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Technology Credit Union

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Technology Credit Union Rates & Review November 2026

Q: What are the current interest rates at Technology Credit Union?

Current rates for Technology Credit Union include: 12-Month CD: 4.00%, 18-Month CD: 3.50%, 24-Month CD: 4.00%, 60-Month CD: 3.75%, Savings: 4.00%, MMA: 2.05%

Q: What CD terms does Technology Credit Union offer?

Technology Credit Union CD rates are 4.00% APY for a 12 month CD, 4.00% APY for an 18 month CD, 4.00% APY for a 2 year CD, 3.75% APY for a 3 year CD, 3.75% APY for a 4 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Technology Credit Union for its full lineup.

Q: How many branches does Technology Credit Union operate?

Technology Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Technology Credit Union's Consumer CD - 12 Month rates are at 4.00%, Consumer CD - 18 Month rates are at 4.00%, Consumer CD - 24 Month rates are at 4.00%, Consumer CD - 36 Month rates are at 3.75%, Consumer CD - 48 Month rates are at 3.75%. Technology Credit Union's savings rates are at 4.00%. Technology Credit Union's money market rates are at 2.05%. Technology Credit Union's checking rates are as high as 0.10%. Technology Credit Union's Auto Loan Rates are as low as 5.24%. Technology Credit Union's CD rates are 37% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Technology Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.57%. Rates last updated and verified on 10/30/2026.

Technology Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Technology Credit Union? Share your experience about Technology Credit Union by leaving a review below, or read customer reviews before you decide to use Technology Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.57%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Technology Credit Union
Corporate Office

2010 N 1st St
San Jose, CA 95131-2018

https://www.techcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Technology Credit Union CD Rates

Product	Rate	APY	Term
Consumer Certificate - 12 Month	3.941%	4.00%	12 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 18 Month	3.941%	4.00%	18 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 24 Month	3.941%	4.00%	24 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 12 Month	3.941%	4.00%	12 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 18 Month	3.941%	4.00%	18 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 24 Month	3.941%	4.00%	24 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 36 Month	3.698%	3.75%	36 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 48 Month	3.698%	3.75%	48 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 60 Month	3.698%	3.75%	60 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 36 Month	3.698%	3.75%	36 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 48 Month	3.698%	3.75%	48 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 60 Month	3.698%	3.75%	60 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 10 Month	3.639%	3.65%	10 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 9 Month	3.634%	3.65%	9 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 10 Month	3.639%	3.65%	10 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 9 Month	3.634%	3.65%	9 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Liquid Certificate - 3 Month	3.601%	3.65%	3 Month
Min Deposit $1,000 Min Balance $1,000 Details Effective Date 09/01/2026; Minimum opening balance of $1,000 in new-to-Tech CU money; APY available with minimum $1,000 new-to-Tech CU money; Unlimited withdrawals without penalty six days after opening, minimum $1,000 must be maintained Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Liquid Certificate - 4 Month	3.606%	3.65%	4 Month
Min Deposit $1,000 Min Balance $1,000 Details Effective Date 09/01/2026; Minimum opening balance of $1,000 in new-to-Tech CU money; APY available with minimum $1,000 new-to-Tech CU money; Unlimited withdrawals without penalty six days after opening, minimum $1,000 must be maintained Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Liquid Certificate - 5 Month	3.612%	3.65%	5 Month
Min Deposit $1,000 Min Balance $1,000 Details Effective Date 09/01/2026; Minimum opening balance of $1,000 in new-to-Tech CU money; APY available with minimum $1,000 new-to-Tech CU money; Unlimited withdrawals without penalty six days after opening, minimum $1,000 must be maintained Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 15 Month	3.455%	3.50%	15 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 17 Month	3.455%	3.50%	17 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 3 Month	3.455%	3.50%	3 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 5 Month	3.465%	3.50%	5 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Consumer Certificate - 6 Month	3.47%	3.50%	6 Month
Min Deposit $1,000 Details Consumer Certificates and IRA Certificates; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 17 Month	3.455%	3.50%	17 Month
Min Balance $95,000 Details Balance: $95,000 or more; Footnote *: available to Tech CU members who deposit and maintain a minimum of $1000 of "new to Tech CU" money into a new Certificate account; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 3 Month	3.455%	3.50%	3 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 5 Month	3.465%	3.50%	5 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 6 Month	3.47%	3.50%	6 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 2 Month	0.449%	0.45%	2 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.45% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 1 Month	0.349%	0.35%	1 Month
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Jumbo Certificate - 15 Day	0.30%	0.30%	15 Day
Min Balance $95,000 Details Balance: $95,000 or more; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Technology Credit Union Business CD Rates

