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Manchester, New Hampshire CD Rates Today - Compare Best APYs for May 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: May 15, 2026

Current Manchester, New Hampshire CD rates include River Works Credit UnionRiver Works Credit Union159 Frontage Rd, Manchester, NH 03103 6013A5.0 ★Texas Ratio: 7.57%Real return: +1.27%APY minus CPI (February 2026) offering 6 Month Certificate of Deposit at 4.07% APY, Triangle Credit UnionTriangle Credit UnionA+5.0 ★Texas Ratio: 4.10%Real return: +1.20%APY minus CPI (February 2026) offering Traditional Certificates & IRAs 6 Months Special Certificate at 4.00% APY, Bellwether Community Credit UnionBellwether Community Credit Union425 Hooksett Rd, Manchester, NH 03104A+5.0 ★Texas Ratio: 1.61%Real return: +1.00%APY minus CPI (February 2026) offering 6 Month Certificate at 3.80% APY, Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03%Real return: +0.95%APY minus CPI (February 2026) offering 6 Month CD/IRA CD at 3.75% APY, and DCU Digital Federal Credit UnionDCU Digital Federal Credit UnionA5.0 ★Texas Ratio: 9.98%Real return: +0.95%APY minus CPI (February 2026) offering 3-Month IRA Certificate at 3.75% APY. CD rates as of May 15, 2026 according to verified data from MonitorBankRates.

Manchester has 116 local institutions in our database, with CD rates as high as 4.07% APY from River Works Credit Union at 159 Frontage Rd, Manchester, NH 03103 6013. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader New Hampshire area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 15, 2026

Compare Best CD Rates in Manchester, New Hampshire & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
3 Month Certificate of Deposit
$500
3.90%
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.98%
3-Month IRA Certificate
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Boost your tax refund

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3 Month Benefit Plus
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3 Month Benefit Plus? Customers
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3 Month
$0
2.28%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3 Month CD
$2,500
2.02%
View
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
3 Month Premier Account CD and IRA CDssuper script2
$2,500
2.02%
View
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
3 month Certificate
$0
0.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
3 month IRA Certificate
$0
0.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
90-Day CD
$500
0.05%
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Share Certificates 3 Months
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
3 Month Certificates of Deposit
$2,500
3.25%
View
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3 Month - Special Offer Business Certificates of Deposit
$1,000
3.25%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
90 Day
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($500.00 minimum to open)

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
IRA Term Share Certificates 3 Month
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD - 3 Months
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
3-Month CD
$500
0.15%
View
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
90 Day CD or IRA CD
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
6 Month Certificate of Deposit
$500
4.07%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
6 Months Special Certificate Traditional Certificates & IRAs
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Traditional Certificates & IRAs 6 Months Special Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
6 Month Certificate
$500
3.80%
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
6 Month IRA Certificate
$500
3.80%
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Business 6 Months Certificates
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

No additional deposits allowed during the term of the Certificates.

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
6 Month CD/IRA CD
$2,500
3.75%
View
▼
Rate3.72%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
6-Month CD
$1,000
3.35%
View
▼
Rate3.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month SAFE IRA-CD
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month Certificate of Deposit
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6 Month
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
6 Month Benefit Plus
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
6 Month Benefit Plus? Customers
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
6 month Certificate
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
6 month IRA Certificate
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
6 month Junior Certificate
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
6 Month
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
6 Month
$0
0.10%
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6-Months Share Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
6-Month CD
$500
3.70%
View
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
6 Month Add-On
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($500.00 minimum to open)

Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Share Certificates 6 Months
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
6 Month CD or IRA CD
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
6 Month CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
6 Month IRA CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Certificates of Deposit 6 Months
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
6 Month CD
$500
3.43%
View
▼
Rate3.38%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
6 Month Certificates of Deposit and IRAs
$1,000
3.35%
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
SEP (Simplified Employee Pension) IRA Certificates 6 Months
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
6 Month Certificates of Deposit
$2,500
3.25%
View
▼
Rate3.22%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
6 Month IRA CD
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
IRA Term Share Certificates 6 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD - 6 Months
$500
2.40%
View
▼
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Youth 6-Month CD
$75
2.00%
View
▼
Rate1.98%
Min Deposit$75
Min Balance—
UpdatedMay 15, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
6 Month Business Certificates of Deposit
$500
1.10%
View
▼
Rate1.09%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Premium CDs / IRAs 6 Month
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
6-Month CD
$500
0.20%
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 6 Month
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
6 Month Add-on
$500
0.10%
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
12-Month Certificate
$500
3.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
12 Month IRA Certificate
$500
3.60%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
12 Month Certificate
$500
3.60%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Business 12 Months Certificates
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

No additional deposits allowed during the term of the Certificates.

