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Nevada Best CD Rates September 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Nevada CD rates include Toyota Financial Savings BankToyota Financial Savings Bank2485 Village View Dr, Henderson, NV 89074A+5.0 ★Texas Ratio: 1.12%Real return: +1.78%APY minus CPI (February 2026) offering 60 Month Certificate at 4.58% APY, Weststar Credit UnionWeststar Credit Union8395 W Sunset Rd, Las Vegas, NV 89113A+5.0 ★Texas Ratio: 2.61%Real return: +1.75%APY minus CPI (February 2026) offering 60 Month IRA Term Certificate at 4.55% APY, Credit One Bank, N.A.Credit One Bank, N.A.6801 S Cimarron Rd, Las Vegas, NV 89113A5.0 ★Texas Ratio: 9.51%Real return: +1.65%APY minus CPI (February 2026) offering 18 Month High Yield Jumbo CD at 4.45% APY, America First Federal Credit UnionAmerica First Federal Credit Union590 W Mesquite Blvd, Mesquite, NV 89027A5.0 ★Texas Ratio: 7.35%Real return: +1.50%APY minus CPI (February 2026) offering 60 Month Certificate at 4.30% APY, and Create Credit UnionCreate Credit Union1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901A+5.0 ★Texas Ratio: 2.26%Real return: +1.48%APY minus CPI (February 2026) offering 60 Month Level Up Certificates and IRA Certificates - Variable Rate at 4.28% APY. CD rates as of September 21, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Nevada side-by-side. Nevada CD rates currently reach as high as 4.58% APY from Toyota Financial Savings Bank at 2485 Village View Dr, Henderson, NV 89074. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 21, 2026
Compare Best CD Rates in Nevada
Nevada 3 Month CD Rates
MonitorBankRates National Average · 3 Month CD2.06% APY▲ 0.02% from last week
The national average 3-month CD rate is 2.06% APY as of September 22, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
3-Month HYRC Certificate
$0
4.00%
▲ 1.94% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.94% above avg
Details
Qualifications Required: High-Yield Rewards Checking Account required; High-Yield Rewards Checking Account required
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
3 Month Level Up Certificates and IRA Certificates - Variable Rate
$500
3.82%
▲ 1.76% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.76% above avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
3-Month Certificate
$0
3.75%
▲ 1.69% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.69% above avg
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
3 Month Share Certificate
$0
3.75%
▲ 1.69% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.69% above avg
Details
Minimum $500.00
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
3 Month Certificate
$0
3.70%
▲ 1.64% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.06%▲ 1.64% above avg
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
3 Month Share Certificates
$0
3.45%
▲ 1.39% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 1.39% above avg
Details
Balance: $500.00 - $9,999.99
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
667 S Maine St, Fallon, NV 89406 3801
3 Month Term
$1,000
3.30%
▲ 1.24% above national avg
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.06%▲ 1.24% above avg
Details
CD rates effective February 1, 2026.
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
101 Convention Center Dr, Las Vegas, NV 89109
3 Month Certificate
$2,500
3.00%
▲ 0.94% above national avg
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.94% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
3 Month IRA Term Certificate
$0
3.00%
▲ 0.94% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.94% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
3 Month Term Certificate
$0
3.00%
▲ 0.94% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.94% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
3 Month IRA Share Certificate (CD)
$500
3.00%
▲ 0.94% above national avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.94% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
3 Month Share Certificate (CD)
$500
3.00%
▲ 0.94% above national avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.94% above avg
Details
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6085 W Twain Ave, Las Vegas, NV 89103
3 Month CD
$0
2.78%
▲ 0.72% above national avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.72% above avg
Details
Term: 3 months (90 to 179 days)
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
3 Month CD
$0
2.53%
▲ 0.47% above national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▲ 0.47% above avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
3 Month CD
$10,000
1.24%
▼ 0.82% below national avg
▼
Rate1.23%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 0.82% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 3 Month CD
$10,000
1.24%
▼ 0.82% below national avg
▼
Rate1.23%
Min Deposit$10,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 0.82% below avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Month Jumbo CD
$50,000
1.10%
▼ 0.96% below national avg
▼
Rate1.09%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 0.96% below avg
Details
Balance: $50,000 and up
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Month Certificate of Deposit [CD]
$1,000
1.00%
▼ 1.06% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.06%▼ 1.06% below avg
Details
Balance: $1,000 to $49,999
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
3-month term Rewards
$0
0.60%
▼ 1.46% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.46% below avg
Details
Rewards APY; Regular APY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
3-month term Standard CDs
$0
0.60%
▼ 1.46% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.46% below avg
Details
Rewards APY 0.60%; Regular APY 0.50%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 3-month term
$0
0.60%
▼ 1.46% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.46% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
3-month term Regular
$0
0.50%
▼ 1.56% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.56% below avg
Details
Regular APY; Dividend Rate
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 3-month term
$0
0.50%
▼ 1.56% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.56% below avg
Details
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
3 Month Business Fixed Rate Certificates of Deposit
$0
0.10%
▼ 1.96% below national avg
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.96% below avg
Details
$90,000 +
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
3 Month Fixed Rate Certificates of Deposit
$0
0.10%
▼ 1.96% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 1.96% below avg
Details
Balance: $90,000 +
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
3 Month CD
$500
0.10%
▼ 1.96% below national avg
▼
Rate0.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.96% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 3 Month CD
$500
0.10%
▼ 1.96% below national avg
▼
Rate0.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.06%▼ 1.96% below avg
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
4425 Spring Mountain Rd, Las Vegas, NV 89102
3 month Standard Interest Rate
$2,500
0.06%
▼ 2.00% below national avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.00% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
4425 Spring Mountain Rd, Las Vegas, NV 89102
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.01% below national avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details
Relationship APY 0.06%. Early withdrawal penalties may apply.
