2 Rivers Area Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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2 Rivers Area Credit Union's 12-Month CD rates are at 2.25%. 2 Rivers Area Credit Union's savings rates are at 0.25%. 2 Rivers Area Credit Union's Personal Loan Rates are at 10.00.

2 Rivers Area Credit Union

Compare 2 Rivers Area Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 2 Rivers Area Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

2 Rivers Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 2 Rivers Area Credit Union? Share your experience about 2 Rivers Area Credit Union by leaving a review below, or read customer reviews before you decide to use 2 Rivers Area Credit Union.

Overall, 2 Rivers Area Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
10.00%
2 Rivers Area Credit Union
2 Rivers Area Credit Union
296 W Jeffery St
Kankakee, IL 60901
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 2 Rivers Area Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Corner Stone Bank
The Corner Stone Bank
12-Month CD
4.35%
$1,000
Regent Bank (OK)
Regent Bank (OK)
12-Month CD
4.15%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
48-Month CD
4.15%
$500
Suncoast Credit Union
Suncoast Credit Union
18-Month CD
4.00%
$500
The Fountain Trust Company
The Fountain Trust Company
6-Month CD
4.00%
$50,000
Winchester Co-operative Bank
Winchester Co-operative Bank
30-Month CD
3.75%
$500
Rhinebeck Bank
Rhinebeck Bank
24-Month CD
3.74%
$2,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.65%
$10,000
Main Bank
Main Bank
6-Month CD
3.60%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
NBKC Bank
NBKC Bank
60-Month CD
3.25%
$250
Sandy Spring Bank
Sandy Spring Bank
60-Month CD
3.16%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
6-Month CD
3.02%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
60-Month CD
3.00%
$500
Seamens Bank
Seamens Bank
12-Month CD
2.75%
$1,000
Security Federal Bank
Security Federal Bank
24-Month CD
2.75%
$5,000
West Shore Bank
West Shore Bank
36-Month CD
2.52%
$500
Mascoma Bank
Mascoma Bank
12-Month CD
2.50%
$500
Mound City Bank
Mound City Bank
60-Month CD
2.49%
$2,500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
60-Month CD
2.27%
$1,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
12-Month CD
2.25%
$1,000
Regent Bank (OK)
Regent Bank (OK)
120-Month CD
2.00%
$1,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
Savings
1.76%
$100
Hilltop National Bank
Hilltop National Bank
30-Month CD
1.76%
$1,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
24-Month CD
1.75%
$50
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Money Market
1.50%
$100,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
60-Month CD
1.50%
$2,500
Alliance Bank IN
Alliance Bank IN
30-Month CD
1.50%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
30-Month CD
1.41%
$500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
36-Month CD
1.30%
$5,000
Century SLA
Century SLA
12-Month CD (Jumbo)
1.05%
$100,000
Bank of Wolcott
Bank of Wolcott
3-Month CD
1.00%
$5,000
T Bank
T Bank
T Savings
0.75%
$0
TSB Teutopolis State Bank
TSB Teutopolis State Bank
24-Month CD
0.70%
$500
Murphy Bank
Murphy Bank
Regular Savings
0.60%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
36-Month CD
0.50%
$100
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
48-Month CD
0.50%
$500
Fulton Savings Bank
Fulton Savings Bank
36-Month CD
0.40%
$500
Partners Bank of New England
48-Month CD
0.40%
$500
Catskill Hudson Bank
Catskill Hudson Bank
12-Month CD
0.35%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
12-Month CD
0.25%
$500
Main Street Bank
Main Street Bank
Savings
0.25%
$0
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
Choice Money Market
0.25%
$1,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Share Savings
0.25%
$5
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Money Market
0.15%
$2,500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Progressive Money Market
0.15%
$1,500
Arlington State Bank
Arlington State Bank
Money Market
0.10%
$2,500
Ponce Bank
Ponce Bank
Ponce Savings
0.10%
$0
BankOrion
BankOrion
Money Market
0.05%
$0
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Regular Savings
0.05%
$100
Gouverneur S&L
Gouverneur S&L
Interest Checking
0.05%
$600
PNB Peshtigo National Bank
PNB Peshtigo National Bank
Regular Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 2 Rivers Area Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Citizens Federal S&LA
Citizens Federal S&LA
15-Year Fixed
5.750%
5.931%
0.500
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30-Year Fixed
5.875%
6.022%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
6.000%
6.104%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.000%
6.149%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.367%
6.250%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.125%
6.307%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
6.125%
6.309%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.250%
6.331%
0.000
Citi
Citi
15-Year Fixed
6.000%
6.332%
0.875
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.125%
6.416%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
6.125%
6.417%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
6.000%
6.428%
0.250
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.750%
6.434%
0.250
Chartway Credit Union
Chartway Credit Union
5/1 ARM
6.375%
6.449%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.625%
6.456%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.375%
6.470%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.500%
6.538%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.500%
6.616%
1.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
6.250%
6.618%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.625%
6.655%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.500%
6.689%
1.125
Northwest Community Bank
Northwest Community Bank
30-Year Fixed
6.325%
6.740%
0.000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
10/1 ARM
6.500%
6.773%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed
6.500%
6.776%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 2 Rivers Area Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 2 Rivers Area Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

2 Rivers Area Credit Union Information

Credit Union Name: 2 Rivers Area Credit Union
Full Time Employees: 6
Part Time Employees: 1
President: Mary Westover
CEO: Danita Swanson
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
296 W Jeffery St
Kankakee, IL 60901
Phone Number: 815-935-2270
Fax Number: 815-935-1310

2 Rivers Area Credit Union Financials

Total Assets:
25,087,498
Total Amount of Shares and Deposits:
21,727,239
Total Shares and Deposits < 1 Year:
21,727,239
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
536,991
Total Uninsured Shares and Deposits > $250K (F+J):
536,991
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,190,248
Total Interest Expense (Sum of items 6 8):
21,662
Share Certificates:
88
Number of Accounts for Share Drafts:
2,327
IRA KEOGH Accounts:
64
Number of Accounts for Regular Shares:
4,083
All other shares:
702
Net Income (unless the amount is already included in Undivided Earnings):
10,573
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,140,634
Total Liabilities:
22,333,067
Show More

2 Rivers Area Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Here is a list of the top 10 online savings account rates and money market account rates on our rate tables:
Debt issues in Europe and slowing economies around the world will probably bring another round of quantitative easing from the U.S. Federal Reserve according to a recent survey. In CNBC's "snap" survey 58 market professionals believe the Fed will start another around of quantitative easing sometime over the next year. That's up from 33 professionals just 6 weeks ago.

EverBank changed their CD rates on both regular and jumbo certificates of deposit. EverBank's 1 year CD rate was increased 5 basis points to 1.31 percent and is now the best 1 year CD rate in our database. The largest increase was 18 basis points on EverBank's 4 year regular and jumbo certificates of deposit.

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