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CD Rate Trends

Nevada Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 13, 2026

Nevada CD rates range from 0.02% to 5.15% APY, verified by MonitorBankRates as of October 13, 2026. Current Nevada CD rates include Toyota Financial Savings BankToyota Financial Savings Bank2485 Village View Dr, Henderson, NV 89074A+5.0 ★Texas Ratio: 1.12%Real return: +2.35%APY minus CPI (February 2026) offering 60 Month CERTIFICATES OF DEPOSIT at 5.15% APY, Weststar Credit UnionWeststar Credit Union8395 W Sunset Rd, Las Vegas, NV 89113A+5.0 ★Texas Ratio: 2.75%Real return: +1.75%APY minus CPI (February 2026) offering 60 Month IRA Term Certificate at 4.55% APY, Credit One Bank, N.A.Credit One Bank, N.A.6801 S Cimarron Rd, Las Vegas, NV 89113A5.0 ★Texas Ratio: 9.51%Real return: +1.70%APY minus CPI (February 2026) offering 12 Month High Yield Jumbo CD at 4.50% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union700 Los Altos Pkwy, Sparks, NV 89436 7753A5.0 ★Texas Ratio: 9.78%Real return: +1.70%APY minus CPI (February 2026) offering 24 Month Certificate at 4.50% APY, and America First Federal Credit UnionAmerica First Federal Credit Union590 W Mesquite Blvd, Mesquite, NV 89027A5.0 ★Texas Ratio: 8.33%Real return: +1.70%APY minus CPI (February 2026) offering 60 Month Certificate Account at 4.50% APY. CD rates as of October 13, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare CD rates across all terms in Nevada side-by-side. Nevada CD rates currently reach as high as 5.15% APY from Toyota Financial Savings Bank at 2485 Village View Dr, Henderson, NV 89074. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 13, 2026

Compare Best CD Rates in Nevada

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Nevada 3 Month CD Rates

MonitorBankRates Nevada Average · 3 Month CD2.36% APYUnchanged from last weekNational 2.09%
View 3-month CD rate trend

The average 3-month CD rate in Nevada is 2.36% APY, compared with 2.09% nationally, as of October 13, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
3-Month Certificate
$1,000
3.85% ▲ 1.49% above Nevada avg
View
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▲ 1.49% above avgNationally 2.09%
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
3.25%3.80%4.35%Sep 18, 2026: 3.75% APYSep 27, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20263.85%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
3 Month Level Up Certificates and IRA Certificates
$500
3.82% ▲ 1.46% above Nevada avg
View
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▲ 1.46% above avgNationally 2.09%
Details

Rate History
No change since Oct 10, 2026 · 3.82% APY
3.32%3.82%4.32%Oct 10, 2026: 3.82% APYOct 10, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
Share Certificates - 3 Month
$500
3.75% ▲ 1.39% above Nevada avg
View
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▲ 1.39% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
3 Month CERTIFICATES OF DEPOSIT
$0
3.70% ▲ 1.34% above Nevada avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.36%▲ 1.34% above avgNationally 2.09%
Details

Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 24, 2026: 3.70% APYSep 24, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
3 Month IRA Certificate
$0
3.60% ▲ 1.24% above Nevada avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.36%▲ 1.24% above avgNationally 2.09%
Details

Rate History
No change since Sep 29, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
3 Month Share Certificates
$0
3.60% ▲ 1.24% above Nevada avg
View
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.36%▲ 1.24% above avgNationally 2.09%
Details

Rate History
No change since Sep 29, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 29, 2026: 3.60% APYSep 29, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 3 Months
$0
3.45% ▲ 1.09% above Nevada avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▲ 1.09% above avgNationally 2.09%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 22, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 22, 2026: 3.45% APYSep 22, 2026Oct 13, 2026
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
667 S Maine St, Fallon, NV 89406 3801
Certificate of Deposit - 3 Month Term
$1,000
3.30% ▲ 0.94% above Nevada avg
View
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.36%▲ 0.94% above avgNationally 2.09%
Details

CD rates effective February 1, 2026

Rate History
No change since Oct 13, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 13, 2026: 3.30% APYOct 13, 2026Oct 13, 2026
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
101 Convention Center Dr, Las Vegas, NV 89109
Fixed Rate of Return - 3 Month
$2,500
3.00% ▲ 0.64% above Nevada avg
View
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.36%▲ 0.64% above avgNationally 2.09%
Details

Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
3 Month IRA Term Certificate
$0
3.00% ▲ 0.64% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.36%▲ 0.64% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
3 Month IRA Share Certificate (CD)
$500
3.00% ▲ 0.64% above Nevada avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.36%▲ 0.64% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
3 Month Share Certificate (CD)
$500
3.00% ▲ 0.64% above Nevada avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.36%▲ 0.64% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
3 Month CD
$0
2.53% ▲ 0.17% above Nevada avg
View
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▲ 0.17% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 2.53% APY · checked 6 times
2.03%2.53%3.03%Sep 14, 2026: 2.53% APYSep 14, 2026Oct 13, 2026
Elko Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
2397 Mountain City Hwy, Elko, NV 89801
3 Month Term Share Certificates
$1,000
2.02% ▼ 0.34% below Nevada avg
View
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.36%▼ 0.34% below avgNationally 2.09%
Details

Rate Type: Fixed

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 5 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
3 Month Certificate
$0
1.50% ▼ 0.86% below Nevada avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.36%▼ 0.86% below avgNationally 2.09%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.25% → 1.50% ▲ 0.25 pts · high 1.50% / low 1.25%
0.75%1.38%2.00%Sep 12, 2026: 1.25% APYOct 12, 2026: 1.50% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20261.50%▲ from 1.25%
  • Sep 12, 20261.25%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
Share and IRA Certificates - 3 Months
$0
1.50% ▼ 0.86% below Nevada avg
View
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.36%▼ 0.86% below avgNationally 2.09%
Details

APY with Bonus Rate: 1.60%

Rate History
No change since Oct 12, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 12, 2026: 1.50% APYOct 12, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
3 Month CD
$10,000
1.24% ▼ 1.12% below Nevada avg
View
▼
Rate1.23%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.36%▼ 1.12% below avgNationally 2.09%
Details

Rate History
No change since Sep 20, 2026 · 1.24% APY · checked 6 times
0.74%1.24%1.74%Sep 20, 2026: 1.24% APYSep 20, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 3 Month CD
$10,000
1.24% ▼ 1.12% below Nevada avg
View
▼
Rate1.23%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.36%▼ 1.12% below avgNationally 2.09%
Details

Rate History
No change since Sep 20, 2026 · 1.24% APY · checked 5 times
0.74%1.24%1.74%Sep 20, 2026: 1.24% APYSep 20, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Month Certificate of Deposit [CD]
$1,000
1.10% ▼ 1.26% below Nevada avg
View
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.36%▼ 1.26% below avgNationally 2.09%
Details

Balance: $50,000 and up; Jumbo CD

Rate History
No change since Oct 7, 2026 · 1.10% APY · checked 2 times
0.60%1.10%1.60%Oct 7, 2026: 1.10% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Month Certificate of Deposit [CD]
$1,000
1.00% ▼ 1.36% below Nevada avg
View
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.36%▼ 1.36% below avgNationally 2.09%
Details

Balance: $1,000 to $49,999

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
3-month term
$0
0.60% ▼ 1.76% below Nevada avg
View
▼
Rate0.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▼ 1.76% below avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 6 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
3-month term Standard CD
$0
0.50% ▼ 1.86% below Nevada avg
View
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▼ 1.86% below avgNationally 2.09%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
3 Month Business Fixed Rate Certificates of Deposit
$0
0.10% ▼ 2.26% below Nevada avg
View
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.36%▼ 2.26% below avgNationally 2.09%
Details

Balance: $90,000 +

Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
3 Month Fixed Rate Certificates of Deposit
$0
0.10% ▼ 2.26% below Nevada avg
View
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.36%▼ 2.26% below avgNationally 2.09%
Details

Balance: $90,000 +

Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
3 Month CD
$500
0.10% ▼ 2.26% below Nevada avg
View
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.36%▼ 2.26% below avgNationally 2.09%
Details

Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 3 Month CD
$500
0.10% ▼ 2.26% below Nevada avg
View
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.36%▼ 2.26% below avgNationally 2.09%
Details

Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
4425 Spring Mountain Rd, Las Vegas, NV 89102
3 month Standard Fixed Rate
$2,500
0.06% ▼ 2.30% below Nevada avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.36%▼ 2.30% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
4425 Spring Mountain Rd, Las Vegas, NV 89102
3 month Standard Interest Rate
$2,500
0.06% ▼ 2.30% below Nevada avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.36%▼ 2.30% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
4425 Spring Mountain Rd, Las Vegas, NV 89102
3 month Standard Fixed Rate
$2,500
0.05% ▼ 2.31% below Nevada avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.36%▼ 2.31% below avgNationally 2.09%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
3 Month Business Fixed Rate Certificates of Deposit
$0
0.05% ▼ 2.31% below Nevada avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.36%▼ 2.31% below avgNationally 2.09%
Details

Balance: $1,000 - $90,000

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
3 Month Fixed Rate Certificates of Deposit
$0
0.05% ▼ 2.31% below Nevada avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.36%▼ 2.31% below avgNationally 2.09%
Details

Balance: $1,000 +

Rate History
1 change since Sep 24, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05%
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYOct 7, 2026: 0.05% APYSep 24, 2026Oct 13, 2026
  • Oct 7, 20260.05%▼ from 0.10%
  • Sep 24, 20260.10%first recorded
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
3 Month IRA Certificates
$0
0.05% ▼ 2.31% below Nevada avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▼ 2.31% below avgNationally 2.09%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 6, 2026: 0.05% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
3 Month Standard CD
$0
0.05% ▼ 2.31% below Nevada avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.36%▼ 2.31% below avgNationally 2.09%
Details

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026

Nevada 6 Month CD Rates

MonitorBankRates Nevada Average · 6 Month CD2.81% APY▲ 0.03% from last weekNational 2.78%
View 6-month CD rate trend

The average 6-month CD rate in Nevada is 2.81% APY, compared with 2.78% nationally, as of October 13, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
6 Month High Yield Jumbo CD
$0
4.25% ▲ 1.44% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.81%▲ 1.44% above avgNationally 2.78%
Details

Loyalty Rates: 0.05%

Rate History
No change since Sep 27, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 27, 2026: 4.25% APYSep 27, 2026Oct 13, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
100 W Liberty St Ste 190, Reno, NV 89501
6-MONTH CD
$2,500
4.10% ▲ 1.29% above Nevada avg
View
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 1.29% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
3.20%3.90%4.60%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.10%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
6085 W Twain Ave, Las Vegas, NV 89103
Special 6-Month Fixed Rate
$0
4.00% ▲ 1.19% above Nevada avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.81%▲ 1.19% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
Share Certificates - 6 Month
$500
3.90% ▲ 1.09% above Nevada avg
View
▼
Rate3.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 1.09% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
6 Month Level Up Certificates and IRA Certificates
$500
3.87% ▲ 1.06% above Nevada avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 1.06% above avgNationally 2.78%
Details

Rate History
No change since Oct 10, 2026 · 3.87% APY
3.37%3.87%4.37%Oct 10, 2026: 3.87% APYOct 10, 2026Oct 13, 2026
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
6 Month CERTIFICATES OF DEPOSIT
$0
3.85% ▲ 1.04% above Nevada avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.81%▲ 1.04% above avgNationally 2.78%
Details

Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 24, 2026: 3.85% APYSep 24, 2026Oct 13, 2026
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
6-Month Certificate
$1,000
3.85% ▲ 1.04% above Nevada avg
View
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 1.04% above avgNationally 2.78%
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
3.25%3.80%4.35%Sep 18, 2026: 3.75% APYSep 27, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20263.85%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
8474 Rozita Lee Ave, Las Vegas, NV 89113
6 Month CD
$500
3.85% ▲ 1.04% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 1.04% above avgNationally 2.78%
Details

Rate History
No change since Oct 6, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 6, 2026: 3.85% APYOct 6, 2026Oct 13, 2026
Elko Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
2397 Mountain City Hwy, Elko, NV 89801
6 Month Term Share Certificates
$1,000
3.82% ▲ 1.01% above Nevada avg
View
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.81%▲ 1.01% above avgNationally 2.78%
Details

Rate Type: Fixed

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 5 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
6 Month Certificate of Deposit [CD]
$1,000
3.80% ▲ 0.99% above Nevada avg
View
▼
Rate3.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.81%▲ 0.99% above avgNationally 2.78%
Details

Balance: $50,000 and up; Jumbo CD

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
6-Month CD
$0
3.75% ▲ 0.94% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 0.94% above avgNationally 2.78%
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
6-Month Term
$1,000
3.75% ▲ 0.94% above Nevada avg
View
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 0.94% above avgNationally 2.78%
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
6 Month Certificate of Deposit [CD]
$1,000
3.70% ▲ 0.89% above Nevada avg
View
▼
Rate3.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.81%▲ 0.89% above avgNationally 2.78%
Details