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
3 Month Business Fixed Rate Certificates of Deposit
$0
0.05%
▼ 2.01% below national avg
▼
Rate0.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.06%▼ 2.01% below avg
Details
$1,000 +
Nevada 6 Month CD Rates
MonitorBankRates National Average · 6 Month CD2.77% APY▲ 0.02% from last week
The national average 6-month CD rate is 2.77% APY as of September 22, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
6 Month High Yield Jumbo CD
$100,000
4.25%
▲ 1.48% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.48% above avg
Details
Earn Loyalty Rates when you renew your CD
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
980 Ambassador Dr, Reno, NV 89523
6 month Share Certificate Special
$0
4.05%
▲ 1.28% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.28% above avg
Details
When paired with an Ultra Checking account, earn up to 4.05% APY for 6 months
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6085 W Twain Ave, Las Vegas, NV 89103
Special 6-Month Fixed Rate
$0
4.00%
▲ 1.23% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.23% above avg
Details
Term: Special 6-Month Fixed Rate2
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
6-Month HYRC Certificate
$0
4.00%
▲ 1.23% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.23% above avg
Details
Qualifications Required: High-Yield Rewards Checking Account required; High-Yield Rewards Checking Account required
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
6 Month Share Certificate
$0
3.90%
▲ 1.13% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.13% above avg
Details
Minimum $500.00
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
6 Month Level Up Certificates and IRA Certificates - Variable Rate
$500
3.87%
▲ 1.10% above national avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.10% above avg
Details
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
6 Month Certificate
$0
3.85%
▲ 1.08% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.08% above avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
6-Month Certificate
$0
3.75%
▲ 0.98% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.98% above avg
Details
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
100 W Liberty St Ste 190, Reno, NV 89501
6-Month CD
$2,500
3.70%
▲ 0.93% above national avg
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.93% above avg
Details
New Money required. Offer subject to change or cancellation at any time without notice. Limited-time offer.
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
6 Month Jumbo CD
$50,000
3.65%
▲ 0.88% above national avg
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.88% above avg
Details
Balance: $50,000 and up
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
6 Month Certificate of Deposit [CD]
$1,000
3.55%
▲ 0.78% above national avg
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.78% above avg
Details
Balance: $1,000 to $49,999
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
6 Month Share Certificates
$0
3.45%
▲ 0.68% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.68% above avg
Details
Balance: $500.00 - $9,999.99
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
667 S Maine St, Fallon, NV 89406 3801
6 Month Term
$1,000
3.30%
▲ 0.53% above national avg
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 0.53% above avg
Details
CD rates effective February 1, 2026.
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
9770 S Virginia St, Reno, NV 89511 5941
6 Month Term Share Certificate
$0
3.25%
▲ 0.48% above national avg
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 0.48% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
6 Month IRA Term Certificate
$0
3.15%
▲ 0.38% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.38% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
6 Month Term Certificate
$0
3.15%
▲ 0.38% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.38% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
6 Month IRA Share Certificate (CD)
$500
3.10%
▲ 0.33% above national avg
▼
Rate3.06%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.33% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
6 Month Share Certificate (CD)
$500
3.10%
▲ 0.33% above national avg
▼
Rate3.06%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.33% above avg
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
6 Month CD
$0
3.04%
▲ 0.27% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.27% above avg
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
101 Convention Center Dr, Las Vegas, NV 89109
6 Month Certificate
$2,500
3.00%
▲ 0.23% above national avg
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.23% above avg
Details
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6085 W Twain Ave, Las Vegas, NV 89103
6 Month CD
$0
2.84%
▲ 0.07% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.07% above avg
Details
Term: 6 months (180 to 269 days)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
6 Month Business Share Certificates (CD)
$0
2.00%
▼ 0.77% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.77% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
6 Month Business Share Certificates Plus (CD)
$0
2.00%
▼ 0.77% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.77% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
6 Month Share Certificate (CD)
$0
2.00%
▼ 0.77% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.77% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
6 Month Share Certificate Plus (CD)
$0
2.00%
▼ 0.77% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.77% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate (Traditional, Roth or Educational) - 6 Months
$0
2.00%
▼ 0.77% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.77% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate Plus (Traditional, Roth or Educational) - 6 Months
$0
2.00%
▼ 0.77% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.77% below avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
6-month term Rewards
$0
1.35%
▼ 1.42% below national avg
▼
Rate1.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 1.42% below avg
Details
Rewards APY; Regular APY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
6-month term Standard CDs
$0
1.35%
▼ 1.42% below national avg
▼
Rate1.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 1.42% below avg
Details
Rewards APY 1.35%; Regular APY 1.25%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 6-month term
$0
1.35%
▼ 1.42% below national avg
▼
Rate1.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 1.42% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
6-month term Regular
$0
1.25%
▼ 1.52% below national avg
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 1.52% below avg
Details
Regular APY; Dividend Rate
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 6-month term
$0
1.25%
▼ 1.52% below national avg
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 1.52% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
6 Month CD
$500
0.16%
▼ 2.61% below national avg
▼
Rate0.16%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▼ 2.61% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 6 Month CD
$500
0.16%
▼ 2.61% below national avg
▼
Rate0.16%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▼ 2.61% below avg
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
210 Front Street, Caliente, NV 89008
6 MONTH CERTIFICATE OF DEPOSIT
$1,000
0.15%
▼ 2.62% below national avg
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▼ 2.62% below avg
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
4425 Spring Mountain Rd, Las Vegas, NV 89102
6 month Standard Interest Rate
$2,500
0.06%
▼ 2.71% below national avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 2.71% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
4425 Spring Mountain Rd, Las Vegas, NV 89102
6 month Standard Fixed Rate
$2,500
0.05%
▼ 2.72% below national avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 2.72% below avg
Details
Relationship APY 0.06%. Early withdrawal penalties may apply.
Nevada 12 Month CD Rates
MonitorBankRates National Average · 12 Month CD2.95% APY▲ 0.03% from last week
The national average 12-month CD rate is 2.95% APY as of September 22, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
12 Month High Yield Jumbo CD
$100,000
4.30%
▲ 1.35% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.35% above avg
Details
Earn Loyalty Rates when you renew your CD
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year FB-Org Certificate of Deposit [CD]
$1,000
4.15%
▲ 1.20% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.20% above avg
Details
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6085 W Twain Ave, Las Vegas, NV 89103
Special 12-Month Fixed Rate
$0
4.11%
▲ 1.16% above national avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.16% above avg
Details
Term: Special 12-Month Fixed Rate1
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
12 Month Certificate
$0
4.11%
▲ 1.16% above national avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.95%▲ 1.16% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year Jumbo CD
$50,000
4.10%
▲ 1.15% above national avg
▼
Rate4.02%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.15% above avg
Details
Balance: $1,000 to $49,999
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
12 Month Level Up Certificates and IRA Certificates - Variable Rate
$500
4.02%
▲ 1.07% above national avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.07% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year Certificate of Deposit [CD]
$1,000
4.00%
▲ 1.05% above national avg
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 1.05% above avg
Details
Balance: $1,000 to $49,999
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
12-Month HYRC Certificate
$0
4.00%
▲ 1.05% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 1.05% above avg
Details
Qualifications Required: High-Yield Rewards Checking Account required; High-Yield Rewards Checking Account required
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
700 Los Altos Pkwy, Sparks, NV 89436 7753
12 Month Certificate
$0
3.90%
▲ 0.95% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.95%▲ 0.95% above avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
Youth/Young Adult 12-Month Certificate
$0
3.80%
▲ 0.85% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.85% above avg
Details
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
100 W Liberty St Ste 190, Reno, NV 89501
12-Month CD
$500
3.80%
▲ 0.85% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.85% above avg
Details
New Money required. Offer subject to change or cancellation at any time without notice. Limited-time offer.