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
12 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
12 Month Certificate of Deposit
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
12-Month CD
$1,000
3.00%
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Blended 12 Month APY
$0
2.17%
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
12 Month Certificate of Deposit
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Blended 12 Month APY
$0
1.21%
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
12 month IRA Certificate
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
12 month Certificate
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
12 Month IRA Certificates
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
12 Month
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
12 Month Benefit Plus
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
12 Month Benefit Plus? Customers
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
12 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Benefit Plus? Customers

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
12 Month
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
12 Month Certificate
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
1 Year
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Blended 12 Month APY
$0
0.01%
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12-Months Share Certificate
$0
4.00%
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
12 Month CD
$0
3.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
12 Month IRA
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
IRA Certificates 12 Month
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Premier Term Share Certificate 12 Month
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
12 Month Certificates of Deposit
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month IRA Certificates of Deposit
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month Certificates of Deposit
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month CD
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 Month Certificate of Deposit (IRA)
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 12 Month Certificate of Deposit
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 Month Certificate
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
12-Month CD
$500
3.55%
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
1 Year IRA CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
12 Months Certificates of Deposit
$100
3.50%
View
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
SEP (Simplified Employee Pension) IRA Certificates 12 Months
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
12-Month CD/IRA Special
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
IRA Certificate 12 months
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
IRA Certificates 12 Months
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Certificates of Deposit 12 Months
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
1 Year IRA CD
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
1 Year CD
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
IRA Term Share Certificates 12 Month
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
12 Month Certificate
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1 Year
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($500.00 minimum to open)

Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Share Certificates 1 Year
$0
3.23%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1 year Certificates of Deposit and IRAs
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 1 year
$100,000
3.20%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1 Year CD or IRA CD
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month Certificate of Deposit
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
18 Month Certificate of Deposit
$500
1.76%
View
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
18 month Certificate
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
18 month IRA Certificate
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Kids/Teen Flex Certificate 18 Months
$0
1.50%
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month IRA Certificates
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
18 Month Benefit Plus
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
18 Month Benefit Plus? Customers
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
18 Month
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
18-Month CD/IRA
$500
0.20%
View
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
18-Month CD
$500
3.60%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Premier Term Share Certificate 18 Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 18 Month Certificate of Deposit
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18-Months Share Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
SEP (Simplified Employee Pension) IRA Certificates 1.5 Years
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
IRA Certificates 1.5 Years
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
1.5 Year IRA CD
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
Certificates of Deposit 1.5 Years
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
18 Month IRA
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
1.5 Year CD
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
IRA Certificates 18 Month
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
18 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month IRA Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
18-Month CD/IRA Special
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
IRA Term Share Certificates 18 Month
$0
2.80%
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1 1/2 Year (18 Month)
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($500.00 minimum to open)

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1 1/2 Year (18 Month) CD or IRA CD
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
18 Month CD
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
18 Month Business Certificates of Deposit
$500
1.50%
View
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 18 Months Variable
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 1.5 Years
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
IRA 1.5 Years Variable Rate
$25
0.25%
View
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMay 15, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
24 Month Certificate
$500
2.95%
View
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
24 Month IRA Certificate
$500
2.95%
View
▼
Rate2.91%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2 Year
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2 Year Certificate of Deposit
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
24 Month Certificate of Deposit
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
24 month Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
24 month IRA Certificate
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
24 Month Benefit Plus
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
24 Month Benefit Plus? Customers
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
24 Month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
2-Year CD/IRA
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2 Years
$0
0.20%
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month Certificates of Deposit
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month IRA Certificates of Deposit
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
24 Month Certificates of Deposit
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
24 Month IRA
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
IRA Certificates 24 Month
$500
3.75%
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Variable Rate Certificates 24-Months
$0
3.70%
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 24 Month Certificate of Deposit
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
IRA Certificate 24 months
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24-Months Share Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Premier Term Share Certificate 24 Month
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2 year Certificates of Deposit and IRAs
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 2 year
$100,000
3.20%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
2 Year CD
$500
3.10%
View
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
2 Year IRA CD
$500
3.10%
View
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
IRA Certificates 2 Years
$500
3.10%
View
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
SEP (Simplified Employee Pension) IRA Certificates 2 Years
$500
3.10%
View
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
IRA Term Share Certificates 24 Month
$0
2.70%
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Share Certificates 2 Years
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
2 Year
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($500.00 minimum to open)