Product	Rate	APY	Term
Business Certificate - 12 Month	3.941%	4.00%	12 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 18 Month	3.941%	4.00%	18 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 24 Month	3.941%	4.00%	24 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 36 Month	3.698%	3.75%	36 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 48 Month	3.698%	3.75%	48 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 60 Month	3.698%	3.75%	60 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
3 Month Business Liquid Certificate	3.601%	3.65%	3 Month
Min Deposit $95,000 Min Balance $95,000 Details Effective Date: 09/01/2026; APY requires minimum $95,000 of New-to-Tech CU money; one penalty-free withdrawal per calendar month Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
4 Month Business Liquid Certificate	3.606%	3.65%	4 Month
Min Deposit $95,000 Min Balance $95,000 Details Effective Date: 09/01/2026; APY requires minimum $95,000 of New-to-Tech CU money; one penalty-free withdrawal per calendar month Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
5 Month Business Liquid Certificate	3.612%	3.65%	5 Month
Min Deposit $95,000 Min Balance $95,000 Details Effective Date: 09/01/2026; APY requires minimum $95,000 of New-to-Tech CU money; one penalty-free withdrawal per calendar month Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 10 Month	3.639%	3.65%	10 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 9 Month	3.634%	3.65%	9 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 15 Month	3.455%	3.50%	15 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 17 Month	3.455%	3.50%	17 Month
Details Footnote *: available to Tech CU members who deposit and maintain a minimum of $1000 of new-to-Tech CU money into a new Certificate account; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 3 Month	3.455%	3.50%	3 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 5 Month	3.465%	3.50%	5 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Certificate - 6 Month	3.47%	3.50%	6 Month
Details Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Technology Credit Union Savings Rates

Product	Rate	APY
High-Yield Savings Account	3.928%	4.00%
Min Deposit $100 Min Balance $0 Details Qualifications Required; Balance: $0.01 to $5,000.00; Tiered Earnings for Qualified Accounts; Effective 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
High-Yield Savings Account	2.472%	2.50%
Min Deposit $100 Min Balance $5,000 Details Qualifications Required; Balance: $5,000.01 to $10,000.00; Tiered Earnings for Qualified Accounts; Effective 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
High-Yield Savings Account	1.49%	1.50%
Min Deposit $100 Min Balance $10,000 Details Qualifications Required; Balance: $10,000.01 to $20,000.00; Tiered Earnings for Qualified Accounts; Effective 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Health Savings Accounts	0.499%	0.50%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.01 and above; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Health Savings Accounts	0.399%	0.40%
Min Deposit $0 Min Balance $0 Details Balance: $0.01 to $2,500.00; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
High-Yield Savings Account	0.20%	0.20%
Min Deposit $100 Min Balance $20,000 Details Qualifications Required; Balance: $20,000.01 and above; Tiered Earnings for Qualified Accounts; Effective 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Membership Share Savings Accounts	0.20%	0.20%
Min Deposit $25 Min Balance $25 Details Balance: $25.00 to $2,499.99; Effective 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Membership Share Savings Accounts	0.20%	0.20%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500.00 and above; Effective 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Share Savings Accounts	0.20%	0.20%
Min Deposit $25 Min Balance $25 Details Balance: $25.00 to $2,499.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Technology Credit Union Money Market Rates

