South Carolina CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current South Carolina CD rates include Greenville Heritage Federal Credit UnionGreenville Heritage Federal Credit Union350 Harrison Bridge Rd, Simpsonville, SC 29680A+5.0 ★Texas Ratio: 0.82%Real return: +1.54%APY minus CPI (February 2026) offering Term Share Certificates 6 Months at 4.34% APY, SPC Credit UnionSPC Credit Union204 N 5th St, Hartsville, SC 29550 4136A5.0 ★Texas Ratio: 7.32%Real return: +1.27%APY minus CPI (February 2026) offering 24 Month Certificate at 4.07% APY, REVREV200 Marymeade Dr, Summerville, SC 29483A+5.0 ★Texas Ratio: 3.60%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month Special at 4.00% APY, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union1320 Washington St, Columbia, SC 29201 3382A+5.0 ★Texas Ratio: 3.95%Real return: +1.12%APY minus CPI (February 2026) offering 12 Months at 3.92% APY, and AllSouth Federal Credit UnionAllSouth Federal Credit Union5470 Jackson Blvd, Columbia, SC 29207A+5.0 ★Texas Ratio: 1.31%Real return: +1.11%APY minus CPI (February 2026) offering 12 Month Certificate at 3.91% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in South Carolina side-by-side. South Carolina CD rates currently reach as high as 4.34% APY from Greenville Heritage Federal Credit Union at 350 Harrison Bridge Rd, Simpsonville, SC 29680. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026
Compare Best CD Rates in South Carolina
South Carolina 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
3 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2A The Pkwy, Greenville, SC 29615
IRA Certificate 3 Months
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
3 Months Certificate
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 2.60%
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
307 N Main St, Marion, SC 29571
3 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
3 Month
$1,000
0.95%
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
3 Month Certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
3 Month Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
3 MONTHS
$1,000
0.90%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
3 Month Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
3 Month Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
3 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
3 Month Certificate
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
812 2nd Loop Rd, Florence, SC 29505 2828
3 Month Share Certificate
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Brookland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
949 Sunset Blvd, West Columbia, SC 29169
Regular Certificates 3 months
$500
0.18%
▼
Rate0.18%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
A penalty is imposed for early withdrawal.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
16 Broad St, Charleston, SC 29401
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
16 Broad St, Charleston, SC 29401
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
South Carolina 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 6 Months
$100,001
4.34%
▼
Rate4.25%
Min Deposit$100,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $100,001 and up
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 6 Months
$50,001
4.08%
▼
Rate4.00%
Min Deposit$50,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $50,001 to $100,000.99
Beacon Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
6 Months
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 6 Months
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $1,000 to $50,000.99
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
6 Month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
6 Month Certificate
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
6 Month Certificate
$0
3.58%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
6 Month Certificate
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
6 Month Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
6 Month IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
6 Month Youth Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2A The Pkwy, Greenville, SC 29615
IRA Certificate 6 Months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
6 Months Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 3.25%
SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
812 2nd Loop Rd, Florence, SC 29505 2828
6 Month Share Certificate
$1,000
2.25%
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
CDs - Fixed 182 Days (6 Months)
$0
1.77%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
CDs - Variable 182 Days (6 Months)
$0
1.77%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
6 MONTHS
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
6 Month Certificate
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
6 MONTHS
$1,000
1.40%
▼
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
6 MONTHS
$1,000
1.35%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
6 MONTHS
$1,000
1.30%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
6-Month IRA Share Certificate
$1,000
1.20%
▼
Rate1.19%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
6-Month Share Certificate
$1,000
1.15%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
307 N Main St, Marion, SC 29571
6 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
6 Month
$1,000
0.95%
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Brookland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
949 Sunset Blvd, West Columbia, SC 29169
Regular Certificates 6 months
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
A penalty is imposed for early withdrawal.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
16 Broad St, Charleston, SC 29401
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
16 Broad St, Charleston, SC 29401
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
South Carolina 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 12 Months
$100,001
4.08%
▼
Rate4.00%
Min Deposit$100,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $100,001 and up
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
12 Month Special
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month Certificate
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month IRA Certificate
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Woodruff Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
247 N Main St, Woodruff, SC 29388
CDs 12 month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
12 Months
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month IRA Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month Certificate
$0
