Louisiana CD Rates Today - Compare Best APYs for May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Louisiana CD rates include ADVANCIALADVANCIAL306 E Kaliste Saloom Rd, Lafayette, LA 70508A+5.0 ★Texas Ratio: 0.31%Real return: +1.54%APY minus CPI (February 2026) offering Jumbo, 5 Year Term Certificates at 4.34% APY, GEISMAR COMPLEXGEISMAR COMPLEX35294 Highway 30, Geismar, LA 70734A5.0 ★Texas Ratio: 6.25%Real return: +1.27%APY minus CPI (February 2026) offering 6 MONTH CERTIFICATE at 4.07% APY, EFCU Financial Federal Credit UnionEFCU Financial Federal Credit Union10719 Airline Hwy, Baton Rouge, LA 70816 4213A+5.0 ★Texas Ratio: 2.96%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month Certificate at 4.00% APY, Essential Credit UnionEssential Credit Union21925 Highway 1, Plaquemine, LA 70764 5132A5.0 ★Texas Ratio: 11.36%Real return: +1.15%APY minus CPI (February 2026) offering 18-month Certificates at 3.95% APY, and Red River Employees Federal Credit UnionRed River Employees Federal Credit Union380 S Franklin St, Bastrop, LA 71220A+5.0 ★Texas Ratio: 5.10%Real return: +1.15%APY minus CPI (February 2026) offering 6-Month TEAL Certificate at 3.95% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Louisiana side-by-side. Louisiana CD rates currently reach as high as 4.34% APY from ADVANCIAL at 306 E Kaliste Saloom Rd, Lafayette, LA 70508. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026
Compare Best CD Rates in Louisiana
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
IRA Accounts 3 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
3 Months Certificate Account
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First American Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
2785 Highway 20, Vacherie, LA 70090
3 Month CD
$0
3.39%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 3 Months
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
90 Days CD
$2,500
1.75%
▼
Rate1.74%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
90 Days Certificates of Deposit
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
3 Month Term Share Certificates
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
BOSSIER
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Share Certificates 3 Months
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
90 Days
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
Personal Certificates of Deposit 90 Days
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Regular CD 90 Days
$0
0.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
6 MONTH CERTIFICATE
$500
4.07%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
6 Month TEAL Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
(Age 0-17)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
6 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
6-Month TEAL Certificate
$250
3.95%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 6, 2026
Details
For Kids and Teams
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
6-Month Certificate
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
6-Month Share Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
6-Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
6-Month Share & IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
6-Month Share Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
6 Months Share Certificates (CDs)
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
IRA Certificates 6 month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
6 months Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
6 month Share Certificates
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Business Share Certificate 6 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus Certificates 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
6 Month Certificate
$0
3.58%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
IRA Accounts 6 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
6-month Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
6 Month Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
6 Months CD
$2,500
3.50%
▼
Rate3.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
6 Months Certificates of Deposit
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
La Terre Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
701 Barrow St, Houma, LA 70360 4701
La Terre Lagniappe Share Certificate Accounts 6 Months - Special
$10,000
3.50%
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
New deposits only
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
6 Month Share Certificate
$2,500
3.50%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
6 Months Certificate Account
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First American Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
2785 Highway 20, Vacherie, LA 70090
6 Month CD
$0
3.38%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA 70071
6 Months Share Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
6 month Share Certificate
$500
3.27%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
6 Months Term Share Certificates & IRAs
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
IRA & Share Certificate Accounts 6 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
618 Main St, Minden, LA 71055
6 Months CD
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 6-Month
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Share Certificate 6-Month
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Individual Retirement Accounts (IRAs) 6 Months
$500
2.88%
▼
Rate2.84%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
IRA CDs 6 months
$500
2.79%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 6 Months
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
6 months Certificates of Deposit - Special Offers
$500
2.45%
▼
Rate2.42%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
6 months Certificates of Deposit
$500
2.45%
▼
Rate2.42%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
6-Month Fixed I.R.A.
