1st University Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st University Credit Union's 6-Month CD rates are at 2.25%, 12-Month CD rates are at 2.25%, 60-Month CD rates are at 2.02%, 48-Month CD rates are at 2.02%, 36-Month CD rates are at 2.02%. 1st University Credit Union's savings rates are at 0.00%. 1st University Credit Union's money market rates are at 0.00%. 1st University Credit Union's Personal Loan Rates are at 9.25.

1st University Credit Union

Compare 1st University Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st University Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st University Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st University Credit Union? Share your experience about 1st University Credit Union by leaving a review below, or read customer reviews before you decide to use 1st University Credit Union.

Overall, 1st University Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
2.02%
24-Month CD
2.02%
36-Month CD
2.02%
48-Month CD
2.02%
60-Month CD
2.02%
Savings
0.00%
MMA
0.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
9.25%
1st University Credit Union
1st University Credit Union
24 La Salle Ave unit C
Waco, TX 76706
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st University Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
First FSB of Mascoutah
First FSB of Mascoutah
72-Month CD
4.32%
$1,000
BankGloucester
BankGloucester
12-Month CD
4.00%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
24-Month CD
3.85%
$25,000
Brattleboro S&L
Brattleboro S&L
6-Month CD
3.75%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
3.75%
$1,000
Susser Bank
Susser Bank
48-Month CD
3.50%
$1,000
Access Bank
Access Bank
24-Month CD
3.50%
$1,000
Genoa Banking Company
36-Month CD
3.30%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
24-Month CD
3.25%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
36-Month CD (Bump-Up)
3.20%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
48-Month CD
3.05%
$1,000
Bank First, NA
Bank First, NA
6-Month CD
3.02%
$1,000
Ashton State Bank
Ashton State Bank
24-Month CD
2.62%
$1,000
Industry State Bank
Industry State Bank
24-Month CD
2.50%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
24-Month CD
2.37%
$1,000
Grand Timber Bank
Grand Timber Bank
30-Month CD
2.37%
$500
Community Bank of Marshall
Community Bank of Marshall
Money Market
2.27%
$250,000
Henderson State Bank
Henderson State Bank
6-Month CD
2.27%
$500
First National Bank of Shiner
First National Bank of Shiner
60-Month CD
2.25%
$1,000
1st University Credit Union
1st University Credit Union
6-Month CD
2.25%
$1,000
1st University Credit Union
1st University Credit Union
12-Month CD
2.25%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
60-Month CD
2.12%
$500
TruBank
TruBank
60-Month CD
2.10%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.07%
$1,000
1st University Credit Union
1st University Credit Union
18-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
24-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
36-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
48-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
60-Month CD
2.02%
$1,000
Tipton Latham Bank
Tipton Latham Bank
18-Month CD
2.00%
$500
FSB of Golva
FSB of Golva
Passbook Savings
2.00%
$50
Ohio State Bank
Ohio State Bank
36-Month CD
1.75%
$500
InFirst Bank
InFirst Bank
60-Month CD
1.75%
$500
Wolf River Community Bank
Wolf River Community Bank
24-Month CD
1.55%
$1,000
Glen Burnie MSB
36-Month CD
1.26%
$500
Center National Bank
Center National Bank
18-Month CD
1.25%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
Pineries Bank
Pineries Bank
3-Month CD
1.00%
$500
Canyon View Credit Union
Canyon View Credit Union
High Yield Money Market
1.00%
$5,000
Midland Community Bank
Midland Community Bank
24-Month CD
0.85%
$1,000
Centennial Bank TN
Centennial Bank TN
Gold Star Checking
0.70%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
48-Month CD
0.45%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
60-Month CD
0.35%
$500
The Andover Bank
The Andover Bank
48-Month CD
0.35%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
Regular Savings
0.29%
$50
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Demand Money Market
0.25%
$2,500
United Southern Bank
United Southern Bank
36-Month CD
0.25%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Super NOW Checking
0.20%
$2,500
Haven Savings Bank
Haven Savings Bank
Statement Savings
0.20%
$50
First Mutual Bank, FSB
First Mutual Bank, FSB
Statement Savings
0.15%
$25,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
First Premium Savings
0.10%
$0
First Shore Federal S&L
First Shore Federal S&L
NOW Checking
0.05%
$2,500
Lewis & Clark Bank
Lewis & Clark Bank
Money Market
0.05%
$100
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Passbook Savings
0.05%
$10
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Regular Savings
0.05%
$10
National Bank of Blacksburg
National Bank of Blacksburg
Statement Savings
0.03%
$25
1st University Credit Union
1st University Credit Union
Money Market
0.00%
$1,500
1st University Credit Union
1st University Credit Union
Savings
0.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st University Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.500%
5.637%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.750%
5.776%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.875%
5.962%
0.500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.750%
6.104%
0.250
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.625%
6.156%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.170%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
6.000%
6.207%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.239%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
6.000%
6.256%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.875%
6.283%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.250%
6.297%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.480%
1.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.375%
6.484%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
6.000%
6.524%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
20 Year Fixed
6.375%
6.541%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.490%
6.542%
0.000
American Bank
American Bank
15-Year Fixed
6.250%
6.548%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
30-Year Fixed
6.500%
6.555%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st University Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st University Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st University Credit Union Information

Credit Union Name: 1st University Credit Union
Full Time Employees: 9
Part Time Employees: 1
President: Randy Wood
CEO: Kevin Hood
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
24 La Salle Ave unit C
Waco, TX 76706
Phone Number: 254-752-2797
Fax Number: 254-752-0552

1st University Credit Union Financials

Total Assets:
18,157,942
Total Amount of Shares and Deposits:
16,196,189
Total Shares and Deposits < 1 Year:
15,573,980
Total Shares and Deposits 1 3 Years:
622,209
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
591,295
Total Uninsured Shares and Deposits > $250K (F+J):
591,295
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,604,894
Total Interest Expense (Sum of items 6 8):
52,262
Share Certificates:
36
Number of Accounts for Share Drafts:
665
Number of Accounts for Regular Shares:
1,804
All other shares:
76
Money Market Shares:
10
Net Income (unless the amount is already included in Undivided Earnings):
13,321
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,645,393
Total Liabilities:
16,316,009
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1st University Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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