3.84%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 12 Months
$50,001
3.82%
▼
Rate3.75%
Min Deposit$50,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $50,001 to $100,000.99
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
12 Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
12 Month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
1724 Bush River Rd, Columbia, SC 29210
1-year Certificate
$0
3.72%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
12 Months
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Dividends Compounded/Credited: Semi-Annually
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 12 Months
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $1,000 to $50,000.99
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months Add-To
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months Youth Add-To
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
12 MONTHS
$500
3.45%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
12 MOS Senior
$5,000
3.45%
▼
Rate3.45%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months Add-To
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months Youth Add-To
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
12 Months Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 3.75%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months Add-To
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
12 Months Youth Add-To
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
12 MONTHS
$500
3.40%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2A The Pkwy, Greenville, SC 29615
IRA Certificate 12 Months
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
812 2nd Loop Rd, Florence, SC 29505 2828
1 Year Share Certificate
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1111 Honda Way, Timmonsville, SC 29161
1 Year
$500
3.25%
▼
Rate3.19%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
12 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1530 Bourne St, Georgetown, SC 29440 4775
IRA Certificates 12 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
12 Month Small Saver IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
12 Month IRA
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
12 Month Accumulator Certificate
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 2.60%
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
1 Year Certificate JUMBO
$50,000
2.10%
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month Add-On Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
12 Month Add-On IRA Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
1 Year Certificate
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
1 Year IRA Certificate
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Enterprise Bank of South Carolina
Institution Rating:
F1.0 ★Texas Ratio: 83.85%
13497 Broxton Bridge Rd, Ehrhardt, SC 29081
12 Month
$0
1.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
1-Year IRA Share Certificate
$1,000
1.55%
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
16 Broad St, Charleston, SC 29401
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 1.51%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
16 Broad St, Charleston, SC 29401
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 1.51%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
1-Year Share Certificate
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
307 N Main St, Marion, SC 29571
12 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC 29203
12 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
South Carolina 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
18 Month Special
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
18 Months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
18 Month IRA Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
18 Months
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
18 Month IRA Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
18 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
18 Month IRA Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
18 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 18 Months
$100,001
3.30%
▼
Rate3.25%
Min Deposit$100,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $100,001 and up
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2A The Pkwy, Greenville, SC 29615
IRA Certificate 18 Months
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Woodruff Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
247 N Main St, Woodruff, SC 29388
CDs 18 month
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Woodruff Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
247 N Main St, Woodruff, SC 29388
IRA (18 month) CDs
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Available as 18-month CDs.
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
18 MONTHS
$500
3.20%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
18 Months Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 3.50%
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
18 MONTHS
$500
3.10%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 18 Months
$50,001
3.05%
▼
Rate3.00%
Min Deposit$50,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $50,001 to $100,000.99
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
18 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
18 Month IRA Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
18 MONTHS
$500
3.05%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
18 Months
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Dividends Compounded/Credited: Semi-Annually
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
18 MONTHS
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 18 Months
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $1,000 to $50,000.99
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
18-Month IRA Certificate
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
18-Month Share Certificate
$1,000
1.60%
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Enterprise Bank of South Carolina
Institution Rating:
F1.0 ★Texas Ratio: 83.85%
13497 Broxton Bridge Rd, Ehrhardt, SC 29081
18 Month
$0
1.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
307 N Main St, Marion, SC 29571
18 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC 29203
18 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
18 Month
$1,000
0.99%
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Brookland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
949 Sunset Blvd, West Columbia, SC 29169
Regular Certificates 18 months
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
A penalty is imposed for early withdrawal.