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
9101 Hwy 3125, Convent, LA 70723
6 Months Share Certificates/CDs
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BOSSIER
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Share Certificates 6 Months
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
6 Month Term Share Certificates
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1512 Gause Blvd, Slidell, LA 70458
Regular Certificate 6 month
$0
0.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
180 Days
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
Personal Certificates of Deposit 180 Days
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
La Terre Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
701 Barrow St, Houma, LA 70360 4701
La Terre Lagniappe Share Certificate Accounts 6 Months
$1,000
0.15%
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Regular CD 180 Days
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1512 Gause Blvd, Slidell, LA 70458
Regular Certificate 6 month
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1512 Gause Blvd, Slidell, LA 70458
Traditional and Roth IRA Certificate 6 month
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
10719 Airline Hwy, Baton Rouge, LA 70816 4213
12 Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
618 Main St, Minden, LA 71055
12 Months CD
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
12 Month Expandable Share Certificates (CDs)
$100
3.90%
▼
Rate3.83%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
12 Months Share Certificates (CDs)
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
12 Months
$0
3.88%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 12 Months
$0
3.88%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 12 Months
$0
3.86%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
12-Month Bonus Certificate
$0
3.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus IRA Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
1 year Share Certificate
$50,000
3.82%
▼
Rate3.80%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details
GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
1 YEAR CERTIFICATE
$500
3.82%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
12-Month Certificate
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
12-Month Share Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA 70403 5464
1 Year Share Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
1 year Education IRA
$0
3.77%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
1 year IRA
$0
3.77%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
12 Months Term Share Certificates & IRAs
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
IRA & Share Certificate Accounts 1 Year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
La Terre Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
701 Barrow St, Houma, LA 70360 4701
La Terre Lagniappe Share Certificate Accounts 12 Months - Special
$10,000
3.75%
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
New deposits only
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
12-Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
2430 S Burnside Ave, Gonzales, LA 70737 4645
IRA Certificate 12 Months
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
IRA (Roth/Conventional)
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
12-Month Share Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
12-Month Share & IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
12 month Share Certificates
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
12 months Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
12-month CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov. Member FDIC
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
IRA Certificates 12 month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
12 Month (1 Year) Certificate
$0
3.58%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA 70071
1 Year Share Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 1 Year (Super Jumbo)
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
12 Months Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
12 months Certificate Account
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
12 months IRA
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
12-month Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
12 months Certificates of Deposit
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
12 months Certificates of Deposit - Special Offers
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Business Share Certificate 12 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
IRA Certificate 12 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Healthy Kids Club 12 months Certificates of Deposit
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
9101 Hwy 3125, Convent, LA 70723
12 Months Share Certificates/CDs
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
IRA Accounts 1 Year
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First American Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
2785 Highway 20, Vacherie, LA 70090
12 Month CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
1 Year Certificate Account
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 1 Year (Jumbo)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BOSSIER
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Share Certificates 12 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
12 Months CD
$2,500
3.25%
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
12 Months Certificates of Deposit
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Thrifty Saver Share Certificate 1 Year
$1,500
3.25%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMay 7, 2026
Details
APY with La Cap Checking: 3.65%
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 1 Year (Mini-Jumbo)
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
18-Month Certificate Special
$500
3.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Special rate available with funds new to Essential.
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
18-month Share Certificates
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
18-month Certificates
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
18-Month Certificate
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
18-Month Share Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
18 month Share Certificates
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
18 months Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
IRA Certificates 18 month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
18 Months Term Share Certificates & IRAs
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
618 Main St, Minden, LA 71055
18 Months CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
18 months Certificates of Deposit - Special Offers
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
18 months IRA
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
18 months Certificate Account
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
18 Months Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
18 months Certificates of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
18-Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
18-Month Share & IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
18-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Certificates of Deposit - Pulse Certificate 18 months
$100
3.40%
▼
Rate3.35%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA 70071
18 months Share Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Business Share Certificate 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
IRA Certificate 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 18-Month
$0
2.89%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Share Certificate 18-Month
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
18 Months IRA Certificates
$500
2.80%
▼
Rate2.77%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA 70403 5464
Traditional & ROTH IRA 18 MONTH CERTIFICATE
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
18 Months CD
$2,500
2.70%
▼
Rate2.67%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
18 Months Certificates of Deposit
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
18-Month Variable I.R.A.
