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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 HawaiiUSA Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
HawaiiUSA Federal Credit Union's 6-Month (182 days) Jumbo CD rates are at 3.50%, 6-Month Jumbo CD rates are at 3.50%, 1-Year (365 days) Jumbo CD rates are at 3.35%, 6-Month (182 days) CD rates are at 3.25%, 6-Month CD rates are at 3.25%. HawaiiUSA Federal Credit Union's savings rates are at 0.05%. HawaiiUSA Federal Credit Union's money market rates are at 0.05%. HawaiiUSA Federal Credit Union's 15 Year Fixed Rate rates are at 3.88%, 15 Year Fixed Rate rates are at 4.75%, 30 Year Fixed Rate rates are at 5.12%, 30 Year Jumbo Fixed Rate rates are at 5.25%, 30 Year Fixed Rate rates are at 5.38%. HawaiiUSA Federal Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of HawaiiUSA Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.50%. Rates were last updated on 04/17/2026. HawaiiUSA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HawaiiUSA Federal Credit Union? Share your experience about HawaiiUSA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use HawaiiUSA Federal Credit Union. HawaiiUSA Federal Credit Union
Main Office 1226 College Walk
https://www.hawaiiusafcu.com Honolulu, HI 96817 
HawaiiUSA Federal Credit Union CD Rates
HawaiiUSA Federal Credit Union Savings Rates
HawaiiUSA Federal Credit Union Money Market Rates
HawaiiUSA Federal Credit Union Checking Rates
HawaiiUSA Federal Credit Union Mortgage Rates
HawaiiUSA Federal Credit Union Home Equity & HELOC
HawaiiUSA Federal Credit Union Auto Loan Rates
HawaiiUSA Federal Credit Union Credit Card Rates
HawaiiUSA Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for HawaiiUSA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HawaiiUSA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with HawaiiUSA Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
HawaiiUSA Federal Credit Union
Website
https://www.hawaiiusafcu.com
Address
1226 College Walk,
Honolulu, HI 96817
Phone
808-534-4300
Fax
808-844-8561
President
Harlan Kimura
CEO
Greg Young
Full-Time Employees
360
Part-Time Employees
2
Branch Locations
15
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.50%
Return on Assets (ROA)
0.3788%
Return on Equity (ROE)
3.6766%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
2,621,690,954
Total Amount of Shares and Deposits
2,321,155,496
Total Shares and Deposits < 1 Year
2,308,627,005
Total Shares and Deposits 1 3 Years
10,502,367
Total Shares and Deposits > 3 Years
2,026,124
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
202,497,775
Total Uninsured Shares and Deposits > $250K (F+J)
202,497,775
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,118,657,721
Total Interest Expense (Sum of items 6 8)
23,559,402
Share Certificates
12,949
Number of Accounts for Share Drafts
93,052
IRA KEOGH Accounts
2,977
Number of Accounts for Regular Shares
153,576
All other shares
38
Money Market Shares
4,029
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
315,032,614
Total Liabilities
2,411,733,712
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About HawaiiUSA Federal Credit UnionIs HawaiiUSA Federal Credit Union a safe place to deposit money?Yes, HawaiiUSA Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5038481946335%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does HawaiiUSA Federal Credit Union operate?HawaiiUSA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join HawaiiUSA Federal Credit Union?Yes, to access services at HawaiiUSA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, HawaiiUSA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, HawaiiUSA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does HawaiiUSA Federal Credit Union offer online and mobile banking?Most modern institutions like HawaiiUSA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hawaiiusafcu.com. Current HawaiiUSA Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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