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 Year CD or IRA CD
$0
2.35%
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2 Year CD
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
24 Month Business Certificates of Deposit
$500
1.75%
View
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2 Year IRA CD
$500
1.26%
View
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Premium CDs / IRAs 2 Years
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2-Year CD
$500
0.40%
View
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 2 Years
$500
0.35%
View
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 2 Years
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Premium CDs / IRAs 1 1/2 Years
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 1 1/2 Years
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
36 Month Certificate of Deposit
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
36 Month Certificate
$500
2.74%
View
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
36 Month IRA Certificate
$500
2.74%
View
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Year
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Year Certificate of Deposit
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
36 month Certificate
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
36 month IRA Certificate
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
36 Month Benefit Plus
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
36 Month Benefit Plus? Customers
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year Certificate
$250
1.00%
View
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
36 Month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
3-Year CD/IRA
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
3 Years
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 36 Month Certificate of Deposit
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
IRA Certificate 36 months
$500
3.30%
View
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month IRA Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
36 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
36 Month IRA
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
IRA Certificates 36 Month
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Save for Success CD-3 year Certificates of Deposit and IRAs
$100
3.20%
View
▼
Rate3.15%
Min Deposit$100
Min Balance—
UpdatedMay 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 year Certificates of Deposit and IRAs
$500
3.20%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 3 year
$100,000
3.20%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Variable Rate Certificate1 Certificate of Deposit (IRA)
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 36 Month Variable Rate Certificate 1
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Premier Term Share Certificate 36 Month
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Variable Rate Certificate
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36-Months Share Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
3 Year CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
3 Year IRA CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
IRA Certificates 3 Years
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
SEP (Simplified Employee Pension) IRA Certificates 3 Years
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
IRA Term Share Certificates 36 Month
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
3 Year CD
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
36 Month Business Certificates of Deposit
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
3 Year IRA CD
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
3 Year
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($500.00 minimum to open)

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Premium CDs / IRAs 3 Years
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Precision Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Share Certificates 3 Years
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 3 Years
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3-Year CD
$500
0.40%
View
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 3 Years
$500
0.40%
View
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
3 Year CD or IRA CD
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
48 Month Certificate
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
48 Month IRA Certificate
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
48 Month Certificate of Deposit
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
48 month Certificate
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
48 month IRA Certificate
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
4 Year
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
4 Year Certificate of Deposit
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
48 Month Benefit Plus
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
48 Month Benefit Plus? Customers
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
48 Month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
4 Years
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
4-Year CD/IRA
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
IRA Certificate 48 months
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
4 year Certificates of Deposit and IRAs
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 4 year
$100,000
3.35%
View
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 48 Month Certificate of Deposit
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
IRA Certificates 48 Month
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month IRA Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
48 Month IRA
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
48 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
48 Month CD
$500
3.05%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
4 Year CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
4 Year IRA CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
SEP (Simplified Employee Pension) IRA Certificates 4 Years
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
48 Month Business Certificates of Deposit
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48-Months Share Certificate
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
4 Year CD
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Premium CDs / IRAs 4 Years
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 4 Years
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
4 Year
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($500.00 minimum to open)

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
4-Year CD
$500
0.45%
View
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 4 Years
$500
0.45%
View
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
4 Year CD or IRA CD
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
60 Months Traditional Certificates & IRAs
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Traditional Certificates & IRAs 60 Months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
60 month Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
7 Salmon St, Manchester, NH 03104 3027
60 month IRA Certificate
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
60 Month Certificate
$500
2.90%
View
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
60 Month IRA Certificate
$500
2.90%
View
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
159 Frontage Rd, Manchester, NH 03103 6013
60 Month Certificate of Deposit
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5 Year
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5 Year Certificate of Deposit
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
60 Month Benefit Plus
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
60 Month Benefit Plus? Customers
$0
1.01%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Relationship APY