Product	Rate	APY
Money Market Plus Accounts	2.031%	2.05%
Min Deposit $0 Min Balance $1,000,000 Details Balance: $1,000,000.00 and above; Rate boost of 0.10% with Tech CU Checking Account and minimum $100 net pay direct deposit; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Money Market Plus Accounts	1.933%	1.95%
Min Deposit $0 Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99; Rate boost of 0.10% with Tech CU Checking Account and minimum $100 net pay direct deposit; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.95% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Money Market Plus Accounts	1.884%	1.90%
Min Deposit $0 Min Balance $300,000 Details Balance: $300,000.00 - $499,999.99; Rate boost of 0.10% with Tech CU Checking Account and minimum $100 net pay direct deposit; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Money Market Plus Accounts	1.49%	1.50%
Min Deposit $0 Min Balance $150,000 Details Balance: $150,000.00 - $299,999.99; Rate boost of 0.10% with Tech CU Checking Account and minimum $100 net pay direct deposit; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Money Market Plus Accounts	1.243%	1.25%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000.00 - $149,999.99; Rate boost of 0.10% with Tech CU Checking Account and minimum $100 net pay direct deposit; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Money Market Plus Accounts	0.995%	1.00%
Min Deposit $0 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Rate boost of 0.10% with Tech CU Checking Account and minimum $100 net pay direct deposit; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Money Market Plus Accounts	0.847%	0.85%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Money Market Plus Accounts	0.499%	0.50%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Money Market Plus Accounts	0.00%	0.00%
Min Deposit $0 Min Balance $0 Details Balance: $0.01 - $2,499.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Technology Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Plus Accounts	2.031%	2.05%
Min Balance $1,000,000 Details Balance: $1,000,000.00 and above; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Money Market Plus Accounts	1.933%	1.95%
Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.95% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Money Market Plus Accounts	1.884%	1.90%
Min Balance $300,000 Details Balance: $300,000.00 - $499,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Money Market Plus Accounts	1.49%	1.50%
Min Balance $150,000 Details Balance: $150,000.00 - $299,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Money Market Plus Accounts	1.243%	1.25%
Min Balance $100,000 Details Balance: $100,000.00 - $149,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Money Market Plus Accounts	0.995%	1.00%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Money Market Plus Accounts	0.847%	0.85%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Money Market Plus Accounts	0.499%	0.50%
Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Business Money Market Plus Accounts	0.00%	0.00%
Min Balance $0 Details Balance: $0.01 - $2,499.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 1.88% → 0.50% ▼ 1.38 pts · high 1.93% / low 0.50% Oct 26, 20260.50%▼ from 1.93% Oct 19, 20261.93%▲ from 1.88% Sep 14, 20261.88%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Technology Credit Union Checking Rates

