Hawaii CD Rate Trends
Track current and weekly average certificate of deposit APYs across all products in Hawaii, view interactive rate trend charts, and compare HI APYs against the national average.
Current Hawaii CD Rate Trends
CD APYs in Hawaii rose by +0.331 this week, pushing the current 12-Month CD average APY to 2.678%. Savers depositing in HI are now earning more than they would have last week, when the average stood at 2.347%.
At 2.678%, Hawaii's 12-Month CD APY sits -0.486 below the current national average of 3.164%. Savers in HI may find better yields by comparing online offerings or considering national institutions.
The 6-Month CD APY in Hawaii currently averages 2.687%, compared to 2.543% last week. Savers weighing a shorter term should note that 6-Month CDs typically offer lower APYs than 12-Month CDs but provide more flexibility to access funds sooner.
The Hawaii certificate of deposit rate averages displayed on this page are calculated from 174 verified CD rate quotes collected across 30 banks and credit unions actively operating in Hawaii. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated certificate of deposit rate database spanning community banks, regional lenders, national institutions, and credit unions across Hawaii. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in HI.
Data reflects average APYs offered by licensed institutions operating in HI. Last Updated: April 3, 2026
Hawaii CD Rate Trends
Weekly average APYs across all CD terms. Hover over the chart to see exact APYs for each week.
Hawaii CD rate averages compiled from 174 current CD rates across 30 banks and credit unions operating in HI — updated daily.
As of Apr 3, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Hawaii financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical HI cd rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/certificate-of-deposit-cd-rates/hawaii/trends. For custom data pulls, contact us here.