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
60 Month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
5 Years
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
5-Year CD/IRA
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
5 year Certificates of Deposit and IRAs
$500
3.41%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 5 year
$100,000
3.41%
View
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedMay 15, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
60-Month Choice Certificate
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
IRA Certificate 60 months
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 60 Month Certificate of Deposit
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
60 Month CD
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
IRA Certificates 60 Month
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
60 Month IRA
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
60 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month IRA Certificates of Deposit
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Variable Rate Certificate1 Certificate of Deposit (IRA)
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 60 Month Variable Rate Certificate 1
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Variable Rate Certificate
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
5 Year IRA CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
SEP (Simplified Employee Pension) IRA Certificates 5 Years
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
SEP (Simplified Employee Pension) IRA Certificates 2.5 Years
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
5 Year CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
2.5 Years Certificates of Deposit
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
2.5 Year IRA CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
2.5 Year CD
$500
2.85%
View
▼
Rate2.81%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
60 Month Business Certificates of Deposit
$500
2.75%
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details

Lighthouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
60-Months Share Certificate
$0
2.55%
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
5 Year CD
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
5 Year Smart CD3
$100
1.75%
View
▼
Rate1.74%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

$100.00 Minumum deposit

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Premium CDs / IRAs 5 Years
$0
1.11%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Basic CDs/IRAs 5 Years
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 5 Years
$500
0.55%
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
5 Year Bump-Up
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($500.00 minimum to open)

Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5-Year CD
$500
0.45%
View
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5 Year CD or IRA CD
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Key Takeaways

What to know about CD rates in Manchester, New Hampshire at a glance.

  • APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
  • The highest CD APY currently available to Manchester depositors is 4.07% APY from River Works Credit Union. The rate table above ranks every offer we track for this market, sorted by APY.
  • Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
  • CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.

Top CD Rates from Manchester, New Hampshire Institutions

Highest verified APYs available today — updated May 15, 2026

B Top 5 Bank Rates
Eastern Bank Boston, MA
6 Month CD/IRA CD
A+ 5.0 ★ TX: 2.03%
Min: $2,500
3.75%
Camden National Bank
6-Month CD
A+ 5.0 ★ TX: 0.98%
Min: $1,000
3.35%
Primary Bank
12 Month Certificate of Deposit
A 5.0 ★ TX: 8.82%
Min: $0
3.00%
Bangor Savings Bank
3 Month Benefit Plus
A+ 5.0 ★ TX: 2.55%
Min: $0
2.53%
TD Bank
3 Year
A 5.0 ★ TX: 6.30%
Min: $250
1.00%
CU Top 5 Credit Union Rates
River Works Credit Union
6 Month Certificate of Deposit
A 5.0 ★ TX: 7.57%
Min: $500
4.07%
Triangle Credit Union
Traditional Certificates & IRAs 6 Months Special Certificate
A+ 5.0 ★ TX: 4.10%
Min: $0
4.00%
Bellwether Community Credit Union
6 Month Certificate
A+ 5.0 ★ TX: 1.61%
Min: $500
3.80%
DCU Digital Federal Credit Union
3-Month IRA Certificate
A 5.0 ★ TX: 9.98%
Min: $0
3.75%
Members First Credit Union of NH
60 month Certificate
A+ 5.0 ★ TX: 4.15%
Min: $0
3.00%
Rates verified May 15, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Manchester, NH CD Rate Trends

Compare local Manchester, NH CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Hampshire CD Trends →
12-Month CD — NH Avg
1.939%
▲ 0.121 vs 7 days ago

New Hampshire 12-month CD rates rose 0.121 points over the past 7 days to 1.939% APY.

6-Month CD — NH Avg
2.138%
▲ 0.163 vs 7 days ago

New Hampshire 6-month CD rates rose 0.163 points over the past 7 days to 2.138% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

NH CD Rate Forecast — Next 12 Months

Where are New Hampshire CD rates headed through May 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

NH 12-Month Avg APY
1.939%
6-Month Forecast
1.939%
Range: 1.74% – 2.09%
12-Month Forecast
1.689%
Range: 1.49% – 1.84%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the New Hampshire average 12-month CD APY in our database.

Spread model: The New Hampshire 12-month CD average currently trades 2.44% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at NH CD Rates Today

Annual interest earnings at today’s New Hampshire average APYs. State average used where available; national average as fallback.