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year CD with Step-Up Option - Jumbo CD
$50,000
3.75%
▲ 0.80% above national avg
▼
Rate3.68%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.80% above avg
Details
Balance: $50,000 and up
SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6475 W Sahara Ave, Las Vegas, NV 89146
12 Month IRA Certificate Accounts
$0
3.75%
▲ 0.80% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.80% above avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
12-Month Certificate
$0
3.75%
▲ 0.80% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.80% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
1 Year CD with Step-Up Option
$1,000
3.65%
▲ 0.70% above national avg
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▲ 0.70% above avg
Details
Balance: $1,000 to $49,999
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
12 Month Share Certificate
$0
3.60%
▲ 0.65% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.65% above avg
Details
Minimum $500.00
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
12-Month Share Certificate
$0
3.60%
▲ 0.65% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.65% above avg
Details
Earn more than a traditional Savings Account with a 12-Month Share Certificate.
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
9770 S Virginia St, Reno, NV 89511 5941
12 Month Term Share Certificate
$0
3.55%
▲ 0.60% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.60% above avg
Details
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
9770 S Virginia St, Reno, NV 89511 5941
1 Year Achieve My Dream Certificate
$250
3.50%
▲ 0.55% above national avg
▼
Rate3.46%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details
Jr. Savers & Young Investors only
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
9770 S Virginia St, Reno, NV 89511 5941
1 Year Payday Certificate
$250
3.50%
▲ 0.55% above national avg
▼
Rate3.46%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▲ 0.55% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
12 Month IRA Term Certificate
$0
3.30%
▲ 0.35% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.35% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
12 Month Term Certificate
$0
3.30%
▲ 0.35% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.35% above avg
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
1 Year CD
$0
3.30%
▲ 0.35% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.35% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
12 Month IRA Share Certificate (CD)
$500
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
12 Month Share Certificate (CD)
$500
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
12 Month Business Share Certificates (CD)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
12 Month Business Share Certificates Plus (CD)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
12 Month Share Certificate (CD)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
12 Month Share Certificate Plus (CD)
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate (Traditional, Roth or Educational) - 12 Months
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate Plus (Traditional, Roth or Educational) - 12 Months
$0
3.25%
▲ 0.30% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.30% above avg
Details
Early Withdrawal Penalty: 90 Days' Dividends
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
12 Month Share Certificates
$0
3.15%
▲ 0.20% above national avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.20% above avg
Details
Balance: $500.00 - $9,999.99
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
12 Month Certificate of Deposit
$500
3.15%
▲ 0.20% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.20% above avg
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
12 Month IRA Certificates
$0
3.00%
▲ 0.05% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▲ 0.05% above avg
Details
Traditional
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
101 Convention Center Dr, Las Vegas, NV 89109
12 Month Certificate
$2,500
2.75%
▼ 0.20% below national avg
▼
Rate2.71%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.20% below avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
Save to Win 12-Month Certificate
$0
2.75%
▼ 0.20% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.20% below avg
Details
Balance: $25 - $9,999.99
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3100 S Needles Hwy, Laughlin, NV 89029
12 Month Certificate of Deposit
$500
2.00%
▼ 0.95% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 0.95% below avg
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
4425 Spring Mountain Rd, Las Vegas, NV 89102
1 year Standard Interest Rate
$2,500
1.51%
▼ 1.44% below national avg
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.44% below avg
Details
Early withdrawal penalties may apply.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
4425 Spring Mountain Rd, Las Vegas, NV 89102
1 year Standard Fixed Rate
$2,500
1.50%
▼ 1.45% below national avg
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.45% below avg
Details
Relationship APY 1.51%. Early withdrawal penalties may apply.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
12-month term Rewards
$0
1.40%
▼ 1.55% below national avg
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.55% below avg
Details
Rewards APY; Regular APY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
12-month term Standard CDs
$0
1.40%
▼ 1.55% below national avg
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.55% below avg
Details
Rewards APY 1.40%; Regular APY 1.30%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
12-month term Standard IRA CDs
$0
1.40%
▼ 1.55% below national avg
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.55% below avg
Details
Rewards APY 1.40%; Regular APY 1.30%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 12-month term
$0
1.40%
▼ 1.55% below national avg
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.55% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard IRA CDs - 12-month term
$0
1.40%
▼ 1.55% below national avg
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.55% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
12-month term Regular
$0
1.30%
▼ 1.65% below national avg
▼
Rate1.29%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.65% below avg
Details
Regular APY; Dividend Rate
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 12-month term
$0
1.30%
▼ 1.65% below national avg
▼
Rate1.29%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.95%▼ 1.65% below avg
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
210 Front Street, Caliente, NV 89008
1 TO 12 MONTH JUMBO CERTIFICATE
$100,000
0.22%
▼ 2.73% below national avg
▼
Rate0.22%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 2.73% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
12 Month CD
$500
0.20%
▼ 2.75% below national avg
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▼ 2.75% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 12 Month CD
$500
0.20%
▼ 2.75% below national avg
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.95%▼ 2.75% below avg
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
210 Front Street, Caliente, NV 89008
12 MONTH CERTIFICATE OF DEPOSIT
$1,000
0.18%
▼ 2.77% below national avg
▼
Rate0.18%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.95%▼ 2.77% below avg
Details
Nevada 18 Month CD Rates
MonitorBankRates National Average · 18 Month CD2.82% APY▼ 0.01% from last week
The national average 18-month CD rate is 2.82% APY as of September 22, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
18 Month High Yield Jumbo CD
$100,000
4.45%
▲ 1.63% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 1.63% above avg
Details
Our High Yield Jumbo CDs offer among the most competitive rates, plus more. 10-Day Rate Guarantee Earn Loyalty Rates when you renew your CD
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
18 Month Certificate
$0
4.27%
▲ 1.45% above national avg
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.45% above avg
Details
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
18 Month Certificate
$500
4.07%
▲ 1.25% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 1.25% above avg
Details
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
18 Month Level Up Certificates and IRA Certificates - Variable Rate
$500
4.07%
▲ 1.25% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 1.25% above avg
Details
SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6475 W Sahara Ave, Las Vegas, NV 89146
18 Month IRA Certificate Accounts
$0
4.00%
▲ 1.18% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.82%▲ 1.18% above avg
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
700 Los Altos Pkwy, Sparks, NV 89436 7753
18 Month Certificate
$0
4.00%
▲ 1.18% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 1.18% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
18 Month IRA Term Certificate
$0
3.95%
▲ 1.13% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 1.13% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
18 Month Term Certificate
$0
3.95%
▲ 1.13% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 1.13% above avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
18-Month Certificate
$0
3.70%
▲ 0.88% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 0.88% above avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
18-month term
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 0.83% above avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
IRA CD Specials - 18-month term
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 0.83% above avg
Details
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
9770 S Virginia St, Reno, NV 89511 5941
18 Month Term Share Certificate
$0
3.60%