Balance: $1,000 to $49,999

Rate History
1 change since Sep 24, 2026 · 3.55% → 3.70% ▲ 0.15 pts · high 3.70% / low 3.55%
3.05%3.63%4.20%Sep 24, 2026: 3.55% APYSep 27, 2026: 3.70% APYSep 24, 2026Oct 13, 2026
  • Sep 27, 20263.70%▲ from 3.55%
  • Sep 24, 20263.55%first recorded
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
CD with Step-Up Option - 6 months
$250,000
3.50% ▲ 0.69% above Nevada avg
View
▼
Rate3.44%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.81%▲ 0.69% above avgNationally 2.78%
Details

FDIC insured up to $50 Million

Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 7, 2026: 3.50% APYOct 7, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
6 Month IRA Certificate
$0
3.45% ▲ 0.64% above Nevada avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.81%▲ 0.64% above avgNationally 2.78%
Details

Rate History
No change since Sep 29, 2026 · 3.45% APY
2.95%3.45%3.95%Sep 29, 2026: 3.45% APYSep 29, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
6 Month Share Certificates
$0
3.45% ▲ 0.64% above Nevada avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.81%▲ 0.64% above avgNationally 2.78%
Details

Rate History
No change since Sep 29, 2026 · 3.45% APY
2.95%3.45%3.95%Sep 29, 2026: 3.45% APYSep 29, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 6 Months
$0
3.45% ▲ 0.64% above Nevada avg
View
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 0.64% above avgNationally 2.78%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 22, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 22, 2026: 3.45% APYSep 22, 2026Oct 13, 2026
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
667 S Maine St, Fallon, NV 89406 3801
Certificate of Deposit - 6 Month Term
$1,000
3.30% ▲ 0.49% above Nevada avg
View
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.81%▲ 0.49% above avgNationally 2.78%
Details

CD rates effective February 1, 2026

Rate History
No change since Oct 13, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 13, 2026: 3.30% APYOct 13, 2026Oct 13, 2026
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
9770 S Virginia St, Reno, NV 89511 5941
6 Month Term Share Certificate
$1,000
3.25% ▲ 0.44% above Nevada avg
View
▼
Rate3.21%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.81%▲ 0.44% above avgNationally 2.78%
Details

Minimum $1,000 Deposit

Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 12, 2026: 3.25% APYSep 12, 2026Oct 13, 2026
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
6 Month IRA Term Certificate
$0
3.15% ▲ 0.34% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.81%▲ 0.34% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 14, 2026: 3.15% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
6 Month IRA Share Certificate (CD)
$500
3.10% ▲ 0.29% above Nevada avg
View
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.81%▲ 0.29% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 5 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
6 Month Share Certificate (CD)
$500
3.10% ▲ 0.29% above Nevada avg
View
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.81%▲ 0.29% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 5 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
6 Month CD
$0
3.04% ▲ 0.23% above Nevada avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▲ 0.23% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 6 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
101 Convention Center Dr, Las Vegas, NV 89109
Fixed Rate of Return - 6 Month
$2,500
3.00% ▲ 0.19% above Nevada avg
View
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.81%▲ 0.19% above avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 13, 2026
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
6-month Certificate
$1,000
3.00% ▲ 0.19% above Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.81%▲ 0.19% above avgNationally 2.78%
Details

$1,000.00 minimum to open and earn APY

Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
6 Month Business Share Certificates Plus (CD)
$0
2.00% ▼ 0.81% below Nevada avg
View
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 0.81% below avgNationally 2.78%
Details

Early Withdrawal Penalty: 90 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
6 Month Share Certificate (CD)
$1,000
2.00% ▼ 0.81% below Nevada avg
View
▼
Rate1.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 0.81% below avgNationally 2.78%
Details

Early Withdrawal Penalty: 90 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
6 Month Share Certificate Plus (CD)
$0
2.00% ▼ 0.81% below Nevada avg
View
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 0.81% below avgNationally 2.78%
Details

Early Withdrawal Penalty: 90 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
6 Month Traditional IRA Certificate
$1,000
2.00% ▼ 0.81% below Nevada avg
View
▼
Rate1.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 0.81% below avgNationally 2.78%
Details

Early Withdrawal Penalty: 90 Days' Dividends; IRA Certificate (Traditional, Roth or Educational)

Rate History
No change since Oct 10, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 10, 2026: 2.00% APYOct 10, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
Business Share Certificates (CD) - 6 Months
$1,000
2.00% ▼ 0.81% below Nevada avg
View
▼
Rate1.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 0.81% below avgNationally 2.78%
Details

Early Withdrawal Penalty: 90 Days' Dividends

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
6 Month Certificate
$0
1.55% ▼ 1.26% below Nevada avg
View
▼
Rate1.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.81%▼ 1.26% below avgNationally 2.78%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.50% → 1.55% ▲ 0.05 pts · high 1.55% / low 1.50%
1.00%1.53%2.05%Sep 12, 2026: 1.50% APYOct 12, 2026: 1.55% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20261.55%▲ from 1.50%
  • Sep 12, 20261.50%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
Share and IRA Certificates - 6 Months
$0
1.55% ▼ 1.26% below Nevada avg
View
▼
Rate1.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.81%▼ 1.26% below avgNationally 2.78%
Details

APY with Bonus Rate: 1.65%

Rate History
No change since Oct 12, 2026 · 1.55% APY
1.05%1.55%2.05%Oct 12, 2026: 1.55% APYOct 12, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
6-month term
$0
1.35% ▼ 1.46% below Nevada avg
View
▼
Rate1.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 1.46% below avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 6 times
0.85%1.35%1.85%Sep 14, 2026: 1.35% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
6-month term Standard CD
$0
1.25% ▼ 1.56% below Nevada avg
View
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 1.56% below avgNationally 2.78%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 27, 2026: 1.25% APYSep 27, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
6 Month Share Certificate
$100,000
0.30% ▼ 2.51% below Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 2.51% below avgNationally 2.78%
Details

Rate History
No change since Oct 1, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Oct 1, 2026: 0.30% APYOct 1, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
6 Month Share Certificate
$1,000
0.25% ▼ 2.56% below Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 2.56% below avgNationally 2.78%
Details

Balance: $1,000 - $99,999

Rate History
No change since Oct 1, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 1, 2026: 0.25% APYOct 1, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
6 Month CD
$500
0.16% ▼ 2.65% below Nevada avg
View
▼
Rate0.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.81%▼ 2.65% below avgNationally 2.78%
Details

Rate History
No change since Sep 20, 2026 · 0.16% APY · checked 6 times
0.00%0.33%0.66%Sep 20, 2026: 0.16% APYSep 20, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 6 Month CD
$500
0.16% ▼ 2.65% below Nevada avg
View
▼
Rate0.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.81%▼ 2.65% below avgNationally 2.78%
Details

Rate History
No change since Sep 20, 2026 · 0.16% APY · checked 5 times
0.00%0.33%0.66%Sep 20, 2026: 0.16% APYSep 20, 2026Oct 13, 2026
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
210 Front Street, Caliente, NV 89008
6 MONTH CERTIFICATE OF DEPOSIT
$1,000
0.15% ▼ 2.66% below Nevada avg
View
▼
Rate0.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.81%▼ 2.66% below avgNationally 2.78%
Details

Rate History
No change since Sep 11, 2026 · 0.15% APY · checked 8 times
0.00%0.33%0.65%Sep 11, 2026: 0.15% APYSep 11, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
4425 Spring Mountain Rd, Las Vegas, NV 89102
6 month Standard Fixed Rate
$2,500
0.06% ▼ 2.75% below Nevada avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.81%▼ 2.75% below avgNationally 2.78%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
4425 Spring Mountain Rd, Las Vegas, NV 89102
6 month Standard Interest Rate
$2,500
0.06% ▼ 2.75% below Nevada avg
View
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.81%▼ 2.75% below avgNationally 2.78%
Details

Balance: $0 - $4,999.99; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 3 times
0.00%0.28%0.56%Sep 14, 2026: 0.06% APYSep 14, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
4425 Spring Mountain Rd, Las Vegas, NV 89102
6 month Standard Fixed Rate
$2,500
0.05% ▼ 2.76% below Nevada avg
View
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.81%▼ 2.76% below avgNationally 2.78%
Details

Balance: $0 - $4,999.99; Relationship Interest Rate 0.06%; Relationship APY 0.06%

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
6 Month IRA Certificates
$0
0.05% ▼ 2.76% below Nevada avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 2.76% below avgNationally 2.78%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 6, 2026: 0.05% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
6 Month Standard CD
$0
0.05% ▼ 2.76% below Nevada avg
View
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.81%▼ 2.76% below avgNationally 2.78%
Details

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026

Nevada 12 Month CD Rates

MonitorBankRates Nevada Average · 12 Month CD3.12% APY▲ 0.03% from last weekNational 2.99%
View 12-month CD rate trend

The average 12-month CD rate in Nevada is 3.12% APY, compared with 2.99% nationally, as of October 13, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
12 Month CERTIFICATES OF DEPOSIT
$0
4.58% ▲ 1.46% above Nevada avg
View
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.12%▲ 1.46% above avgNationally 2.99%
Details

Rate History
1 change since Sep 24, 2026 · 4.32% → 4.58% ▲ 0.26 pts · high 4.58% / low 4.32%
3.82%4.45%5.08%Sep 24, 2026: 4.32% APYOct 7, 2026: 4.58% APYSep 24, 2026Oct 13, 2026
  • Oct 7, 20264.58%▲ from 4.32%
  • Sep 24, 20264.32%first recorded
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
12 Month High Yield Jumbo CD
$100,000
4.50% ▲ 1.38% above Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.12%▲ 1.38% above avgNationally 2.99%
Details

10-Day Rate Guarantee. Earn Loyalty Rates when you renew your CD.

Rate History
1 change since Sep 18, 2026 · 4.30% → 4.50% ▲ 0.20 pts · high 4.50% / low 4.30%
3.80%4.40%5.00%Sep 18, 2026: 4.30% APYOct 7, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20264.50%▲ from 4.30%
  • Sep 18, 20264.30%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4755 Pasture Rd, Fallon, NV 89496
12 Month Special EasyStart Certificate
$50
4.35% ▲ 1.23% above Nevada avg
View
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 1.23% above avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 30, 2026: 4.35% APYSep 30, 2026Oct 13, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
100 W Liberty St Ste 190, Reno, NV 89501
12-MONTH CD
$500
4.30% ▲ 1.18% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 1.18% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
3.30%4.05%4.80%Sep 14, 2026: 3.80% APYOct 10, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.30%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
8474 Rozita Lee Ave, Las Vegas, NV 89113
12 Month CD
$500
4.30% ▲ 1.18% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 1.18% above avgNationally 2.99%
Details

Rate History
1 change since Oct 6, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00%
3.50%4.15%4.80%Oct 6, 2026: 4.00% APYOct 10, 2026: 4.30% APYOct 6, 2026Oct 13, 2026
  • Oct 10, 20264.30%▲ from 4.00%
  • Oct 6, 20264.00%first recorded
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year FB-Org Certificate of Deposit [CD]
$1,000
4.15% ▲ 1.03% above Nevada avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.12%▲ 1.03% above avgNationally 2.99%
Details

Call 800.988.4419

Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 7 times
3.65%4.15%4.65%Sep 19, 2026: 4.15% APYSep 19, 2026Oct 13, 2026
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
6085 W Twain Ave, Las Vegas, NV 89103
Special 12-Month Fixed Rate
$0
4.11% ▲ 0.99% above Nevada avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.12%▲ 0.99% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 4.11% APY · checked 6 times
3.61%4.11%4.61%Sep 18, 2026: 4.11% APYSep 18, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year Certificate of Deposit [CD]
$1,000
4.10% ▲ 0.98% above Nevada avg
View
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.12%▲ 0.98% above avgNationally 2.99%
Details

Balance: $50,000 and up; Jumbo CD

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 13, 2026
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
700 Los Altos Pkwy, Sparks, NV 89436 7753
12 Month Certificate
$0
4.05% ▲ 0.93% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average3.12%▲ 0.93% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
3.40%3.97%4.55%Sep 14, 2026: 3.90% APYOct 5, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.05%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
12 Month Level Up Certificates and IRA Certificates
$500
4.02% ▲ 0.90% above Nevada avg
View
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.90% above avgNationally 2.99%
Details

Rate History
No change since Oct 10, 2026 · 4.02% APY
3.52%4.02%4.52%Oct 10, 2026: 4.02% APYOct 10, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4755 Pasture Rd, Fallon, NV 89496
12 Month ESA EasyStart Certificate
$50
4.00% ▲ 0.88% above Nevada avg
View
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.88% above avgNationally 2.99%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 6, 2026: 4.00% APYOct 6, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year Certificate of Deposit [CD]
$1,000
4.00% ▲ 0.88% above Nevada avg
View
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.12%▲ 0.88% above avgNationally 2.99%
Details