Product	Rate	APY
Interest Checking	0.10%	0.10%
Min Deposit $0 Min Balance $1,500 Details Balance: $1,500.00 and above; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Interest Checking	0.00%	0.00%
Min Deposit $0 Min Balance $0 Details Balance: $0.01 - $1,499.99; Effective Date: 09/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Technology Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit	-	-	7.00%
Details Available Credit Limit: $10,000 - $250,000; Maximum LTV: 80%; Effective Date: 10/01/2026; Current APR determined by WSJ Prime rate plus a margin; California 1-4 unit primary residences only Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Home Equity Line of Credit	-	-	7.50%
Details Available Credit Limit: $250,001 - $500,000; Maximum LTV: 70%; Effective Date: 10/01/2026; Current APR determined by WSJ Prime rate plus a margin; California 1-4 unit primary residences only Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Sep 18, 20267.50%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Technology Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	5.24%	12 - 66 months
Details APR range: 5.24% - 14.74%; Minimum Loan Amount: $5,000; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 5.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
New Auto Loan	-	-	5.49%	67 - 72 months
Details APR range: 5.49% - 14.99%; Minimum Loan Amount: $15,000; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Used Auto Loan	-	-	5.49%	12 - 66 months
Details APR range: 5.49% - 15.24%; Minimum Loan Amount: $5,000; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Used Auto Loan	-	-	5.74%	67 - 72 months
Details APR range: 5.74% - 15.49%; Minimum Loan Amount: $15,000; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
New Auto Loan	-	-	5.99%	73 - 84 months
Details APR range: 5.99% - 15.49%; Minimum Loan Amount: $25,000; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Used Auto Loan	-	-	6.24%	73 - 84 months
Details APR range: 6.24% - 15.74%; Minimum Loan Amount: $25,000; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Technology Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Home and Investment Property Equity Loans	-	-	8.25%	12 - 180 months
Details Maximum LTV: 70%; Amount: $25,000 - $250,000; Occupancy: Owner Occupied; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.88% → 8.25% ▲ 0.38 pts · high 8.25% / low 7.88% Oct 10, 20268.25%▲ from 7.88% Sep 14, 20267.88%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Home and Investment Property Equity Loans	-	-	8.875%	181 - 240 months
Details Maximum LTV: 70%; Amount: $25,000 - $250,000; Occupancy: Owner Occupied; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 8.50% → 8.88% ▲ 0.38 pts · high 8.88% / low 8.50% Oct 10, 20268.88%▲ from 8.50% Sep 14, 20268.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Home and Investment Property Equity Loans	-	-	8.75%	12 - 180 months
Details Maximum LTV: 60%; Amount: $25,000 - $150,000; Occupancy: Non-Owner Occupied; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.88% → 8.75% ▲ 0.88 pts · high 8.75% / low 7.88% Oct 10, 20268.75%▲ from 7.88% Sep 14, 20267.88%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Home and Investment Property Equity Loans	-	-	9.375%	181 - 240 months
Details Maximum LTV: 60%; Amount: $25,000 - $150,000; Occupancy: Non-Owner Occupied; Effective Date: 10/01/2026 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 8.50% → 9.38% ▲ 0.88 pts · high 9.38% / low 8.50% Oct 10, 20269.38%▲ from 8.50% Sep 14, 20268.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%
Individual Retirement Accounts	0.20%	-	0.20%
Min Deposit $25 Details Effective Date: 09/01/2026; $0.01 minimum balance to maintain account and earn dividends Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.57%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Technology Credit Union’s Texas Ratio fell from 4.29% in Q3 2023 to 3.57% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$4.5B	3.57%	5.0	A+
March 31, 2026	$4.7B	3.41%	5.0	A+
December 31, 2025	$4.6B	3.97%	5.0	A+
September 30, 2025	$4.5B	3.39%	5.0	A+
June 30, 2025	$4.6B	3.88%	5.0	A+
March 31, 2025	$4.7B	3.58%	5.0	A+
December 31, 2024	$4.8B	4.59%	5.0	A+
September 30, 2024	$4.7B	3.80%	5.0	A+
June 30, 2024	$4.6B	3.39%	5.0	A+
March 31, 2024	$4.6B	4.82%	5.0	A+
December 31, 2023	$4.8B	5.17%	5.0	A+
September 30, 2023	$4.8B	4.29%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Technology Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Technology Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Technology Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Technology Credit Union

Website https://www.techcu.com

Address 2010 N 1st St, San Jose, CA 95131-2018

Phone 408-451-9111

Fax 408-436-1277

President Mical Atz Brenzel

CEO Todd Harris

Full-Time Employees 343

Part-Time Employees 6

Branch Locations 11

ATM Locations 10

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.57%

Return on Assets (ROA)

0.0536%

Return on Equity (ROE)

0.4734%

Non-Performing Loans Ratio (NPL)