▲ 0.78% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.82%▲ 0.78% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
18 Month Jumbo CD
$50,000
3.45%
▲ 0.63% above national avg
▼
Rate3.39%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 0.63% above avg
Details
Balance: $50,000 and up
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
18 Month Certificate of Deposit [CD]
$1,000
3.35%
▲ 0.53% above national avg
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 0.53% above avg
Details
Balance: $1,000 to $49,999
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
18 Month IRA Share Certificate (CD)
$500
3.30%
▲ 0.48% above national avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 0.48% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
18 Month Share Certificate (CD)
$500
3.30%
▲ 0.48% above national avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▲ 0.48% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
18 Month CD with Step-Up Option - Jumbo CD
$50,000
3.20%
▲ 0.38% above national avg
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 0.38% above avg
Details
Balance: $50,000 and up
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
18 Month CD with Step-Up Option
$1,000
3.10%
▲ 0.28% above national avg
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.82%▲ 0.28% above avg
Details
Balance: $1,000 to $49,999
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
101 Convention Center Dr, Las Vegas, NV 89109
18 Month Certificate
$2,500
2.50%
▼ 0.32% below national avg
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▼ 0.32% below avg
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
18 Month Certificate of Deposit
$500
2.35%
▼ 0.47% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▼ 0.47% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
18 Month IRA
$250
0.50%
▼ 2.32% below national avg
▼
Rate0.50%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.82%▼ 2.32% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 18 Month IRA
$250
0.50%
▼ 2.32% below national avg
▼
Rate0.50%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.82%▼ 2.32% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
18 Month CD
$500
0.30%
▼ 2.52% below national avg
▼
Rate0.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.82%▼ 2.52% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 18 Month CD
$500
0.30%
▼ 2.52% below national avg
▼
Rate0.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.82%▼ 2.52% below avg
Details
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3100 S Needles Hwy, Laughlin, NV 89029
18 Month Certificate of Deposit
$500
0.02%
▼ 2.80% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.82%▼ 2.80% below avg
Details
Nevada 24 Month CD Rates
MonitorBankRates National Average · 24 Month CD2.84% APYUnchanged from last week
The national average 24-month CD rate is 2.84% APY as of September 22, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
24 Month High Yield Jumbo CD
$100,000
4.45%
▲ 1.61% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.61% above avg
Details
Earn Loyalty Rates when you renew your CD
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
24 Month Certificate
$0
4.32%
▲ 1.48% above national avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.84%▲ 1.48% above avg
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
700 Los Altos Pkwy, Sparks, NV 89436 7753
24 Month Certificate
$0
4.25%
▲ 1.41% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.41% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
24 Month IRA Term Certificate
$0
4.25%
▲ 1.41% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.41% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
24 Month Term Certificate
$0
4.25%
▲ 1.41% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.41% above avg
Details
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
24 Month High Yield Jumbo Bump Up CD
$0
4.20%
▲ 1.36% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.36% above avg
Details
Option to adjust your rate to a higher rate one time during the term of your CD. Enjoy peace of mind with our 10-Day Rate Guarantee. Earn Loyalty Rates when you renew your CD. Promotional CD terms are not eligible as a renewal option for existing Credit One CDs. Promotional CD account openings require a "new money" deposit and are available for a limited time. "New money" is defined as money not currently on deposit in a Credit One CD account. Promotional CDs automatically renew to the nearest standard term. If two terms are equally close, the longer term applies. Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump Up CD Account to match the current rate that we offer for the a Bump Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date. After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY.
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
24 Month Level Up Certificates and IRA Certificates - Variable Rate
$500
4.13%
▲ 1.29% above national avg
▼
Rate4.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.29% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
2 Year Jumbo CD
$50,000
3.95%
▲ 1.11% above national avg
▼
Rate3.87%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.11% above avg
Details
Balance: $50,000 and up
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
24-Month HYRC Certificate
$0
3.90%
▲ 1.06% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.06% above avg
Details
Qualifications Required: High-Yield Rewards Checking Account required; High-Yield Rewards Checking Account required
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
2 Year Certificate of Deposit [CD]
$1,000
3.85%
▲ 1.01% above national avg
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 1.01% above avg
Details
Balance: $1,000 to $49,999
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
2 Year CD with Step-Up Option - Jumbo CD
$50,000
3.70%
▲ 0.86% above national avg
▼
Rate3.63%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.86% above avg
Details
Balance: $50,000 and up
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
24-Month Certificate
$0
3.65%
▲ 0.81% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.81% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
2 Year CD with Step-Up Option
$1,000
3.60%
▲ 0.76% above national avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.76% above avg
Details
Balance: $1,000 to $49,999
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
9770 S Virginia St, Reno, NV 89511 5941
2 Year Term Share Certificate
$0
3.40%
▲ 0.56% above national avg
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 0.56% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
24 Month IRA Share Certificate (CD)
$500
3.35%
▲ 0.51% above national avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.51% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
24 Month Share Certificate (CD)
$500
3.35%
▲ 0.51% above national avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.51% above avg
Details
SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6475 W Sahara Ave, Las Vegas, NV 89146
24 Month IRA Certificate Accounts
$0
3.25%
▲ 0.41% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 0.41% above avg
Details
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
2 Year CD
$0
3.04%
▲ 0.20% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.20% above avg
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
24 Month Business Share Certificates (CD)
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
24 Month Business Share Certificates Plus (CD)
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
24 Month Share Certificate (CD)
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
24 Month Share Certificate Plus (CD)
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate (Traditional, Roth or Educational) - 24 Months
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate Plus (Traditional, Roth or Educational) - 24 Months
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Early Withdrawal Penalty: 180 Days' Dividends
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
24 Month IRA Certificates
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Traditional, Roth & Educational
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
24 Month Share Certificate
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Minimum $500.00
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
24 Month Triple Option Certificates
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.16% above avg
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
24 Month Share Certificates
$0
2.80%
▼ 0.04% below national avg
▼
Rate2.77%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.04% below avg
Details
Balance: $90,000.00 - and over
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
24 Month Share Certificates
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.09% below avg
Details
Balance: $10,000.00 - $89,999.99
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
24 Month Share Certificates
$0
2.70%
▼ 0.14% below national avg
▼
Rate2.67%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.14% below avg
Details
Balance: $500.00 - $9,999.99
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
24-month term Rewards
$0
2.60%
▼ 0.24% below national avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.24% below avg
Details
Rewards APY; Regular APY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
24-month term Standard CDs
$0
2.60%
▼ 0.24% below national avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.24% below avg
Details
Rewards APY 2.60%; Regular APY 2.34%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
24-month term Standard IRA CDs
$0
2.60%
▼ 0.24% below national avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.24% below avg
Details
Rewards APY 2.60%; Regular APY 2.34%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 24-month term
