MonitorBankRates
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CD Rates Bear, Delaware (DE) for April 2026

Current Bear, Delaware CD rates include DEL ONEDEL ONE100 Foxhunt Dr, Bear, DE 19701 2535A+5.0 ★Texas Ratio: 0.36% offering Jumbo Share (consumer & commercial) & IRA Certificates 6 Month at 3.85% APY, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union1102 Quintilio Dr, Bear, DE 19701A5.0 ★Texas Ratio: 7.37% offering 18 MONTH Certificate at 3.70% APY, Fulton BankFulton Bank100 Eden Circle, Bear, DE 19701A+5.0 ★Texas Ratio: 4.98% offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, TD BankTD Bank1001 E Songsmith Dr, Bear, DE 19701A5.0 ★Texas Ratio: 6.30% offering 24 Month Certificate of Deposit at 1.00% APY, and Artisans BankArtisans Bank1124 Pulaski Hwy, Bear, DE 19701A+5.0 ★Texas Ratio: 4.35% offering 1 Year Variable Rate IRA at 0.15% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.

Bear has 30 local institutions in our database, with CD rates as high as 3.85% APY from DEL ONE at 100 Foxhunt Dr, Bear, DE 19701 2535. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Delaware area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026

Compare Best CD Rates in Bear, Delaware & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 3 Month
$100,000
3.75%
Rate3.69%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
3 MONTH Certificate
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
3 Month Choice CD
$250
1.00%
Rate
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 3-Month
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
3-Month Certificates of Deposit
$1,500
3.80%
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
3 Month Jumbo Certificates
$99,000
3.60%
Rate3.54%
Min Deposit$99,000
Min Balance
UpdatedApr 5, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share/IRA Certificate
$500
2.68%
Rate2.65%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
90 Day Certificate of Deposit OR IRA
$500
2.40%
Rate2.38%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
3 Month Share Certificate
$0
0.20%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
90 Day Fixed Rate Time Deposit/IRA
$500
0.10%
Rate0.10%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 90 Day
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 6 Month
$100,000
3.85%
Rate3.78%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
6 MONTH Certificate
$500
3.70%
Rate3.63%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 6-Month
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Jumbo Certificates
$99,000
3.80%
Rate3.73%
Min Deposit$99,000
Min Balance
UpdatedApr 5, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
6 Month Certificate of Deposit - Branch
$500
3.65%
Rate3.58%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money CDs 6 Month
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
6-Month Share & IRA Certificate
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
6 Month Share/IRA Certificate
$500
2.94%
Rate2.90%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 mo Certificate
$0
0.35%
Rate0.35%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
6 Month Share Certificate
$0
0.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6 Month Fixed Rate Time Deposit/IRA
$500
0.20%
Rate0.20%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 6 Month
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
6 Month Share Certificates
$0
0.01%
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
12 MONTH Certificate
$500
3.70%
Rate3.63%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 12 Month
$100,000
3.65%
Rate3.59%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
12 Month Choice CD
$250
1.00%
Rate
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 12-Month
$0
0.70%
Rate0.70%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
1124 Pulaski Hwy, Bear, DE 19701
1 Year Variable Rate IRA
$0
0.15%
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
12 mo Certificate
$0
4.06%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
12 Month Jumbo Certificates
$99,000
3.80%
Rate3.73%
Min Deposit$99,000
Min Balance
UpdatedApr 5, 2026
Details

Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1-Year CD
$1,500
3.75%
Rate
Min Deposit$1,500
Min Balance
UpdatedApr 5, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 Month Jumbo Certificate of Deposit or IRA
$100,000
3.60%
Rate3.60%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
12 Month Certificate of Deposit - Branch
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
12 Month Share/IRA Certificate
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (12-Month)
$0
3.01%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
1-Year Business Share Certificate
$500
3.00%
Rate2.96%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
12 Month Share Certificate
$0
0.30%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 12 Month
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
18 MONTH Certificate
$500
3.70%
Rate3.63%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 18 Month
$100,000
3.50%
Rate3.45%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
18 Month Choice CD
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 18-Month
$0
0.95%
Rate0.95%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
18 Month Certificate of Deposit OR IRA
$500
3.20%
Rate3.17%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
18 mo Certificate
$0
3.19%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
18 Month Share/IRA Certificate
$500
3.14%
Rate3.10%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
18 Month Fixed Rate Time Deposit/IRA
$500
0.40%
Rate0.40%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 18 Month
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
24 MONTH Certificate
$500
3.60%
Rate3.54%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 24 Month
$100,000
3.20%
Rate3.15%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
24 Month Certificate of Deposit
$250
1.00%
Rate
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Relationship APY

