Current Bath, South Carolina CD rates include Founders Federal Credit UnionFounders Federal Credit UnionA+5.0 ★Texas Ratio: 4.65% offering 60 Month Fixed Rate IRA Certificates at 4.22% APY, SPC Credit UnionSPC Credit UnionA5.0 ★Texas Ratio: 7.96% offering 24 Month Certificate at 4.07% APY, Houston Federal Credit UnionHouston Federal Credit UnionA+5.0 ★Texas Ratio: 2.55% offering Share Certificate Accounts - IRA & Jumbo 12 Month to 17 Month at 3.92% APY, Woodruff Federal S&LWoodruff Federal S&LA+5.0 ★Texas Ratio: 1.56% offering CD's 12 month at 3.91% APY, and Carolinas Telco Federal Credit UnionCarolinas Telco Federal Credit UnionA+5.0 ★Texas Ratio: 4.17% offering 6 month Share Certificate at 3.82% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Bath is a smaller community with no bank or credit union branches currently in our database. 91 institutions serving the South Carolina area are available to Bath residents, with CD rates as high as 4.22% APY from Founders Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
Rates available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit.
$250 Minimum Balance
$1,000
Annual Percentage Yield (APY) assumes funds remain on deposit or specified time determined at deposit. Minimum opening balance of $1,000 required. Interest compounds daily. Fees may reduce earnings on the account. Early withdrawal of CD funds will be subject to penalty and may affect yield. Promotional rates may be withdrawn without notice. Rates accurate as 11/13/24.
$250 Minimum Balance
$250,000
Relationship APY
Qualifying balance up to $49,000.00
$250 Minimum Balance
Relationship APY
$250 Minimum Balance
$250 Minimum Balance
$250 Minimum Balance
$250 Minimum Balance
Compare local Bath, SC CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina 12-month CD rates fell 0.897 points over the past 7 days to 2.212% APY.
South Carolina 6-month CD rates rose 0.049 points over the past 7 days to 1.609% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Bath, South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bath, South Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in SC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.