Nevada CD Rates Today - Compare Best APYs for May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Nevada CD rates include Toyota Financial Savings BankToyota Financial Savings Bank2485 Village View Dr, Henderson, NV 89074A+5.0 ★Texas Ratio: 0.00%Real return: +1.31%APY minus CPI (February 2026) offering 60 Month Certificate of Deposit at 4.11% APY, America First Federal Credit UnionAmerica First Federal Credit Union4774 S 1300 W Bldg 3, Riverdale, UT 84405 3621A5.0 ★Texas Ratio: 8.12%Real return: +1.30%APY minus CPI (February 2026) offering 60 Months at 4.10% APY, Create Credit UnionCreate Credit Union1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901A+5.0 ★Texas Ratio: 2.63%Real return: +1.02%APY minus CPI (February 2026) offering 3-month cd at 3.82% APY, Weststar Credit UnionWeststar Credit Union8395 W Sunset Rd, Las Vegas, NV 89113A+5.0 ★Texas Ratio: 4.17%Real return: +0.80%APY minus CPI (February 2026) offering 60 Months Term Certificate at 3.60% APY, and Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)7 Commerce St, Harrington, DE 19952A+5.0 ★Texas Ratio: 3.24%Real return: +0.70%APY minus CPI (February 2026) offering 3-Month CD at 3.50% APY. CD rates as of May 15, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Nevada side-by-side. Nevada CD rates currently reach as high as 4.11% APY from Toyota Financial Savings Bank at 2485 Village View Dr, Henderson, NV 89074. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 15, 2026
Compare Best CD Rates in Nevada
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
3-month cd
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2485 Village View Dr, Henderson, NV 89074
3 Month Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
7 Commerce St, Harrington, DE 19952
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
3 Month Share Certificates
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
Share Certificate (CD) 3 Months
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
3 Months Term Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) Special Distribution 3 Months
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) 3 Months
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
3 Months Share Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
3 Month CD
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
3 Month CD
$10,000
1.24%
▼
Rate1.23%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
3 Month CD
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2485 Village View Dr, Henderson, NV 89074
6 Month Certificate of Deposit
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
6 Month Share Certificates
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
6 Months Term Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
6 Months Share Certificate
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) 6 Months
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) Special Distribution 6 Months
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
Share Certificate (CD) 6 Months
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
6 Month CD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
7 Commerce St, Harrington, DE 19952
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
6-month Certificate
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate (Traditional, Roth or Educational) 6 Months
$1,000
2.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate Plus (Traditional, Roth or Educational) 6 Months
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
6-month term Regular CDs
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
6 Month CD
$500
0.16%
▼
Rate0.16%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
6 MONTH CERTIFICATE OF DEPOSIT
$1,000
0.15%
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
6 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
6 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
6 months CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2485 Village View Dr, Henderson, NV 89074
12 Month Certificate of Deposit
$0
3.96%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV 89521
FB-Org Certificate of Deposit [CD] 1 year
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
12 Months Term Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
1 Year CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
12-month Certificate
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
12 Months Share Certificate
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) 12 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) Special Distribution 12 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
Share Certificate (CD) 12 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate (Traditional, Roth or Educational) 12 Months
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate Plus (Traditional, Roth or Educational) 12 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts 12 Months
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
Certificate of Deposit 12 months
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
12-Month Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
12 Month Share Certificates
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
12 Mo. IRA Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Traditional
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
1 year Jumbo CD
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
1 year Standard CD
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
1 year Super jumbo CD
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
1-year fixed
$1,000
1.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
1 year Standard Fixed Rate Relationship
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
1 year Standard Fixed Rate
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 12-month term
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
12-month term Regular CDs
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 12-month term
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
12 Month CD
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
12 MONTH CERTIFICATE OF DEPOSIT
$1,000
0.18%
▼
Rate0.18%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $49,000.00
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
12 months CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2485 Village View Dr, Henderson, NV 89074
18 Month Certificate of Deposit
$0
3.96%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
18 Months Term Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
18 Months Share Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) 18 Months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) Special Distribution 18 Months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
Share Certificate (CD) 18 Months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
18-month Certificate
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
18 months Standard CD
$0
1.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
18 Month IRA
$250
0.50%
▼
Rate0.50%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
18 Month CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
18 months CD
$500
0.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2485 Village View Dr, Henderson, NV 89074
24 Month Certificate of Deposit
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
24 Months Term Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
24 Months Share Certificate
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) 24 Months