Balance: $1,000 to $49,999

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
1-Year CD
$0
4.00% ▲ 0.88% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.88% above avgNationally 2.99%
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
1-Year Term
$1,000
4.00% ▲ 0.88% above Nevada avg
View
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.88% above avgNationally 2.99%
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 13, 2026
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
Youth/Young Adult 12-Month Certificate
$250
3.90% ▲ 0.78% above Nevada avg
View
▼
Rate3.83%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.78% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.80% → 3.90% ▲ 0.10 pts · high 3.90% / low 3.80%
3.30%3.85%4.40%Sep 18, 2026: 3.80% APYSep 27, 2026: 3.90% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20263.90%▲ from 3.80%
  • Sep 18, 20263.80%first recorded
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
12-Month Certificate
$1,000
3.85% ▲ 0.73% above Nevada avg
View
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.73% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
3.25%3.80%4.35%Sep 18, 2026: 3.75% APYSep 27, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20263.85%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
CD with Step-Up Option - 1 year
$250,000
3.80% ▲ 0.68% above Nevada avg
View
▼
Rate3.73%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.12%▲ 0.68% above avgNationally 2.99%
Details

FDIC insured up to $50 Million

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year CD with Step-Up Option
$1,000
3.75% ▲ 0.63% above Nevada avg
View
▼
Rate3.68%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.12%▲ 0.63% above avgNationally 2.99%
Details

Balance: $50,000 and up; Jumbo CD; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Rize Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
6475 W Sahara Ave, Las Vegas, NV 89146
IRA Certificate Accounts - 12 months
$0
3.75% ▲ 0.63% above Nevada avg
View
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.12%▲ 0.63% above avgNationally 2.99%
Details

Rate History
No change since Sep 12, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 12, 2026: 3.75% APYSep 12, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year CD with Step-Up Option
$1,000
3.65% ▲ 0.53% above Nevada avg
View
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.12%▲ 0.53% above avgNationally 2.99%
Details

Balance: $1,000 to $49,999; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 24, 2026: 3.65% APYSep 24, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
12-Month Share Certificate
$0
3.60% ▲ 0.48% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.48% above avgNationally 2.99%
Details

rates as high as

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
Share Certificates - 12 Month
$500
3.60% ▲ 0.48% above Nevada avg
View
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.48% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Elko Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
2397 Mountain City Hwy, Elko, NV 89801
12 Month Term Share Certificates
$1,000
3.56% ▲ 0.44% above Nevada avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average3.12%▲ 0.44% above avgNationally 2.99%
Details

Rate Type: Fixed

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 5 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 13, 2026
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
12 Month Certificate of Deposit
$500
3.55% ▲ 0.43% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.12%▲ 0.43% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.15% → 3.55% ▲ 0.40 pts · high 3.55% / low 3.15%
2.65%3.35%4.05%Sep 14, 2026: 3.15% APYOct 2, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20263.55%▲ from 3.15%
  • Sep 14, 20263.15%first recorded
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
9770 S Virginia St, Reno, NV 89511 5941
12 Month Term Share Certificate
$1,000
3.55% ▲ 0.43% above Nevada avg
View
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.12%▲ 0.43% above avgNationally 2.99%
Details

Minimum $1,000 Deposit

Rate History
No change since Sep 12, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 12, 2026: 3.55% APYSep 12, 2026Oct 13, 2026
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
9770 S Virginia St, Reno, NV 89511 5941
1 Year Achieve My Dream Certificate
$250
3.50% ▲ 0.38% above Nevada avg
View
▼
Rate3.46%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.12%▲ 0.38% above avgNationally 2.99%
Details

Miscellaneous Certificate Rates; $250 min. 1 yr term; Jr. Savers & Young Investors only

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 13, 2026
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
9770 S Virginia St, Reno, NV 89511 5941
1 Year Payday Certificate
$250
3.50% ▲ 0.38% above Nevada avg
View
▼
Rate3.46%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.12%▲ 0.38% above avgNationally 2.99%
Details

Miscellaneous Certificate Rates; $250 min. 1 yr term

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
12 Month IRA Certificate
$0
3.40% ▲ 0.28% above Nevada avg
View
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average3.12%▲ 0.28% above avgNationally 2.99%
Details

Rate History
No change since Sep 29, 2026 · 3.40% APY
2.90%3.40%3.90%Sep 29, 2026: 3.40% APYSep 29, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
12 Month Share Certificates
$0
3.40% ▲ 0.28% above Nevada avg
View
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average3.12%▲ 0.28% above avgNationally 2.99%
Details

Rate History
No change since Sep 29, 2026 · 3.40% APY
2.90%3.40%3.90%Sep 29, 2026: 3.40% APYSep 29, 2026Oct 13, 2026
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
12 Month IRA Term Certificate
$0
3.30% ▲ 0.18% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average3.12%▲ 0.18% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
1 Year CD
$0
3.30% ▲ 0.18% above Nevada avg
View
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.18% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 6 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
12 Month IRA Share Certificate (CD)
$500
3.25% ▲ 0.13% above Nevada avg
View
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average3.12%▲ 0.13% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
12 Month Share Certificate (CD)
$500
3.25% ▲ 0.13% above Nevada avg
View
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average3.12%▲ 0.13% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
12 Month Business Share Certificates Plus (CD)
$0
3.25% ▲ 0.13% above Nevada avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.13% above avgNationally 2.99%
Details

Early Withdrawal Penalty: 90 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
12 Month Share Certificate (CD)
$1,000
3.25% ▲ 0.13% above Nevada avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.13% above avgNationally 2.99%
Details

Early Withdrawal Penalty: 90 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
12 Month Share Certificate Plus (CD)
$0
3.25% ▲ 0.13% above Nevada avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.13% above avgNationally 2.99%
Details

Early Withdrawal Penalty: 90 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
12 Month Traditional IRA Certificate
$1,000
3.25% ▲ 0.13% above Nevada avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.13% above avgNationally 2.99%
Details

Early Withdrawal Penalty: 90 Days' Dividends; IRA Certificate (Traditional, Roth or Educational)

Rate History
No change since Oct 10, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 10, 2026: 3.25% APYOct 10, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
Business Share Certificates (CD) - 12 Months
$1,000
3.25% ▲ 0.13% above Nevada avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.13% above avgNationally 2.99%
Details

Early Withdrawal Penalty: 90 Days' Dividends

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts - 12 Months
$0
3.15% ▲ 0.03% above Nevada avg
View
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.03% above avgNationally 2.99%
Details

Balance: $2,000.00 - $9,999.99

Rate History
No change since Sep 22, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 22, 2026: 3.15% APYSep 22, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 12 Months
$0
3.15% ▲ 0.03% above Nevada avg
View
▼
Rate3.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▲ 0.03% above avgNationally 2.99%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 22, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Sep 22, 2026: 3.15% APYSep 22, 2026Oct 13, 2026
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
12-month Certificate
$1,000
3.00% ▼ 0.12% below Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.12%▼ 0.12% below avgNationally 2.99%
Details

$1,000.00 minimum to open and earn APY

Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
IRA Certificate - 12 Mo. Traditional
$1,000
3.00% ▼ 0.12% below Nevada avg
View
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▼ 0.12% below avgNationally 2.99%
Details

Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
101 Convention Center Dr, Las Vegas, NV 89109
Fixed Rate of Return - 12 Month
$2,500
2.75% ▼ 0.37% below Nevada avg
View
▼
Rate2.71%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.12%▼ 0.37% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 7, 2026: 2.75% APYOct 7, 2026Oct 13, 2026
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
Save to Win 12-Month Certificate
$25
2.75% ▼ 0.37% below Nevada avg
View
▼
Rate2.72%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.12%▼ 0.37% below avgNationally 2.99%
Details

Balance: $25 - $9,999.99

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
12 Month CD
$500
2.00% ▼ 1.12% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.12%▼ 1.12% below avgNationally 2.99%
Details

Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
12 Month Certificate
$0
1.60% ▼ 1.52% below Nevada avg
View
▼
Rate1.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.12%▼ 1.52% below avgNationally 2.99%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.55% → 1.60% ▲ 0.05 pts · high 1.60% / low 1.55%
1.05%1.58%2.10%Sep 12, 2026: 1.55% APYOct 12, 2026: 1.60% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20261.60%▲ from 1.55%
  • Sep 12, 20261.55%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
12 Month Liquid Certificate
$0
1.60% ▼ 1.52% below Nevada avg
View
▼
Rate1.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.12%▼ 1.52% below avgNationally 2.99%
Details

Maximum amount $250,000; APY with Bonus Rate: 1.70%; Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00; Effective Date: October 01, 2026; Penalty may be charged for early withdrawal

Rate History
No change since Sep 12, 2026 · 1.60% APY · checked 6 times
1.10%1.60%2.10%Sep 12, 2026: 1.60% APYSep 12, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
Share and IRA Certificates - 12 Months
$0
1.60% ▼ 1.52% below Nevada avg
View
▼
Rate1.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.12%▼ 1.52% below avgNationally 2.99%
Details

APY with Bonus Rate: 1.70%

Rate History
No change since Oct 12, 2026 · 1.60% APY
1.10%1.60%2.10%Oct 12, 2026: 1.60% APYOct 12, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
4425 Spring Mountain Rd, Las Vegas, NV 89102
1 year Standard Fixed Rate
$2,500
1.51% ▼ 1.61% below Nevada avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.12%▼ 1.61% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99. Early withdrawal penalties may apply.

Rate History
1 change since Sep 14, 2026 · 1.50% → 1.51% ▲ 0.01 pts · high 1.51% / low 1.50%
1.00%1.51%2.01%Sep 14, 2026: 1.50% APYOct 7, 2026: 1.51% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20261.51%▲ from 1.50%
  • Sep 14, 20261.50%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
4425 Spring Mountain Rd, Las Vegas, NV 89102
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.61% below Nevada avg
View
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.12%▼ 1.61% below avgNationally 2.99%
Details

Balance: $0 - $4,999.99; Relationship APY 1.51%

Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 13, 2026

Nevada 18 Month CD Rates

MonitorBankRates Nevada Average · 18 Month CD3.29% APY▲ 0.04% from last weekNational 2.87%
View 18-month CD rate trend

The average 18-month CD rate in Nevada is 3.29% APY, compared with 2.87% nationally, as of October 13, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
18 Month CERTIFICATES OF DEPOSIT
$0
4.73% ▲ 1.44% above Nevada avg
View
▼
Rate4.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.29%▲ 1.44% above avgNationally 2.87%
Details

Rate History
1 change since Sep 24, 2026 · 4.47% → 4.73% ▲ 0.26 pts · high 4.73% / low 4.47%
3.97%4.60%5.23%Sep 24, 2026: 4.47% APYOct 7, 2026: 4.73% APYSep 24, 2026Oct 13, 2026
  • Oct 7, 20264.73%▲ from 4.47%
  • Sep 24, 20264.47%first recorded
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
18 Month High Yield Jumbo CD
$0
4.50% ▲ 1.21% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.29%▲ 1.21% above avgNationally 2.87%
Details

Loyalty Rates: 0.05%

Rate History
1 change since Sep 18, 2026 · 4.45% → 4.50% ▲ 0.05 pts · high 4.50% / low 4.45%
3.95%4.48%5.00%Sep 18, 2026: 4.45% APYOct 7, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20264.50%▲ from 4.45%
  • Sep 18, 20264.45%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
8474 Rozita Lee Ave, Las Vegas, NV 89113
18 Month CD
$500
4.35% ▲ 1.06% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▲ 1.06% above avgNationally 2.87%
Details

Rate History
1 change since Oct 6, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
3.65%4.25%4.85%Oct 6, 2026: 4.15% APYOct 10, 2026: 4.35% APYOct 6, 2026Oct 13, 2026
  • Oct 10, 20264.35%▲ from 4.15%
  • Oct 6, 20264.15%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
100 W Liberty St Ste 190, Reno, NV 89501
18-MONTH CD
$500
4.25% ▲ 0.96% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▲ 0.96% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
700 Los Altos Pkwy, Sparks, NV 89436 7753
18 Month Certificate
$0
4.15% ▲ 0.86% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average3.29%▲ 0.86% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 14, 2026: 4.00% APYOct 5, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.15%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
18 Month Certificate
$500
4.07% ▲ 0.78% above Nevada avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▲ 0.78% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 4.07% APY · checked 5 times
3.57%4.07%4.57%Sep 18, 2026: 4.07% APYSep 18, 2026Oct 13, 2026
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
18 Month Level Up Certificates and IRA Certificates
$500
4.07% ▲ 0.78% above Nevada avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▲ 0.78% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 4.07% APY
3.57%4.07%4.57%Oct 10, 2026: 4.07% APYOct 10, 2026Oct 13, 2026
Rize Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
6475 W Sahara Ave, Las Vegas, NV 89146
IRA Certificate Accounts - 18 months
$0
4.00% ▲ 0.71% above Nevada avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▲ 0.71% above avgNationally 2.87%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 13, 2026
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
18 Month IRA Term Certificate
$0
3.95% ▲ 0.66% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average3.29%▲ 0.66% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 5 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
18-month term
$0
3.80% ▲ 0.51% above Nevada avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▲ 0.51% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
3.15%3.72%4.30%Sep 14, 2026: 3.65% APYOct 10, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.80%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 18-month term
$0
3.80% ▲ 0.51% above Nevada avg
View
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▲ 0.51% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 10, 2026: 3.80% APYOct 10, 2026Oct 13, 2026
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
18-Month Certificate
$1,000
3.80% ▲ 0.51% above Nevada avg
View
▼
Rate3.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▲ 0.51% above avgNationally 2.87%
Details