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA 70113 1313
IRA 18-Month Certificate
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
18 months
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
18 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 2 Years (Super Jumbo)
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 24 Months
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
24 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus IRA Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 24 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA 70071
2 Years Share Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 2 Years (Jumbo)
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA 70403 5464
2 Year Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
24 months Certificates of Deposit
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
24 months Certificates of Deposit - Special Offers
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
Jumbo IRA & Share Certificate Accounts 2 Years
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
24 Months Term Share Certificates & IRAs
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
24 months IRA
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
24-Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
24-Month Share & IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
24-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
618 Main St, Minden, LA 71055
24 Months CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Certificates of Deposit - Pulse Certificate 24 months
$100
3.44%
▼
Rate3.39%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
24 month Share Certificates
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
24 months Certificate
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
IRA Certificates 24 month
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
24 Months Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
24 months Certificate Account
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 2 Years (Mini-Jumbo)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
2 YEAR CERTIFICATE
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
24 Month (2 Years) Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
IRA Certificate 24 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Thrifty Saver Share Certificate 2 Years
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
APY with La Cap Checking: 3.65%
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
24-Month Certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Business Share Certificate 24 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
IRA 24-Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
24 Month Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BOSSIER
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Share Certificates 24 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
IRA & Share Certificate Accounts 2 Years
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
1 1/2 Years Certificate Account
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
2430 S Burnside Ave, Gonzales, LA 70737 4645
IRA Certificate 24 Months
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
IRA (Roth/Conventional)
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
2 Years IRA Certificates
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 2-Year
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Share Certificate 2-Year
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
2 Years CD
$2,500
2.55%
▼
Rate2.53%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
2 Years Certificates of Deposit
$0
2.55%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
IRA Accounts 2 Year Step
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
2 Year Step Certificate Account
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
24 Month Expandable Share Certificates (CDs)
$100
2.43%
▼
Rate2.40%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
24 Months Share Certificates (CDs)
$500
2.43%
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA 70113 1313
24-Month Share Certificates
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
2-Year Fixed I.R.A.
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
2 years
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 3 Years (Super Jumbo)
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus IRA Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 3 Years (Jumbo)
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
36 months Certificates of Deposit
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
36 months Certificates of Deposit - Special Offers
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
36 Month Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
36-Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
2495 Shreveport Hwy, Pineville, LA 71360
36 Month Share Certificate
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
36-Month Share & IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
36-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
618 Main St, Minden, LA 71055
36 Months CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 36 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
36 month Share Certificates
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
36 months Certificate
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
IRA Certificates 36 month
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 3 Years (Mini-Jumbo)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
36 Months Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
36 months Certificate Account
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
36 months IRA
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Thrifty Saver Share Certificate 3 Years
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
APY with La Cap Checking: 3.70%
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Business Share Certificate 36 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
IRA Certificate 36 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
IRA 36-Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
36-Month Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
36-Month Certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
36 Months Term Share Certificates & IRAs
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA 70071
3 Years Share Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
36 Month (3 Years) Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
BOSSIER
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Share Certificates 36 Months
$0
2.94%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
IRA & Share Certificate Accounts 3 Years
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
Jumbo IRA & Share Certificate Accounts 3 Years
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
3 Years IRA Certificates
$500
2.65%
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
3-Year Fixed I.R.A.
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
3-Year Variable I.R.A.