CD Term NH Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.692% $84.62 $169.23 $423.08 $846.15
6-Month CD 2.138% $106.92 $213.83 $534.58 $1,069.15
12-Month CD 1.939% $96.97 $193.94 $484.85 $969.70
18-Month CD 1.828% $91.41 $182.82 $457.05 $914.10
24-Month CD 1.824% $91.19 $182.38 $455.95 $911.90
36-Month CD 1.334% $66.71 $133.42 $333.55 $667.10
48-Month CD 1.369% $68.43 $136.85 $342.13 $684.25
60-Month CD 1.528% $76.38 $152.75 $381.88 $763.75
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 15, 2026.

Sample CD Ladder for Manchester, New Hampshire Savers

$25,000 split equally across 5 terms using today’s New Hampshire average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit NH Avg APY Annual Earnings
1 3-Month CD $5,000 1.692% $84.62
2 6-Month CD $5,000 2.138% $106.92
3 12-Month CD $5,000 1.939% $96.97
4 24-Month CD $5,000 1.824% $91.19
5 36-Month CD $5,000 1.334% $66.71
Total ($25,000 invested) $25,000 1.786% blended $446.41/yr

Ladder example uses equal $5,000 rungs and New Hampshire average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

293
CD Rates
Tracked in Manchester, New Hampshire
20 Banks 11 Credit Unions

About Our Manchester, New Hampshire CD Rate Database

MonitorBankRates tracks 293 CD rates from 20 banks and 11 credit unions with locations in Manchester, New Hampshire, plus national online institutions available to New Hampshire residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: River Works Credit Union offers a CD at 4.07% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Manchester, New Hampshire.

How to Find the Best CD Rates in Manchester, New Hampshire

What to compare when shopping for a CD in Manchester, New Hampshire

To find the best APYs in Manchester, New Hampshire, start with credit unions and online-only banks — Manchester, New Hampshire has 11 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Manchester, New Hampshire

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Manchester, New Hampshire — 31 institutions here report CD rates

Consider an Alternative If…

Manchester, New Hampshire Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
15.5%
National avg: 17.3%
Median Individual Earnings
$45,984
National avg: $47,340
Poverty Rate
11.2%
National avg: 11.1%
Unemployment Rate
3.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$89/yr
At NH 12-mo avg 1.939% APY

15.5% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.3% reflects a strong local economy. At today’s NH 12-month CD average of 1.939%, saving 10% of the local median salary ($4,598/year) and putting it in a CD would earn an additional $89 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Manchester, New Hampshire

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Manchester, New Hampshire

Are CD rates in Manchester, New Hampshire FDIC insured?

Yes, most established banks in Manchester, New Hampshire are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Manchester, New Hampshire?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Manchester, New Hampshire.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Manchester, New Hampshire may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Manchester, New Hampshire?

Here are recent top rates found for this area:
  • River Works Credit Union: 4.07% APY (6 Month Certificate of Deposit)
  • Triangle Credit Union: 4.00% APY (Traditional Certificates & IRAs 6 Months Special Certificate)
  • Bellwether Community Credit Union: 3.80% APY (6 Month Certificate)
  • Eastern Bank Boston, MA: 3.75% APY (6 Month CD/IRA CD)
  • DCU Digital Federal Credit Union: 3.75% APY (3-Month IRA Certificate)
  • Camden National Bank: 3.35% APY (6-Month CD)
  • Members First Credit Union of NH: 3.00% APY (60 month IRA Certificate)
  • Primary Bank: 3.00% APY (12 Month Certificate of Deposit)
  • Bangor Savings Bank: 2.53% APY (3 Month Benefit Plus)
  • TD Bank: 1.00% APY (12 Month)
Rates reflect recent verified offers available in Manchester, New Hampshire. Last Updated: May 15, 2026

CD Calculators for Manchester, New Hampshire

Manchester, New Hampshire CD Calculator

At today’s NH top rate of 4.07% APY, a $10,000 deposit earns $407 in the first year. Enter your amount to see your exact return.

Manchester, New Hampshire CD Ladder

NH CD rates currently range from 1.692% (3-month) to 1.334% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Manchester, New Hampshire CD at 4.07% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

New Hampshire’s average 12-month CD is 1.939% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Manchester, New Hampshire CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Manchester, New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Manchester, New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 15, 2026

Manchester, New Hampshire Rates & Resources

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Manchester, New Hampshire Savings Rates
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