New Hampshire CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current New Hampshire CD rates include River Works Credit UnionRiver Works Credit Union159 Frontage Rd, Manchester, NH 03103 6013A5.0 ★Texas Ratio: 7.57%Real return: +1.27%APY minus CPI (February 2026) offering 6 Month Certificate of Deposit at 4.07% APY, Triangle Credit UnionTriangle Credit Union33 Franklin St, Nashua, NH 03064A+5.0 ★Texas Ratio: 4.10%Real return: +1.20%APY minus CPI (February 2026) offering 6 Months Special Certificate Traditional Certificates & IRAs at 4.00% APY, Lighthouse Credit UnionLighthouse Credit Union100 Borthwick Ave, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 1.66%Real return: +1.20%APY minus CPI (February 2026) offering 12-Months Share Certificate at 4.00% APY, Needham BankNeedham Bank5 Market St, Amesbury, MA 01913A+5.0 ★Texas Ratio: 3.75%Real return: +1.05%APY minus CPI (February 2026) offering 12 Month CD at 3.85% APY, and Bellwether Community Credit UnionBellwether Community Credit Union425 Hooksett Rd, Manchester, NH 03104A+5.0 ★Texas Ratio: 1.61%Real return: +1.00%APY minus CPI (February 2026) offering 6 Month Certificate at 3.80% APY. CD rates as of May 15, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in New Hampshire side-by-side. New Hampshire CD rates currently reach as high as 4.07% APY from River Works Credit Union at 159 Frontage Rd, Manchester, NH 03103 6013. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 15, 2026
Compare Best CD Rates in New Hampshire
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
3 Month Certificate of Deposit
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.98%
100 Powdermill Rd, Acton, MA 01720
3-Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Boost your tax refund
Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
7 Optical Ave, Keene, NH 03431 4320
Share Certificates 3 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
3 Month Certificates of Deposit
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
3 Month Certificates of Deposit
$2,500
3.25%
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
3 Month - Special Offer Business Certificates of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
90 Day
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 minimum to open)
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
IRA Term Share Certificates 3 Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
3 Month Benefit Plus
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
3 Month Benefit Plus? Customers
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD - 3 Months
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
3 Month
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
3 Month CD
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
3 Month Premier Account CD and IRA CDssuper script2
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
3 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
3 month Certificate
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
3 month IRA Certificate
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
3-Month CD
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
90 Day CD or IRA CD
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
90-Day CD
$500
0.05%
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
6 Month Certificate of Deposit
$500
4.07%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Traditional Certificates & IRAs 6 Months Special Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
6 Months Special Certificate Traditional Certificates & IRAs
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
6 Month Certificate
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
6 Month IRA Certificate
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business 6 Months Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
No additional deposits allowed during the term of the Certificates.
