CD Rates New Hampshire (NH) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current New Hampshire CD rates include River Works Credit UnionRiver Works Credit Union159 Frontage Rd, Manchester, NH 03103 6013A5.0 ★Texas Ratio: 7.57%Real return: +1.27%APY minus CPI (February 2026) offering 6 Month Certificate of Deposit at 4.07% APY, Heritage Family Federal Credit UnionHeritage Family Federal Credit Union1337 Hooksett Rd, Hooksett, NH 03106A+5.0 ★Texas Ratio: 3.44%Real return: +1.20%APY minus CPI (February 2026) offering Premier Term Share Certificate 12 Month at 4.00% APY, St Marys Bank Credit UnionSt Marys Bank Credit Union200 McGregor St, Manchester, NH 03102A+5.0 ★Texas Ratio: 2.11%Real return: +1.20%APY minus CPI (February 2026) offering 6-month Advantage Promo CD at 4.00% APY, Millyard BankMillyard Bank57 Northeastern Blvd, Nashua, NH 03062A+5.0 ★Texas Ratio: 0.00%Real return: +1.18%APY minus CPI (February 2026) offering 6 Month CD Special at 3.98% APY, and Bellwether Community Credit UnionBellwether Community Credit Union425 Hooksett Rd, Manchester, NH 03104A+5.0 ★Texas Ratio: 1.61%Real return: +1.00%APY minus CPI (February 2026) offering 6 Month Certificate at 3.80% APY. CD rates as of April 13, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in New Hampshire side-by-side. New Hampshire CD rates currently reach as high as 4.07% APY from River Works Credit Union at 159 Frontage Rd, Manchester, NH 03103 6013. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 13, 2026
Compare Best CD Rates in New Hampshire
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
3 Month Certificate of Deposit
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.98%
379 Amherst St, Nashua, NH 03063 1226
3-Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Boost your tax refund by 3.75% APY.
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH 03841
3 Month Certificates of Deposit
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
IRA Term Share Certificates 3 Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
132 Main St, Colebrook, NH 03576
3 Month Certificate Benefit Plus? Customers
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1 Atwood Ln, Bedford, NH 03110
3 Month CD
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 13, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
3 month Certificate
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
117 Main St, Lancaster, NH 03584
3-Month CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
68 Ames Plaza Ln, Walpole, NH 03608
3 Month Certificate of Deposit and IRAs
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
6 Month Certificate of Deposit
$500
4.07%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
St Marys Bank Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
200 McGregor St, Manchester, NH 03102
6-month Advantage Promo CD
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
6 Month CD Special
$0
3.98%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
new money required with an accompanying savings account of $5,000
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
6 Month Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1 Atwood Ln, Bedford, NH 03110
6 Month CD/IRA CD
$2,500
3.75%
▼
Rate3.72%
Min Deposit$2,500
Min Balance—
UpdatedApr 13, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
117 Main St, Lancaster, NH 03584
6-Month CD
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
68 Ames Plaza Ln, Walpole, NH 03608
6 Month Certificate of Deposit and IRAs
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
6 Month CD
$500
3.43%
▼
Rate3.38%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 State St, Groveton, NH 03582
6 Month Certificates of Deposit and IRAs
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 13, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH 03841
6 Month Certificates of Deposit
$500
3.25%
▼
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
6 Month CD
$2,500
3.00%
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 13, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
6 Month Certificate of Deposit
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
6 Month Business Certificates of Deposit
$500
1.10%
▼
Rate1.09%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
132 Main St, Colebrook, NH 03576
6 Month Certificate Benefit Plus? Customers
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
6 month Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
11 Commercial Dr, North Conway, NH 03860
Premium CDs / IRAs 6 Month
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Premier Term Share Certificate 12 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH 03841
12 Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
12-Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
12 Month Certificate of Deposit (IRA)
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
117 Main St, Lancaster, NH 03584
12-Month CD
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
1 Year CD
$500
3.41%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
1 Year CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
7 Optical Ave, Keene, NH 03431 4320
Share Certificates 1 Year
$0
3.23%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 State St, Groveton, NH 03582
1 year Certificates of Deposit and IRAs
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
1 Year CD or IRA CD
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
12 Month Certificate of Deposit
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
1 Year CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
67 N Park St, Lebanon, NH 03766
CD - 1 Year RGC
$500
2.20%
▼
Rate2.18%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Relationship Gold Checking Account required
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
12 Month Certificate of Deposit
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
12 Month Business Certificates of Deposit
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
20 N Main St, Bristol, NH 03222
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 13, 2026
Details
Relationship APY
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
132 Main St, Colebrook, NH 03576
12 Month Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Benefit Plus? Customers
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
501 Islington St, Portsmouth, NH 03801
1-Year CD
$500
0.35%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