Rate History
1 change since Sep 18, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70%
3.20%3.75%4.30%Sep 18, 2026: 3.70% APYSep 27, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20263.80%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
18 Month Certificate of Deposit
$500
3.75% ▲ 0.46% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.29%▲ 0.46% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 3.75% ▲ 1.40 pts · high 3.75% / low 2.35%
0.95%3.05%5.15%Sep 14, 2026: 2.35% APYOct 2, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20263.75%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4755 Pasture Rd, Fallon, NV 89496
18 Month ESA EasyStart Certificate
$50
3.70% ▲ 0.41% above Nevada avg
View
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▲ 0.41% above avgNationally 2.87%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 6, 2026: 3.70% APYOct 6, 2026Oct 13, 2026
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
9770 S Virginia St, Reno, NV 89511 5941
18 Month Term Share Certificate
$1,000
3.60% ▲ 0.31% above Nevada avg
View
▼
Rate3.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▲ 0.31% above avgNationally 2.87%
Details

Minimum $1,000 Deposit

Rate History
No change since Sep 12, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 12, 2026: 3.60% APYSep 12, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
18 Month Certificate of Deposit [CD]
$1,000
3.45% ▲ 0.16% above Nevada avg
View
▼
Rate3.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.29%▲ 0.16% above avgNationally 2.87%
Details

Balance: $50,000 and up; Jumbo CD

Rate History
No change since Oct 7, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 7, 2026: 3.45% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
18 Month Certificate of Deposit [CD]
$1,000
3.35% ▲ 0.06% above Nevada avg
View
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.29%▲ 0.06% above avgNationally 2.87%
Details

Balance: $1,000 to $49,999

Rate History
No change since Sep 24, 2026 · 3.35% APY · checked 6 times
2.85%3.35%3.85%Sep 24, 2026: 3.35% APYSep 24, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
18 Month IRA Certificate
$0
3.35% ▲ 0.06% above Nevada avg
View
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average3.29%▲ 0.06% above avgNationally 2.87%
Details

Rate History
No change since Sep 29, 2026 · 3.35% APY
2.85%3.35%3.85%Sep 29, 2026: 3.35% APYSep 29, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
18 Month Share Certificates
$0
3.35% ▲ 0.06% above Nevada avg
View
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average3.29%▲ 0.06% above avgNationally 2.87%
Details

Rate History
No change since Sep 29, 2026 · 3.35% APY
2.85%3.35%3.85%Sep 29, 2026: 3.35% APYSep 29, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
18 Month IRA Share Certificate (CD)
$500
3.30% ▲ 0.01% above Nevada avg
View
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average3.29%▲ 0.01% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
18 Month Share Certificate (CD)
$500
3.30% ▲ 0.01% above Nevada avg
View
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average3.29%▲ 0.01% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
18 Month CD with Step-Up Option
$1,000
3.20% ▼ 0.09% below Nevada avg
View
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.29%▼ 0.09% below avgNationally 2.87%
Details

Balance: $50,000 and up; Jumbo CD; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Oct 7, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Oct 7, 2026: 3.20% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
18 Month CD with Step-Up Option
$1,000
3.10% ▼ 0.19% below Nevada avg
View
▼
Rate3.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average3.29%▼ 0.19% below avgNationally 2.87%
Details

Balance: $1,000 to $49,999; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Sep 24, 2026 · 3.10% APY · checked 6 times
2.60%3.10%3.60%Sep 24, 2026: 3.10% APYSep 24, 2026Oct 13, 2026
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
18-month Certificate
$1,000
3.00% ▼ 0.29% below Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▼ 0.29% below avgNationally 2.87%
Details

$1,000.00 minimum to open and earn APY

Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
18-Month CD
$0
2.75% ▼ 0.54% below Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▼ 0.54% below avgNationally 2.87%
Details

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
18-Month Term
$1,000
2.75% ▼ 0.54% below Nevada avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▼ 0.54% below avgNationally 2.87%
Details

Rate History
No change since Sep 27, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 27, 2026: 2.75% APYSep 27, 2026Oct 13, 2026
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
101 Convention Center Dr, Las Vegas, NV 89109
Fixed Rate of Return - 18 Month
$2,500
2.50% ▼ 0.79% below Nevada avg
View
▼
Rate2.47%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.29%▼ 0.79% below avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 7, 2026: 2.50% APYOct 7, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
18 Month Certificate
$0
1.65% ▼ 1.64% below Nevada avg
View
▼
Rate1.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▼ 1.64% below avgNationally 2.87%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.60% → 1.65% ▲ 0.05 pts · high 1.65% / low 1.60%
1.10%1.63%2.15%Sep 12, 2026: 1.60% APYOct 12, 2026: 1.65% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20261.65%▲ from 1.60%
  • Sep 12, 20261.60%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
Share and IRA Certificates - 18 Months
$0
1.65% ▼ 1.64% below Nevada avg
View
▼
Rate1.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▼ 1.64% below avgNationally 2.87%
Details

APY with Bonus Rate: 1.75%

Rate History
No change since Oct 12, 2026 · 1.65% APY
1.15%1.65%2.15%Oct 12, 2026: 1.65% APYOct 12, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
18 Month IRA Certificates
$0
0.75% ▼ 2.54% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▼ 2.54% below avgNationally 2.87%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
18 Month Standard CD
$0
0.75% ▼ 2.54% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average3.29%▼ 2.54% below avgNationally 2.87%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
18 Month IRA
$250
0.50% ▼ 2.79% below Nevada avg
View
▼
Rate0.50%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▼ 2.79% below avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 20, 2026: 0.50% APYSep 20, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 18 Month IRA
$250
0.50% ▼ 2.79% below Nevada avg
View
▼
Rate0.50%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▼ 2.79% below avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 20, 2026: 0.50% APYSep 20, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
18 Month CD
$500
0.30% ▼ 2.99% below Nevada avg
View
▼
Rate0.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▼ 2.99% below avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 20, 2026: 0.30% APYSep 20, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 18 Month CD
$500
0.30% ▼ 2.99% below Nevada avg
View
▼
Rate0.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average3.29%▼ 2.99% below avgNationally 2.87%
Details

Rate History
No change since Sep 20, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Sep 20, 2026: 0.30% APYSep 20, 2026Oct 13, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
18 Month CD
$500
0.02% ▼ 3.27% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average3.29%▼ 3.27% below avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 13, 2026

Nevada 24 Month CD Rates

MonitorBankRates Nevada Average · 24 Month CD2.89% APY▲ 0.02% from last weekNational 2.88%
View 24-month CD rate trend

The average 24-month CD rate in Nevada is 2.89% APY, compared with 2.88% nationally, as of October 13, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
24 Month CERTIFICATES OF DEPOSIT
$0
4.89% ▲ 2.00% above Nevada avg
View
▼
Rate4.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.89%▲ 2.00% above avgNationally 2.88%
Details

Rate History
1 change since Sep 24, 2026 · 4.63% → 4.89% ▲ 0.26 pts · high 4.89% / low 4.63%
4.13%4.76%5.39%Sep 24, 2026: 4.63% APYOct 7, 2026: 4.89% APYSep 24, 2026Oct 13, 2026
  • Oct 7, 20264.89%▲ from 4.63%
  • Sep 24, 20264.63%first recorded
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
700 Los Altos Pkwy, Sparks, NV 89436 7753
24 Month Certificate
$0
4.50% ▲ 1.61% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.89%▲ 1.61% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 14, 2026: 4.25% APYOct 5, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.50%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
24 Month High Yield Jumbo CD
$0
4.45% ▲ 1.56% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.89%▲ 1.56% above avgNationally 2.88%
Details

Loyalty Rates: 0.05%

Rate History
No change since Sep 27, 2026 · 4.45% APY · checked 5 times
3.95%4.45%4.95%Sep 27, 2026: 4.45% APYSep 27, 2026Oct 13, 2026
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
8474 Rozita Lee Ave, Las Vegas, NV 89113
24 Month CD
$500
4.40% ▲ 1.51% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 1.51% above avgNationally 2.88%
Details

Rate History
1 change since Oct 6, 2026 · 4.25% → 4.40% ▲ 0.15 pts · high 4.40% / low 4.25%
3.75%4.33%4.90%Oct 6, 2026: 4.25% APYOct 10, 2026: 4.40% APYOct 6, 2026Oct 13, 2026
  • Oct 10, 20264.40%▲ from 4.25%
  • Oct 6, 20264.25%first recorded
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
24 Month IRA Term Certificate
$0
4.25% ▲ 1.36% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.89%▲ 1.36% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
100 W Liberty St Ste 190, Reno, NV 89501
24-MONTH CD
$500
4.25% ▲ 1.36% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 1.36% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.25% ▲ 0.55 pts · high 4.25% / low 3.70%
3.15%3.98%4.80%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
24 Month High Yield Jumbo Bump Up CD
$100,000
4.20% ▲ 1.31% above Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.89%▲ 1.31% above avgNationally 2.88%
Details

Option to adjust your rate to a higher rate one time during the term of your CD; Enjoy peace of mind with our 10-Day Rate Guarantee; Earn Loyalty Rates when you renew your CD

Rate History
No change since Sep 18, 2026 · 4.20% APY · checked 7 times
3.70%4.20%4.70%Sep 18, 2026: 4.20% APYSep 18, 2026Oct 13, 2026
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
24 Month Level Up Certificates and IRA Certificates
$500
4.13% ▲ 1.24% above Nevada avg
View
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 4.13% APY
3.63%4.13%4.63%Oct 10, 2026: 4.13% APYOct 10, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
2 Year Certificate of Deposit [CD]
$1,000
3.95% ▲ 1.06% above Nevada avg
View
▼
Rate3.87%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.89%▲ 1.06% above avgNationally 2.88%
Details

Balance: $50,000 and up; Jumbo CD

Rate History
No change since Oct 7, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Oct 7, 2026: 3.95% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
2 Year Certificate of Deposit [CD]
$1,000
3.85% ▲ 0.96% above Nevada avg
View
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.89%▲ 0.96% above avgNationally 2.88%
Details

Balance: $1,000 to $49,999

Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 6 times
3.35%3.85%4.35%Sep 24, 2026: 3.85% APYSep 24, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
CD with Step-Up Option - 2 years
$250,000
3.80% ▲ 0.91% above Nevada avg
View
▼
Rate3.73%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.89%▲ 0.91% above avgNationally 2.88%
Details

FDIC insured up to $50 Million

Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
2 Year CD with Step-Up Option
$1,000
3.70% ▲ 0.81% above Nevada avg
View
▼
Rate3.63%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.89%▲ 0.81% above avgNationally 2.88%
Details

Balance: $50,000 and up; Jumbo CD; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 13, 2026
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
24-Month Certificate
$1,000
3.65% ▲ 0.76% above Nevada avg
View
▼
Rate3.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.76% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4755 Pasture Rd, Fallon, NV 89496
24 Month ESA EasyStart Certificate
$50
3.60% ▲ 0.71% above Nevada avg
View
▼
Rate3.54%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.71% above avgNationally 2.88%
Details

EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 6, 2026: 3.60% APYOct 6, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
2 Year CD with Step-Up Option
$1,000
3.60% ▲ 0.71% above Nevada avg
View
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.89%▲ 0.71% above avgNationally 2.88%
Details

Balance: $1,000 to $49,999; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Sep 24, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 24, 2026: 3.60% APYSep 24, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
24 Month IRA Certificate
$0
3.45% ▲ 0.56% above Nevada avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.89%▲ 0.56% above avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 3.45% APY
2.95%3.45%3.95%Sep 29, 2026: 3.45% APYSep 29, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
24 Month Share Certificates
$0
3.45% ▲ 0.56% above Nevada avg
View
▼
Rate3.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.89%▲ 0.56% above avgNationally 2.88%
Details

Rate History
No change since Sep 29, 2026 · 3.45% APY
2.95%3.45%3.95%Sep 29, 2026: 3.45% APYSep 29, 2026Oct 13, 2026
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
9770 S Virginia St, Reno, NV 89511 5941
2 Year Term Share Certificate
$1,000
3.40% ▲ 0.51% above Nevada avg
View
▼
Rate3.36%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.89%▲ 0.51% above avgNationally 2.88%
Details

