Delaware savings rates
Rates are rising and you want to benefit → Variable-rate savings or MMA
You want check-writing access → Delaware money market rates

Delaware Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+

20.6%

National avg: 17.3%

Median Individual Earnings

$46,287

National avg: $47,340

Poverty Rate

10.4%

National avg: 11.1%

Unemployment Rate

5.1%

National avg: 4.8%

CD Earnings on 10% of Salary

$78/yr

At DE 12-mo avg 1.686% APY

20.6% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market. At today’s DE 12-month CD average of 1.686%, saving 10% of the local median salary ($4,628/year) and putting it in a CD would earn an additional $78 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Delaware

What to compare when choosing between a CD and other deposit accounts

Feature	CD	High-Yield Savings	Money Market	6-Month CD
Rate Type	Fixed APY	Variable APY	Variable APY	Fixed APY
Liquidity	Locked for term	Anytime	Anytime	Locked 6 months
Early Withdrawal	Penalty (months of interest)	None	None	Penalty (90–180 days interest)
FDIC / NCUA Insured	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)
Check / Debit Access	No	Usually no	Often yes	No
Best For	Known savings goal, CD ladder	Emergency fund, flexible savings	Liquid savings with check-writing	Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Delaware

Are CD rates in Delaware FDIC insured?

Yes, most established banks in Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Delaware?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Delaware.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Delaware may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Delaware?

Here are recent top rates found for this area:

Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
American Spirit Federal Credit Union: 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month))
Capital One Bank: 3.90% APY (12 Months CD)
Comenity Bank: 3.85% APY (1-Year CD)
Cross River Bank: 3.75% APY (3 Month Certificate of Deposit - Branch)
Sun East Federal Credit Union: 3.70% APY (12 Month Youth Certificate)
Franklin Mint Federal Credit Union: 3.70% APY (12 MONTH Certificate)
Cecil County School Employees Federal Credit Union: 3.55% APY (3-Month Certificate Special)
HSBC Trust Company (Delaware): 3.55% APY (New Money CDs 6 Month)
First Shore Federal S&L: 3.50% APY (36 Months Regular IRA)

Rates reflect recent verified offers available in Delaware. Last Updated: May 10, 2026

CD Calculators for Delaware

Delaware CD Calculator

At today’s DE top rate of 4.32% APY, a $10,000 deposit earns $432 in the first year. Enter your amount to see your exact return.

Delaware CD Ladder

DE CD rates currently range from 1.369% (3-month) to 1.963% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Delaware CD at 4.32% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Delaware’s average 12-month CD is 1.686% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 10, 2026