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 Borthwick Ave, Portsmouth, NH 03801
6-Months Share Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
6 Month CD/IRA CD
$2,500
3.75%
▼
Rate3.72%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
6-Month CD
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
6 Month Add-On
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 minimum to open)
Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
7 Optical Ave, Keene, NH 03431 4320
Share Certificates 6 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
6 Month CD or IRA CD
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
6 Month CD
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
6 Month IRA CD
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
Certificates of Deposit 6 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
6 Month CD
$500
3.43%
▼
Rate3.38%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
6-Month CD
$1,000
3.35%
▼
Rate3.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
6 Month Certificates of Deposit and IRAs
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
SEP (Simplified Employee Pension) IRA Certificates 6 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
6 Month Certificates of Deposit
$2,500
3.25%
▼
Rate3.22%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
6 Month IRA CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
6 Month Certificates of Deposit
$500
3.25%
▼
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
6 Month SAFE IRA-CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
IRA Term Share Certificates 6 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD - 6 Months
$500
2.40%
▼
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Youth 6-Month CD
$75
2.00%
▼
Rate1.98%
Min Deposit$75
Min Balance—
UpdatedMay 15, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
6 Month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
6 Month Certificate of Deposit
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
6 Month Business Certificates of Deposit
$500
1.10%
▼
Rate1.09%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
6 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
6 Month Benefit Plus
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
6 Month Benefit Plus? Customers
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
6 month Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
6 month IRA Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
6 month Junior Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
6 Month
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Premium CDs / IRAs 6 Month
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
900 Main St, Sanford, ME 04073
6-Month CD
$500
0.20%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Basic CDs/IRAs 6 Month
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
160 Main St, Littleton, NH 03561
6 Month
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
6 Month Add-on
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 Borthwick Ave, Portsmouth, NH 03801
12-Months Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
12 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
12 Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
12 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
12 Month IRA Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
12 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
12 Month IRA
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
IRA Certificates 12 Month
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Premier Term Share Certificate 12 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
12-Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
12 Month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
12 Month IRA Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
12 Month Certificate of Deposit (IRA)
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 12 Month Certificate of Deposit
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
12 Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
12-Month CD
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
1 Year IRA CD
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
12 Months Certificates of Deposit
$100
3.50%
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
SEP (Simplified Employee Pension) IRA Certificates 12 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
12-Month CD/IRA Special
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
1 Year
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 minimum to open)
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
12 Month Certificate
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
IRA Term Share Certificates 12 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
1 Year CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
1 Year IRA CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
Certificates of Deposit 12 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
IRA Certificates 12 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business 12 Months Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
No additional deposits allowed during the term of the Certificates.
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
IRA Certificate 12 months
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
7 Optical Ave, Keene, NH 03431 4320
Share Certificates 1 Year
$0
3.23%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Jumbo Certificates of Deposit and IRAs 1 year
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
1 year Certificates of Deposit and IRAs
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
1 Year CD or IRA CD
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
12 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
12 Month Certificate of Deposit
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
12-Month CD
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
1 Year CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD - 1 Year RGC
$500
2.20%
▼
Rate2.18%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
Blended 12 Month APY
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD/IRA - 1 Year
$500
2.15%
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
12 Month Certificate of Deposit
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
12 Month Business Certificates of Deposit
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
Blended 12 Month APY
$0
1.21%
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
12 month Certificate
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
12 month IRA Certificate
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
1 Year IRA CD
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
12 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
12 Month Benefit Plus
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
12 Month Benefit Plus? Customers
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
18-Month CD
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 18 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Premier Term Share Certificate 18 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
18 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
18 Month IRA Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
18 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
18 Month IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
IRA Certificates 18 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
1.5 Year CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
1.5 Year IRA CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
Certificates of Deposit 1.5 Years
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
IRA Certificates 1.5 Years
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
SEP (Simplified Employee Pension) IRA Certificates 1.5 Years
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 Borthwick Ave, Portsmouth, NH 03801
18-Months Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
18 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
18-Month CD/IRA Special
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