$0
2.60%
▼ 0.24% below national avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.24% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard IRA CDs - 24-month term
$0
2.60%
▼ 0.24% below national avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.24% below avg
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
24 Month Certificate of Deposit
$500
2.35%
▼ 0.49% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.49% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
24-month term Regular
$0
2.34%
▼ 0.50% below national avg
▼
Rate2.32%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.50% below avg
Details
Regular APY; Dividend Rate
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 24-month term
$0
2.34%
▼ 0.50% below national avg
▼
Rate2.32%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.50% below avg
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
101 Convention Center Dr, Las Vegas, NV 89109
24 Month Certificate
$2,500
1.50%
▼ 1.34% below national avg
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 1.34% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
2 Year Business Jumbo Certificates of Deposit
$99,000
0.55%
▼ 2.29% below national avg
▼
Rate0.55%
Min Deposit$99,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▼ 2.29% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
2 Year Jumbo Certificates of Deposit
$99,000
0.55%
▼ 2.29% below national avg
▼
Rate0.55%
Min Deposit$99,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▼ 2.29% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
24 Month CD
$500
0.40%
▼ 2.44% below national avg
▼
Rate0.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▼ 2.44% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 24 Month CD
$500
0.40%
▼ 2.44% below national avg
▼
Rate0.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▼ 2.44% below avg
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
210 Front Street, Caliente, NV 89008
13 TO 24 MONTH JUMBO CERTIFICATE
$100,000
0.30%
▼ 2.54% below national avg
▼
Rate0.30%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 2.54% below avg
Details
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
210 Front Street, Caliente, NV 89008
24 MONTH CERTIFICATE OF DEPOSIT
$1,000
0.25%
▼ 2.59% below national avg
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▼ 2.59% below avg
Details
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3100 S Needles Hwy, Laughlin, NV 89029
2 Year Certificate of Deposit
$500
0.05%
▼ 2.79% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 2.79% below avg
Details
Nevada 36 Month CD Rates
MonitorBankRates National Average · 36 Month CD2.76% APYUnchanged from last week
The national average 36-month CD rate is 2.76% APY as of September 22, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
36 Month High Yield Jumbo CD
$100,000
4.45%
▲ 1.69% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.69% above avg
Details
Earn Loyalty Rates when you renew your CD
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
36 Month Certificate
$0
4.42%
▲ 1.66% above national avg
▼
Rate4.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.76%▲ 1.66% above avg
Details
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
36 Month High Yield Jumbo Bump Up CD
$0
4.20%
▲ 1.44% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.44% above avg
Details
Option to adjust your rate to a higher rate one time during the term of your CD. Enjoy peace of mind with our 10-Day Rate Guarantee. Earn Loyalty Rates when you renew your CD. Promotional CD terms are not eligible as a renewal option for existing Credit One CDs. Promotional CD account openings require a "new money" deposit and are available for a limited time. "New money" is defined as money not currently on deposit in a Credit One CD account. Promotional CDs automatically renew to the nearest standard term. If two terms are equally close, the longer term applies. Beginning on the 11th calendar day after opening your CD Account, and for the remainder of the term of your Bump Up CD Account, you may elect one time to exercise your rate bump. If you choose to exercise your rate bump, we will adjust the rate on your Bump Up CD Account to match the current rate that we offer for the a Bump Up CD Account of the same term. Your adjusted rate will apply from the time you exercise your rate bump until your maturity date. The adjusted rate will not be retroactive to your opening date. After you open a CD account with us, if we increase the interest rate and Annual Percentage Yield (APY) we offer for the same CD product and term you selected within 10 calendar days of your account opening date (account opening date plus 9 calendar days), we will automatically give you the increased rate and APY.
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
36 Month Level Up Certificates and IRA Certificates - Variable Rate
$500
4.18%
▲ 1.42% above national avg
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 1.42% above avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
36-Month HYRC Certificate
$0
3.75%
▲ 0.99% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.99% above avg
Details
Qualifications Required: High-Yield Rewards Checking Account required; High-Yield Rewards Checking Account required
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
36 Month IRA Term Certificate
$0
3.60%
▲ 0.84% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.84% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
36 Month Term Certificate
$0
3.60%
▲ 0.84% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.84% above avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
36-Month Certificate
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.74% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
36 Month IRA Share Certificate (CD)
$500
3.40%
▲ 0.64% above national avg
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.64% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
36 Month Share Certificate (CD)
$500
3.40%
▲ 0.64% above national avg
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.64% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Year Jumbo CD
$50,000
3.35%
▲ 0.59% above national avg
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.59% above avg
Details
Balance: $50,000 and up
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
9770 S Virginia St, Reno, NV 89511 5941
3 Year Term Share Certificate
$0
3.35%
▲ 0.59% above national avg
▼
Rate3.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.59% above avg
Details
Term: 3 year, 4 year, & 5 year
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Year Certificate of Deposit [CD]
$1,000
3.25%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.49% above avg
Details
Balance: $1,000 to $49,999
SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6475 W Sahara Ave, Las Vegas, NV 89146
36 Month IRA Certificate Accounts
$0
3.25%
▲ 0.49% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▲ 0.49% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Year CD with Step-Up Option - Jumbo CD
$50,000
3.10%
▲ 0.34% above national avg
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.34% above avg
Details
Balance: $50,000 and up
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
3 Year CD
$0
3.04%
▲ 0.28% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.28% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
3 Year CD with Step-Up Option
$1,000
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.76%▲ 0.24% above avg
Details
Balance: $1,000 to $49,999
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
36 Month Business Share Certificates (CD)
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
36 Month Business Share Certificates Plus (CD)
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
36 Month Share Certificate (CD)
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
36 Month Share Certificate Plus (CD)
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate (Traditional, Roth or Educational) - 36 Months
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate Plus (Traditional, Roth or Educational) - 36 Months
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
36 Month IRA Certificates
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Traditional, Roth & Educational
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
36 Month Share Certificate
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Minimum $500.00
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
36 Month Triple Option Certificates
$0
3.00%
▲ 0.24% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.24% above avg
Details
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
36 Month Share Certificates
$0
2.90%
▲ 0.14% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.14% above avg
Details
Balance: $90,000.00 - and over
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
36 Month Share Certificates
$0
2.85%
▲ 0.09% above national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.09% above avg
Details
Balance: $10,000.00 - $89,999.99
Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1900 S Jones Blvd, Las Vegas, NV 89146 1240
36 Month Share Certificates
$0
2.80%
▲ 0.04% above national avg
▼
Rate2.77%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▲ 0.04% above avg
Details
Balance: $500.00 - $9,999.99
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
36-month term Rewards
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.01% below avg
Details
Rewards APY; Regular APY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
36-month term Standard CDs
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.01% below avg
Details
Rewards APY 2.75%; Regular APY 2.49%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
36-month term Standard IRA CDs
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.01% below avg