Minimum $1,000 Deposit

Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Sep 12, 2026: 3.40% APYSep 12, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
24 Month IRA Share Certificate (CD)
$500
3.35% ▲ 0.46% above Nevada avg
View
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.89%▲ 0.46% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
24 Month Share Certificate (CD)
$500
3.35% ▲ 0.46% above Nevada avg
View
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.89%▲ 0.46% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Rize Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
6475 W Sahara Ave, Las Vegas, NV 89146
IRA Certificate Accounts - 24 months
$0
3.25% ▲ 0.36% above Nevada avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.89%▲ 0.36% above avgNationally 2.88%
Details

Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 12, 2026: 3.25% APYSep 12, 2026Oct 13, 2026
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
2 Year CD
$0
3.04% ▲ 0.15% above Nevada avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.15% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 6 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
24-month Certificate
$1,000
3.00% ▲ 0.11% above Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

$1,000.00 minimum to open and earn APY

Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Rize Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
6475 W Sahara Ave, Las Vegas, NV 89146
24 Month Impact Certificate
$0
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

24-month Impact Certificate; opened online; 2% of opening deposit donated to the organization selected (Center for Financial Empowerment or CA Wildfire Relief) over 12 months; donation forfeited on early withdrawal

Rate History
No change since Oct 12, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 12, 2026: 3.00% APYOct 12, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
24 Month Business Share Certificates Plus (CD)
$0
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 180 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
24 Month Share Certificate (CD)
$1,000
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 180 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
24 Month Share Certificate Plus (CD)
$0
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 180 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
24 Month Traditional IRA Certificate
$1,000
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 180 Days' Dividends; IRA Certificate (Traditional, Roth or Educational)

Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
Business Share Certificates (CD) - 24 Months
$1,000
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 180 Days' Dividends

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
24 Month Triple Option Certificate
$0
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
IRA Certificate - 24 Mo. Traditional, Roth & Educational
$1,000
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
Share Certificates - 24 Month
$500
3.00% ▲ 0.11% above Nevada avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▲ 0.11% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 24 Months
$0
2.80% ▼ 0.09% below Nevada avg
View
▼
Rate2.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.09% below avgNationally 2.88%
Details

Balance: $90,000.00 - and over

Rate History
No change since Sep 22, 2026 · 2.80% APY · checked 4 times
2.30%2.80%3.30%Sep 22, 2026: 2.80% APYSep 22, 2026Oct 13, 2026
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
24 Month Certificate of Deposit
$500
2.75% ▼ 0.14% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.89%▼ 0.14% below avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 2.75% ▲ 0.40 pts · high 2.75% / low 2.35%
1.85%2.55%3.25%Sep 14, 2026: 2.35% APYOct 2, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20262.75%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 24 Months
$0
2.75% ▼ 0.14% below Nevada avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.14% below avgNationally 2.88%
Details

Balance: $10,000.00 - $89,999.99

Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 22, 2026: 2.75% APYSep 22, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts - 24 Months
$0
2.70% ▼ 0.19% below Nevada avg
View
▼
Rate2.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.19% below avgNationally 2.88%
Details

Balance: $90,000.00 and over

Rate History
No change since Sep 22, 2026 · 2.70% APY · checked 4 times
2.20%2.70%3.20%Sep 22, 2026: 2.70% APYSep 22, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 24 Months
$0
2.70% ▼ 0.19% below Nevada avg
View
▼
Rate2.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.19% below avgNationally 2.88%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 22, 2026 · 2.70% APY · checked 4 times
2.20%2.70%3.20%Sep 22, 2026: 2.70% APYSep 22, 2026Oct 13, 2026
Elko Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
2397 Mountain City Hwy, Elko, NV 89801
24 Month Term Share Certificates
$1,000
2.68% ▼ 0.21% below Nevada avg
View
▼
Rate2.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.89%▼ 0.21% below avgNationally 2.88%
Details

Rate Type: Fixed

Rate History
No change since Sep 14, 2026 · 2.68% APY · checked 5 times
2.18%2.68%3.18%Sep 14, 2026: 2.68% APYSep 14, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts - 24 Months
$0
2.65% ▼ 0.24% below Nevada avg
View
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.24% below avgNationally 2.88%
Details

Balance: $10,000.00 - $89,999.99

Rate History
No change since Sep 22, 2026 · 2.65% APY · checked 4 times
2.15%2.65%3.15%Sep 22, 2026: 2.65% APYSep 22, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
24-month term
$0
2.60% ▼ 0.29% below Nevada avg
View
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.29% below avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Sep 14, 2026: 2.60% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 24-month term
$0
2.60% ▼ 0.29% below Nevada avg
View
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.29% below avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 2.60% APY
2.10%2.60%3.10%Oct 10, 2026: 2.60% APYOct 10, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts - 24 Months
$0
2.60% ▼ 0.29% below Nevada avg
View
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.29% below avgNationally 2.88%
Details

Balance: $2,000.00 - $9,999.99

Rate History
No change since Sep 22, 2026 · 2.60% APY · checked 4 times
2.10%2.60%3.10%Sep 22, 2026: 2.60% APYSep 22, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
24-month term Standard CD
$0
2.34% ▼ 0.55% below Nevada avg
View
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.55% below avgNationally 2.88%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 2.34% APY · checked 4 times
1.84%2.34%2.84%Sep 27, 2026: 2.34% APYSep 27, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 24-month term
$0
2.34% ▼ 0.55% below Nevada avg
View
▼
Rate2.32%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 0.55% below avgNationally 2.88%
Details

Rate History
No change since Oct 10, 2026 · 2.34% APY
1.84%2.34%2.84%Oct 10, 2026: 2.34% APYOct 10, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
24 Month Certificate
$0
1.85% ▼ 1.04% below Nevada avg
View
▼
Rate1.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.89%▼ 1.04% below avgNationally 2.88%
Details

Effective Date: October 01, 2026

Rate History
1 change since Sep 12, 2026 · 1.95% → 1.85% ▼ 0.10 pts · high 1.95% / low 1.85%
1.35%1.90%2.45%Sep 12, 2026: 1.95% APYOct 12, 2026: 1.85% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20261.85%▼ from 1.95%
  • Sep 12, 20261.95%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
Share and IRA Certificates - 24 Months
$0
1.85% ▼ 1.04% below Nevada avg
View
▼
Rate1.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.89%▼ 1.04% below avgNationally 2.88%
Details

APY with Bonus Rate: 1.95%

Rate History
No change since Oct 12, 2026 · 1.85% APY
1.35%1.85%2.35%Oct 12, 2026: 1.85% APYOct 12, 2026Oct 13, 2026
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
101 Convention Center Dr, Las Vegas, NV 89109
Fixed Rate of Return - 24 Month
$2,500
1.50% ▼ 1.39% below Nevada avg
View
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.89%▼ 1.39% below avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 7, 2026: 1.50% APYOct 7, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
24 Month IRA Certificates
$0
0.75% ▼ 2.14% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 2.14% below avgNationally 2.88%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
24 Month Standard CD
$0
0.75% ▼ 2.14% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.89%▼ 2.14% below avgNationally 2.88%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
2 Year Business Jumbo Certificate of Deposit
$99,000
0.55% ▼ 2.34% below Nevada avg
View
▼
Rate0.55%
Min Deposit$99,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.89%▼ 2.34% below avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 0.55% APY · checked 2 times
0.05%0.55%1.05%Oct 8, 2026: 0.55% APYOct 8, 2026Oct 13, 2026

Nevada 36 Month CD Rates

MonitorBankRates Nevada Average · 36 Month CD2.80% APY▲ 0.06% from last weekNational 2.81%
View 36-month CD rate trend

The average 36-month CD rate in Nevada is 2.80% APY, compared with 2.81% nationally, as of October 13, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
36 Month CERTIFICATES OF DEPOSIT
$0
4.99% ▲ 2.19% above Nevada avg
View
▼
Rate4.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.80%▲ 2.19% above avgNationally 2.81%
Details

Rate History
1 change since Sep 24, 2026 · 4.73% → 4.99% ▲ 0.26 pts · high 4.99% / low 4.73%
4.23%4.86%5.49%Sep 24, 2026: 4.73% APYOct 7, 2026: 4.99% APYSep 24, 2026Oct 13, 2026
  • Oct 7, 20264.99%▲ from 4.73%
  • Sep 24, 20264.73%first recorded
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
36 Month High Yield Jumbo CD
$0
4.50% ▲ 1.70% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.80%▲ 1.70% above avgNationally 2.81%
Details

Loyalty Rates: 0.05%

Rate History
No change since Sep 27, 2026 · 4.50% APY · checked 5 times
4.00%4.50%5.00%Sep 27, 2026: 4.50% APYSep 27, 2026Oct 13, 2026
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
36 Month High Yield Jumbo Bump Up CD
$100,000
4.25% ▲ 1.45% above Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.80%▲ 1.45% above avgNationally 2.81%
Details

Option to adjust your rate to a higher rate one time during the term of your CD; Enjoy peace of mind with our 10-Day Rate Guarantee; Earn Loyalty Rates when you renew your CD

Rate History
1 change since Sep 18, 2026 · 4.20% → 4.25% ▲ 0.05 pts · high 4.25% / low 4.20%
3.70%4.23%4.75%Sep 18, 2026: 4.20% APYSep 27, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20264.25%▲ from 4.20%
  • Sep 18, 20264.20%first recorded
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
36 Month Level Up Certificates and IRA Certificates
$500
4.18% ▲ 1.38% above Nevada avg
View
▼
Rate4.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 1.38% above avgNationally 2.81%
Details

Rate History
No change since Oct 10, 2026 · 4.18% APY
3.68%4.18%4.68%Oct 10, 2026: 4.18% APYOct 10, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4755 Pasture Rd, Fallon, NV 89496
3 Year ESA Long-Term Certificate
$100,000
4.15% ▲ 1.35% above Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 1.35% above avgNationally 2.81%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4755 Pasture Rd, Fallon, NV 89496
3 Year ESA Long-Term Certificate
$1,000
4.10% ▲ 1.30% above Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 1.30% above avgNationally 2.81%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 30, 2026: 4.10% APYSep 30, 2026Oct 13, 2026
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
36 Month IRA Term Certificate
$0
3.60% ▲ 0.80% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.80%▲ 0.80% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
36 Month IRA Certificate
$0
3.50% ▲ 0.70% above Nevada avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.80%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
36 Month Share Certificates
$0
3.50% ▲ 0.70% above Nevada avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.80%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 13, 2026
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
36-Month Certificate
$1,000
3.50% ▲ 0.70% above Nevada avg
View
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
8474 Rozita Lee Ave, Las Vegas, NV 89113
36 Month CD
$500
3.50% ▲ 0.70% above Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.70% above avgNationally 2.81%
Details

Rate History
No change since Oct 6, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 6, 2026: 3.50% APYOct 6, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
36 Month IRA Share Certificate (CD)
$500
3.40% ▲ 0.60% above Nevada avg
View
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.80%▲ 0.60% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
36 Month Share Certificate (CD)
$500
3.40% ▲ 0.60% above Nevada avg
View
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.80%▲ 0.60% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Year Certificate of Deposit [CD]
$1,000
3.35% ▲ 0.55% above Nevada avg
View
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.80%▲ 0.55% above avgNationally 2.81%
Details

Balance: $50,000 and up; Jumbo CD

Rate History
No change since Oct 7, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Oct 7, 2026: 3.35% APYOct 7, 2026Oct 13, 2026
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
9770 S Virginia St, Reno, NV 89511 5941
3 Year Term Share Certificate
$1,000
3.35% ▲ 0.55% above Nevada avg
View
▼
Rate3.31%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.80%▲ 0.55% above avgNationally 2.81%
Details

Term: 3 year, 4 year, & 5 year; Minimum $1,000 Deposit

Rate History
No change since Sep 12, 2026 · 3.35% APY · checked 6 times
2.85%3.35%3.85%Sep 12, 2026: 3.35% APYSep 12, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Year Certificate of Deposit [CD]
$1,000
3.25% ▲ 0.45% above Nevada avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.80%▲ 0.45% above avgNationally 2.81%
Details

Balance: $1,000 to $49,999

Rate History
No change since Sep 24, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 24, 2026: 3.25% APYSep 24, 2026Oct 13, 2026
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
36-month Certificate
$1,000
3.25% ▲ 0.45% above Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.80%▲ 0.45% above avgNationally 2.81%
Details

$1,000.00 minimum to open and earn APY

Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 13, 2026
Rize Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
6475 W Sahara Ave, Las Vegas, NV 89146
IRA Certificate Accounts - 36 months
$0
3.25% ▲ 0.45% above Nevada avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.80%▲ 0.45% above avgNationally 2.81%
Details

Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 12, 2026: 3.25% APYSep 12, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
CD with Step-Up Option - 3 years
$250,000
3.20% ▲ 0.40% above Nevada avg
View
▼
Rate3.15%
Min Deposit$250,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.80%▲ 0.40% above avgNationally 2.81%
Details

FDIC insured up to $50 Million

Rate History
No change since Oct 7, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Oct 7, 2026: 3.20% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Year CD with Step-Up Option
$1,000
3.10% ▲ 0.30% above Nevada avg
View
▼
Rate3.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.80%▲ 0.30% above avgNationally 2.81%
Details