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 24-Month
$0
0.95%
Rate0.95%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online CDs 24 Month
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
24 Month Jumbo Certificates
$99,000
3.50%
Rate3.44%
Min Deposit$99,000
Min Balance
UpdatedApr 5, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (24-Month)
$0
3.26%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
2-Year Business Share Certificate
$500
2.50%
Rate2.48%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
24 mo Certificate
$0
0.55%
Rate0.55%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
24 Month Share Certificate
$0
0.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 24 Month
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
36 MONTH Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
Rate3.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 36 Month
$100,000
3.00%
Rate2.96%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
3 Year Certificate of Deposit
$250
1.00%
Rate
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Relationship APY

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (36-Month)
$0
3.51%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
36 Month Jumbo Certificates
$99,000
3.50%
Rate3.44%
Min Deposit$99,000
Min Balance
UpdatedApr 5, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
3-Year Business Share Certificate
$500
2.25%
Rate2.23%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
36 mo Certificate
$0
0.65%
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
36 Month Fixed Rate Time Deposit/IRA
$500
0.40%
Rate0.40%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
3 Year Share Certificates
$0
0.10%
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 36 Month
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
48 MONTH Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 48-Month
$0
1.01%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
48 mo Certificate
$0
4.32%
Rate4.25%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)
$0
4.01%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
48 Month Certificate of Deposit - Branch
$500
3.60%
Rate3.54%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
48 Month Jumbo Certificates
$99,000
3.50%
Rate3.44%
Min Deposit$99,000
Min Balance
UpdatedApr 5, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
48 Month Share/IRA Certificate
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
4-Year Business Share Certificate
$500
2.25%
Rate2.23%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
48 Month Fixed Rate Time Deposit/IRA
$500
0.40%
Rate0.40%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 48 Month
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE 19701
60 MONTH Certificate
$500
3.40%
Rate3.34%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Foxhunt Dr, Bear, DE 19701 2535
Jumbo Share (consumer & commercial) & IRA Certificates 60 Month
$100,000
3.00%
Rate2.96%
Min Deposit$100,000
Min Balance
UpdatedApr 5, 2026
Details

$100,000

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
100 Eden Circle, Bear, DE 19701
Certificate of Deposit 60-Month
$0
1.01%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1001 E Songsmith Dr, Bear, DE 19701
5 Year Choice CD
$250
1.00%
Rate
Min Deposit$250
Min Balance
UpdatedApr 5, 2026
Details

Relationship APY

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
60 Month Jumbo Certificates
$99,000
3.50%
Rate3.44%
Min Deposit$99,000
Min Balance
UpdatedApr 5, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
60 Month Share/IRA Certificate
$500
3.45%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
5-Year Business Share Certificate
$500
2.25%
Rate2.23%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
60 mo Certificate
$0
1.31%
Rate1.30%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
60 Month Share Certificate
$0
0.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month Fixed Rate Time Deposit/IRA
$500
0.40%
Rate0.40%
Min Deposit$500
Min Balance
UpdatedApr 5, 2026
Details

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
5 Year Share Certificates
$0
0.15%
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Certificate of Deposit 60 Month
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Bear, DE CD Rate Trends

Compare local Bear, DE CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware CD Trends →
12-Month CD — DE Avg
3.019%
▲ 0.741 vs 7 days ago

Delaware 12-month CD rates rose 0.741 points over the past 7 days to 3.019% APY.

6-Month CD — DE Avg
2.938%
▲ 0.338 vs 7 days ago

Delaware 6-month CD rates rose 0.338 points over the past 7 days to 2.938% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Bear, Delaware

Are CD rates in Bear, Delaware FDIC insured?

Yes, most established banks in Bear, Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Bear, Delaware?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Bear, Delaware.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Bear, Delaware may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Bear, Delaware?

Here are recent top rates found for this area:
  • DEL ONE: 3.85% APY (Jumbo Share (consumer & commercial) & IRA Certificates 6 Month)
  • Franklin Mint Federal Credit Union: 3.70% APY (18 MONTH Certificate)
  • Fulton Bank: 3.20% APY (Promotional Certificate of Deposit 36-Month Bump Up)
  • TD Bank: 1.00% APY (3 Year Certificate of Deposit)
  • Artisans Bank: 0.15% APY (1 Year Variable Rate IRA)
  • Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
  • American Spirit Federal Credit Union: 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month))
  • Sun East Federal Credit Union: 3.80% APY (12 Month Jumbo Certificates)
  • Comenity Bank: 3.80% APY (3-Month Certificates of Deposit)
  • Cross River Bank: 3.65% APY (6 Month Certificate of Deposit - Branch)
Rates reflect recent verified offers available in Bear, Delaware. Last Updated: April 5, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Bear, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bear, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 5, 2026