Details
Rewards APY 2.75%; Regular APY 2.49%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 36-month term
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.01% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard IRA CDs - 36-month term
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.01% below avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
36-month term Regular
$0
2.49%
▼ 0.27% below national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.27% below avg
Details
Regular APY; Dividend Rate
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 36-month term
$0
2.49%
▼ 0.27% below national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.27% below avg
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
36 Month Certificate of Deposit
$500
2.27%
▼ 0.49% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 0.49% below avg
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
101 Convention Center Dr, Las Vegas, NV 89109
36 Month Certificate
$2,500
1.00%
▼ 1.76% below national avg
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 1.76% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
3 Year Business Jumbo Certificates of Deposit
$99,000
0.60%
▼ 2.16% below national avg
▼
Rate0.60%
Min Deposit$99,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 2.16% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
3 Year Jumbo Certificates of Deposit
$99,000
0.60%
▼ 2.16% below national avg
▼
Rate0.60%
Min Deposit$99,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 2.16% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
36 Month CD
$500
0.55%
▼ 2.21% below national avg
▼
Rate0.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 2.21% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 36 Month CD
$500
0.55%
▼ 2.21% below national avg
▼
Rate0.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.76%▼ 2.21% below avg
Details
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3100 S Needles Hwy, Laughlin, NV 89029
3 Year Certificate of Deposit
$500
0.05%
▼ 2.71% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.76%▼ 2.71% below avg
Details
Nevada 48 Month CD Rates
MonitorBankRates National Average · 48 Month CD2.77% APY▼ 0.01% from last week
The national average 48-month CD rate is 2.77% APY as of September 22, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
48 Month Certificate
$0
4.52%
▲ 1.75% above national avg
▼
Rate4.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.75% above avg
Details
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
48 Month Certificate
$500
4.23%
▲ 1.46% above national avg
▼
Rate4.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.46% above avg
Details
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
48 Month Level Up Certificates and IRA Certificates - Variable Rate
$500
4.23%
▲ 1.46% above national avg
▼
Rate4.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.46% above avg
Details
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
48 Month High Yield Jumbo CD
$100,000
4.15%
▲ 1.38% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 1.38% above avg
Details
Earn Loyalty Rates when you renew your CD
SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6475 W Sahara Ave, Las Vegas, NV 89146
48 Month IRA Certificate Accounts
$0
4.00%
▲ 1.23% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.77%▲ 1.23% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
48 Month IRA Term Certificate
$0
3.60%
▲ 0.83% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.83% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
48 Month Term Certificate
$0
3.60%
▲ 0.83% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.83% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
48 Month IRA Share Certificate (CD)
$500
3.45%
▲ 0.68% above national avg
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.68% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
48 Month Share Certificate (CD)
$500
3.45%
▲ 0.68% above national avg
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.68% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
4 Year Jumbo CD
$50,000
3.35%
▲ 0.58% above national avg
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.58% above avg
Details
Balance: $50,000 and up
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
4 Year Certificate of Deposit [CD]
$1,000
3.25%
▲ 0.48% above national avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.48% above avg
Details
Balance: $1,000 to $49,999
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
48-Month Certificate
$0
3.25%
▲ 0.48% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.48% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
4 Year CD with Step-Up Option - Jumbo CD
$50,000
3.10%
▲ 0.33% above national avg
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.33% above avg
Details
Balance: $50,000 and up
One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2645 S Mojave Rd, Las Vegas, NV 89121 1238
4 Year CD
$0
3.04%
▲ 0.27% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.27% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
4 Year CD with Step-Up Option
$1,000
3.00%
▲ 0.23% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.77%▲ 0.23% above avg
Details
Balance: $1,000 to $49,999
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
48-month term Rewards
$0
2.90%
▲ 0.13% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.13% above avg
Details
Rewards APY; Regular APY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
48-month term Standard CDs
$0
2.90%
▲ 0.13% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.13% above avg
Details
Rewards APY 2.90%; Regular APY 2.64%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
48-month term Standard IRA CDs
$0
2.90%
▲ 0.13% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.13% above avg
Details
Rewards APY 2.90%; Regular APY 2.64%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 48-month term
$0
2.90%
▲ 0.13% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.13% above avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard IRA CDs - 48-month term
$0
2.90%
▲ 0.13% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▲ 0.13% above avg
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
48 Month Business Share Certificates (CD)
$0
2.75%
▼ 0.02% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.02% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
48 Month Business Share Certificates Plus (CD)
$0
2.75%
▼ 0.02% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.02% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
48 Month Share Certificate (CD)
$0
2.75%
▼ 0.02% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.02% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
48 Month Share Certificate Plus (CD)
$0
2.75%
▼ 0.02% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.02% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate (Traditional, Roth or Educational) - 48 Months
$0
2.75%
▼ 0.02% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.02% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate Plus (Traditional, Roth or Educational) - 48 Months
$0
2.75%
▼ 0.02% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.02% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
48-month term Regular
$0
2.64%
▼ 0.13% below national avg
▼
Rate2.61%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.13% below avg
Details
Regular APY; Dividend Rate
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 48-month term
$0
2.64%
▼ 0.13% below national avg
▼
Rate2.61%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.13% below avg
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
48 Month Certificate of Deposit
$500
2.27%
▼ 0.50% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.50% below avg
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
48 Month IRA Certificates
$0
2.25%
▼ 0.52% below national avg
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.52% below avg
Details
Traditional, Roth & Educational
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
48 Month Share Certificate
$0
2.25%
▼ 0.52% below national avg
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.52% below avg
Details
Minimum $500.00
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
201 N Main St, Yerington, NV 89447
48 Month Triple Option Certificates
$0
2.25%
▼ 0.52% below national avg
▼
Rate2.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 0.52% below avg
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
101 Convention Center Dr, Las Vegas, NV 89109
48 Month Certificate
$2,500
0.75%
▼ 2.02% below national avg
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 2.02% below avg
Details
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
3100 S Needles Hwy, Laughlin, NV 89029
4 Year Certificate of Deposit
$500
0.15%
▼ 2.62% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.77%▼ 2.62% below avg
Details
Nevada 60 Month CD Rates
MonitorBankRates National Average · 60 Month CD2.84% APY▼ 0.01% from last week
The national average 60-month CD rate is 2.84% APY as of September 22, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toyota Financial Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
2485 Village View Dr, Henderson, NV 89074
60 Month Certificate
$0
4.58%
▲ 1.74% above national avg
▼
Rate4.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 14, 2026
National Average2.84%▲ 1.74% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
60 Month IRA Term Certificate
$0
4.55%
▲ 1.71% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.71% above avg
Details
Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
8395 W Sunset Rd, Las Vegas, NV 89113
60 Month Term Certificate
$0
4.55%
▲ 1.71% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.71% above avg
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