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA 70113 1313
36-Month Share Certificates
$0
2.37%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
3 Years CD
$2,500
2.30%
▼
Rate2.28%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
3 Years Certificates of Deposit
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
3 years
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 3-Year
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
36 Month Expandable Share Certificates (CDs)
$100
2.12%
▼
Rate2.10%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
36 Months Share Certificates (CDs)
$500
2.12%
▼
Rate2.10%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Share Certificate 3-Year
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
IRA Accounts 3 Years
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
3 Years Certificate Account
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
3 Year Term Share Certificates
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Individual Retirement Accounts (IRAs) 36 Months
$500
1.06%
▼
Rate1.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1512 Gause Blvd, Slidell, LA 70458
Regular Certificate 3 Year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus IRA Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
48 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
48-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
48-Month Share & IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
48-Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
618 Main St, Minden, LA 71055
48 Months CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 48 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
48 months Certificates of Deposit
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
48 months Certificates of Deposit - Special Offers
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
48 month Share Certificates
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
48 months Certificate
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
IRA Certificates 48 month
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Thrifty Saver Share Certificate 4 Years
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
APY with La Cap Checking: 3.75%
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
48 months Certificate Account
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
48 months IRA
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
48 Months Certificate
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
48-Month Certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
48-Month Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
IRA 48-Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Business Share Certificate 48 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
IRA Certificate 48 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
48 Months Term Share Certificates & IRAs
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
BOSSIER
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Share Certificates 48 Months
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
4 years
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
IRA Accounts 4 Years
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
4 Years Certificate Account
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
4 Year Term Share Certificates
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
4 Years
$1,000
0.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
Personal Certificates of Deposit 4 Years
$1,000
0.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Regular CD 48 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Jumbo, 5 Year Term Certificates
$0
4.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Bonus IRA Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
618 Main St, Minden, LA 71055
60 Months CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
60 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
60 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 60 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
60-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
60-Month Share & IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
60-Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
60 months Certificates of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
60 months Certificates of Deposit - Special Offers
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Certificate 60 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
60 Months Certificate
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
60 months Certificate Account
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
60 months IRA
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dividends credited quarterly
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
60 month Share Certificates
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
60 months Certificate
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
IRA Certificates 60 month
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Thrifty Saver Share Certificate 5 Years
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
APY with La Cap Checking: 3.75%
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
60-Month Certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
60-Month Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
IRA 60-Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Business Share Certificate 60 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
IRA Certificate 60 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
60 Months Term Share Certificates & IRAs
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Dividends Paid Monthly; Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
60 Month (5 Years) Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
5 Years IRA Certificates
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
IRA & Share Certificate Accounts 5 Years
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
Jumbo IRA & Share Certificate Accounts 5 Years
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
5 years
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
5-Year Fixed I.R.A.
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
5-Year Variable I.R.A.
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
60 Months Certificate of Deposit (CDs)
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
BOSSIER
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Share Certificates 60 Months
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA 70113 1313
IRA 60-Month Certificate
$0
2.37%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 5-Year
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA 70113 1313
60-Month Share Certificates
$0
2.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Share Certificate 5-Year
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
5 Years CD
$2,500
2.25%
▼
Rate2.23%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
5 Years Certificates of Deposit
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
IRA Accounts 5 Years
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
5 Years Certificate Account
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
5 Year Term Share Certificates
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1512 Gause Blvd, Slidell, LA 70458
Regular Certificate 5 Year
$0
0.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
5 Years
$1,000
0.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
Personal Certificates of Deposit 5 Years
$1,000
0.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1512 Gause Blvd, Slidell, LA 70458
Regular Certificate 5 Year
$0
0.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1512 Gause Blvd, Slidell, LA 70458
Traditional and Roth IRA Certificate 5 Year
$0
0.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Regular CD 60 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Louisiana at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- Louisiana CD rates currently reach as high as 4.34% APY from ADVANCIAL. The rate table above ranks every offer we track for Louisiana, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Louisiana CD Rate Trends
Compare local Louisiana CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — LA Avg
2.587%
▲ 0.047 vs 7 days ago
Louisiana 12-month CD rates rose 0.047 points over the past 7 days to 2.587% APY.
6-Month CD — LA Avg
2.259%
▲ 0.131 vs 7 days ago
Louisiana 6-month CD rates rose 0.131 points over the past 7 days to 2.259% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
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LA CD Rate Forecast — Next 12 Months
Where are Louisiana CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
LA 12-Month Avg APY
2.587%
6-Month Forecast
2.587%
Range: 2.39% – 2.74%
12-Month Forecast
2.337%
Range: 2.14% – 2.49%
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What Your Savings Earn at LA CD Rates Today
Annual interest earnings at today’s Louisiana average APYs. State average used where available; national average as fallback.
