Louisiana CD Rate Trends
Track current and weekly average certificate of deposit APYs across all products in Louisiana, view interactive rate trend charts, and compare LA APYs against the national average.
Current Louisiana CD Rate Trends
CD APYs in Louisiana fell by -0.290 this week, bringing the current 12-Month CD average APY down to 2.833%. Savers in LA are seeing slightly reduced yields compared to last week, when the average stood at 3.123%.
Louisiana's 12-Month CD APY of 2.833% is currently in line with the national average of 2.833%, indicating LA is tracking closely with broader U.S. deposit market conditions.
The 6-Month CD APY in Louisiana currently averages 2.672%, compared to 2.869% last week. Savers weighing a shorter term should note that 6-Month CDs typically offer lower APYs than 12-Month CDs but provide more flexibility to access funds sooner.
The Louisiana certificate of deposit rate averages displayed on this page are calculated from 363 verified CD rate quotes collected across 52 banks and credit unions actively operating in Louisiana. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated certificate of deposit rate database spanning community banks, regional lenders, national institutions, and credit unions across Louisiana. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in LA.
Data reflects average APYs offered by licensed institutions operating in LA. Last Updated: September 2, 2026
Louisiana CD Rate Trends
Weekly average APYs across all CD terms. Hover over the chart to see exact APYs for each week.
Louisiana CD rate averages compiled from 363 current CD rates across 52 banks and credit unions operating in LA — updated daily.
As of Sep 2, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Louisiana financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical LA cd rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://monitorbankrates.com/certificate-of-deposit-cd-rates/louisiana/trends. For custom data pulls, contact us here.