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
CDs - Fixed 18 Months
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
IRA - Variable 18 Months
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
South Carolina 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
24 Month Certificate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
24 months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
24 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
24 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
24 Month Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
24 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
24 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
24 Month Special
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
24 Month Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
24 Month Certificate
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1111 Honda Way, Timmonsville, SC 29161
2 Years
$500
3.30%
▼
Rate3.24%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
24 Month Step Up
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 24 Months
$100,001
3.30%
▼
Rate3.25%
Min Deposit$100,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $100,001 and up
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
24 Month Step Up
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
24 MONTHS
$500
3.20%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
24 Month Step Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
24 Months Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 3.55%
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2A The Pkwy, Greenville, SC 29615
IRA Certificate 24 Months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Woodruff Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
247 N Main St, Woodruff, SC 29388
CDs 24 month
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
24 MONTHS
$500
3.10%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
24 MONTHS
$500
3.05%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 24 Months
$50,001
3.05%
▼
Rate3.00%
Min Deposit$50,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $50,001 to $100,000.99
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
24 MONTHS
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
24 Month IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 24 Months
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $1,000 to $50,000.99
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
2 Year Certificate JUMBO
$50,000
2.35%
▼
Rate2.32%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
2 Year Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
2 Year IRA Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
24 Month Youth Flex Certificate
$100
2.20%
▼
Rate2.18%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
24 Month Adult Flex Certificate
$250
2.20%
▼
Rate2.18%
Min Deposit$250
Min Balance—
UpdatedJun 23, 2026
Details
Enterprise Bank of South Carolina
Institution Rating:
F1.0 ★Texas Ratio: 83.85%
13497 Broxton Bridge Rd, Ehrhardt, SC 29081
24 Month
$0
1.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
2-Year IRA Share Certificate
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
2-Year Share Certificate
$1,000
1.45%
▼
Rate1.44%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
CDs - Fixed 2 Years
$0
1.21%
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
IRA - Variable 2 Years
$0
1.21%
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
24 Month
$1,000
1.01%
▼
Rate1.01%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
307 N Main St, Marion, SC 29571
24 Month CD
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC 29203
24 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Brookland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
949 Sunset Blvd, West Columbia, SC 29169
Regular Certificates 24 months
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
A penalty is imposed for early withdrawal.
South Carolina 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
1724 Bush River Rd, Columbia, SC 29210
3-year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
36 Months
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1111 Honda Way, Timmonsville, SC 29161
3 Year Executive
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2A The Pkwy, Greenville, SC 29615
IRA Certificate 36 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1111 Honda Way, Timmonsville, SC 29161
3 Years
$500
3.35%
▼
Rate3.29%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
36 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
36 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
36 MONTHS
$500
3.05%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 36 Months
$100,001
3.05%
▼
Rate3.00%
Min Deposit$100,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $100,001 and up
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
36 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
36 Months
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Dividends Compounded/Credited: Semi-Annually
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
36 Month Certificate
$0
2.98%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
36 MONTHS
$500
2.95%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
36 Month Certificate
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
36 Months Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 3.25%
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
36 MONTHS
$500
2.90%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
36 MONTHS
$500
2.85%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 36 Months
$50,001
2.79%
▼
Rate2.75%
Min Deposit$50,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $50,001 to $100,000.99
Woodruff Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
247 N Main St, Woodruff, SC 29388
CDs 36 month
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
3 Year Certificate JUMBO
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 36 Months
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $1,000 to $50,000.99
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
3 Year Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
3 Year IRA Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
36 Month
$0
2.25%
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
36 Month IRA
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Enterprise Bank of South Carolina
Institution Rating:
F1.0 ★Texas Ratio: 83.85%
13497 Broxton Bridge Rd, Ehrhardt, SC 29081
36 Month
$0
1.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
3-Year IRA Share Certificate
$1,000
1.45%
▼
Rate1.44%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
1722 Gregg Ave, Florence, SC 29501
3-Year Share Certificate
$1,000
1.40%
▼
Rate1.39%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
36 Month
$1,000
1.02%
▼
Rate1.02%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
307 N Main St, Marion, SC 29571
3 Year Certificate
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY
Brookland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
949 Sunset Blvd, West Columbia, SC 29169
Regular Certificates 36 months
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
A penalty is imposed for early withdrawal.