Balance: $50,000 and up; Jumbo CD; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
3 Year CD
$0
3.04% ▲ 0.24% above Nevada avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.24% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 6 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Year CD with Step-Up Option
$1,000
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Balance: $1,000 to $49,999; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
36 Month Business Share Certificates Plus (CD)
$0
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
36 Month Share Certificate (CD)
$1,000
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
36 Month Share Certificate Plus (CD)
$0
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
36 Month Traditional IRA Certificate
$1,000
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Early Withdrawal Penalty: 270 Days' Dividends; IRA Certificate (Traditional, Roth or Educational)

Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
Business Share Certificates (CD) - 36 Months
$1,000
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
36 Month Triple Option Certificate
$0
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
IRA Certificate - 36 Mo. Traditional, Roth & Educational
$1,000
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
Share Certificates - 36 Month
$500
3.00% ▲ 0.20% above Nevada avg
View
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.20% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 36 Months
$0
2.90% ▲ 0.10% above Nevada avg
View
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.10% above avgNationally 2.81%
Details

Balance: $90,000.00 - and over

Rate History
No change since Sep 22, 2026 · 2.90% APY · checked 4 times
2.40%2.90%3.40%Sep 22, 2026: 2.90% APYSep 22, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 36 Months
$0
2.85% ▲ 0.05% above Nevada avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▲ 0.05% above avgNationally 2.81%
Details

Balance: $10,000.00 - $89,999.99

Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 22, 2026: 2.85% APYSep 22, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts - 36 Months
$0
2.80% At Nevada avg
View
▼
Rate2.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%At the averageNationally 2.81%
Details

Balance: $90,000.00 and over

Rate History
No change since Sep 22, 2026 · 2.80% APY · checked 4 times
2.30%2.80%3.30%Sep 22, 2026: 2.80% APYSep 22, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
Share Certificates - 36 Months
$0
2.80% At Nevada avg
View
▼
Rate2.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%At the averageNationally 2.81%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Sep 22, 2026 · 2.80% APY · checked 4 times
2.30%2.80%3.30%Sep 22, 2026: 2.80% APYSep 22, 2026Oct 13, 2026
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
36 Month Certificate of Deposit
$500
2.75% ▼ 0.05% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.80%▼ 0.05% below avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 2.27% → 2.75% ▲ 0.48 pts · high 2.75% / low 2.27%
1.77%2.51%3.25%Sep 14, 2026: 2.27% APYOct 2, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20262.75%▲ from 2.27%
  • Sep 14, 20262.27%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
36-month term
$0
2.75% ▼ 0.05% below Nevada avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 0.05% below avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 36-month term
$0
2.75% ▼ 0.05% below Nevada avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 0.05% below avgNationally 2.81%
Details

Rate History
No change since Oct 10, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 10, 2026: 2.75% APYOct 10, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts - 36 Months
$0
2.75% ▼ 0.05% below Nevada avg
View
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 0.05% below avgNationally 2.81%
Details

Balance: $10,000.00 - $89,999.99

Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 22, 2026: 2.75% APYSep 22, 2026Oct 13, 2026
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
IRA Accounts - 36 Months
$0
2.70% ▼ 0.10% below Nevada avg
View
▼
Rate2.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 0.10% below avgNationally 2.81%
Details

Balance: $2,000.00 - $9,999.99

Rate History
No change since Sep 22, 2026 · 2.70% APY · checked 4 times
2.20%2.70%3.20%Sep 22, 2026: 2.70% APYSep 22, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
36-month term Standard CD
$0
2.49% ▼ 0.31% below Nevada avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 0.31% below avgNationally 2.81%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 2.49% APY · checked 4 times
1.99%2.49%2.99%Sep 27, 2026: 2.49% APYSep 27, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 36-month term
$0
2.49% ▼ 0.31% below Nevada avg
View
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 0.31% below avgNationally 2.81%
Details

Rate History
No change since Oct 10, 2026 · 2.49% APY
1.99%2.49%2.99%Oct 10, 2026: 2.49% APYOct 10, 2026Oct 13, 2026
Elko Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
2397 Mountain City Hwy, Elko, NV 89801
36 Month Term Share Certificates
$1,000
2.02% ▼ 0.78% below Nevada avg
View
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.80%▼ 0.78% below avgNationally 2.81%
Details

Rate Type: Fixed

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 5 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
36 Month Bump Up Certificate
$0
2.00% ▼ 0.80% below Nevada avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.80%▼ 0.80% below avgNationally 2.81%
Details

Balance: $500 - $1,000,000; Effective Date: October 01, 2026; APY with Bonus Rate: 2.10% (bonus of 0.10% APY when the Tax Reported Owner has an Ultra Checking account with an average monthly balance of at least $1.00); A penalty may be charged for early withdrawal

Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
36 Month Certificate
$0
2.00% ▼ 0.80% below Nevada avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.80%▼ 0.80% below avgNationally 2.81%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 12, 2026: 2.00% APYSep 12, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
Share and IRA Certificates - 36 Months
$0
2.00% ▼ 0.80% below Nevada avg
View
▼
Rate1.99%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.80%▼ 0.80% below avgNationally 2.81%
Details

APY with Bonus Rate: 2.10%

Rate History
No change since Oct 12, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 12, 2026: 2.00% APYOct 12, 2026Oct 13, 2026
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
101 Convention Center Dr, Las Vegas, NV 89109
Fixed Rate of Return - 36 Month
$2,500
1.00% ▼ 1.80% below Nevada avg
View
▼
Rate1.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.80%▼ 1.80% below avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
36 Month IRA Certificates
$0
0.75% ▼ 2.05% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 2.05% below avgNationally 2.81%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
36 Month Standard CD
$0
0.75% ▼ 2.05% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 2.05% below avgNationally 2.81%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
36 Month IRA Certificate
$100,000
0.70% ▼ 2.10% below Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 2.10% below avgNationally 2.81%
Details

Balance: $100,000

Rate History
No change since Sep 30, 2026 · 0.70% APY · checked 3 times
0.20%0.70%1.20%Sep 30, 2026: 0.70% APYSep 30, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
36 Month IRA Certificate
$1,000
0.65% ▼ 2.15% below Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.80%▼ 2.15% below avgNationally 2.81%
Details

Balance: $1,000 - $99,999

Rate History
No change since Sep 30, 2026 · 0.65% APY · checked 3 times
0.15%0.65%1.15%Sep 30, 2026: 0.65% APYSep 30, 2026Oct 13, 2026

Nevada 48 Month CD Rates

MonitorBankRates Nevada Average · 48 Month CD2.78% APY▲ 0.03% from last weekNational 2.80%
View 48-month CD rate trend

The average 48-month CD rate in Nevada is 2.78% APY, compared with 2.80% nationally, as of October 13, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
48 Month CERTIFICATES OF DEPOSIT
$0
5.10% ▲ 2.32% above Nevada avg
View
▼
Rate5.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.78%▲ 2.32% above avgNationally 2.80%
Details

Rate History
1 change since Sep 24, 2026 · 4.84% → 5.10% ▲ 0.26 pts · high 5.10% / low 4.84%
4.34%4.97%5.60%Sep 24, 2026: 4.84% APYOct 7, 2026: 5.10% APYSep 24, 2026Oct 13, 2026
  • Oct 7, 20265.10%▲ from 4.84%
  • Sep 24, 20264.84%first recorded
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
48 Month High Yield Jumbo CD
$0
4.35% ▲ 1.57% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.78%▲ 1.57% above avgNationally 2.80%
Details

Loyalty Rates: 0.05%

Rate History
No change since Sep 27, 2026 · 4.35% APY · checked 5 times
3.85%4.35%4.85%Sep 27, 2026: 4.35% APYSep 27, 2026Oct 13, 2026
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
48 Month Level Up Certificates and IRA Certificates
$500
4.23% ▲ 1.45% above Nevada avg
View
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▲ 1.45% above avgNationally 2.80%
Details

Rate History
No change since Oct 10, 2026 · 4.23% APY
3.73%4.23%4.73%Oct 10, 2026: 4.23% APYOct 10, 2026Oct 13, 2026
Rize Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
6475 W Sahara Ave, Las Vegas, NV 89146
IRA Certificate Accounts - 48 months
$0
4.00% ▲ 1.22% above Nevada avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.78%▲ 1.22% above avgNationally 2.80%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 13, 2026
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
48 Month IRA Term Certificate
$0
3.60% ▲ 0.82% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.78%▲ 0.82% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
48 Month IRA Certificate
$0
3.50% ▲ 0.72% above Nevada avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.78%▲ 0.72% above avgNationally 2.80%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
48 Month Share Certificates
$0
3.50% ▲ 0.72% above Nevada avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.78%▲ 0.72% above avgNationally 2.80%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
48 Month IRA Share Certificate (CD)
$500
3.45% ▲ 0.67% above Nevada avg
View
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.78%▲ 0.67% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 5 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
48 Month Share Certificate (CD)
$500
3.45% ▲ 0.67% above Nevada avg
View
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.78%▲ 0.67% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 5 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
4 Year Certificate of Deposit [CD]
$1,000
3.35% ▲ 0.57% above Nevada avg
View
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.78%▲ 0.57% above avgNationally 2.80%
Details

Balance: $50,000 and up; Jumbo CD

Rate History
No change since Oct 7, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Oct 7, 2026: 3.35% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
4 Year Certificate of Deposit [CD]
$1,000
3.25% ▲ 0.47% above Nevada avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.78%▲ 0.47% above avgNationally 2.80%
Details

Balance: $1,000 to $49,999

Rate History
No change since Sep 24, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 24, 2026: 3.25% APYSep 24, 2026Oct 13, 2026
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
48-month Certificate
$1,000
3.25% ▲ 0.47% above Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.78%▲ 0.47% above avgNationally 2.80%
Details

$1,000.00 minimum to open and earn APY

Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 13, 2026
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
48-Month Certificate
$1,000
3.25% ▲ 0.47% above Nevada avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▲ 0.47% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
4 Year CD with Step-Up Option
$1,000
3.10% ▲ 0.32% above Nevada avg
View
▼
Rate3.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.78%▲ 0.32% above avgNationally 2.80%
Details

Balance: $50,000 and up; Jumbo CD; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
4 Year CD
$0
3.04% ▲ 0.26% above Nevada avg
View
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▲ 0.26% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 6 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
4 Year CD with Step-Up Option
$1,000
3.00% ▲ 0.22% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.78%▲ 0.22% above avgNationally 2.80%
Details

Balance: $1,000 to $49,999; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
48-month term
$0
2.90% ▲ 0.12% above Nevada avg
View
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▲ 0.12% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 6 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 48-month term
$0
2.90% ▲ 0.12% above Nevada avg
View
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▲ 0.12% above avgNationally 2.80%
Details

Rate History
No change since Oct 10, 2026 · 2.90% APY
2.40%2.90%3.40%Oct 10, 2026: 2.90% APYOct 10, 2026Oct 13, 2026
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
48 Month Certificate of Deposit
$500
2.75% ▼ 0.03% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.78%▼ 0.03% below avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.27% → 2.75% ▲ 0.48 pts · high 2.75% / low 2.27%
1.77%2.51%3.25%Sep 14, 2026: 2.27% APYOct 2, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20262.75%▲ from 2.27%
  • Sep 14, 20262.27%first recorded
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
48 Month Business Share Certificates Plus (CD)
$0
2.75% ▼ 0.03% below Nevada avg
View
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.03% below avgNationally 2.80%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
48 Month Share Certificate (CD)
$1,000
2.75% ▼ 0.03% below Nevada avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.03% below avgNationally 2.80%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
48 Month Share Certificate Plus (CD)
$0
2.75% ▼ 0.03% below Nevada avg
View
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.03% below avgNationally 2.80%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
48 Month Traditional IRA Certificate
$1,000
2.75% ▼ 0.03% below Nevada avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.03% below avgNationally 2.80%
Details

Early Withdrawal Penalty: 270 Days' Dividends; IRA Certificate (Traditional, Roth or Educational)

Rate History
No change since Oct 10, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 10, 2026: 2.75% APYOct 10, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
Business Share Certificates (CD) - 48 Months
$1,000
2.75% ▼ 0.03% below Nevada avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.03% below avgNationally 2.80%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
8474 Rozita Lee Ave, Las Vegas, NV 89113
48 Month CD
$500
2.75% ▼ 0.03% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.03% below avgNationally 2.80%
Details

Rate History
No change since Oct 6, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 6, 2026: 2.75% APYOct 6, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
48-month term Standard CD
$0
2.64% ▼ 0.14% below Nevada avg
View
▼
Rate2.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.14% below avgNationally 2.80%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 2.64% APY · checked 4 times
2.14%2.64%3.14%Sep 27, 2026: 2.64% APYSep 27, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 48-month term
$0
2.64% ▼ 0.14% below Nevada avg
View
▼
Rate2.61%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.14% below avgNationally 2.80%
Details

