1st University Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st University Credit Union's 12-Month CD certificate rates are at 2.25%, 6-Month CD certificate rates are at 2.25%, 60-Month CD certificate rates are at 2.02%, 48-Month CD certificate rates are at 2.02%, 36-Month CD certificate rates are at 2.02%. 1st University Credit Union's savings rates are at 0.00%. 1st University Credit Union's money market rates are at 0.50%. 1st University Credit Union's Personal Loan Rates are at 9.25.

1st University Credit Union

Compare 1st University Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st University Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st University Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st University Credit Union? Share your experience about 1st University Credit Union by leaving a review below, or read customer reviews before you decide to use 1st University Credit Union.

Overall, 1st University Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
2.02%
24-Month CD
2.02%
36-Month CD
2.02%
48-Month CD
2.02%
60-Month CD
2.02%
Savings
0.00%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
9.25%
1st University Credit Union
1st University Credit Union
24 La Salle Ave unit C
Waco, TX 76706
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st University Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Muni NOW Checking
5.38%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
9-Month CD
5.25%
$500
Axiom Bank
Axiom Bank
12-Month CD (special)
5.25%
$500
Trinity Bank, N.A.
Trinity Bank, N.A.
3-Month CD (Jumbo)
5.15%
$500,000
Logansport Savings Bank
Logansport Savings Bank
6-Month CD
4.55%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
12-Month CD
4.50%
$1,000
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD (special)
4.45%
$1,000
Camp Grove State Bank
Camp Grove State Bank
48-Month CD
4.10%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
24-Month CD
4.05%
$500
OWB One World Bank
OWB One World Bank
18-Month CD
4.00%
$1,000
Old Dominion National Bank
Old Dominion National Bank
36-Month CD
4.00%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
36-Month CD
3.60%
$1,000
MCT Credit Union
MCT Credit Union
24-Month CD
3.30%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
18-Month CD
3.29%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
Insured Money Market
3.14%
$75,000
Bank First, NA
Bank First, NA
36-Month CD
3.02%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
24-Month CD
2.50%
$1,000
FNB of Kansas
FNB of Kansas
30-Month CD (Jumbo)
2.45%
$100,000
The Bank of Elk River
The Bank of Elk River
36-Month CD
2.32%
$200
Jonah Bank of Wyoming
Jonah Bank of Wyoming
18-Month CD
2.28%
$500
1st University Credit Union
1st University Credit Union
6-Month CD certificate
2.25%
$10,000
1st University Credit Union
1st University Credit Union
12-Month CD certificate
2.25%
$10,000
Fairview State Banking Company
Fairview State Banking Company
18-Month CD
2.12%
$2,500
Timberland Bank
Timberland Bank
18-Month CD
2.12%
$500
Root River State Bank
Root River State Bank
48-Month CD
2.10%
$300
1st University Credit Union
1st University Credit Union
18-Month CD certificate
2.02%
$10,000
1st University Credit Union
1st University Credit Union
24-Month CD certificate
2.02%
$10,000
1st University Credit Union
1st University Credit Union
36-Month CD certificate
2.02%
$10,000
1st University Credit Union
1st University Credit Union
48-Month CD certificate
2.02%
$10,000
1st University Credit Union
1st University Credit Union
60-Month CD certificate
2.02%
$10,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
12-Month CD
1.76%
$1,000
AbbyBank
AbbyBank
24-Month CD
1.51%
$1,500
Sikorsky Credit Union
Sikorsky Credit Union
Money Market
1.50%
$100,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
6-Month CD
1.46%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
36-Month CD
1.35%
$500
SSB State Street Bank
SSB State Street Bank
36-Month CD
1.21%
$1,000
SpiritBank
SpiritBank
48-Month CD
1.15%
$1,000
FNB of Litchfield
FNB of Litchfield
48-Month CD
1.00%
$1,000
Midland Community Bank
Midland Community Bank
18-Month CD
0.85%
$1,000
Genoa Community Bank
Genoa Community Bank
Savings Account
0.80%
$100
Androscoggin Savings Bank
Androscoggin Savings Bank
24-Month CD
0.75%
$500
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
SSB State Street Bank
SSB State Street Bank
6-Month CD
0.50%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
Regular Savings
0.50%
$200
1st University Credit Union
1st University Credit Union
Money Market Fund
0.50%
$40,000
First Bank of Utica
First Bank of Utica
Regular Savings
0.40%
$50
Windsor Federal S&L
Windsor Federal S&L
48-Month CD
0.40%
$1,000
First FSB of Angola
First FSB of Angola
12-Month CD
0.35%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD (CDARS)
0.35%
$250,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Savings
0.25%
$50
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Catastrophe Savings Account
0.25%
$1,000
Chasewood Bank
Chasewood Bank
Money Market
0.15%
$2,500
Tremont First National Bank
Tremont First National Bank
Basic Savings
0.05%
$25
United Trust Bank
United Trust Bank
Statement Savings
0.05%
$0
Unity Bank
Unity Bank
Money Market
0.05%
$100
First Federal S&L of Van Wert
First Federal S&L of Van Wert
Now Checking
0.01%
$500
Coastal Heritage Bank
Coastal Heritage Bank
Direct Interest Checking
0.01%
$50
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Statement Savings
0.01%
$100
1st University Credit Union
1st University Credit Union
Savings Accounts
0.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st University Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
5.625%
5.777%
0.500
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 ARM
6.000%
6.094%
0.000
Citi
Citi
15-Year Fixed
6.000%
6.157%
0.875
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.750%
6.190%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.125%
6.275%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
6.000%
6.303%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.250%
6.323%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
6.000%
6.330%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
6.000%
6.434%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.375%
6.475%
0.000
Marathon Bank
Marathon Bank
30-Year Fixed
6.375%
6.481%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.375%
6.485%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.500%
6.510%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
6.375%
6.513%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.500%
6.585%
0.000
JTNB
JTNB
20-Year Fixed
6.500%
6.592%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.500%
6.611%
0.000
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.660%
1.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.625%
6.675%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.571%
6.686%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.500%
6.690%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.625%
6.702%
0.000
Achieva Credit Union
Achieva Credit Union
15-Year Fixed
6.625%
6.771%
0.000
WVS West View SB
WVS West View SB
30-Year Fixed
6.625%
6.821%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st University Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st University Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

1st University Credit Union Information

Credit Union Name: 1st University Credit Union
Full Time Employees: 9
Part Time Employees: 1
President: Randy Wood
CEO: Gary Parker
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
24 La Salle Ave unit C
Waco, TX 76706
Phone Number: 254-752-2797
Fax Number: 254-752-0552

1st University Credit Union Financials

Total Assets:
16,782,054
Total Amount of Shares and Deposits:
15,261,929
Total Shares and Deposits < 1 Year:
12,881,011
Total Shares and Deposits 1 3 Years:
2,300,389
Total Shares and Deposits > 3 Years:
80,529
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
117,720
Total Uninsured Shares and Deposits > $250K (F+J):
117,720
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,144,209
Total Interest Expense (Sum of items 6 8):
178,473
Share Certificates:
38
Number of Accounts for Share Drafts:
635
Number of Accounts for Regular Shares:
1,488
All other shares:
77
Money Market Shares:
13
Net Income (unless the amount is already included in Undivided Earnings):
10,964
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
347,201
Total Liabilities:
15,492,528
Show More

1st University Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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