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SAINT LAWRENCE Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

SAINT LAWRENCE rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not SAINT LAWRENCE, and you can see how they compare in the SAINT LAWRENCE rate tables below. MonitorBankRates evaluates the financial stability of SAINT LAWRENCE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.61%. Database rates last updated and verified on 08/29/2026.

SAINT LAWRENCE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SAINT LAWRENCE? Share your experience about SAINT LAWRENCE by leaving a review below, or read customer reviews before you decide to use SAINT LAWRENCE.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.61%
Excellent Lower than avg
SAINT LAWRENCE
Commerce Park Drive
800 Commerce Park Dr
Ogdensburg, NY 13669 2208
http://www.stlawrfcu.com
Member NCUA

Current Rate Availability

We're not currently displaying rates for SAINT LAWRENCE, but our database is updated constantly — check back soon for the latest offers.

Are you with SAINT LAWRENCE? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for SAINT LAWRENCE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SAINT LAWRENCE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SAINT LAWRENCE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SAINT LAWRENCE
Website http://www.stlawrfcu.com
Address 800 Commerce Park Dr, Ogdensburg, NY 13669 2208
Phone 315-393-3530
Fax 315-393-3700
President Douglas Loffler
CEO Amber Taylor
Full-Time Employees 57
Part-Time Employees 4
Branch Locations 6
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.61%
Return on Assets (ROA)
0.7752%
Return on Equity (ROE)
6.5875%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
252,266,642
Total Amount of Shares and Deposits
217,940,683
Total Shares and Deposits < 1 Year
206,966,247
Total Shares and Deposits 1 3 Years
10,705,643
Total Shares and Deposits > 3 Years
268,794
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,254,522
Total Uninsured Shares and Deposits > $250K (F+J)
5,254,522
Total Insured Shares and Deposits > $250K (item 17 less item K)
212,686,161
Total Interest Expense (Sum of items 6 8)
2,945,050
Share Certificates
2,091
Number of Accounts for Share Drafts
9,524
IRA KEOGH Accounts
217
Number of Accounts for Regular Shares
16,332
All other shares
1,095
Non Member Deposits
2
Money Market Shares
312
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,402,978
Total Liabilities
228,866,534
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

SAINT LAWRENCE earned the Verified Healthy badge

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Customer Reviews

There are no reviews for SAINT LAWRENCE yet. Feel free to create one below.
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Total Reviews
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Frequently Asked Questions About SAINT LAWRENCE

How many branches does SAINT LAWRENCE operate?

SAINT LAWRENCE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SAINT LAWRENCE?

Yes, to access services at SAINT LAWRENCE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SAINT LAWRENCE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SAINT LAWRENCE provides members with tools to manage their accounts and build a solid financial history.

Does SAINT LAWRENCE offer online and mobile banking?

Most modern institutions like SAINT LAWRENCE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.stlawrfcu.com.

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