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
CDs - Fixed 3 Years
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
South Carolina 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
48 Months
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2A The Pkwy, Greenville, SC 29615
IRA Certificate 48 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
48 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SPC Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
204 N 5th St, Hartsville, SC 29550 4136
48 Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Woodruff Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
247 N Main St, Woodruff, SC 29388
CDs 48 month
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
48 Months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
48 Months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
48 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
48 MONTHS
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
48 Months Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 3.35%
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
48 MONTHS
$500
2.90%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
48 MONTHS
$500
2.85%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
4 Year Share Certificate JUMBO
$50,000
2.85%
▼
Rate2.81%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
48 MONTHS
$500
2.80%
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
4 Year Share Certificate
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 48 Months
$100,001
2.53%
▼
Rate2.50%
Min Deposit$100,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $100,001 and up
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
48 Month
$0
2.30%
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 48 Months
$50,001
2.28%
▼
Rate2.25%
Min Deposit$50,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $50,001 to $100,000.99
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 48 Months
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $1,000 to $50,000.99
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
48 Month IRA
$0
1.80%
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Enterprise Bank of South Carolina
Institution Rating:
F1.0 ★Texas Ratio: 83.85%
13497 Broxton Bridge Rd, Ehrhardt, SC 29081
48 Month
$0
1.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
48 Month
$1,000
1.03%
▼
Rate1.03%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
CDs - Fixed 4 Years
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
South Carolina 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2A The Pkwy, Greenville, SC 29615
IRA Certificate 60 Months
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
60 months
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1111 Honda Way, Timmonsville, SC 29161
5 Year Executive
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1111 Honda Way, Timmonsville, SC 29161
5 Years
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
60 Months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
5 Year Share Certificate JUMBO
$50,000
3.10%
▼
Rate3.06%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
201 Bi Lo Blvd, Greenville, SC 29607 5346
60 Months Certificate
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Preferred APY*: 3.45%
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
60 Months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
812 2nd Loop Rd, Florence, SC 29505 2828
2.5 Year Share Certificate
$100
3.05%
▼
Rate3.01%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
1320 Washington St, Columbia, SC 29201 3382
60 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
60 Month Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
60 MONTHS
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
5 Year Share Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
60 Month Certificate
$0
2.98%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5470 Jackson Blvd, Columbia, SC 29207
60 Month Certificate
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
60 MONTHS
$500
2.90%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
60 MONTHS
$500
2.85%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
1400 3rd Ave, Conway, SC 29526
60 MONTHS
$500
2.80%
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
60 Month
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 60 Months
$100,001
2.53%
▼
Rate2.50%
Min Deposit$100,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $100,001 and up
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
60 Months
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Dividends Compounded/Credited: Semi-Annually
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Sam Rittenberg Blvd, Charleston, SC 29407
2.5 Year Certificate
$500
2.35%
▼
Rate2.32%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
REV
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
200 Marymeade Dr, Summerville, SC 29483
60 Month IRA
$0
2.30%
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 60 Months
$50,001
2.28%
▼
Rate2.25%
Min Deposit$50,001
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $50,001 to $100,000.99
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
350 Harrison Bridge Rd, Simpsonville, SC 29680
Term Share Certificates 60 Months
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Deposit Amount: $1,000 to $50,000.99
Countybank
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
419 Main St, Greenwood, SC 29646
60 Month
$1,000
1.05%
▼
Rate1.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
307 N Main St, Marion, SC 29571
5 Year
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
CDs - Fixed 30 Months (2.5 Years)
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
CDs - Fixed 5 Years
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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South Carolina CD Rate Trends
Compare local South Carolina CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — SC Avg
2.674%
▼ 0.005 vs 7 days ago
South Carolina 12-month CD rates fell 0.005 points over the past 7 days to 2.674% APY.
6-Month CD — SC Avg
1.584%
Unchanged vs 7 days ago
South Carolina 6-month CD rates currently average 1.584% APY based on data from institutions in our monitoring network.
As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
SC CD Rate Forecast — Next 12 Months
Where are South Carolina CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
SC 12-Month Avg APY
2.674%
6-Month Forecast
2.674%
Range: 2.47% – 2.82%
12-Month Forecast
2.424%
Range: 2.22% – 2.57%
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What Your Savings Earn at SC CD Rates Today
Annual interest earnings at today’s South Carolina average APYs. State average used where available; national average as fallback.