11 Commercial Dr, North Conway, NH 03860
Premium CDs / IRAs 1 Year
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH 03841
18 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
68 Ames Plaza Ln, Walpole, NH 03608
18 Month Certificate of Deposit and IRAs
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
IRA Term Share Certificates 18 Month
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
18 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
1 1/2 Year (18 Month) CD or IRA CD
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
18 Month CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
18 Month Certificate of Deposit
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
18 month Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
18 Month Business Certificates of Deposit
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
20 N Main St, Bristol, NH 03222
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 13, 2026
Details
Relationship APY
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
132 Main St, Colebrook, NH 03576
18 Month Certificate Benefit Plus? Customers
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
18-Month CD/IRA
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH 03841
24 Month Certificates of Deposit
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
1 1/2 Year CD
$500
3.41%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 State St, Groveton, NH 03582
2 year Certificates of Deposit and IRAs
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
2 Year CD
$500
3.10%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
24 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
IRA Term Share Certificates 24 Month
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
1 1/2 Year (18 Month) CD or IRA CD
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
2 Year Certificate of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
24 Month Certificate of Deposit
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
24 month Certificate
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
24 Month Business Certificates of Deposit
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
2 Year IRA CD
$500
1.26%
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
132 Main St, Colebrook, NH 03576
24 Month Certificate Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
501 Islington St, Portsmouth, NH 03801
2-Year CD
$500
0.40%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
68 Ames Plaza Ln, Walpole, NH 03608
2 Year Certificate of Deposit and IRAs
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
2-Year CD/IRA
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
3 Year CD
$500
3.41%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH 03841
36 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 State St, Groveton, NH 03582
3 year Certificates of Deposit and IRAs
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Premier Term Share Certificate 36 Month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
3 Year CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
36 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
36 Month Certificate
$0
2.74%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
3 Year Certificate of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
3 Year CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
36 Month Business Certificates of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
132 Main St, Colebrook, NH 03576
36 Month Certificate Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
68 Ames Plaza Ln, Walpole, NH 03608
3 Year Certificate of Deposit and IRAs
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
3 Year CD or IRA CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
3-Year CD/IRA
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 State St, Groveton, NH 03582
4 year Certificates of Deposit and IRAs
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH 03841
48 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH 03062
48 Month CD
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
4 Year CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
48 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
48 month Certificate
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
4 Year Certificate of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
4 Year CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
132 Main St, Colebrook, NH 03576
48 Month Certificate Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
501 Islington St, Portsmouth, NH 03801
4-Year CD
$500
0.45%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
4 Year CD or IRA CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
4-Year CD/IRA
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
5 Year CD
$500
3.41%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH 03841
60 Month Certificates of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
60 month Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
60 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
2.5 Year CD
$500
2.85%
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
60 Month Certificate of Deposit
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
133 Brock St, Rochester, NH 03867
60 Month Business Certificates of Deposit
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
207 Route 101, Bedford, NH 03110
5 Year Certificate of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
5 Year CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
5 Year Smart CD3
$100
1.75%
▼
Rate1.74%
Min Deposit$100
Min Balance—
UpdatedApr 13, 2026
Details
Minumum deposit
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
132 Main St, Colebrook, NH 03576
60 Month Certificate Benefit Plus? Customers
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
68 Ames Plaza Ln, Walpole, NH 03608
5 Year Certificate of Deposit and IRAs
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
5 Year CD or IRA CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
5-Year CD/IRA
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 13, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
New Hampshire CD Rate Trends
Compare local New Hampshire CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NH Avg
1.863%
Unchanged vs 7 days ago
New Hampshire 12-month CD rates currently average 1.863% APY based on data from institutions in our monitoring network.