IRA Term Share Certificates 18 Month
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
1 1/2 Year (18 Month)
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 minimum to open)
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
18 Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
18 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
1 1/2 Year (18 Month) CD or IRA CD
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
18 Month CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
18 Month Certificate of Deposit
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
18 month Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
18 month IRA Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
18 Month Business Certificates of Deposit
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Kids/Teen Flex Certificate 18 Months
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
18 Month Benefit Plus
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
18 Month Benefit Plus? Customers
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
18 Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Basic CDs/IRAs 18 Months Variable
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD/IRA - 1.5 Years
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
IRA 1.5 Years Variable Rate
$25
0.25%
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMay 15, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
18-Month CD/IRA
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
24 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
IRA Certificates 24 Month
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
24 Month IRA Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
24 Month IRA
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
24 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 Borthwick Ave, Portsmouth, NH 03801
Variable Rate Certificates 24-Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 24 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
24 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 Borthwick Ave, Portsmouth, NH 03801
24-Months Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
IRA Certificate 24 months
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Jumbo Certificates of Deposit and IRAs 2 year
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Premier Term Share Certificate 24 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
2 year Certificates of Deposit and IRAs
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
2 Year CD
$500
3.10%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
2 Year IRA CD
$500
3.10%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
IRA Certificates 2 Years
$500
3.10%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
SEP (Simplified Employee Pension) IRA Certificates 2 Years
$500
3.10%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
24 Month Certificate
$500
2.95%
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
24 Month IRA Certificate
$500
2.95%
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
IRA Term Share Certificates 24 Month
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
7 Optical Ave, Keene, NH 03431 4320
Share Certificates 2 Years
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
2 Year
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 minimum to open)
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
2 Year
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
2 Year Certificate of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
2 Year CD or IRA CD
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
2 Year CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
24 Month Certificate of Deposit
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
24 month Certificate
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
24 month IRA Certificate
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
24 Month Business Certificates of Deposit
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
2 Year IRA CD
$500
1.26%
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
24 Month Benefit Plus
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
24 Month Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
24 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
24 Month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Premium CDs / IRAs 2 Years
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
900 Main St, Sanford, ME 04073
2-Year CD
$500
0.40%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD/IRA - 2 Years
$500
0.35%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Basic CDs/IRAs 2 Years
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Premium CDs / IRAs 1 1/2 Years
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Basic CDs/IRAs 1 1/2 Years
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
2-Year CD/IRA
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
160 Main St, Littleton, NH 03561
2 Years
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 36 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
IRA Certificate 36 months
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
36 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
36 Month IRA Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
36 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
36 Month IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
IRA Certificates 36 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Save for Success CD-3 year Certificates of Deposit and IRAs
$100
3.20%
▼
Rate3.15%
Min Deposit$100
Min Balance—
UpdatedMay 15, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Jumbo Certificates of Deposit and IRAs 3 year
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
3 year Certificates of Deposit and IRAs
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
36 Month Variable Rate Certificate1 Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 36 Month Variable Rate Certificate 1
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Premier Term Share Certificate 36 Month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
36 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 Borthwick Ave, Portsmouth, NH 03801
36-Months Share Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
3 Year CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
3 Year IRA CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
IRA Certificates 3 Years
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
SEP (Simplified Employee Pension) IRA Certificates 3 Years
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
36 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
36 Month IRA Certificate
$500
2.74%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
36 Month Certificate
$500
2.74%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
IRA Term Share Certificates 36 Month
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
3 Year
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
3 Year Certificate of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
36 month Certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
36 month IRA Certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
3 Year CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
36 Month Business Certificates of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
3 Year IRA CD
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
3 Year
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 minimum to open)
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
36 Month Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
36 Month Benefit Plus
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
3 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
3 Year Certificate
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
36 Month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Premium CDs / IRAs 3 Years
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
7 Optical Ave, Keene, NH 03431 4320
Share Certificates 3 Years
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Basic CDs/IRAs 3 Years
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