| CD Term | SC Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 0.630% | $31.50 | $63.00 | $157.50 | $315.00 |
| 6-Month CD | 1.584% | $79.19 | $158.37 | $395.93 | $791.85 |
| 12-Month CD | 2.674% | $133.68 | $267.36 | $668.40 | $1,336.80 |
| 18-Month CD | 2.705% | $135.23 | $270.46 | $676.15 | $1,352.30 |
| 24-Month CD | 2.769% | $138.45 | $276.90 | $692.25 | $1,384.50 |
| 36-Month CD | 2.426% | $121.30 | $242.59 | $606.48 | $1,212.95 |
| 48-Month CD | 2.589% | $129.44 | $258.87 | $647.18 | $1,294.35 |
| 60-Month CD | 2.402% | $120.11 | $240.22 | $600.55 | $1,201.10 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026. | |||||
Sample CD Ladder for South Carolina Savers
$25,000 split equally across 5 terms using today’s South Carolina average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | SC Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 0.630% | $31.50 |
| 2 | 6-Month CD | $5,000 | 1.584% | $79.19 |
| 3 | 12-Month CD | $5,000 | 2.674% | $133.68 |
| 4 | 24-Month CD | $5,000 | 2.769% | $138.45 |
| 5 | 36-Month CD | $5,000 | 2.426% | $121.30 |
| Total ($25,000 invested) | $25,000 | 2.016% blended | $504.12/yr | |
Ladder example uses equal $5,000 rungs and South Carolina average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
222
CD Rates
Tracked in South Carolina
Tracked in South Carolina
9 Banks
14 Credit Unions
About Our South Carolina CD Rate Database
MonitorBankRates tracks 222 CD rates from 9 banks and 14 credit unions with locations in South Carolina, plus national online institutions available to South Carolina residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Greenville Heritage Federal Credit Union offers a CD at 4.34% APY with a minimum deposit of $100,001. Use the rate table above to compare all current offers in South Carolina.
How to Find the Best CD Rates in South Carolina
What to compare when shopping for a CD in South Carolina
To find the best APYs in South Carolina, start with credit unions and online-only banks — South Carolina has 14 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in South Carolina
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in South Carolina — 23 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → South Carolina savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → South Carolina money market rates
South Carolina Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
18.9%
National avg: 17.3%
Median Individual Earnings
$41,521
National avg: $47,340
Poverty Rate
14.1%
National avg: 11.1%
Unemployment Rate
4.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$111/yr
At SC 12-mo avg 2.674% APY
18.9% of residents are 65 or older, in line with the national average of 17.3%. At today’s SC 12-month CD average of 2.674%, saving 10% of the local median salary ($4,152/year) and putting it in a CD would earn an additional $111 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in South Carolina
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in South Carolina
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in South Carolina typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in South Carolina as everywhere in the U.S.
Choosing a CD Term in South Carolina
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give South Carolina savers easier access to their funds. For example, Greenville Heritage Federal Credit Union is offering its Term Share Certificates 6 Months at 4.34% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, MTC Federal Credit Union is offering its IRA Certificate 60 Months at 3.80% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for South Carolina Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a South Carolina saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in South Carolina
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the South Carolina CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in South Carolina
Most CDs carry a fixed rate that is locked for the entire term, protecting a South Carolina depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in South Carolina
Are CD rates in South Carolina FDIC insured?
Yes, most established banks in South Carolina are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in South Carolina?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in South Carolina.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in South Carolina may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in South Carolina?
Here are recent top rates found for this area:
- Greenville Heritage Federal Credit Union: 4.34% APY (Term Share Certificates 6 Months)
- SPC Credit Union: 4.07% APY (24 Month Certificate)
- REV: 4.00% APY (12 Month Special)
- Palmetto Citizens Federal Credit Union: 3.92% APY (12 Months)
- AllSouth Federal Credit Union: 3.91% APY (12 Month Certificate)
- Woodruff Federal S&L: 3.91% APY (CDs 12 month)
- Beacon Community Bank: 3.91% APY (12 Months)
- Self-Help Credit Union: 3.82% APY (3-year Certificate)
- MTC Federal Credit Union: 3.80% APY (IRA Certificate 60 Months)
- Honda Federal Credit Union: 3.60% APY (5 Year Executive)
Rates reflect recent verified offers available in South Carolina. Last Updated: June 23, 2026
CD Calculators for South Carolina
South Carolina CD Calculator
At today’s SC top rate of 4.34% APY, a $10,000 deposit earns $434 in the first year. Enter your amount to see your exact return.
South Carolina CD LadderSC CD rates currently range from 0.630% (3-month) to 2.426% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a South Carolina CD at 4.34% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsSouth Carolina’s average 12-month CD is 2.674% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Carolina CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in SC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026
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