Rate History
No change since Oct 10, 2026 · 2.64% APY
2.14%2.64%3.14%Oct 10, 2026: 2.64% APYOct 10, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
48 Month Triple Option Certificate
$0
2.25% ▼ 0.53% below Nevada avg
View
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.53% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
IRA Certificate - 48 Mo. Traditional, Roth & Educational
$1,000
2.25% ▼ 0.53% below Nevada avg
View
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.53% below avgNationally 2.80%
Details

Rate History
No change since Oct 10, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 10, 2026: 2.25% APYOct 10, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
Share Certificates - 48 Month
$500
2.25% ▼ 0.53% below Nevada avg
View
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 0.53% below avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
48 Month Certificate
$0
2.05% ▼ 0.73% below Nevada avg
View
▼
Rate2.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.78%▼ 0.73% below avgNationally 2.80%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.05% APY · checked 2 times
1.55%2.05%2.55%Sep 12, 2026: 2.05% APYSep 12, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
Share and IRA Certificates - 48 Months
$0
2.05% ▼ 0.73% below Nevada avg
View
▼
Rate2.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.78%▼ 0.73% below avgNationally 2.80%
Details

APY with Bonus Rate: 2.15%

Rate History
No change since Oct 12, 2026 · 2.05% APY
1.55%2.05%2.55%Oct 12, 2026: 2.05% APYOct 12, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
48 Month IRA Certificate
$100,000
1.05% ▼ 1.73% below Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 1.73% below avgNationally 2.80%
Details

Balance: $100,000

Rate History
No change since Sep 30, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Sep 30, 2026: 1.05% APYSep 30, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
48 Month IRA Certificate
$1,000
1.00% ▼ 1.78% below Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 1.78% below avgNationally 2.80%
Details

Balance: $1,000 - $99,999

Rate History
No change since Sep 30, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 30, 2026: 1.00% APYSep 30, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
48 Month Share Certificate
$100,000
1.00% ▼ 1.78% below Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 1.78% below avgNationally 2.80%
Details

Rate History
No change since Oct 1, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 1, 2026: 1.00% APYOct 1, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
48 Month Share Certificate
$1,000
0.95% ▼ 1.83% below Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 1.83% below avgNationally 2.80%
Details

Balance: $1,000 - $99,999

Rate History
No change since Oct 1, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Oct 1, 2026: 0.95% APYOct 1, 2026Oct 13, 2026
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
101 Convention Center Dr, Las Vegas, NV 89109
Fixed Rate of Return - 48 Month
$2,500
0.75% ▼ 2.03% below Nevada avg
View
▼
Rate0.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.78%▼ 2.03% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 7, 2026: 0.75% APYOct 7, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
48 Month IRA Certificates
$0
0.75% ▼ 2.03% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 2.03% below avgNationally 2.80%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
48 Month Standard CD
$0
0.75% ▼ 2.03% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 2.03% below avgNationally 2.80%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
4-Year CD
$0
0.50% ▼ 2.28% below Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 2.28% below avgNationally 2.80%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
4-Year Term
$1,000
0.50% ▼ 2.28% below Nevada avg
View
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 2.28% below avgNationally 2.80%
Details

Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 27, 2026: 0.50% APYSep 27, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
4-Year RampUp
$50,000
0.25% ▼ 2.53% below Nevada avg
View
▼
Rate0.25%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.78%▼ 2.53% below avgNationally 2.80%
Details

Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
4 Year CD
$500
0.15% ▼ 2.63% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.78%▼ 2.63% below avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 13, 2026

Nevada 60 Month CD Rates

MonitorBankRates Nevada Average · 60 Month CD2.97% APY▲ 0.06% from last weekNational 2.90%
View 60-month CD rate trend

The average 60-month CD rate in Nevada is 2.97% APY, compared with 2.90% nationally, as of October 13, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
60 Month CERTIFICATES OF DEPOSIT
$0
5.15% ▲ 2.18% above Nevada avg
View
▼
Rate5.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.97%▲ 2.18% above avgNationally 2.90%
Details

Rate History
1 change since Sep 24, 2026 · 4.89% → 5.15% ▲ 0.26 pts · high 5.15% / low 4.89%
4.39%5.02%5.65%Sep 24, 2026: 4.89% APYOct 7, 2026: 5.15% APYSep 24, 2026Oct 13, 2026
  • Oct 7, 20265.15%▲ from 4.89%
  • Sep 24, 20264.89%first recorded
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
8395 W Sunset Rd, Las Vegas, NV 89113
60 Month IRA Term Certificate
$0
4.55% ▲ 1.58% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.97%▲ 1.58% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.55% APY · checked 5 times
4.05%4.55%5.05%Sep 14, 2026: 4.55% APYSep 14, 2026Oct 13, 2026
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
700 Los Altos Pkwy, Sparks, NV 89436 7753
60 Month Certificate
$0
4.50% ▲ 1.53% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.97%▲ 1.53% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 14, 2026: 4.25% APYOct 5, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.50%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
590 W Mesquite Blvd, Mesquite, NV 89027
60 Month Certificate Account
$500
4.50% ▲ 1.53% above Nevada avg
View
▼
Rate4.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.97%▲ 1.53% above avgNationally 2.90%
Details

Dividends credited monthly; early-withdrawal penalties may apply

Rate History
1 change since Sep 14, 2026 · 4.15% → 4.50% ▲ 0.35 pts · high 4.50% / low 4.15%
3.65%4.33%5.00%Sep 14, 2026: 4.15% APYOct 5, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.50%▲ from 4.15%
  • Sep 14, 20264.15%first recorded
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
590 W Mesquite Blvd, Mesquite, NV 89027
Regular Certificate - 60 Months
$500
4.50% ▲ 1.53% above Nevada avg
View
▼
Rate4.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.97%▲ 1.53% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.30% → 4.50% ▲ 0.20 pts · high 4.50% / low 4.30%
3.80%4.40%5.00%Sep 14, 2026: 4.30% APYOct 5, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.50%▲ from 4.30%
  • Sep 14, 20264.30%first recorded
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
60 Month High Yield Jumbo CD
$0
4.35% ▲ 1.38% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.97%▲ 1.38% above avgNationally 2.90%
Details

Loyalty Rates: 0.05%

Rate History
No change since Sep 27, 2026 · 4.35% APY · checked 5 times
3.85%4.35%4.85%Sep 27, 2026: 4.35% APYSep 27, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
590 W Mesquite Blvd, Mesquite, NV 89027
60 Month Bump-Rate Certificate
$500
4.35% ▲ 1.38% above Nevada avg
View
▼
Rate4.27%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Nevada Average2.97%▲ 1.38% above avgNationally 2.90%
Details

Bump-rate certificate; can increase rate once during term; dividends credited monthly; early-withdrawal penalties may apply; additional deposits up to $10,000 per calendar month

Rate History
1 change since Sep 21, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
3.65%4.25%4.85%Sep 21, 2026: 4.15% APYOct 5, 2026: 4.35% APYSep 21, 2026Oct 13, 2026
  • Oct 5, 20264.35%▲ from 4.15%
  • Sep 21, 20264.15%first recorded
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
60 Month Level Up Certificates and IRA Certificates
$500
4.28% ▲ 1.31% above Nevada avg
View
▼
Rate4.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 1.31% above avgNationally 2.90%
Details

Rate History
No change since Oct 10, 2026 · 4.28% APY
3.78%4.28%4.78%Oct 10, 2026: 4.28% APYOct 10, 2026Oct 13, 2026
Rize Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
6475 W Sahara Ave, Las Vegas, NV 89146
IRA Certificate Accounts - 60 months
$0
4.25% ▲ 1.28% above Nevada avg
View
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.97%▲ 1.28% above avgNationally 2.90%
Details

Rate History
No change since Sep 12, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Sep 12, 2026: 4.25% APYSep 12, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4755 Pasture Rd, Fallon, NV 89496
5 Year ESA Long-Term Certificate
$100,000
3.90% ▲ 0.93% above Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 0.93% above avgNationally 2.90%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 30, 2026: 3.90% APYSep 30, 2026Oct 13, 2026
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
9302 S Eastern Ave, Las Vegas, NV 89123
Traditional, Roth, & Education IRA Certificates - 60 Months
$0
3.87% ▲ 0.90% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 0.90% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.87% APY · checked 5 times
3.37%3.87%4.37%Sep 18, 2026: 3.87% APYSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
4755 Pasture Rd, Fallon, NV 89496
5 Year ESA Long-Term Certificate
$1,000
3.85% ▲ 0.88% above Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 0.88% above avgNationally 2.90%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 30, 2026: 3.85% APYSep 30, 2026Oct 13, 2026
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
9302 S Eastern Ave, Las Vegas, NV 89123
60 Month Jumbo Certificates
$0
3.77% ▲ 0.80% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 0.80% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.77% APY · checked 5 times
3.27%3.77%4.27%Sep 18, 2026: 3.77% APYSep 18, 2026Oct 13, 2026
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
9302 S Eastern Ave, Las Vegas, NV 89123
60 Month Regular Certificates
$0
3.77% ▲ 0.80% above Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 0.80% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.77% APY · checked 5 times
3.27%3.77%4.27%Sep 18, 2026: 3.77% APYSep 18, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
60 Month IRA Certificate
$0
3.50% ▲ 0.53% above Nevada avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.97%▲ 0.53% above avgNationally 2.90%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
7985 W Sahara Ave Ste 101, Las Vegas, NV 89117
60 Month Share Certificates
$0
3.50% ▲ 0.53% above Nevada avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Nevada Average2.97%▲ 0.53% above avgNationally 2.90%
Details

Rate History
No change since Sep 29, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
60 Month IRA Share Certificate (CD)
$500
3.50% ▲ 0.53% above Nevada avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.97%▲ 0.53% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 55.97%
555 US Highway 50 E, Dayton, NV 89403
60 Month Share Certificate (CD)
$500
3.50% ▲ 0.53% above Nevada avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Nevada Average2.97%▲ 0.53% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
5 Year Certificate of Deposit [CD]
$1,000
3.35% ▲ 0.38% above Nevada avg
View
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.97%▲ 0.38% above avgNationally 2.90%
Details

Balance: $50,000 and up; Jumbo CD

Rate History
No change since Oct 7, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Oct 7, 2026: 3.35% APYOct 7, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
5 Year Certificate of Deposit [CD]
$1,000
3.25% ▲ 0.28% above Nevada avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.97%▲ 0.28% above avgNationally 2.90%
Details

Balance: $1,000 to $49,999

Rate History
No change since Sep 24, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 24, 2026: 3.25% APYSep 24, 2026Oct 13, 2026
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
9555 S Eastern Ave Ste 150, Las Vegas, NV 89123 8004
60-month Certificate
$1,000
3.25% ▲ 0.28% above Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.97%▲ 0.28% above avgNationally 2.90%
Details

$1,000.00 minimum to open and earn APY

Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 8, 2026: 3.25% APYOct 8, 2026Oct 13, 2026
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.58%
4299 E Sunset Rd, Henderson, NV 89014
60-Month Certificate
$1,000
3.25% ▲ 0.28% above Nevada avg
View
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 0.28% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
5 Year CD with Step-Up Option
$1,000
3.10% ▲ 0.13% above Nevada avg
View
▼
Rate3.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.97%▲ 0.13% above avgNationally 2.90%
Details

Balance: $50,000 and up; Jumbo CD; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
60-month term
$0
3.10% ▲ 0.13% above Nevada avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 0.13% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 6 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 60-month term
$0
3.10% ▲ 0.13% above Nevada avg
View
▼
Rate3.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▲ 0.13% above avgNationally 2.90%
Details

Rate History
No change since Oct 10, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 10, 2026: 3.10% APYOct 10, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
5 Year CD with Step-Up Option
$1,000
3.00% ▲ 0.03% above Nevada avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Nevada Average2.97%▲ 0.03% above avgNationally 2.90%
Details

Balance: $1,000 to $49,999; IRA CDs only available for 6-month to 5-year terms

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
60-month term Standard CD
$0
2.84% ▼ 0.13% below Nevada avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.13% below avgNationally 2.90%
Details

Regular APY

Rate History
No change since Sep 27, 2026 · 2.84% APY · checked 4 times
2.34%2.84%3.34%Sep 27, 2026: 2.84% APYSep 27, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA Certificates (CDs) - 60-month term
$0
2.84% ▼ 0.13% below Nevada avg
View
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.13% below avgNationally 2.90%
Details

Rate History
No change since Oct 10, 2026 · 2.84% APY
2.34%2.84%3.34%Oct 10, 2026: 2.84% APYOct 10, 2026Oct 13, 2026
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
60 Month Certificate of Deposit
$500
2.75% ▼ 0.22% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.97%▼ 0.22% below avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 2.27% → 2.75% ▲ 0.48 pts · high 2.75% / low 2.27%
1.77%2.51%3.25%Sep 14, 2026: 2.27% APYOct 2, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
  • Oct 2, 20262.75%▲ from 2.27%
  • Sep 14, 20262.27%first recorded
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
60 Month Business Share Certificates Plus (CD)
$0
2.75% ▼ 0.22% below Nevada avg
View
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.22% below avgNationally 2.90%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
60 Month Share Certificate (CD)
$1,000
2.75% ▼ 0.22% below Nevada avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.22% below avgNationally 2.90%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
60 Month Share Certificate Plus (CD)
$0
2.75% ▼ 0.22% below Nevada avg
View
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.22% below avgNationally 2.90%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
60 Month Traditional IRA Certificate
$1,000
2.75% ▼ 0.22% below Nevada avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.22% below avgNationally 2.90%
Details