900 Main St, Sanford, ME 04073
3-Year CD
$500
0.40%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD/IRA - 3 Years
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
3 Year CD or IRA CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
160 Main St, Littleton, NH 03561
3 Years
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
3-Year CD/IRA
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
IRA Certificate 48 months
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Jumbo Certificates of Deposit and IRAs 4 year
$100,000
3.35%
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
4 year Certificates of Deposit and IRAs
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 48 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
48 Month IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
IRA Certificates 48 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
48 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
48 Month IRA Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
48 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
30 International Pl, Tewksbury, MA 01876
48 Month CD
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
48 Month Certificate
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
48 Month IRA Certificate
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
4 Year CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
4 Year IRA CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
SEP (Simplified Employee Pension) IRA Certificates 4 Years
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
48 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
48 month Certificate
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
48 month IRA Certificate
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
4 Year
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
4 Year Certificate of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
48 Month Business Certificates of Deposit
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 Borthwick Ave, Portsmouth, NH 03801
48-Months Share Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
4 Year CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
48 Month Benefit Plus
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
48 Month Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
48 Month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Premium CDs / IRAs 4 Years
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Basic CDs/IRAs 4 Years
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
4 Year
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 minimum to open)
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
900 Main St, Sanford, ME 04073
4-Year CD
$500
0.45%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD/IRA - 4 Years
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
160 Main St, Littleton, NH 03561
4 Years
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
4 Year CD or IRA CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
4-Year CD/IRA
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
5 year Certificates of Deposit and IRAs
$500
3.41%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Jumbo Certificates of Deposit and IRAs 5 year
$100,000
3.41%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
60-Month Choice Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
IRA Certificate 60 months
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 60 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
IRA Certificates 60 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
30 International Pl, Tewksbury, MA 01876
60 Month CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Traditional Certificates & IRAs 60 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
60 Month IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
63 State St, Newburyport, MA 01950
60 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
60 Month IRA Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA 01830
60 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
60 Months Traditional Certificates & IRAs
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
60 Month Variable Rate Certificate1 Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 60 Month Variable Rate Certificate 1
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
60 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
60 month Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
60 month IRA Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
60 Month Certificate
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
60 Month IRA Certificate
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
5 Year IRA CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
SEP (Simplified Employee Pension) IRA Certificates 5 Years
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
SEP (Simplified Employee Pension) IRA Certificates 2.5 Years
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
2.5 Years Certificates of Deposit
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
5 Year CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
2.5 Year IRA CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
2.5 Year CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
60 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
60 Month Business Certificates of Deposit
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 Borthwick Ave, Portsmouth, NH 03801
60-Months Share Certificate
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
5 Year
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
5 Year Certificate of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
5 Year CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
5 Year Smart CD3
$100
1.75%
▼
Rate1.74%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
$100.00 Minumum deposit
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Premium CDs / IRAs 5 Years
$0
1.11%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
60 Month Benefit Plus
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
60 Month Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
324 Main St, Greenfield, MA 01301
5 Year
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Relationship APY
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
83 Maine St, Brunswick, ME 04011
Basic CDs/IRAs 5 Years
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
60 Month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
CD/IRA - 5 Years
$500
0.55%
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
5 Year Bump-Up
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 minimum to open)
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
900 Main St, Sanford, ME 04073
5-Year CD
$500
0.45%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
160 Main St, Littleton, NH 03561
5 Years
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
5 Year CD or IRA CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
5-Year CD/IRA
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in New Hampshire at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- New Hampshire CD rates currently reach as high as 4.07% APY from River Works Credit Union. The rate table above ranks every offer we track for New Hampshire, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
New Hampshire CD Rate Trends
Compare local New Hampshire CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NH Avg
1.939%
▲ 0.121 vs 7 days ago
New Hampshire 12-month CD rates rose 0.121 points over the past 7 days to 1.939% APY.
6-Month CD — NH Avg
2.138%
▲ 0.163 vs 7 days ago
New Hampshire 6-month CD rates rose 0.163 points over the past 7 days to 2.138% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
NH CD Rate Forecast — Next 12 Months
Where are New Hampshire CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NH 12-Month Avg APY
1.939%
6-Month Forecast
1.939%
Range: 1.74% – 2.09%
12-Month Forecast
1.689%
Range: 1.49% – 1.84%
Powered by
MonitorBankRates
What Your Savings Earn at NH CD Rates Today
Annual interest earnings at today’s New Hampshire average APYs. State average used where available; national average as fallback.