590 W Mesquite Blvd, Mesquite, NV 89027
60 Month Certificate
$500
4.30%
▲ 1.46% above national avg
▼
Rate4.22%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.46% above avg
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
590 W Mesquite Blvd, Mesquite, NV 89027
60 Month Flexible Certificate
$500
4.30%
▲ 1.46% above national avg
▼
Rate4.22%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.46% above avg
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
590 W Mesquite Blvd, Mesquite, NV 89027
60 Month Regular CD
$500
4.30%
▲ 1.46% above national avg
▼
Rate4.22%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.46% above avg
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
590 W Mesquite Blvd, Mesquite, NV 89027
60 Month Regular Certificate Accounts
$500
4.30%
▲ 1.46% above national avg
▼
Rate4.22%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.46% above avg
Details
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
1425 E WINDMILL LN, LAS VEGAS, NV 89123 1901
60 Month Level Up Certificates and IRA Certificates - Variable Rate
$500
4.28%
▲ 1.44% above national avg
▼
Rate4.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.44% above avg
Details
SCE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6475 W Sahara Ave, Las Vegas, NV 89146
60 Month IRA Certificate Accounts
$0
4.25%
▲ 1.41% above national avg
▼
Rate4.17%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▲ 1.41% above avg
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
700 Los Altos Pkwy, Sparks, NV 89436 7753
60 Month Certificate
$0
4.25%
▲ 1.41% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.41% above avg
Details
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
6801 S Cimarron Rd, Las Vegas, NV 89113
60 Month High Yield Jumbo CD
$100,000
4.15%
▲ 1.31% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.31% above avg
Details
Earn Loyalty Rates when you renew your CD
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
590 W Mesquite Blvd, Mesquite, NV 89027
60 Month Bump-Rate Certificate Accounts
$500
4.15%
▲ 1.31% above national avg
▼
Rate4.07%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.31% above avg
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
590 W Mesquite Blvd, Mesquite, NV 89027
60 Month Certificate
$500
4.15%
▲ 1.31% above national avg
▼
Rate4.07%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.31% above avg
Details
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
9302 S Eastern Ave, Las Vegas, NV 89123
60 Month Traditional, Roth, & Education IRA Certificates
$0
3.87%
▲ 1.03% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 1.03% above avg
Details
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
9302 S Eastern Ave, Las Vegas, NV 89123
60 Month Jumbo Certificates
$0
3.77%
▲ 0.93% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.93% above avg
Details
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
9302 S Eastern Ave, Las Vegas, NV 89123
60 Month Regular Certificates
$0
3.77%
▲ 0.93% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.93% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
60 Month IRA Share Certificate (CD)
$500
3.50%
▲ 0.66% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.66% above avg
Details
Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 59.98%
555 US Highway 50 E, Dayton, NV 89403
60 Month Share Certificate (CD)
$500
3.50%
▲ 0.66% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.66% above avg
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
60-Month HYRC Certificate
$0
3.50%
▲ 0.66% above national avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.66% above avg
Details
Qualifications Required: High-Yield Rewards Checking Account required; High-Yield Rewards Checking Account required
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
5 Year Jumbo CD
$50,000
3.35%
▲ 0.51% above national avg
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.51% above avg
Details
Balance: $50,000 and up
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
5 Year Certificate of Deposit [CD]
$1,000
3.25%
▲ 0.41% above national avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.41% above avg
Details
Balance: $1,000 to $49,999
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
4299 E Sunset Rd, Henderson, NV 89014
60-Month Certificate
$0
3.25%
▲ 0.41% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.41% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
5 Year CD with Step-Up Option - Jumbo CD
$50,000
3.10%
▲ 0.26% above national avg
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.26% above avg
Details
Balance: $50,000 and up
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
60-month term Rewards
$0
3.10%
▲ 0.26% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.26% above avg
Details
Rewards APY; Regular APY
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
60-month term Standard CDs
$0
3.10%
▲ 0.26% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.26% above avg
Details
Rewards APY 3.10%; Regular APY 2.84%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
60-month term Standard IRA CDs
$0
3.10%
▲ 0.26% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.26% above avg
Details
Rewards APY 3.10%; Regular APY 2.84%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 60-month term
$0
3.10%
▲ 0.26% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.26% above avg
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard IRA CDs - 60-month term
$0
3.10%
▲ 0.26% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▲ 0.26% above avg
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
10345 Professional Cir, Reno, NV 89521
5 Year CD with Step-Up Option
$1,000
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 19, 2026
National Average2.84%▲ 0.16% above avg
Details
Balance: $1,000 to $49,999
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
60-month term Regular
$0
2.84%
At national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%At the average
Details
Regular APY; Dividend Rate
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
2716 N Tenaya Way, Las Vegas, NV 89128
Standard CDs - 60-month term
$0
2.84%
At national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%At the average
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
60 Month Business Share Certificates (CD)
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.09% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
60 Month Business Share Certificates Plus (CD)
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.09% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
60 Month Share Certificate (CD)
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.09% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
60 Month Share Certificate Plus (CD)
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.09% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate (Traditional, Roth or Educational) - 60 Months
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.09% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2651 Paseo Verde Pkwy, Henderson, NV 89074
IRA Certificate Plus (Traditional, Roth or Educational) - 60 Months
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.09% below avg
Details
Early Withdrawal Penalty: 270 Days' Dividends
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
4325 N Washington Blvd, Nellis Air Force Base, NV 89191
60 Month Certificate of Deposit
$500
2.27%
▼ 0.57% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 0.57% below avg
Details
City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6085 W Twain Ave, Las Vegas, NV 89103
60 Month CD
$0
1.31%
▼ 1.53% below national avg
▼
Rate1.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 1.53% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
5 Year Business Jumbo Certificates of Deposit
$99,000
1.00%
▼ 1.84% below national avg
▼
Rate1.00%
Min Deposit$99,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▼ 1.84% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
5 Year Jumbo Certificates of Deposit
$99,000
1.00%
▼ 1.84% below national avg
▼
Rate1.00%
Min Deposit$99,000
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▼ 1.84% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
60 Month CD
$500
0.90%
▼ 1.94% below national avg
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▼ 1.94% below avg
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
276 Kingsbury Grade Ste 1000, Stateline, NV 89449
Business 60 Month CD
$500
0.90%
▼ 1.94% below national avg
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 20, 2026
National Average2.84%▼ 1.94% below avg
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
101 Convention Center Dr, Las Vegas, NV 89109
60 Month Certificate
$2,500
0.75%
▼ 2.09% below national avg
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 2.09% below avg
Details
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
60 Month Business Fixed Rate Certificates of Deposit
$0
0.35%
▼ 2.49% below national avg
▼
Rate0.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 2.49% below avg
Details
$90,000 +
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
60 Month Fixed Rate Certificates of Deposit
$0
0.35%
▼ 2.49% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 2.49% below avg
Details
Balance: $90,000 +
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
940 W Williams Ave, Fallon, NV 89406
60 Month Business Fixed Rate Certificates of Deposit
$0
0.30%
▼ 2.54% below national avg
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 18, 2026
National Average2.84%▼ 2.54% below avg
Details
$1,000 +
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Nevada CD Rate Trends
Compare local Nevada CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD NV Avg
2.952%
▲ 0.030 vs 7 days ago
Nevada 12-month CD rates rose 0.030 points over the past 7 days to 2.952% APY.