Early Withdrawal Penalty: 270 Days' Dividends; IRA Certificate (Traditional, Roth or Educational)

Rate History
No change since Oct 10, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 10, 2026: 2.75% APYOct 10, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
Business Share Certificates (CD) - 60 Months
$1,000
2.75% ▼ 0.22% below Nevada avg
View
▼
Rate2.71%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.22% below avgNationally 2.90%
Details

Early Withdrawal Penalty: 270 Days' Dividends

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
8474 Rozita Lee Ave, Las Vegas, NV 89113
60 Month CD
$500
2.75% ▼ 0.22% below Nevada avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.22% below avgNationally 2.90%
Details

Rate History
No change since Oct 6, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 6, 2026: 2.75% APYOct 6, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
60 Month Certificate
$0
2.10% ▼ 0.87% below Nevada avg
View
▼
Rate2.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.97%▼ 0.87% below avgNationally 2.90%
Details

Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 2.10% APY · checked 2 times
1.60%2.10%2.60%Sep 12, 2026: 2.10% APYSep 12, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
980 Ambassador Dr, Reno, NV 89523
Share and IRA Certificates - 60 Months
$0
2.10% ▼ 0.87% below Nevada avg
View
▼
Rate2.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.97%▼ 0.87% below avgNationally 2.90%
Details

APY with Bonus Rate: 2.20%

Rate History
No change since Oct 12, 2026 · 2.10% APY
1.60%2.10%2.60%Oct 12, 2026: 2.10% APYOct 12, 2026Oct 13, 2026
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
201 N Main St, Yerington, NV 89447
Share Certificates - 60 Month
$500
2.00% ▼ 0.97% below Nevada avg
View
▼
Rate1.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 0.97% below avgNationally 2.90%
Details

Rate History
No change since Oct 10, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 10, 2026: 2.00% APYOct 10, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
60 Month IRA Certificate
$100,000
1.40% ▼ 1.57% below Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 1.57% below avgNationally 2.90%
Details

Balance: $100,000

Rate History
No change since Sep 30, 2026 · 1.40% APY · checked 3 times
0.90%1.40%1.90%Sep 30, 2026: 1.40% APYSep 30, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
60 Month IRA Certificate
$1,000
1.35% ▼ 1.62% below Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 1.62% below avgNationally 2.90%
Details

Balance: $1,000 - $99,999

Rate History
No change since Sep 30, 2026 · 1.35% APY · checked 3 times
0.85%1.35%1.85%Sep 30, 2026: 1.35% APYSep 30, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
60 Month Share Certificate
$100,000
1.35% ▼ 1.62% below Nevada avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 1.62% below avgNationally 2.90%
Details

Rate History
No change since Oct 1, 2026 · 1.35% APY · checked 2 times
0.85%1.35%1.85%Oct 1, 2026: 1.35% APYOct 1, 2026Oct 13, 2026
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
7135 S Decatur Blvd, Las Vegas, NV 89118 4376
60 Month Share Certificate
$1,000
1.30% ▼ 1.67% below Nevada avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 1.67% below avgNationally 2.90%
Details

Balance: $1,000 - $99,999

Rate History
No change since Oct 1, 2026 · 1.30% APY · checked 3 times
0.80%1.30%1.80%Oct 1, 2026: 1.30% APYOct 1, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
5 Year Business Jumbo Certificate of Deposit
$99,000
1.00% ▼ 1.97% below Nevada avg
View
▼
Rate1.00%
Min Deposit$99,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.97%▼ 1.97% below avgNationally 2.90%
Details

Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 8, 2026: 1.00% APYOct 8, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Jumbo Certificate of Deposit - 5 year
$99,000
1.00% ▼ 1.97% below Nevada avg
View
▼
Rate1.00%
Min Deposit$99,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.97%▼ 1.97% below avgNationally 2.90%
Details

Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 8, 2026: 1.00% APYOct 8, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
60 Month CD
$500
0.90% ▼ 2.07% below Nevada avg
View
▼
Rate0.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.97%▼ 2.07% below avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 0.90% APY · checked 6 times
0.40%0.90%1.40%Sep 20, 2026: 0.90% APYSep 20, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 60 Month CD
$500
0.90% ▼ 2.07% below Nevada avg
View
▼
Rate0.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Nevada Average2.97%▼ 2.07% below avgNationally 2.90%
Details

Rate History
No change since Sep 20, 2026 · 0.90% APY · checked 5 times
0.40%0.90%1.40%Sep 20, 2026: 0.90% APYSep 20, 2026Oct 13, 2026
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
101 Convention Center Dr, Las Vegas, NV 89109
Fixed Rate of Return - 60 Month
$2,500
0.75% ▼ 2.22% below Nevada avg
View
▼
Rate0.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Nevada Average2.97%▼ 2.22% below avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 7, 2026: 0.75% APYOct 7, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
60 Month IRA Certificates
$0
0.75% ▼ 2.22% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 2.22% below avgNationally 2.90%
Details

Balance: $1,000

Rate History
No change since Oct 6, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 6, 2026: 0.75% APYOct 6, 2026Oct 13, 2026
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
2925 S Rainbow Blvd, Las Vegas, NV 89146
60 Month Standard CD
$0
0.75% ▼ 2.22% below Nevada avg
View
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 2.22% below avgNationally 2.90%
Details

Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
3100 S Needles Hwy, Laughlin, NV 89029
5-Year CD
$0
0.50% ▼ 2.47% below Nevada avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Nevada Average2.97%▼ 2.47% below avgNationally 2.90%
Details

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 13, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Nevada Institutions

Highest verified APYs available today, updated October 13, 2026

B Top 5 Bank Rates
Toyota Financial Savings Bank
60 Month CERTIFICATES OF DEPOSIT
A+ 5.0 ★ TX: 1.12%
Min: $0
5.15%
Credit One Bank, N.A.
12 Month High Yield Jumbo CD
A 5.0 ★ TX: 9.51%
Min: $100,000
4.50%
Vio Bank
24 Month CD
A+ 5.0 ★ TX: 4.93%
Min: $500
4.40%
Flagstar Bank, National Association
12-MONTH CD
D 3.3 ★ TX: 35.11%
Min: $500
4.30%
Farm Bureau Bank FSB
1 Year FB-Org Certificate of Deposit [CD]
A+ 5.0 ★ TX: 5.46%
Min: $1,000
4.15%
CU Top 5 Credit Union Rates
Weststar Credit Union
60 Month IRA Term Certificate
A+ 5.0 ★ TX: 2.75%
Min: $0
4.55%
Mountain America Federal Credit Union
24 Month Certificate
A 5.0 ★ TX: 9.78%
Min: $0
4.50%
America First Federal Credit Union
60 Month Certificate Account
A 5.0 ★ TX: 8.33%
Min: $500
4.50%
Navy Federal Credit Union
12 Month Special EasyStart Certificate
A 5.0 ★ TX: 8.14%
Min: $50
4.35%
Create Credit Union
60 Month Level Up Certificates and IRA Certificates
A+ 5.0 ★ TX: 2.45%
Min: $500
4.28%
Rates verified October 13, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Nevada CD Rate Trends

Compare local Nevada CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Nevada CD Trends
12-Month CD NV Avg
3.122%
▲ 0.025 vs 7 days ago

Nevada 12-month CD rates rose 0.025 points over the past 7 days to 3.122% APY.

6-Month CD NV Avg
2.809%
▲ 0.033 vs 7 days ago

Nevada 6-month CD rates rose 0.033 points over the past 7 days to 2.809% APY.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

NV CD Rate Forecast, Next 12 Months

Where are Nevada CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

NV 12-Month Avg APY
3.122%
6-Month Forecast
3.122%
Range: 2.92%, 3.27%
12-Month Forecast
3.372%
Range: 3.17%, 3.52%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Nevada average 12-month CD APY in our database.

Spread model: The Nevada 12-month CD average currently trades 1.25% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at NV CD Rates Today

Annual interest earnings at today’s Nevada average APYs. State average used where available; national average as fallback.

CD Term NV Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.364% $118.22 $236.43 $591.08 $1,182.15
6-Month CD 2.809% $140.46 $280.92 $702.30 $1,404.60
12-Month CD 3.122% $156.11 $312.21 $780.53 $1,561.05
18-Month CD 3.286% $164.29 $328.58 $821.45 $1,642.90
24-Month CD 2.889% $144.44 $288.87 $722.18 $1,444.35
36-Month CD 2.795% $139.77 $279.53 $698.83 $1,397.65
48-Month CD 2.780% $139.02 $278.04 $695.10 $1,390.20
60-Month CD 2.970% $148.51 $297.01 $742.53 $1,485.05
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 13, 2026.
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Sample CD Ladder for Nevada Savers

$25,000 split equally across 5 terms using today’s Nevada average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit NV Avg APY Annual Earnings
1 3-Month CD $5,000 2.364% $118.22
2 6-Month CD $5,000 2.809% $140.46
3 12-Month CD $5,000 3.122% $156.11
4 24-Month CD $5,000 2.889% $144.44
5 36-Month CD $5,000 2.795% $139.77
Total ($25,000 invested) $25,000 2.796% blended $699.00/yr

Ladder example uses equal $5,000 rungs and Nevada average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

Powered byMonitorBankRates
419
CD Rates
Tracked in Nevada
15 Banks 21 Credit Unions

About Our Nevada CD Rate Database

MonitorBankRates tracks 419 CD rates from 15 banks and 21 credit unions with locations in Nevada, plus national online institutions available to Nevada residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Toyota Financial Savings Bank offers a CD at 5.15% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Nevada.

How to Find the Best CD Rates in Nevada

What to compare when shopping for a CD in Nevada

To find the best APYs in Nevada, start with credit unions and online-only banks: Nevada has 21 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Nevada

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Nevada: 36 institutions here report CD rates

Consider an Alternative If…

  • You may need the funds within 30 days. Compare Nevada savings rates instead
  • Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
  • You want check-writing access. Compare Nevada money market rates

Nevada Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
17.0%
National avg: 17.3%
Median Individual Earnings
$43,016
National avg: $47,340
Poverty Rate
12.4%
National avg: 11.1%
Unemployment Rate
6.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$134/yr
At NV 12-mo avg 3.122% APY

17.0% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 6.9% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s NV 12-month CD average of 3.122%, saving 10% of the local median salary ($4,301/year) and putting it in a CD would earn an additional $134 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Nevada

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Nevada

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Nevada typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Nevada as everywhere in the U.S.

Choosing a CD Term in Nevada

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Nevada savers easier access to their funds. For example, Credit One Bank, N.A. is offering its 6 Month High Yield Jumbo CD at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Toyota Financial Savings Bank is offering its 60 Month CERTIFICATES OF DEPOSIT at 5.15% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Nevada Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Nevada saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Nevada

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Nevada CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Nevada

Most CDs carry a fixed rate that is locked for the entire term, protecting a Nevada depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Nevada

Are CD rates in Nevada FDIC insured?

Yes, most established banks in Nevada are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Nevada?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Nevada.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Nevada may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Nevada?

Here are recent top rates found for this area:
  • Toyota Financial Savings Bank: 5.15% APY (60 Month CERTIFICATES OF DEPOSIT)
  • Weststar Credit Union: 4.55% APY (60 Month IRA Term Certificate)
  • Credit One Bank, N.A.: 4.50% APY (12 Month High Yield Jumbo CD)
  • Mountain America Federal Credit Union: 4.50% APY (24 Month Certificate)
  • America First Federal Credit Union: 4.50% APY (60 Month Certificate Account)
  • Vio Bank: 4.40% APY (24 Month CD)
  • Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
  • Flagstar Bank, National Association: 4.30% APY (12-MONTH CD)
  • Create Credit Union: 4.28% APY (60 Month Level Up Certificates and IRA Certificates)
  • Rize Federal Credit Union: 4.25% APY (IRA Certificate Accounts - 60 months)
Rates reflect recent verified offers available in Nevada. Last Updated: October 13, 2026

Nevada CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Nevada rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Nevada CD Rates by Term

Verified October 13, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Nevada. Averages shown use the Nevada state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Nevada

Nevada CD Calculator

At today’s NV top rate of 5.15% APY, a $10,000 deposit earns $515 in the first year. Enter your amount to see your exact return.

Nevada CD Ladder

NV CD rates currently range from 2.364% (3-month) to 2.795% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Nevada CD at 5.15% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Nevada’s average 12-month CD is 3.122% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nevada CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nevada. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 13, 2026

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