6-Month CD — NH Avg
2.309%
Unchanged vs 7 days ago
New Hampshire 6-month CD rates currently average 2.309% APY based on data from institutions in our monitoring network.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
NH CD Rate Forecast — Next 12 Months
Where are New Hampshire CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NH 12-Month Avg APY
1.863%
6-Month Forecast
1.863%
Range: 1.66% – 2.01%
12-Month Forecast
1.613%
Range: 1.41% – 1.76%
Powered by
MonitorBankRates
What Your Savings Earn at NH CD Rates Today
Annual interest earnings at today’s New Hampshire average APYs. State average used where available; national average as fallback.
| CD Term | NH Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.645% | $82.23 | $164.45 | $411.13 | $822.25 |
| 6-Month CD | 2.309% | $115.44 | $230.88 | $577.20 | $1,154.40 |
| 12-Month CD | 1.863% | $93.17 | $186.34 | $465.85 | $931.70 |
| 18-Month CD | 1.615% | $80.77 | $161.53 | $403.83 | $807.65 |
| 24-Month CD | 1.513% | $75.66 | $151.31 | $378.28 | $756.55 |
| 36-Month CD | 1.183% | $59.15 | $118.29 | $295.73 | $591.45 |
| 48-Month CD | 1.130% | $56.51 | $113.02 | $282.55 | $565.10 |
| 60-Month CD | 1.315% | $65.73 | $131.45 | $328.63 | $657.25 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 13, 2026. | |||||
Sample CD Ladder for New Hampshire Savers
$25,000 split equally across 5 terms using today’s New Hampshire average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NH Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.645% | $82.23 |
| 2 | 6-Month CD | $5,000 | 2.309% | $115.44 |
| 3 | 12-Month CD | $5,000 | 1.863% | $93.17 |
| 4 | 24-Month CD | $5,000 | 1.513% | $75.66 |
| 5 | 36-Month CD | $5,000 | 1.183% | $59.15 |
| Total ($25,000 invested) | $25,000 | 1.703% blended | $425.65/yr | |
Ladder example uses equal $5,000 rungs and New Hampshire average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
28
Institutions
in New Hampshire
in New Hampshire
18 Banks
10 Credit Unions
About Our New Hampshire CD Rate Database
MonitorBankRates tracks CD rates from 18 banks and 10 credit unions with locations in New Hampshire, plus national online institutions available to New Hampshire residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: River Works Credit Union offers a CD at 4.07% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in New Hampshire.
How to Find the Best CD Rates in New Hampshire
What to compare when shopping for a CD in New Hampshire
To find the best APYs in New Hampshire, start with credit unions and online-only banks — New Hampshire has 10 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in New Hampshire
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in New Hampshire — 28 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → New Hampshire savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → New Hampshire money market rates
New Hampshire Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
20.1%
National avg: 17.3%
Median Individual Earnings
$52,410
National avg: $47,340
Poverty Rate
7.2%
National avg: 11.1%
Unemployment Rate
3.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$98/yr
At NH 12-mo avg 1.863% APY
20.1% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 3.3% reflects a strong local economy. At today’s NH 12-month CD average of 1.863%, saving 10% of the local median salary ($5,241/year) and putting it in a CD would earn an additional $98 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in New Hampshire
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in New Hampshire
Are CD rates in New Hampshire FDIC insured?
Yes, most established banks in New Hampshire are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in New Hampshire?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in New Hampshire.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in New Hampshire may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in New Hampshire?
Here are recent top rates found for this area:
- River Works Credit Union: 4.07% APY (6 Month Certificate of Deposit)
- Heritage Family Federal Credit Union: 4.00% APY (Premier Term Share Certificate 12 Month)
- St Marys Bank Credit Union: 4.00% APY (6-month Advantage Promo CD)
- Millyard Bank: 3.98% APY (6 Month CD Special)
- Bellwether Community Credit Union: 3.80% APY (6 Month Certificate)
- DCU Digital Federal Credit Union: 3.75% APY (3-Month IRA Certificate)
- Pentucket Bank: 3.75% APY (12 Month CD)
- Eastern Bank Boston, MA: 3.75% APY (6 Month CD/IRA CD)
- Passumpsic Savings Bank: 3.70% APY (6-Month CD)
- Together Credit Union: 3.60% APY (12 Month Certificate of Deposit (IRA))
Rates reflect recent verified offers available in New Hampshire. Last Updated: April 13, 2026
CD Calculators for New Hampshire
New Hampshire CD Calculator
At today’s NH top rate of 4.07% APY, a $10,000 deposit earns $407 in the first year. Enter your amount to see your exact return.
New Hampshire CD LadderNH CD rates currently range from 1.645% (3-month) to 1.183% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a New Hampshire CD at 4.07% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNew Hampshire’s average 12-month CD is 1.863% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 13, 2026
Cities in New Hampshire
Rate Assistant
MonitorBankRates.com · Live Data
Try asking