6-Month CD NV Avg
2.767%
▲ 0.021 vs 7 days ago
Nevada 6-month CD rates rose 0.021 points over the past 7 days to 2.767% APY.
As of Sep 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
NV CD Rate Forecast, Next 12 Months
Where are Nevada CD rates headed through September 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NV 12-Month Avg APY
2.952%
6-Month Forecast
2.952%
Range: 2.75% – 3.10%
12-Month Forecast
3.202%
Range: 3.00% – 3.35%
Powered by
MonitorBankRates
What Your Savings Earn at NV CD Rates Today
Annual interest earnings at today’s Nevada average APYs. State average used where available; national average as fallback.
| CD Term | NV Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.065% | $103.23 | $206.46 | $516.15 | $1,032.30 |
| 6-Month CD | 2.767% | $138.33 | $276.65 | $691.63 | $1,383.25 |
| 12-Month CD | 2.952% | $147.58 | $295.15 | $737.88 | $1,475.75 |
| 18-Month CD | 2.818% | $140.91 | $281.82 | $704.55 | $1,409.10 |
| 24-Month CD | 2.841% | $142.07 | $284.14 | $710.35 | $1,420.70 |
| 36-Month CD | 2.765% | $138.25 | $276.49 | $691.23 | $1,382.45 |
| 48-Month CD | 2.770% | $138.48 | $276.97 | $692.43 | $1,384.85 |
| 60-Month CD | 2.844% | $142.22 | $284.44 | $711.10 | $1,422.20 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 21, 2026. | |||||
Sample CD Ladder for Nevada Savers
$25,000 split equally across 5 terms using today’s Nevada average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NV Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.065% | $103.23 |
| 2 | 6-Month CD | $5,000 | 2.767% | $138.33 |
| 3 | 12-Month CD | $5,000 | 2.952% | $147.58 |
| 4 | 24-Month CD | $5,000 | 2.841% | $142.07 |
| 5 | 36-Month CD | $5,000 | 2.765% | $138.25 |
| Total ($25,000 invested) | $25,000 | 2.678% blended | $669.46/yr | |
Ladder example uses equal $5,000 rungs and Nevada average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
310
CD Rates
Tracked in Nevada
Tracked in Nevada
12 Banks
16 Credit Unions
About Our Nevada CD Rate Database
MonitorBankRates tracks 310 CD rates from 12 banks and 16 credit unions with locations in Nevada, plus national online institutions available to Nevada residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Toyota Financial Savings Bank offers a CD at 4.58% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Nevada.
How to Find the Best CD Rates in Nevada
What to compare when shopping for a CD in Nevada
To find the best APYs in Nevada, start with credit unions and online-only banks: Nevada has 16 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Nevada
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Nevada: 28 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Nevada savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Nevada money market rates
Nevada Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
17.0%
National avg: 17.3%
Median Individual Earnings
$43,016
National avg: $47,340
Poverty Rate
12.4%
National avg: 11.1%
Unemployment Rate
6.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$127/yr
At NV 12-mo avg 2.952% APY
17.0% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 6.9% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s NV 12-month CD average of 2.952%, saving 10% of the local median salary ($4,301/year) and putting it in a CD would earn an additional $127 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Nevada
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Nevada
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Nevada typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Nevada as everywhere in the U.S.
Choosing a CD Term in Nevada
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Nevada savers easier access to their funds. For example, Credit One Bank, N.A. is offering its 6 Month High Yield Jumbo CD at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Toyota Financial Savings Bank is offering its 60 Month Certificate at 4.58% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Nevada Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Nevada saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Nevada
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Nevada CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Nevada
Most CDs carry a fixed rate that is locked for the entire term, protecting a Nevada depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Nevada
Are CD rates in Nevada FDIC insured?
Yes, most established banks in Nevada are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Nevada?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Nevada.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Nevada may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Nevada?
Here are recent top rates found for this area:
- Toyota Financial Savings Bank: 4.58% APY (60 Month Certificate)
- Weststar Credit Union: 4.55% APY (60 Month IRA Term Certificate)
- Credit One Bank, N.A.: 4.45% APY (18 Month High Yield Jumbo CD)
- America First Federal Credit Union: 4.30% APY (60 Month Certificate)
- Create Credit Union: 4.28% APY (60 Month Level Up Certificates and IRA Certificates - Variable Rate)
- SCE Federal Credit Union: 4.25% APY (60 Month IRA Certificate Accounts)
- Mountain America Federal Credit Union: 4.25% APY (24 Month Certificate)
- Farm Bureau Bank FSB: 4.15% APY (1 Year FB-Org Certificate of Deposit [CD])
- City National Bank: 4.11% APY (Special 12-Month Fixed Rate)
- United Federal Credit Union: 4.05% APY (6 month Share Certificate Special)
Rates reflect recent verified offers available in Nevada. Last Updated: September 21, 2026
Nevada CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Nevada rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Nevada
Nevada CD Calculator
At today’s NV top rate of 4.58% APY, a $10,000 deposit earns $458 in the first year. Enter your amount to see your exact return.
Nevada CD LadderNV CD rates currently range from 2.065% (3-month) to 2.765% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Nevada CD at 4.58% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsNevada’s average 12-month CD is 2.952% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nevada CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nevada. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 21, 2026
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