0.57%

Total Assets

4,538,276,919

Total Amount of Shares and Deposits

3,645,615,026

Total Shares and Deposits < 1 Year

3,311,421,026

Total Shares and Deposits 1 3 Years

283,018,649

Total Shares and Deposits > 3 Years

51,175,352

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

766,771,015

Total Uninsured Shares and Deposits > $250K (F+J)

1,095,771,281

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,549,843,745

Total Interest Expense (Sum of items 6 8)

48,812,593

Share Certificates

23,883

Number of Accounts for Share Drafts

59,251

IRA KEOGH Accounts

3,145

Number of Accounts for Regular Shares

85,344

All other shares

1,485

Non Member Deposits

Money Market Shares

10,234

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

215,395,536

Total Liabilities

4,087,630,416

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Technology Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Technology Credit Union

Does Technology Credit Union offer CDs?

Yes. Technology Credit Union current CD rates include its Consumer CD - 12 Month at 4.00% APY, its Consumer CD - 18 Month at 4.00% APY and its Consumer CD - 24 Month at 4.00% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Technology Credit Union NCUA insured?

Yes. Technology Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Technology Credit Union?

The highest Technology Credit Union CD rate is its Business CD - 12 Month at 4.00% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Technology Credit Union offer?

Technology Credit Union CD rates are 4.00% APY for a 12 month CD, 4.00% APY for an 18 month CD, 4.00% APY for a 2 year CD, 3.75% APY for a 3 year CD, 3.75% APY for a 4 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Technology Credit Union for its full lineup.

What is the highest savings rate at Technology Credit Union?

The highest Technology Credit Union savings rate is its High-Yield Savings Account at 4.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Technology Credit Union?

The highest Technology Credit Union money market rate is its Business Money Market Plus Accounts at 2.05% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Technology Credit Union?

The highest Technology Credit Union checking rate is its Interest Checking at 0.10% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Technology Credit Union?

The lowest Technology Credit Union auto loan rate is its New Auto Loan at 5.24% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Technology Credit Union operate?

Technology Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Technology Credit Union?

Yes, to access services at Technology Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Technology Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Technology Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Technology Credit Union offer online and mobile banking?

Most modern institutions like Technology Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.techcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Technology Credit Union rates compare?

Technology Credit Union's CD rates are 37% higher than the MonitorBankRates national average, and it has an A+ health rating. Technology Credit Union's top rates are its Business CD - 12 Month at 4.00% APY, its High-Yield Savings Account at 4.00% APY, its Business Money Market Plus Accounts at 2.05% APY, its Interest Checking at 0.10% APY and its New Auto Loan at 5.24% APR, verified by MonitorBankRates on October 30, 2026.

Current Technology Credit Union Rates

12-Month CD4.00%
18-Month CD3.50%
24-Month CD4.00%
60-Month CD3.75%
Savings4.00%
MMA2.05%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Technology Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Technology Credit Union Texas Ratio

Technology Credit Union Health Trend

Technology Credit Union CD Rates

Technology Credit Union Business CD Rates

Technology Credit Union Savings Rates

Technology Credit Union Money Market Rates

Technology Credit Union Business Money Market Rates

Technology Credit Union Checking Rates

Technology Credit Union Home Equity & HELOC

Technology Credit Union Auto Loan Rates

Technology Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Technology Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Technology Credit Union

Does Technology Credit Union offer CDs?

Are CDs from Technology Credit Union NCUA insured?

What is the highest CD rate at Technology Credit Union?

What CD terms does Technology Credit Union offer?

What is the highest savings rate at Technology Credit Union?

What is the highest money market rate at Technology Credit Union?

What is the highest checking rate at Technology Credit Union?

What is the lowest auto loan rate at Technology Credit Union?

How many branches does Technology Credit Union operate?

Is a member application needed to join Technology Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Technology Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Technology Credit Union rates compare?

Current Technology Credit Union Rates

Compare to Other Credit Unions