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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Technology Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 21, 2026
Technology Credit Union's Business CDs 24 Month rates are at 3.75%, Business CDs 36 Month rates are at 3.75%, Business CDs 48 Month rates are at 3.75%, Business CDs 60 Month rates are at 3.75%, Jumbo CDs or more) 24 Month rates are at 3.75%. Technology Credit Union's money market rates are at 0.00%. Technology Credit Union's Personal Loan Rates are at 8.62%. MonitorBankRates evaluates the financial stability of Technology Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.60%. Rates were last updated on 03/21/2026. Technology Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Technology Credit Union? Share your experience about Technology Credit Union by leaving a review below, or read customer reviews before you decide to use Technology Credit Union. 
Technology Credit Union CD Rates
Technology Credit Union Money Market Rates
Technology Credit Union Credit Card Rates
Technology Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Technology Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Technology Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Technology Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Technology Credit Union
Website
https://www.techcu.com
Address
2010 N 1st St,
San Jose, CA 95131 2018
Phone
408-451-9111
Fax
408-436-1277
President
Mical Atz Brenzel
CEO
Todd Harris
Full-Time Employees
347
Part-Time Employees
3
Branch Locations
11
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.60%
Return on Assets (ROA)
0.0133%
Return on Equity (ROE)
0.1174%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
4,532,072,785
Total Amount of Shares and Deposits
3,621,376,320
Total Shares and Deposits < 1 Year
3,394,043,886
Total Shares and Deposits 1 3 Years
195,541,026
Total Shares and Deposits > 3 Years
31,791,409
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
682,569,241
Total Uninsured Shares and Deposits > $250K (F+J)
1,010,276,008
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,611,100,312
Total Interest Expense (Sum of items 6 8)
84,190,074
Share Certificates
26,530
Number of Accounts for Share Drafts
59,503
IRA KEOGH Accounts
3,165
Number of Accounts for Regular Shares
85,909
All other shares
1,597
Non Member Deposits
21
Money Market Shares
10,412
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
189,408,565
Total Liabilities
4,086,241,285
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Technology Credit UnionIs Technology Credit Union a safe place to deposit money?Yes, Technology Credit Union is considered a safe financial institution. With a Texas Ratio of 3.5975277856807%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Technology Credit Union operate?Technology Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Technology Credit Union?Yes, to access services at Technology Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Technology Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Technology Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Technology Credit Union offer online and mobile banking?Most modern institutions like Technology Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.techcu.com. Current Technology Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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