2 Rivers Area Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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2 Rivers Area Credit Union's 12-Month CD rates are at 2.25%. 2 Rivers Area Credit Union's savings rates are at 0.25%. 2 Rivers Area Credit Union's Personal Loan Rates are at 10.00.

2 Rivers Area Credit Union

Compare 2 Rivers Area Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 2 Rivers Area Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

2 Rivers Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 2 Rivers Area Credit Union? Share your experience about 2 Rivers Area Credit Union by leaving a review below, or read customer reviews before you decide to use 2 Rivers Area Credit Union.

Overall, 2 Rivers Area Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
10.00%
2 Rivers Area Credit Union
2 Rivers Area Credit Union
296 W Jeffery St
Kankakee, IL 60901
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 2 Rivers Area Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of Texas
State Bank of Texas
12-Month CD Jumbo
4.35%
$10,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
48-Month CD
4.25%
$500
American Bank
American Bank
48-Month CD
4.00%
$500
Atkins Savings B&T
Atkins Savings B&T
24-Month CD (Adjust-A-Rate)
3.89%
$1,000
Second Federal S&L
Second Federal S&L
24-Month CD
3.75%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
12-Month CD (Super Jumbo)
3.65%
$225,000
First National Bank in Olney
First National Bank in Olney
60-Month CD
3.56%
$500
Chester National Bank
Chester National Bank
15-Month CD
3.55%
$500
BankChampaign
BankChampaign
12-Month CD
3.51%
$500
Vystar Credit Union
Vystar Credit Union
48-Month CD
3.50%
$500
City National B&T Co. of Lawton, OK
48-Month CD
3.25%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
18-Month CD
3.15%
$1,000
Longview Bank
Longview Bank
12-Month CD
3.00%
$500
Volunteer State Bank
Volunteer State Bank
24-Month CD
3.00%
$1,000
Ambler Savings Bank
Ambler Savings Bank
24-Month CD
3.00%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
36-Month CD
3.00%
$500
Longview Bank
Longview Bank
24-Month CD
2.75%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
36-Month CD
2.61%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
12-Month CD
2.53%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
12-Month CD
2.50%
$1,000
Citizens State Bank Moundridge, KS
24-Month CD
2.50%
$1,000
CNB of McConnelsville
36-Month CD
2.25%
$5,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
12-Month CD
2.25%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
Grand Timber Bank
Grand Timber Bank
12-Month CD
1.92%
$500
FNB Community Bank
FNB Community Bank
6-Month CD
1.66%
$1,000
Kentucky Farmers Bank
Kentucky Farmers Bank
12-Month CD
1.25%
$1,000
I3 Bank
I3 Bank
48-Month CD
1.16%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Premier Money Market
1.00%
$250,000
Mid-Missouri Bank
Mid-Missouri Bank
60-Month CD
1.00%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
48-Month CD
0.70%
$500
The Honesdale National Bank
The Honesdale National Bank
36-Month CD
0.70%
$1,000
The Middlefield Banking Company
The Middlefield Banking Company
24-Month CD
0.60%
$500
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
36-Month CD
0.55%
$500
First Seacoast Bank
First Seacoast Bank
60-Month CD
0.55%
$1,000
AbbyBank
AbbyBank
Savings Plus
0.50%
$10,000
Metropolitan Bank
Metropolitan Bank
60-Month CD
0.50%
$2,500
Queenstown Bank
Queenstown Bank
48-Month CD
0.50%
$500
Bristol County Savings Bank
Bristol County Savings Bank
Money Market
0.46%
$10
BankWest Of Kansas
BankWest Of Kansas
18-Month CD
0.35%
$0
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
18-Month CD
0.35%
$500
Bank of New Hampshire
Bank of New Hampshire
60-Month CD
0.35%
$500
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Share Savings
0.25%
$5
Tompkins Community Bank
Tompkins Community Bank
12-Month CD
0.20%
$1,000
American Savings Bank, FSB
American Savings Bank, FSB
12-Month CD
0.20%
$1,000
Penn Community Bank
Penn Community Bank
Common Cents Savings
0.15%
$0
Fulton Savings Bank
Fulton Savings Bank
Statement Savings
0.05%
$100
Global Bank
Global Bank
NOW Checking
0.05%
$100
Citizens Bank
Citizens Bank
Private Client Money Market
0.05%
$25,000
Fulton Bank
Fulton Bank
Statement Savings
0.02%
$0
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Checking
0.01%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
First Plus Checking
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 2 Rivers Area Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.560%
5.250%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.830%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.750%
5.841%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
M&T Bank
M&T Bank
15-Year Fixed
5.625%
6.086%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.000%
6.133%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.000%
6.164%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.196%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.125%
6.200%
0.000
Bank of America
Bank of America
15 Year Fixed
5.750%
6.202%
0.787
StonehamBank
StonehamBank
20-Year Fixed
6.125%
6.215%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.125%
6.240%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.282%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.316%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.750%
6.360%
0.000
Freedom Credit Union
Freedom Credit Union
30 Year Fixed
6.375%
6.417%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.250%
6.434%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
30 Year Fixed
6.375%
6.463%
0.000
First Hope Bank
First Hope Bank
30-Year Fixed
6.500%
6.482%
1.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
6.250%
6.487%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.375%
6.506%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
30-Year Fixed Jumbo
6.375%
6.516%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 2 Rivers Area Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 2 Rivers Area Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

2 Rivers Area Credit Union Information

Credit Union Name: 2 Rivers Area Credit Union
Full Time Employees: 6
Part Time Employees: 1
President: Mary Westover
CEO: Danita Swanson
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
296 W Jeffery St
Kankakee, IL 60901
Phone Number: 815-935-2270
Fax Number: 815-935-1310

2 Rivers Area Credit Union Financials

Total Assets:
25,087,498
Total Amount of Shares and Deposits:
21,727,239
Total Shares and Deposits < 1 Year:
21,727,239
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
536,991
Total Uninsured Shares and Deposits > $250K (F+J):
536,991
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,190,248
Total Interest Expense (Sum of items 6 8):
21,662
Share Certificates:
88
Number of Accounts for Share Drafts:
2,327
IRA KEOGH Accounts:
64
Number of Accounts for Regular Shares:
4,083
All other shares:
702
Net Income (unless the amount is already included in Undivided Earnings):
10,573
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,140,634
Total Liabilities:
22,333,067
Show More

2 Rivers Area Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

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