Current Newark, Delaware CD rates include American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union1110 Elkton Rd, Newark, DE 19711A5.0 ★Texas Ratio: 6.43% offering SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month) at 4.01% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)100 University Plz, Newark, DE 19702A+5.0 ★Texas Ratio: 3.24% offering 3-Month CD at 3.50% APY, Fulton BankFulton Bank287 E Main St, Newark, DE 19711A+5.0 ★Texas Ratio: 4.98% offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, Wells FargoWells Fargo622 S College Ave, Newark, DE 19713A5.0 ★Texas Ratio: 7.44% offering 1 year Standard Fixed Rate CD at 1.51% APY, and TD BankTD Bank101 Hygeia Dr, Newark, DE 19713A5.0 ★Texas Ratio: 6.30% offering 12 Month IRA Certificates at 1.00% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Newark has 21 local institutions in our database, with CD rates as high as 4.01% APY from American Spirit Federal Credit Union at 1110 Elkton Rd, Newark, DE 19711. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Delaware area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
$100,000
For members under 18!
$100,000
6-Month term not available on IRA Certificates. APY = Annual Percentage Yield. APY subject to change at any time. APY assumes compounding of dividends. Early withdrawals are subject to a penalty and will reduce APY.
Relationship APY
$100,000
These balance requirements and APYs will apply to accounts opened over the telephone or in a Wealth Center.
Relationship APY
$100,000
$100,000
Relationship APY
$100,000
Relationship APY
$100,000
Relationship APY
Compare local Newark, DE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware 12-month CD rates fell 1.120 points over the past 7 days to 1.989% APY.
Delaware 6-month CD rates fell 0.580 points over the past 7 days to 2.365% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Newark, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Newark, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.