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) Special Distribution 24 Months
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
Share Certificate (CD) 24 Months
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
2 Year CD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate (Traditional, Roth or Educational) 24 Months
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate Plus (Traditional, Roth or Educational) 24 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
24 Mo. IRA Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Traditional, Roth & Educational
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
24 Month Share Certificates
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
24-month Certificate
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts 24 Months
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts 24 Months
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 24-month term
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts 24 Months
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
24-month term Regular CDs
$0
2.34%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 24-month term
$0
2.34%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
2 years Jumbo CD
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
2 years Standard CD
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
2 years Super jumbo CD
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
Jumbo Certificates of Deposit 2 year
$99,000
0.55%
▼
Rate0.55%
Min Deposit$99,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
24 Month CD
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
210 Front Street, Caliente, NV 89008
24 MONTH CERTIFICATE OF DEPOSIT
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
2 years CD
$500
0.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2485 Village View Dr, Henderson, NV 89074
36 Month Certificate of Deposit
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
36 Months Term Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
36 Months Share Certificate
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) 36 Months
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) Special Distribution 36 Months
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
Share Certificate (CD) 36 Months
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
3 Year CD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
36-month Certificate
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate (Traditional, Roth or Educational) 36 Months
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate Plus (Traditional, Roth or Educational) 36 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
36 Mo. IRA Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Traditional, Roth & Educational
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
36 Month Share Certificates
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts 36 Months
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 36-month term
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts 36 Months
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts 36 Months
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 36-month term
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
3 years Jumbo CD
$0
1.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
3 years Standard CD
$0
1.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
3 years Super jumbo CD
$0
1.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
Jumbo Certificates of Deposit 3 year
$99,000
0.60%
▼
Rate0.60%
Min Deposit$99,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
36 Month CD
$500
0.55%
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
3 years CD
$500
0.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
48 Months Term Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
48 Months Share Certificate
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) 48 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) Special Distribution 48 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
Share Certificate (CD) 48 Months
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
4 Year CD
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
48-month Certificate
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate (Traditional, Roth or Educational) 48 Months
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate Plus (Traditional, Roth or Educational) 48 Months
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
48-month term Regular CDs
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 48-month term
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
48 Mo. IRA Certificates
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Traditional, Roth & Educational
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV 89447
48 Month Share Certificates
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
4 years Jumbo CD
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
4 years Standard CD
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
4 years Super jumbo CD
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
4 years CD
$500
0.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2485 Village View Dr, Henderson, NV 89074
60 Month Certificate of Deposit
$0
4.11%
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
4774 S 1300 W Bldg 3, Riverdale, UT 84405 3621
60 Months
$500
4.10%
▼
Rate4.03%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
4774 S 1300 W Bldg 3, Riverdale, UT 84405 3621
60 Months
$500
3.95%
▼
Rate3.88%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV 89113
60 Months Term Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
60 Months Share Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) 60 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
IRA Share Certificate (CD) Special Distribution 60 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
555 US Highway 50 E, Dayton, NV 89403
Share Certificate (CD) 60 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
60-month Certificate
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
60-month term Regular CDs
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
IRA Certificates (CDs) 60-month term
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate (Traditional, Roth or Educational) 60 Months
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL 60148 6176
IRA Certificate Plus (Traditional, Roth or Educational) 60 Months
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
5 years Jumbo CD
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
5 years Standard CD
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV 89169
5 years Super jumbo CD
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
Jumbo Certificates of Deposit 5 year
$99,000
1.00%
▼
Rate1.00%
Min Deposit$99,000
Min Balance—
UpdatedMay 5, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
4040 El Dorado Rd, Placerville, CA 95667
60 Month CD
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
5 years CD
$500
0.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Nevada at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- Nevada CD rates currently reach as high as 4.11% APY from Toyota Financial Savings Bank. The rate table above ranks every offer we track for Nevada, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Nevada CD Rate Trends
Compare local Nevada CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NV Avg
1.924%
▼ 0.027 vs 7 days ago
Nevada 12-month CD rates fell 0.027 points over the past 7 days to 1.924% APY.