| CD Term | NH Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.692% | $84.62 | $169.23 | $423.08 | $846.15 |
| 6-Month CD | 2.138% | $106.92 | $213.83 | $534.58 | $1,069.15 |
| 12-Month CD | 1.939% | $96.97 | $193.94 | $484.85 | $969.70 |
| 18-Month CD | 1.828% | $91.41 | $182.82 | $457.05 | $914.10 |
| 24-Month CD | 1.824% | $91.19 | $182.38 | $455.95 | $911.90 |
| 36-Month CD | 1.334% | $66.71 | $133.42 | $333.55 | $667.10 |
| 48-Month CD | 1.369% | $68.43 | $136.85 | $342.13 | $684.25 |
| 60-Month CD | 1.528% | $76.38 | $152.75 | $381.88 | $763.75 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 15, 2026. | |||||
Sample CD Ladder for New Hampshire Savers
$25,000 split equally across 5 terms using today’s New Hampshire average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NH Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.692% | $84.62 |
| 2 | 6-Month CD | $5,000 | 2.138% | $106.92 |
| 3 | 12-Month CD | $5,000 | 1.939% | $96.97 |
| 4 | 24-Month CD | $5,000 | 1.824% | $91.19 |
| 5 | 36-Month CD | $5,000 | 1.334% | $66.71 |
| Total ($25,000 invested) | $25,000 | 1.786% blended | $446.41/yr | |
Ladder example uses equal $5,000 rungs and New Hampshire average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
287
CD Rates
Tracked in New Hampshire
Tracked in New Hampshire
20 Banks
11 Credit Unions
About Our New Hampshire CD Rate Database
MonitorBankRates tracks 287 CD rates from 20 banks and 11 credit unions with locations in New Hampshire, plus national online institutions available to New Hampshire residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: River Works Credit Union offers a CD at 4.07% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in New Hampshire.
How to Find the Best CD Rates in New Hampshire
What to compare when shopping for a CD in New Hampshire
To find the best APYs in New Hampshire, start with credit unions and online-only banks — New Hampshire has 11 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in New Hampshire
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in New Hampshire — 31 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → New Hampshire savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → New Hampshire money market rates
New Hampshire Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
20.1%
National avg: 17.3%
Median Individual Earnings
$52,410
National avg: $47,340
Poverty Rate
7.2%
National avg: 11.1%
Unemployment Rate
3.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$102/yr
At NH 12-mo avg 1.939% APY
20.1% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 3.3% reflects a strong local economy. At today’s NH 12-month CD average of 1.939%, saving 10% of the local median salary ($5,241/year) and putting it in a CD would earn an additional $102 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in New Hampshire
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in New Hampshire
Are CD rates in New Hampshire FDIC insured?
Yes, most established banks in New Hampshire are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in New Hampshire?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in New Hampshire.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in New Hampshire may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in New Hampshire?
Here are recent top rates found for this area:
- River Works Credit Union: 4.07% APY (6 Month Certificate of Deposit)
- Lighthouse Credit Union: 4.00% APY (12-Months Share Certificate)
- Triangle Credit Union: 4.00% APY (6 Months Special Certificate Traditional Certificates & IRAs)
- Needham Bank: 3.85% APY (12 Month CD)
- Bellwether Community Credit Union: 3.80% APY (6 Month Certificate)
- Newburyport Bank: 3.75% APY (12 Month IRA)
- Pentucket Bank: 3.75% APY (12 Month CD)
- DCU Digital Federal Credit Union: 3.75% APY (3-Month IRA Certificate)
- Heritage Family Federal Credit Union: 3.75% APY (Premier Term Share Certificate 12 Month)
- Eastern Bank Boston, MA: 3.75% APY (6 Month CD/IRA CD)
Rates reflect recent verified offers available in New Hampshire. Last Updated: May 15, 2026
CD Calculators for New Hampshire
New Hampshire CD Calculator
At today’s NH top rate of 4.07% APY, a $10,000 deposit earns $407 in the first year. Enter your amount to see your exact return.
New Hampshire CD LadderNH CD rates currently range from 1.692% (3-month) to 1.334% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a New Hampshire CD at 4.07% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNew Hampshire’s average 12-month CD is 1.939% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Hampshire CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 15, 2026
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