| CD Term | LA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.454% | $72.72 | $145.43 | $363.58 | $727.15 |
| 6-Month CD | 2.259% | $112.94 | $225.87 | $564.68 | $1,129.35 |
| 12-Month CD | 2.587% | $129.33 | $258.65 | $646.63 | $1,293.25 |
| 18-Month CD | 3.397% | $169.84 | $339.68 | $849.20 | $1,698.40 |
| 24-Month CD | 2.245% | $112.27 | $224.54 | $561.35 | $1,122.70 |
| 36-Month CD | 2.170% | $108.52 | $217.03 | $542.58 | $1,085.15 |
| 48-Month CD | 2.302% | $115.12 | $230.24 | $575.60 | $1,151.20 |
| 60-Month CD | 2.214% | $110.69 | $221.38 | $553.45 | $1,106.90 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026. | |||||
Sample CD Ladder for Louisiana Savers
$25,000 split equally across 5 terms using today’s Louisiana average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | LA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.454% | $72.72 |
| 2 | 6-Month CD | $5,000 | 2.259% | $112.94 |
| 3 | 12-Month CD | $5,000 | 2.587% | $129.33 |
| 4 | 24-Month CD | $5,000 | 2.245% | $112.27 |
| 5 | 36-Month CD | $5,000 | 2.170% | $108.52 |
| Total ($25,000 invested) | $25,000 | 2.143% blended | $535.78/yr | |
Ladder example uses equal $5,000 rungs and Louisiana average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
325
CD Rates
Tracked in Louisiana
Tracked in Louisiana
14 Banks
25 Credit Unions
About Our Louisiana CD Rate Database
MonitorBankRates tracks 325 CD rates from 14 banks and 25 credit unions with locations in Louisiana, plus national online institutions available to Louisiana residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: ADVANCIAL offers a CD at 4.34% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Louisiana.
How to Find the Best CD Rates in Louisiana
What to compare when shopping for a CD in Louisiana
To find the best APYs in Louisiana, start with credit unions and online-only banks — Louisiana has 25 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Louisiana
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Louisiana — 39 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Louisiana savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Louisiana money market rates
Louisiana Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$40,534
National avg: $47,340
Poverty Rate
18.9%
National avg: 11.1%
Unemployment Rate
6.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$105/yr
At LA 12-mo avg 2.587% APY
16.7% of residents are 65 or older — below the national average of 17.3%. At today’s LA 12-month CD average of 2.587%, saving 10% of the local median salary ($4,053/year) and putting it in a CD would earn an additional $105 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Louisiana
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Louisiana
Are CD rates in Louisiana FDIC insured?
Yes, most established banks in Louisiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Louisiana?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Louisiana.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Louisiana may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Louisiana?
Here are recent top rates found for this area:
- ADVANCIAL: 4.34% APY (Jumbo, 5 Year Term Certificates)
- GEISMAR COMPLEX: 4.07% APY (6 MONTH CERTIFICATE)
- EFCU Financial Federal Credit Union: 4.00% APY (12 Month Certificate)
- Essential Credit Union: 3.95% APY (18-month Certificates)
- Red River Employees Federal Credit Union: 3.95% APY (6-Month TEAL Certificate)
- Southwest Louisiana Credit Union: 3.90% APY (12 Month Expandable Share Certificates (CDs))
- Capital One Bank: 3.90% APY (12 Months CD)
- Northrop Grumman Federal Credit Union: 3.84% APY (Bonus Certificates 12 Month)
- Instep Credit Union: 3.82% APY (SHARE CERTIFICATES & IRA CERTIFICATES 2 Years (Super Jumbo))
- LES: 3.82% APY (1 year Share Certificate)
Rates reflect recent verified offers available in Louisiana. Last Updated: May 12, 2026
CD Calculators for Louisiana
Louisiana CD Calculator
At today’s LA top rate of 4.34% APY, a $10,000 deposit earns $434 in the first year. Enter your amount to see your exact return.
Louisiana CD LadderLA CD rates currently range from 1.454% (3-month) to 2.170% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Louisiana CD at 4.34% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsLouisiana’s average 12-month CD is 2.587% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026
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