6-Month CD — NV Avg
0.873%
▼ 0.045 vs 7 days ago
Nevada 6-month CD rates fell 0.045 points over the past 7 days to 0.873% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
NV CD Rate Forecast — Next 12 Months
Where are Nevada CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NV 12-Month Avg APY
1.924%
6-Month Forecast
1.924%
Range: 1.72% – 2.07%
12-Month Forecast
1.674%
Range: 1.47% – 1.82%
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MonitorBankRates
What Your Savings Earn at NV CD Rates Today
Annual interest earnings at today’s Nevada average APYs. State average used where available; national average as fallback.
| CD Term | NV Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.128% | $56.39 | $112.77 | $281.93 | $563.85 |
| 6-Month CD | 0.873% | $43.67 | $87.33 | $218.33 | $436.65 |
| 12-Month CD | 1.924% | $96.21 | $192.41 | $481.03 | $962.05 |
| 18-Month CD | 2.951% | $147.57 | $295.13 | $737.83 | $1,475.65 |
| 24-Month CD | 2.848% | $142.42 | $284.84 | $712.10 | $1,424.20 |
| 36-Month CD | 3.200% | $160.01 | $320.02 | $800.05 | $1,600.10 |
| 48-Month CD | 3.346% | $167.29 | $334.57 | $836.43 | $1,672.85 |
| 60-Month CD | 3.328% | $166.42 | $332.84 | $832.10 | $1,664.20 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 15, 2026. | |||||
Sample CD Ladder for Nevada Savers
$25,000 split equally across 5 terms using today’s Nevada average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NV Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.128% | $56.39 |
| 2 | 6-Month CD | $5,000 | 0.873% | $43.67 |
| 3 | 12-Month CD | $5,000 | 1.924% | $96.21 |
| 4 | 24-Month CD | $5,000 | 2.848% | $142.42 |
| 5 | 36-Month CD | $5,000 | 3.200% | $160.01 |
| Total ($25,000 invested) | $25,000 | 1.995% blended | $498.70/yr | |
Ladder example uses equal $5,000 rungs and Nevada average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
151
CD Rates
Tracked in Nevada
Tracked in Nevada
9 Banks
10 Credit Unions
About Our Nevada CD Rate Database
MonitorBankRates tracks 151 CD rates from 9 banks and 10 credit unions with locations in Nevada, plus national online institutions available to Nevada residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Toyota Financial Savings Bank offers a CD at 4.11% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Nevada.
How to Find the Best CD Rates in Nevada
What to compare when shopping for a CD in Nevada
To find the best APYs in Nevada, start with credit unions and online-only banks — Nevada has 10 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Nevada
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Nevada — 19 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Nevada savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Nevada money market rates
Nevada Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
17.0%
National avg: 17.3%
Median Individual Earnings
$43,016
National avg: $47,340
Poverty Rate
12.4%
National avg: 11.1%
Unemployment Rate
6.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$83/yr
At NV 12-mo avg 1.924% APY
17.0% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 6.9% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s NV 12-month CD average of 1.924%, saving 10% of the local median salary ($4,301/year) and putting it in a CD would earn an additional $83 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Nevada
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Nevada
Are CD rates in Nevada FDIC insured?
Yes, most established banks in Nevada are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Nevada?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Nevada.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Nevada may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Nevada?
Here are recent top rates found for this area:
- Toyota Financial Savings Bank: 4.11% APY (60 Month Certificate of Deposit)
- America First Federal Credit Union: 4.10% APY (60 Months)
- Create Credit Union: 3.82% APY (3-month cd)
- Weststar Credit Union: 3.60% APY (18 Months Term Certificate)
- Wilmington Savings Fund Society (WSFS): 3.50% APY (3-Month CD)
- Greater Nevada Credit Union: 3.50% APY (60 Months Share Certificate)
- Farm Bureau Bank FSB: 3.35% APY (FB-Org Certificate of Deposit [CD] 1 year)
- Baxter Credit Union: 3.30% APY (18-month term)
- One Nevada Credit Union: 3.30% APY (1 Year CD)
- Aloha Pacific Federal Credit Union: 3.25% APY (12-month Certificate)
Rates reflect recent verified offers available in Nevada. Last Updated: May 15, 2026
CD Calculators for Nevada
Nevada CD Calculator
At today’s NV top rate of 4.11% APY, a $10,000 deposit earns $411 in the first year. Enter your amount to see your exact return.
Nevada CD LadderNV CD rates currently range from 1.128% (3-month) to 3.200% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Nevada CD at 4.11% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNevada’s average 12-month CD is 1.924% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nevada CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nevada. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 15, 2026
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